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Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties






Why Choose Us



Truthful assessments and real estimates based on current markets.


Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.


Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
107 ELIZABETH Street, chatsworth (twp), Ontario

107 Elizabeth Street

Chatsworth (Twp), Ontario

Discover the timeless charm of this cozy home nestled in the picturesque village of Walters Falls. Situated on just over half an acre of a beautifully landscaped lot, this property is a true gem waiting for its new owners! This delightful abode holds 3 bedrooms and 2 bathrooms, providing ample space for comfortable living. Convenience is key with main floor laundry and a sunroom, ensuring functionality meets comfort effortlessly. Experience year-round comfort with forced air propane heating (2007), A/C, most windows (2007) ensuring a cozy ambiance in any season. Updates including a new concrete walkway, owned HWT (2020), plumbing & electrical upgrades (2010) provide peace of mind and modern convenience. Outdoor enthusiasts will delight in the expansive 0.6 acre lot, offering plenty of room to roam, play, and garden. A detached garage and an 8’x10’ shed provide ample storage space for all your tools and toys. Located just a 25-minute drive from Owen Sound and 30 minutes to Collingwood, this idyllic retreat offers the perfect balance of tranquility and convenience in the heart of a recreational area. Explore the beauty of nature with numerous Bruce Trail access points in and around the village. Don't miss your chance to own a piece of Walters Falls history! Schedule your private showing today and experience the timeless charm of this property firsthand. A fabulous option for first time home buyers! (id:22681)

3 Bedroom 2 Bathroom 1557

Century 21 In-Studio Realty Inc.

For sale
2653 8TH Avenue A E, owen sound, Ontario

2653 8th Avenue A E

Owen Sound, Ontario

Welcome to your dream home in a highly sought-after neighborhood! This charming 2-storey residence offers both comfort and convenience. With 3 bedrooms and 3 bathrooms, there’s plenty of space for the whole family. The Hy-Grade steel roof ensures peace of mind and protection from the elements, while the second-floor laundry adds practicality to your daily routine. Outside, the double concrete laneway provides ample parking space for multiple vehicles. Nestled in a desirable neighbourhood, this home offers the perfect blend of tranquility and accessibility. Enjoy easy access to schools, parks, shopping, and more, making it an ideal place to call home. Don’t miss out on this incredible opportunity! Schedule a viewing today. (id:22681)

3 Bedroom 3 Bathroom 2151

Ron Hopper Real Estate Ltd Brokerage

For sale
171 VICTORIA Street, clinton, Ontario

171 Victoria Street

Clinton, Ontario

Welcome to 171 Victoria Street, Clinton. This charming 1520 sq.ft 2-storey home bursting with character! As soon as you step inside, you'll be captivated by the vintage charm that fills every room. From the detailed trim to the stained glass transom windows, you will truly appreciate this home's extensive detail. The living and dining room feature beautiful hardwood floors, adding warmth and elegance to the space. The foyer is spacious and flooded with natural light, creating a welcoming atmosphere. The kitchen is a true highlight, with its vertical plank wainscoting and stained glass window adding a touch of elegance. With plenty of cabinet space, your culinary skills have plenty of room to flourish. Convenience is key, and this home delivers with a 3-piece bathroom on the main floor, perfect for guests. Plus, there's a mudroom at the rear, providing ample storage space for all your belongings. Upstairs, you'll find three spacious bedrooms, each with its own closet, offering comfort and privacy. The 4-piece bathroom boasts a large vanity, and the second-floor laundry makes chores a breeze. Outside, the large fenced corner lot is a dream come true. It offers plenty of space for outdoor activities and entertaining. You'll also find two garden sheds, perfect for storing tools and equipment. And let's not forget the playset, a haven for the kids to enjoy endless hours of fun. This property truly has it all - vintage charm, ample space, and a fantastic location. Don't miss out on the opportunity to make this house your home sweet home! (id:22681)

3 Bedroom 2 Bathroom 1520

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
5083 BRUCE ROAD 3, saugeen shores, Ontario

