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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale Open House
$499,900
555 MARY Street, wiarton, Ontario

555 Mary Street

Wiarton, Ontario

Step into the charm of yesteryear with this beautifully maintained century home, seamlessly blending original character with numerous updates. Boasting 3 bedrooms and 1.5 baths, this residence offers a perfect blend of historic allure and modern comfort. The main floor hosts a laundry room and a 2 pc bathroom. The heart of the home is a spacious eat-in kitchen, adorned with timeless details, and featuring sliding doors that open to a welcoming deck – perfect for entertaining or enjoying a quiet morning coffee. Revel in the seasonal glimpses of Georgian Bay, adding a touch of nature's beauty to your daily life. Situated on a beautiful large DOUBLE LOT, this property provides ample outdoor space perfect for entertaining or the potential to expand or explore other options that may be possible. Complemented by a garage/workshop for the hobbyist or DIY enthusiast. A delightful enclosed front porch welcomes you and sets the tone for the warmth and character that permeate this home. Nestled on the flats in Wiarton, this residence ensures both tranquility and accessibility, being in proximity to all amenities. Immerse yourself in the unique blend of history and modernity that defines this century home – a truly special offering for those seeking a home with a story to tell. (id:22681)

3 Bedroom 2 Bathroom 1550

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$599,900
12 DUNDAS Street, paisley, Ontario

12 Dundas Street

Paisley, Ontario

Positively charming home in the quaint Village of Paisley. Situated on a quiet street on 4.13 acres means you control your surroundings! This home has undergone extensive quality and tasteful renovations since 2018. It offers a bright, open concept living space, modern kitchen/dining with patio doors leading to a two-tiered deck, main floor primary bedroom with 5 pc. ensuite and a walk-in closet where laundry is conveniently located. There is a second three-piece bath on the upper level where you’ll find a loft bedroom. The lower floor consists of a cozy recreation room with patio doors to a flag stone patio area. Two double driveways serve the property well if you have visitors or need a place to park the RV! Take a stroll on the walking trail at the rear of the property, next to the Saugeen River. This turn-key, year-round property is ideal for retirees, couples, single persons or Bruce Power employees. It would also make a comfy cottage get-away as it is a short distance to the beach! (id:22681)

2 Bedroom 2 Bathroom 1166

Exp Realty

For sale Open House
$450,000
567 13TH STREET A W, owen sound, Ontario

567 13th Street A W

Owen Sound, Ontario

Beautiful 2 bedroom home on a quiet street on the west side of Owen Sound. Are you looking for a home with 2 parking spaces in front of the house, a front deck and a backyard deck? This home has it all. Walk into the front foyer and you will see a nice size living room, dining room with built in shelves, a large family room and a good size office. The upstairs has a large master bedroom with build in drawers and dressers and you will see that the 2nd bedroom has build in bunkbeds. This may be your home sweet home. (id:22681)

2 Bedroom 1 Bathroom 1364

Exp Realty

For sale Open House
$779,900
23 PIERCE Street N, south bruce peninsula, Ontario

23 Pierce Street N

South Bruce Peninsula, Ontario

Welcome to this turn key, contemporary bungalow. Featuring all the comforts you could hope for in a year round home and just 1 km to the warm shores of Lake Huron and Oliphant Marina. Built in 2014 this home sits on a 0.7 acre treed Lot on a dead end street, abutting a large forest parcel which offers extra privacy and natural beauty. This home has been well maintained and updated, featuring new HVAC and Septic bed as well as an impressive detached shop, perfect for storing all your toys or as a potential additional living space. The quaint bunkie is tucked away at the rear of the lot near the firepit, perfect for those extra overnight guests. Stepping into the home, you appreciate the open concept feel on the main floor with abundant natural light through the large windows and sliding door out to the rear deck. The kitchen features plenty of cabinets topped with a beautiful Algonquin limestone. There is a handy inside entry out to the fabulous insulated garage with corrugated steel walls, tons of storage and also plumbed in for a forced air heater. The primary bedroom comes complete with walk in closet, sliding door and ensuite bathroom, 2 additional bedrooms and a 4 pc bath complete the upper level. If you have a large family or have friends stay over often, the downstairs offers an additional 2 large bedrooms, family room, laundry, a cold storage and an extra utility room perfect for a storage/pantry space. Oliphant is a warm and welcoming community, offering a quiet escape yet Sauble Beach is just 10 minutes away to enjoy all the shops and dining options available there. The locals love it here, come see why it might be the perfect place for your next adventure. Showings available now, by appointment only (id:22681)

5 Bedroom 2 Bathroom 2356

Century 21 In-Studio Realty Inc.

