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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$989,900
4745 BRUCE ROAD 3, saugeen shores, Ontario

4745 Bruce Road 3

Saugeen Shores, Ontario

Home Sweet Home in a quiet pastoral setting! Welcome to 4745 Bruce Road 3, just under 2 acres of land located minutes from Port Elgin and Bruce Power. This beautiful 2-storey century home has been extensively renovated and is meticulously maintained. Boasting over 2600 sq. ft. of living space, this 4 bedroom + 2 bathroom house is perfect for a large or growing family looking to escape the ‘hustle and bustle’ of in-town living. The main floor provides a spacious foyer + laundry area from the side entrance, a 3-piece bathroom, a family room, a fully updated eat-in kitchen, a comfortable living room for lounging in the evenings, and a deck that is accessed via the sunroom. The second level is complete with four bright bedrooms, including a very sizeable primary bedroom with a secondary staircase and a 4-piece main bathroom. This home is heated with a propane furnace (2019) and propane fireplace in the living room, and includes a standby 20KW generator (2021). Some of the renovations completed: all new flooring (2021), new drywall, baseboards + trim (2021), new kitchen and pantry (2021), new fireplace and mantle in living room (2021), upgraded insulation and all new exterior siding (2021), electrical underground service with upgraded 200 amp electrical panel (2021), and more. The property includes a 30 ft. x 40 ft. insulated shop with in-floor heat, built in 2021. This is one you don’t want to miss! (id:22681)

4 Bedroom 2 Bathroom 2657.9000

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$464,900
171 VICTORIA Street, clinton, Ontario

171 Victoria Street

Clinton, Ontario

Welcome to 171 Victoria Street, Clinton. This charming 1520 sq.ft 2-storey home bursting with character! As soon as you step inside, you'll be captivated by the vintage charm that fills every room. From the detailed trim to the stained glass transom windows, you will truly appreciate this home's extensive detail. The living and dining room feature beautiful hardwood floors, adding warmth and elegance to the space. The foyer is spacious and flooded with natural light, creating a welcoming atmosphere. The kitchen is a true highlight, with its vertical plank wainscoting and stained glass window adding a touch of elegance. With plenty of cabinet space, your culinary skills have plenty of room to flourish. Convenience is key, and this home delivers with a 3-piece bathroom on the main floor, perfect for guests. Plus, there's a mudroom at the rear, providing ample storage space for all your belongings. Upstairs, you'll find three spacious bedrooms, each with its own closet, offering comfort and privacy. The 4-piece bathroom boasts a large vanity, and the second-floor laundry makes chores a breeze. Outside, the large fenced corner lot is a dream come true. It offers plenty of space for outdoor activities and entertaining. You'll also find two garden sheds, perfect for storing tools and equipment. And let's not forget the playset, a haven for the kids to enjoy endless hours of fun. This property truly has it all - vintage charm, ample space, and a fantastic location. Don't miss out on the opportunity to make this house your home sweet home! (id:22681)

3 Bedroom 2 Bathroom 1520

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$1,350,000
223 N LAKESHORE ROAD S, meaford, Ontario

223 N Lakeshore Road S

Meaford, Ontario

Fantastic waterfront vacant building lot on a sought-after quiet private paved road in beautiful Meaford. Stunning clean shoreline, rugged Georgian Bay style at its very best. Property has been cleared, ready for your project. These properties do no come available often. Swim, paddleboard, kayak from your own property, or just watch the sun rise over the water as you relax. Ride your bike to quaint Meaford to visit the shops, restaurants, shows and parks. For skiers, only 19 minutes to Georgian Peaks. Avoid the crowds at this piece of heaven, but know you are just minutes away from what the exciting Blue Mountains area offers. Plenty of opportunity with this property at 75’ x 170’ (approx.). Engineering report available to support construction closer to water edge. (id:22681)

Ron Hopper Real Estate Ltd Brokerage

For sale
$659,900
013557 BRUCE ROAD 10, west grey, Ontario

013557 Bruce Road 10

West Grey, Ontario

Walk in and enjoy this hard to find property that has been upgraded and well maintained! Located on the outskirts of Hanover and sits on over 1/2 an acre. This brick bungalow has 3 bedrooms and a 4pc. bath on the main floor. Also includes an eat-in kitchen with solid oak cabinets, dining room and a living room with a gas fireplace. Lower level offers a large rec room, potential 4th bedroom, storage room, 2pc. bath with laundry and a large utility room. The double car garage is a great addition. Outside offers lots of perennials, a fully fenced yard, flagstone patio and an Ecoflo 1000 gal. septic system. This home also includes hardwood floors, replaced windows, f/a gas furnace, central air, UV system, central vac, dug well and paved driveway. (id:22681)

3 Bedroom 2 Bathroom 1870

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$744,900
10 DEVINWOOD Avenue, walkerton, Ontario

