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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,279,000
210 CAPE CHIN NORTH SHORE Road, northern bruce peninsula, Ontario

210 Cape Chin North Shore Road

Northern Bruce Peninsula, Ontario

Skillfully built into a hillside in the late-modernism architecture style resides 210 Cape Chin North Shore Road ~ a stunningly unique 2,300 fin. sq. ft. vacation home in a highly sought-after area of Northern Bruce Peninsula. PROPERTY ~ The home sits on a rare 148 ft. double-wide lot with ample private space to enjoy the gorgeous waterfront views. INTERIOR ~ Enter the main door into a stunning wood-panelled & patinaed original late modernist interior with vaulted ceilings and a dramatic locally sourced dolomite fireplace spanning both upper and lower Great Room and family room. Original shutters designed specifically for the home still hang elegantly in place. The primary and secondary bedroom suites feature private Juliet balconies to enjoy the glorious aqua-blue water views of Georgian Bay. The upper floor dining area sits above the sunken Great Room with ease of access to a fully equipped and modernized kitchen. The lower level with walkout features the home's original games area with shuffle board table, Scandinavian cedar indoor dry sauna, bathroom and large 4th bedroom. EXTERIOR ~ Enjoy the L-shaped upper veranda with outdoor lounge, dining and grilling area, or venture to the covered lower-level walkout for further privacy. A kids bunkie and play area on the south side of the lot will keep the children amused. LOCATION - walk a 15 min ramble along The Bruce Trail to the famous Devil's Monument featuring Canada's largest inland Flowerpot formation. Or, venture a short 10min drive into the quant village of Lion's Head, including a fully-equipped marina, harbour, sandy beach, grocery & drug store, restaurants and essential amenities: hospital, post-office and bank. LIFESTYLE ~ retiring, investing, or living greatly, 210 Cape Chin North achieves a variety of life goals. (id:22681)

4 Bedroom 2 Bathroom 1227

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$789,000
134 LAKEVIEW Drive, georgian bluffs, Ontario

134 Lakeview Drive

Georgian Bluffs, Ontario

Professionally renovated inside and out, this unique 3 story home is steps away from Bass Lake. On a quiet dead end road surrounded by private forest setting. Bass Lake is located on the beautiful Bruce Peninsula, multiple waterfronts and activities on GEORGIAN BAY & HURON LAKE. Short drive to beautiful SAUBLE BEACH! 15 minutes between Owen Sound and/or Wiarton for amenities. COBBLE BEACH GOLF COURSES close for the golfer. Popular area for desirable winter activities. Steps away from the Bruce trail. Limited waterfront access, contact your sales rep for details. Perfect four season home ready for you to live in all year round. Look no further, this property is sure to tick a lot of boxes. As you drive up to this home you are greeted with a wow factor of 3 stories, along with new siding, windows, fascia and soffit all done in 2019. Inside you walk into the lower level mudroom/laundry room, a 3 piece bath and family room round out the lower level. On the main floor you have a livingroom with patio doors to a 198'x103' deck, dining room and beautifully updated kitchen with stainless steel appliances. Off of the kitchen is a gorgeous entertaining size L shaped deck 239' x 172'. To finish off this home on the 3rd level you have 3 good size bedrooms and 4 piece bath. Primary bedroom has a private 99' x 811' balcony for your own oasis. Seller is willing to sell home fully furnished. (id:22681)

3 Bedroom 2 Bathroom 1233.5000

Homelife Bayside Realty Ltd Brokerage

For sale
$815,000
430099 SYDENHAM LAKESHORE Drive, annan, Ontario

430099 Sydenham Lakeshore Drive

Annan, Ontario

Welcome to 430099 Sydenham Lakeshore Drive. Located just North of Annan with stunning view of the Coffin Ridge Winery in the distance. Sit back and relax in this home situated on a 2 acre lot. Open concept main floor living will leave you awe struck as you visit the oversized deck giving you the panoramic view of the countryside. Large upper loft features the primary bedroom with 4pc ensuite bathroom as well as sitting area and lots of closet space. Kitchen is spacious with easy access to dining area and back deck. The convenience of patio doors from living room to large deck, perfect layout for entertaining of family or friends or your own personal quiet time. Lower level comes with kitchenette, extra two bedrooms, family room with walk out to lower level large patio area. Potential for granny flat or used as a separate Air BnB for some extra income. A great space for young family or someone looking to get out of the city and live in the country. Home comes with the features you are looking for. (id:22681)