For sale
$599,000
191 YONGE Street, tara, Ontario

191 Yonge Street

Tara, Ontario

Perhaps you can have it all! This home was designed and built with a lot of thoughtful touches. A charming and spacious bungalow in Tara with the following features: 2 plus 1 bedrooms, 2 bathrooms (primary bedroom has access to main bath), appliances included, rec room and wet bar in basement, natural gas furnace and fireplace, central air, double garage with ample storage, paved driveway, front deck, private back deck and patio, garden shed, auto lawn mower incl and river view/access from your back yard! (Waterfront not owned). Nearby you will find parks and hiking trails, the arena and curling club along with all the amenities and charm that Tara has to offer! (id:22681)

3 Bedroom 2 Bathroom 1989

Coldwell Banker Peter Benninger Realty

For sale
$350,000
820 PIKE BAY Road, northern bruce peninsula, Ontario

820 Pike Bay Road

Northern Bruce Peninsula, Ontario

STEPS FROM THE WATER AND IN THE HEART OF THE PIKE BAY COMMUNITY! Less than 200 feet from the waterfront. Great opportunity to get into the Cottage market at an affordable price. POTENTIAL to make an income as an AIRBNB or enjoy this cozy FULLY RENOVATED cottage with views of the Bay and DEEDED ACCESS TO THE WATER. The boat launch and dock are on one side of you and the By the Bay Resort (Liquor/ Convenience and restaurant) are the other side. RENOS INCL: New septic, well pump, insulation, kitchen and bathroom...and more. Do not delay, book your showing. Please note that the docks are owned by By the Bay Resort. https://www.bythebay.on.ca/ (id:22681)

2 Bedroom 1 Bathroom 550

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,298,000
171 ASHGROVE Lane, meaford (municipality), Ontario

171 Ashgrove Lane

Meaford (Municipality), Ontario

Executive custom built home on a treed lot on Ashgrove Lane with stunning views of Georgian Bay! Very inviting setting with the home nestled beneath the escarpment and showcasing incredible sunsets to the west. An exceptional living room with floor to ceiling windows framing the backdrop of ultimate privacy – and a beautiful gas fireplace. The breakfast nook, with walkout patio doors to the deck and BBQ (with built in propane hookup), flows to the kitchen which has everything you need: built-in oven, gas range, stainless steel appliances, granite counter tops and a generous island with bar stools. The formal dining room features a lovely window overlooking the front gardens. A bright and spacious primary bedroom with ensuite and walk in closet, a laundry and a two piece bath complete the main floor. Upstairs are two bedrooms and a four piece bath – lots of space for family or guests. The lower level has family game night covered with a cozy gas fireplace and no shortage of entertainment space. The additional bedroom has both an ensuite and a sauna! An office/den and cold cellar round out this fully finished lower level. An attached garage and paved driveway make access easy while the detached 30x40 ft shop with in-floor heat is a rare find. A natural landscape with low maintenance flower beds and lots of trees make this a picture-perfect retreat. Water access to the Bay is just a few doors down; the ideal spot to launch a kayak. This delightful property is truly a special find. (id:22681)