10 Devinwood Avenue

Walkerton, Ontario

Welcome to 10 Devinwood Ave! This bungalow offers a walkout basement, back onto green space, concrete driveway and patio off of the rec room. This home provides 4 bedrooms (2+2) and 3 full bathrooms. High end finishes include consist of quartz counters throughout, luxury vinyl plank flooring, soft close cabinets, custom lighting and landscaping. This open concept design makes this home great for entertaining. The main level includes a mudroom with laundry, bedroom, a 4pc. bath, two tone custom kitchen with island, dining area, living room with electric fireplace and patio doors to the covered deck. The large master includes a walk-in closet and a luxurious 4pc. ensuite with double vanity and tiled shower with 2 shower heads and corner bench. Walk down the hardwood staircase to the bright basement where you'll find huge rec room with patio doors to a concrete patio, 2 more bedrooms, a 4pc. bath, as well as the utility room and a large cold room. Book a showing with your REALTOR® today! (id:22681)

4 Bedroom 3 Bathroom 2209

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$2,500,000
217890 CONCESSION ROAD 3, georgian bluffs, Ontario

217890 Concession Road 3

Georgian Bluffs, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 51.2-acre property. Boasting 2+2 bedrooms & 3 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm with vaulted ceiling, seamlessly connected to the kitchen with island & ample cabinetry. The adjacent dining rm provides the perfect space for hosting gatherings. A double car attached garage, provides access into a mudrm + a walk-in closet. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 2 main floor bedrms. Adjacent to the 2nd bedrm is a full bath. The primary bedroom boasts a spacious ensuite. Additionally, the primary bath features a walkout to the rear deck. The finished walkout lower level is designed for versatility, ideal for an in-law suite with 2 bedrms, a full bath, kitchenette, dining area, & a large living room. Storage abounds in this home, plus a large cold cellar and a walk-up to the garage, offering direct access out the side door for easy separate living arrangements. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with in-floor heat and water, perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 86'x36' with a cement floor & hydro, complete with a large overhang at the back and side, provides ample space for storage or additional workspace. A run-in 16'x28' offers a shelter for horses or cattle. Situated on a paved road & minutes away from Owen Sound and Harrison Park, this property offers the perfect blend of serenity & convenience. With frontage on two roads, the land comprises 30 acres of workable terrain, including 22 acres systematically tile drained, 5 acres of fenced pasture & 10 acres designated for hay cultivation. Experience the beauty of this wonderful property, where peaceful country living meets modern comfort in an unbeatable location. (id:22681)

4 Bedroom 3 Bathroom 3274

RE/MAX Summit Group Realty Brokerage

For sale
$2,500,000
217890 CONCESSION ROAD 3, georgian bluffs, Ontario

217890 Concession Road 3

Georgian Bluffs, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 51.2-acre property. Boasting 2+2 bedrooms & 3 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm with vaulted ceiling, seamlessly connected to the kitchen with island & ample cabinetry. The adjacent dining rm provides the perfect space for hosting gatherings. A double car attached garage, provides access into a mudrm + a walk-in closet. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 2 main floor bedrms. Adjacent to the 2nd bedrm is a full bath. The primary bedroom boasts a spacious ensuite. Additionally, the primary bath features a walkout to the rear deck. The finished walkout lower level is designed for versatility, ideal for an in-law suite with 2 bedrms, a full bath, kitchenette, dining area, & a large living room. Storage abounds in this home, plus a large cold cellar and a walk-up to the garage, offering direct access out the side door for easy separate living arrangements. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with in-floor heat and water, perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 86'x36' with a cement floor & hydro, complete with a large overhang at the back and side, provides ample space for storage or additional workspace. A run-in 16'x28' offers a shelter for horses or cattle. Situated on a paved road & minutes away from Owen Sound and Harrison Park, this property offers the perfect blend of serenity & convenience. With frontage on two roads, the land comprises 30 acres of workable terrain, including 22 acres systematically tile drained, 5 acres of fenced pasture & 10 acres designated for hay cultivation. Experience the beauty of this wonderful property, where peaceful country living meets modern comfort in an unbeatable location. (id:22681)

4 Bedroom 3 Bathroom 3274

RE/MAX Summit Group Realty Brokerage

For sale Open House
$949,000
614506 HAMILTON Lane, west grey, Ontario

614506 Hamilton Lane

West Grey, Ontario

This turn key home offers a private setting on a paved road in a prime location. With major curb appeal, it has undergone extensive renovations and upgrades by licensed contractors. The main floor features an open concept living area, kitchen with new granite countertops and matching backsplash, and a dining area that leads to a large brand new back deck overlooking quiet pasture land. The main floor also has three bedrooms and a four-piece bathroom. Downstairs holds two additional bedrooms, a huge rec room, along with a spacious 4 piece bathroom with a large jacuzzi tub, walk-in shower, new quartz countertop with double sink, and beautiful modern tile flooring. The 22x42 detached shop has two garage doors at the front and another sizable garage door on the back side, perfect for storing your toys. The home's exterior transitions beautifully from stone at the bottom, through board and batten, to cedar shake at the top. Located under 15 minutes from Beaver Valley Ski Club, under 5 minutes from Markdale, and walking distance from the Klondike Trail, which offers maintained ATV trails, snowmobile trails, and designated cross-country ski trails. Renovations in the last three years: Furnace, duct work, central air conditioning, steel roof, soffit/fascia, eavestrough, windows/doors, siding, damp proofing entire foundation, propane heater in shop, both decks, 10X12 shed, majority of electrical, bathrooms, fence, flooring, trim, appliances, spray foam insulation in basement and shop, interior doors, attic insulation R-60, 1 inch foam board on entire house, septic tank risers, heated washer, heated bathroom floor. (id:22681)

5 Bedroom 2 Bathroom 2458

Century 21 In-Studio Realty Inc.