4 Bedroom 3 Bathroom 1426

Homelife Bayside Realty Ltd Brokerage

For sale Open House
$1,100,000
523 IZZARD Road, saugeen shores, Ontario

523 Izzard Road

Saugeen Shores, Ontario

This beachside property is only one row back from the lake and located in the vibrant community of Port Elgin. Kilometers of sand beach stretch along the shores of Lake Huron. The Izzard Rd public access walkway is just across from the property. All the action is within walking distance; the main beach, harbour, splash pad, multi use trail system and spectacular sunsets. Not a beach day, stroll up town to the main street eateries and shops. After many years of family fun and generational ownership this wonderful property affectionately known as the Sunrise is for sale. This bungalow is well equipped for family and friends, with open concept kitchen/dining and living room, sunroom, 4 bedrooms, and 2 full bathrooms. Some of the wonderful attributes include; primary bedroom with walk out to the deck and luxurious en-suite, four season sunroom, vaulted ceilings, exposed beams, plenty of windows, garage and concrete driveway with lots of parking. Well maintained throughout the years, and extended with an addition in 2015. Suitable for recreational use or year round residence, heated with natural gas forced air heating, cooled with central air conditioning, equipped with laundry, serviced with municipal water and sewers. Outside, the large lot size provides privacy and plenty of space for outside activities . The wrap around deck is ideal for entertaining with several gathering spaces and the perfect spot to take-in all this sensational property has to offer. Offered turn-key with furniture and contents. View the 3D Tour online, and make your appointment to appreciate it more in person! (id:22681)

4 Bedroom 2 Bathroom 1650

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$1,295,000
255 CONCESSION 6, saugeen shores, Ontario

255 Concession 6

Saugeen Shores, Ontario

Have you been dreaming of owning a country property, with acreage and a shop big enough for all your hobbies and toys? Not too far from the convinces of town? Then look no further! You will definitely want to check out all this property has to offer! Situated on 7 acres, this bungalow is just outside of Port Elgin, down the road from the new Lamont Sports Park. This home has so much to offer you and your family. Providing 3 bedrooms, 2 bathrooms within 1,500 sq. ft. of finished living space. Welcomed by an oversized timber frame covered entrance, new vinyl plank flooring throughout the main floor and a mudroom with laundry. The detached workshop (60' x 30' ) is where you’re sure to spend most of your time. Insulated and heated with a wood stove, provides an excellent space as a workshop / hobby room or hangout space. The upper level mezzanine is great for entertaining with a built in bar with private storage space below and a wide open spaces to store all your outdoor toys. If 7acres isn’t enough, you also have easy access to tails for ATVing and snowmobiling. This property can provide you and your family the lifestyle you’ve been dreaming of. Don’t wait, contact your REALTOR® to book your private tour. (id:22681)

3 Bedroom 2 Bathroom 1245

Royal LePage Exchange Realty Co.(P.e.)

For sale Open House
$774,900
156 16TH AVENUE Crescent, hanover, Ontario

156 16th Avenue Crescent

Hanover, Ontario

Beautiful Custom Designed Home. As you open the front door you will be amazed by the quality of the timberframe design, cathedral ceilings & open concept layout. The mainfloor features a fabulous greatroom consisting of kitchen with custom cherry cabinets, Corian countertops & appliance package, dining area with patio doors leading to deck, living room with cozy gas fireplace, 3 bedrooms, bathroom with corner tub, mainfloor laundry/mudroom with door leading to deck. The lower level features infloor heat, spacious rec. room, bedroom and bathroom. Additional features include hardwood, tile & stamped concrete floors, tons of storage, newer deck with pergola, storage underneath & cement pad, F/A gas furnace, central A/C, attached garage, lovely private treed yard and welcoming neighbourhood. Truly One Of A Kind! (id:22681)

4 Bedroom 2 Bathroom 1400

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$1,840,000
359280 GREY ROAD 15, meaford (municipality), Ontario

359280 Grey Road 15

Meaford (Municipality), Ontario

EAST SIDE SUNSET waterfront awaits you! This executive home offers everything you could ever want. THE PANORAMIC views of Georgian Bay from almost every window. Tucked into a protective cove right at PAYNTERS BAY! The back yard is landscaped with natural stone , completed in 2022. Main living open concept with entrance from the 2 car garage. 3 large bedrooms on the second level with the Primary overlooking Georgian bay, with it's own balcony. The home has a completely new lower walk out level. With Buyers getting flooring options to be installed by seller at the sellers cost before (or at closing). Lower level has heated floors, large Recreation room and bedroom give you more quality entertaining space, Walk out the the back yard enjoy a hot tub, Bon fire, and a swim. Need more space, no worries and 12.5 x 15 4 SEASON BUNKIE, will allow you to host even more. New garage doors, new shed, Docking for a 20 foot boat, sea do's, canoes, and more, this home is PARADISE. SONOS built in surround throughout the house inside and Out. Aqua aerobic septic serviced 2x yearly $ 265.00 a year. Hydro: $200 monthly. Propane $1600 a year. (id:22681)

4 Bedroom 3 Bathroom 2600

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$1,650,000
502384 CONCESSION 10 NDR, west grey, Ontario

502384 Concession 10 Ndr

West Grey, Ontario

Welcome to Stonewood Acres! As you enter the gate of this 75 acre property you will marvel at the stone fencing that boarders the laneway and the fields. As you approach the lovely farmhouse you will be greeted with welcoming front & back porches which add to to the character of this sweet home. Features on the main floor include spacious living room with deep window sills, newer eat-in kitchen with granite countertops, island & appliance package, cozy family room with wood stove, convenient 2 pce. bath & powder room. Upstairs you will find 3 bedrooms, walk-in closet, bathroom with clawfoot tub & shower, and loft that overlooks the family room. The features outside include 30 acres of workable land, large vegetable garden, private pond & cabin, 12' x 24' horse barn with water & hydro, 20' x 50' workshop with hydro, insulated & heated with propane furnace, & water pump outside, 27' x 23' detached garage, garden shed, trails, tons of flowerbeds and the most peaceful property that you will want to call your own! (id:22681)