4 Bedroom 4 Bathroom 3092.3900

Exp Realty

For sale
$1,595,000
41 FENTON Drive, port elgin, Ontario

41 Fenton Drive

Port Elgin, Ontario

Welcome to your year-round sanctuary nestled along the picturesque shore of Lake Huron in Port Elgin, within the vibrant beach community of Saugeen Shores. This attractive two storey, four bedroom residence offers comfortable living and breathtaking views. The main floor kitchen, dining and living rooms feature an open plan design maximizing the water view while allowing glorious sunsets to bathe the area in ever changing hues. You can fall asleep or wake up to the sounds and sights of the waves in the primary bedroom retreat which includes a four-piece ensuite and walk-in closet and is conveniently located on the main floor. Laundry and a two-piece powder room complete this level. Upstairs a beautiful family room with panoramic lake views awaits along with three guest bedrooms. The unspoiled basement provides ample storage or future living space with two large west facing windows. Outside, mature landscaping surrounds a lakeside deck perfect for enjoying the serene beauty of the waterfront. With a double garage and large storage shed, this property is and ideal year-round residence or vacation retreat, offering easy access to sand beaches, outdoor activities, recreation, shopping, dining and the lifestyle Saugeen Shores is fast becoming famous for. (id:22681)

4 Bedroom 3 Bathroom 2295

Royal LePage D C Johnston Realty Brokerage

For sale
$689,000
333 CRAWFORD Street, port elgin, Ontario

333 Crawford Street

Port Elgin, Ontario

Welcome to your next home on a tranquil, mature street! This charming, traditional two-storey boasts four spacious bedrooms on the second floor ideal for families or those seeking ample space. Nestled steps away from a serene park and picturesque walking trails, outdoor adventures await just beyond your doorstep. Enjoy easy access to the nearby harbour and sandy beach, perfect for sunset strolls or leisurely picnics. Situated on a generous lot, this residence offers both privacy and room to roam. Step inside to discover tasteful renovations throughout, including updated flooring and modernized kitchen and baths. Appliances are included for added convenience.The inviting curb appeal is enhanced by a welcoming front porch, while an extra height fence encloses the expansive backyard featuring a storage shed and large deck, ideal for outdoor entertaining or relaxing under the sun. A main floor addition provides versatility, serving as either a den or potential fifth bedroom with a separate entrance. Parking is a breeze with a single car garage and double wide concrete drive. Additional features include replacement windows, natural gas forced air heating, central air conditioning, and a basement with a recreation room, ensuring comfort and enjoyment year-round. Don't miss out on the opportunity to call this stunning property your forever home! (id:22681)

5 Bedroom 2 Bathroom 2450

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$1,260,000
943 CONCESSION 2, saugeen shores, Ontario

943 Concession 2

Saugeen Shores, Ontario

Built in 2021 by Walker Homes this stunning retreat is on approx. 2 acres of land, offering a blend of luxury, comfort, and outdoor splendor. Situated beside the rail trail (with access to it) and boasting its very own wooden cabin (insulated w. wood stove), this property promises a lifestyle of tranquility and adventure. Step inside this 2492 square foot bungalow to discover a spacious great room complete with tasteful finishes and flooded with natural light. The heart of the home is the custom kitchen, complete with high-end appliances, ample counter space, and a convenient walk-in pantry. Adjacent to the kitchen is a main floor laundry/mudroom, providing practicality and ease of living. The main floor boasts three cozy bedrooms, including a primary suite with its own five-piece ensuite and a walk-in closet that's practically a room in itself. The kids' rooms share a cool Jack and Jill bathroom, and there's a handy powder room for guests. Venture downstairs to discover the mostly finished, 9' tall, basement offering endless possibilities for entertainment and relaxation. A dedicated hockey (etc.) room awaits sports enthusiasts, while another huge family room, fourth bedroom and bathroom provide ample space for activities and accommodation for guests or family members. Step outside to the expansive back covered porch, the perfect setting unwinding amidst the beauty of nature. The attached five-space garage is a car enthusiast's dream, complete with a workbench and hook up for a propane heater. Additionally, a third back garage door and poured asphalt pad behind the garage offers convenience for outdoor activities. Around the side of the house there is a separate septic tank and power hook up for your trailer. With its blend of luxury, functionality, and outdoor allure, this property presents an extraordinary opportunity to embrace the quintessential Canadian lifestyle. Don't miss your chance to make this dream retreat your own. Schedule your private viewing today. (id:22681)