For sale
$500,000
600 8TH Avenue, hanover, Ontario

600 8th Avenue

Hanover, Ontario

Welcome to this updated home with tonnes of character, plus a detached double car garage, another large Fleming utility shed and a fully fenced yard. Upon entering the front door you will notice the brand new floors. The main floor offers you a front living room, dining room, large kitchen with newer white cabinets, and a back addition with the laundry room and a 3pc. bath. Go upstairs to the 3 bedrooms and a 4pc. bath with the refinished original clawfoot tub. The master bedroom was 2 bedrooms and could be easily converted back. The basement is awaiting your ideas...you could add a rec room with the 6'10 ceiling height. The garage has a good concrete floor, is insulated and heated. Many updates have been done here including the f/a gas furnace '09, tankless gas water heater '21, water softener '22, kitchen cabinets '21, copper wiring and a whole home surge protector, pex and copper plumbing, ABS drains and main stack, new flooring throughout, majority of windows are repl. vinyl, some newer shingles. Other features include the gas stove, dryer and bbq hook-up, 2 composite chairs and 2 small tables. (id:22681)

3 Bedroom 2 Bathroom 1436

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$699,000
251 CAPE CHIN NORTH SHORE Road, northern bruce peninsula, Ontario

251 Cape Chin North Shore Road

Northern Bruce Peninsula, Ontario

PLAY, DINE & RELAX amongst the beauty of nature. Tucked away, down a quiet road you'll find the community of Cape Chin North. An area of year-round homes and seasonal cottages with the beauty of the Niagara Escarpment and Georgian Bay steps away. This 3 bedroom, 4Pc bath home or cottage is sited on a 75' x 150' property. The exterior is low maintenance - no grass to mow! The home is over 1250sq.ft. in size, with clean modern finishes such as concrete flooring, tongue and groove wood ceilings and laundry facilities. Each bedroom features a vaulted ceiling and ceiling fan. The family can gather to enjoy the large open concept living space with a walkout to the back yard. Soak in the Hot Tub under a blanket of stars, or enjoy campfires with the flames flickering against the rock and trees above. During the day, entertain with ease under the large Pergola and listen to the waves from the shore nearby. Built in 2020, this modern styled home provides for energy efficient operations with LED lighting and on-demand hot water. Year-round comfort provided by the propane in-floor heating as well as the AC heat pump unit. Interested in working from home? The Starlink internet ensures no issues with connectivity. The kitchen offers a farmhouse style sink, soft close cabinetry and SS appliances. Steps down the road you will find a water access point for residents and their guests to access the crystal clear waters of Georgian Bay. Canoeing, kayaking, swimming and if you are an early riser, catching the amazing sunrises over the bay! The Bruce Trail access is located only a short walk away, providing access to kilometres of hiking trails and stunning Niagara Escarpment features and views. Property is being sold turn-key and has a proven track record of rental income - Ask your REALTOR® for additional details! Licensing requirements in place for the Municipality of Northern Bruce Peninsula for short-term rental accommodations. Don't delay - get started on your next adventure! (id:22681)

3 Bedroom 1 Bathroom 1254

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale Open House
$699,000
758441 GIRL GUIDE Road, georgian bluffs, Ontario

758441 Girl Guide Road

Georgian Bluffs, Ontario

Located on the desirable Girl Guide Road this lovely raised bungalow offers 3 bedrooms on the main level with a full bathroom, a dining room, and a large living room and a walk out to the deck for BBQs and entertaining. The walkout basement has a kitchenette living area and a full bathroom. The property is located on 2 acres of farm surrounded land. Large attached garage, a quiet place to live, and minutes from Owen Sound makes this the ideal location. Trails for walking, snowmobiling, or ATVs are a short walk from the house. (id:22681)

3 Bedroom 2 Bathroom 1300

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$2,250,000
359801 BAYSHORE Road, annan, Ontario

359801 Bayshore Road

Annan, Ontario

Welcome to your sanctuary, a newly constructed residence on 9.27 elevated acres, where every glance reveals breathtaking 180-degree vistas of Georgian Bay. This modern marvel has been thoughtfully designed with an open-concept layout, offering both elegance and ample space for your family and friends. Once inside you'll be instantly captivated by the abundance of natural light streaming in through expansive windows, offering you an opportunity to immerse yourself in the idyllic rolling landscape, lush gardens, and a serene pond that only enhances this property's charm (and just wait until you see the sunsets!!). Further catering to contemporary living, an extensive list of features including an oversized 3 bay shop, EV charger, solar panels, and battery backup/off grid system, ensure both comfort and sustainability. Private tours now available by appointment. (id:22681)

5 Bedroom 3 Bathroom 4983

Brand Realty Group Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

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Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.