3 Bedroom 2 Bathroom 1300

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$1,650,000
502384 CONCESSION 10 NDR, west grey, Ontario

502384 Concession 10 Ndr

West Grey, Ontario

Welcome to Stonewood Acres! As you enter the gate of this 75 acre property you will marvel at the stone fencing that boarders the laneway and the fields. As you approach the lovely farmhouse you will be greeted with welcoming front & back porches which add to to the character of this sweet home. Features on the main floor include spacious living room with deep window sills, newer eat-in kitchen with granite countertops, island & appliance package, cozy family room with wood stove, convenient 2 pce. bath & powder room. Upstairs you will find 3 bedrooms, walk-in closet, bathroom with clawfoot tub & shower, and loft that overlooks the family room. The features outside include 30 acres of workable land, large vegetable garden, private pond & cabin, 12' x 24' horse barn with water & hydro, 20' x 50' workshop with hydro, insulated & heated with propane furnace, & water pump outside, 27' x 23' detached garage, garden shed, trails, tons of flowerbeds and the most peaceful property that you will want to call your own! (id:22681)

3 Bedroom 2 Bathroom 1300

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$734,900
8 BELL Road, saugeen shores, Ontario

8 Bell Road

Saugeen Shores, Ontario

Welcome to this charming and meticulously updated 3-bedroom, 2-bathroom home located in the highly sought-after area of Gobles grove in Port Elgin, just steps away from the beach. From the moment you step inside, you'll be struck by the quality of the updates and renovations throughout this beautiful home. The main living area features a cozy gas fireplace, creating a warm and inviting atmosphere that's perfect for entertaining or relaxing with family and friends. The stunning kitchen boasts modern appliances, granite counters and backsplash, and ample storage space, making it a great place to entertain. The updated bathrooms feature stylish finishes and fixtures, while the bedrooms provide a comfortable and tranquil space to rest and recharge. No detail has been overlooked in this home's updates, including the new steel roof in 2015, energy-efficient heat pumps installed upstairs, replacement windows, hickory flooring, solid doors, and a beautifully finished staircase. The crawl space has been spray foamed for added insulation and energy efficiency. Outside, the large lot size provides plenty of space for outdoor activities and entertaining. The rear deck and hot tub offer the perfect spot for relaxation after a long day. With Gobles Grove beach not far away, you'll have access to some of the best beaches the area has to offer. This home is move-in ready and has been lovingly cared for, offering a turnkey opportunity to enjoy the beach lifestyle that Port Elgin has to offer. Don't miss out on the opportunity to make this stunning home yours. Be sure to check out the 3D tour and book your private viewing today. (id:22681)

3 Bedroom 2 Bathroom 1280

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$725,000
203 HARDWICK COVE Road, stokes bay, Ontario

203 Hardwick Cove Road

Stokes Bay, Ontario

WOW! Exceptional Stokes Bay waterfront on Lake Huron!! You will feel right at home as soon as you walk into this incredible west facing chalet style cottage. Enjoy endless sunsets & Lake Huron views from your front yard surrounded by cedar hedges for added privacy, kick back and relax with the whole family on the large freshly stained front deck. The whole interior has been refinished and fully insulated upstairs within the last 10 years. The cottage provides a warm and welcoming feeling with vaulted ceilings and cedar tongue and groove throughout. A beautiful stone feature wall with a propane fireplace will keep you warm and cozy on cold summer nights. All wood cabinets throughout the kitchen, and a large pantry complete with electrical for you to store your kitchen items. Enjoy gorgeous views from all areas of the open concept kitchen, dining & living area. The property features 2 great sized bedrooms with cedar throughout and a 4 pc bathroom in the middle of the cottage. This is a highly sought after area in Stokes Bay on a quiet & friendly dead end road. Stokes Bay is a great central location for anyone looking for a cottage on the Bruce Peninsula, all amenities available in Lion's Head just 15 minutes away, Wiarton 30 minutes south & Tobermory & the Grotto just 40 minutes north, there is also a sandy beach just down the road!! Contact a REALTOR® today to book your private showing, you won't want to miss it! Waterfront road between. (id:22681)

2 Bedroom 1 Bathroom 854.8500

Exp Realty

For sale
$899,000
863 DOUGLAS Street, west grey, Ontario

863 Douglas Street

West Grey, Ontario

Hobby Farm - the ultimate 12 acre parcel just 1.5kms from town. Paddocks, 30x66 coverall, open space, treed area and more than 500' frontage on paved road. Good location for on-farm sales. Completely renovated bungalow with open kitchen and dining area, main floor family room, and 4 bedrooms. Only 23 kms to Mount Forest and 18kms to Hanover. No Sunday Showings. (id:22681)

4 Bedroom 2 Bathroom 1100

Royal LePage Rcr Realty Brokerage (Flesherton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.