4 Bedroom 4 Bathroom 3642

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$599,000
13 BELROSE Road, northern bruce peninsula, Ontario

13 Belrose Road

Northern Bruce Peninsula, Ontario

ROOM FOR THE ENTIRE FAMILY! Whether you are looking to host a large family, co-ownership, to run a B&B or potential investment property - do not look this one by! This property offers privacy on 4.1 acres tucked on a dead-end road, yet is only 5 minutes to Tobermory for amenities & recreation. With over 2,900sq.ft. of finished living space, this home offers 3 bedrooms (each with ensuite access!) and 3.5 total baths. Sit and soak in the afternoon sunshine on the front porch, with a good book or beverage of choice. Inside you are greeted with an open concept main living area featuring an 11' high cathedral ceiling, skylights bringing in plenty of natural light, as well as a propane fireplace set comfortably within a stone surround. The functional kitchen provides plenty of cabinetry, appliances included and a double sink with views to the back yard. Dine indoors or out with easy access to the back deck. Down the hall is a spacious laundry room - perfect for large families! The 4Pc bathroom acts as a ensuite to Bedroom 1, while Bedroom 2 has its own private 3Pc ensuite. Both bedrooms feature easy-to-clean laminate flooring and a closet. Separately located on its own level is the primary suite. This oasis offers wall-to-wall closet storage, a walkout to a private balcony as well as a 3Pc ensuite. Relax in your very own jetted tub to wash all of the stresses away! The lower level offers even more space to play, with a 2Pc bathroom and large recreation room. Cozy up by the propane fireplace, play cards, or watch a movie - you choose! The den is tucked away and would make a quiet escape for a home office. Need storage for toys or vehicles? The double car attached garage features inside entry and high ceilings. The hobbyist will love the 400sq.ft basement workshop as well or it makes great storage space for all of the kids gear and outdoor toys. Plenty to offer outside with a privately treed property, open lawn space and a bridge over a calming stream. Are you ready? (id:22681)

3 Bedroom 4 Bathroom 2914

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$899,900
37 GROUSE Drive, oliphant, Ontario

37 Grouse Drive

Oliphant, Ontario

Discover the epitome of elegance at 37 Grouse Drive Bungalow with 3bdrms, 2bth, on The Bruce Peninsula. Nestled on a 1.5-acre estate in a serene cul-de-sac. This exquisite bungalow, built in 2008, boasts a meticulous design with high-end finishes throughout. Featuring 3 bedrooms and 2 bathrooms, this home is perfectly suited for retirees and families alike. Interior Highlights a front family room & a great room with an open concept to the rest of the main floor space. Soaring 16-ft cathedral ceilings with remote-controlled blinds, seamlessly integrated with the kitchen. Lg Kitchen with Mennonite-built cabinets, Corian counters, large island with seating, walkout to a side covered deck. Primary Suite pleases you with a luxurious 4-pc ensuite with claw-foot tub, WI shower, & custom WI closet. Additional Features: Oak hardwood floors, expansive laundry room with garage access, and efficient main floor living. Attached Garage is spacious 30x40 ft with 12-ft ceilings, infloor propane heating, and three overhead doors (two 8x12 ft, one 10x10 ft). Workshop and Storage: Detached 21x26 ft workshop and a 12x12 ft shed enhances utility space. Design and Comfort: Recent exterior update with 2-year-old siding, features stunning fusion stone, front deck has side wrap around access into the kitchen/dining area, complete with aluminum railing. Back yard patio with gazebo, firepit for family gatherings and creating memories. Location Benefits: Situated just 10 minutes from essential amenities such as banks, hospitals, and grocery stores. The community-focused neighborhood offers a peaceful lifestyle with no traffic, perfect for families and active retirees. This property not only provides luxury and comfort but also the convenience and tranquility desired by those looking to escape the hustle of city life. With its spacious grounds, modern facilities, and community atmosphere, 37 Grouse Drive is more than a home – it’s a lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1832.5500

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.