5083 Bruce Road 3

Saugeen Shores, Ontario

Escape to tranquility in this Custom Berner Construction built home, a testament to fine craftsmanship and serene living. Nestled on 4 acres along the picturesque Scenic Saugeen River, this meticulously maintained residence offers the perfect blend of privacy and convenience. Built in 2016, this home is a haven for nature lovers and outdoor enthusiasts. Enjoy a leisurely stroll to the river's edge for a peaceful canoe ride or launch your small boat for a scenic tour. Delight in the abundant wildlife that surrounds you, or take a short drive to the sandy shores of Lake Huron and nearby shops. For golf enthusiasts, the Saugeen Golf Course is just a stone's throw away. Boasting 4 bedrooms and 3 baths, this home welcomes you with an open-concept kitchen & living rm and dining area, ideal for both everyday living and entertaining. The main floor laundry adds convenience, while the spacious master bedroom features a walk-in closet and ensuite bath, the main floor also features a 2nd bedroom. Step outside onto the rear deck with its inviting overhang, complete with a gas barbecue hookup for alfresco dining. A large shed provides ample storage for all your outdoor gear, rear yard invites cozy evenings under the stars with a campfire. Inside, unwind by the gas fireplace in the comfort of your own home, perfect for gatherings with family and friends. Descend downstairs to the lower level and discover a spacious family room adorned with a gas stove, providing additional warmth and ambiance. Two bedrooms, a bonus room/office and a three-piece bath offer plenty of room for guests and family, ensuring everyone has their own space to relax and unwind. With a double car garage, 200 amp service, and plenty of parking, this property offers both practicality and curb appeal. The exterior showcases the timeless charm of Shouldice stone and Maibec siding, ensuring lasting beauty for years to come. Don't miss your chance to own this remarkable retreat where tranquility meets luxury. (id:22681)

4 Bedroom 3 Bathroom 2680

Royal LePage D C Johnston Realty Brokerage

For sale
180 5TH Street E, owen sound, Ontario

180 5th Street E

Owen Sound, Ontario

Adorable 2 bedroom brick home. Conveniently located walking distance to the farmers market, library, and amenities of downtown, Harrison Park and the Sydenham River. This cute and cozy house has a bright open concept living and dining area with high ceiling and lots of character! Beautifully updated kitchen and bathroom, hardwood floors, steel roof, a private fenced backyard and deck. One floor living and natural gas heat makes this home a very economical choice for the first time buyer or retiree! Call today for your private viewing! (id:22681)

2 Bedroom 1 Bathroom 895

Royal LePage Rcr Realty Brokerage (Os)

For sale
10 HURON RIDGE Crescent, kincardine, Ontario

10 Huron Ridge Crescent

Kincardine, Ontario

Quiet, family oriented crescent, one block from sand beach and golf course, walking distance to the hospital and downtown, backing onto parkland: these features make this very desirable home in Kincardine an attractive option for potential buyers who value a peaceful location, easy access to recreational activities and convenient proximity to essential amenities. Built in 1974, this inviting 3 + 1 bedroom raised bungalow has had many updates over the years including a geo-thermal heating system greatly enhancing the energy efficiency of the home; kitchen and bathrooms renovated; plumbing and electrical updates; flooring, windows, siding and shingles replaced. Enjoy: the welcoming front porch and foyer, stairs leading up into the spacious living and dining area with bay windows, allowing ample natural light to fill the area, creating a welcoming and airy atmosphere, perfect for entertaining guests or spending quality time with family; the kitchen with the convenience of pocket doors, plenty of cupboard space and cabinetry with pull out drawers; main floor bathroom and three comfortable bedrooms including primary retreat with ensuite and patio doors onto deck. On the lower level of this raised bungalow you will find: a family room with propane stove, adding both warmth and ambience; a fourth bedroom and office, offering versatility and the potential to create a dedicated workspace; a third bathroom, laundry and plenty of storage space. The home also offers a double car garage with overhead door at the rear. Your private oasis is the backyard, enjoying the beauty of nature with trees, shrubs and perennials plus the added convenience of the inground sprinkler system. A few updates will enhance the home's functionality and aesthetics, and easily meet current preferences. Enjoy the 3D tour! (id:22681)

4 Bedroom 3 Bathroom 2477

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
78 INDIAN Trail, sauble beach, Ontario

78 Indian Trail

Sauble Beach, Ontario

Discover a once-in-a-lifetime opportunity with this exceptional CUSTOM BUILT home set on approximately 10 ACRES of scenic landscape along the WATERFRONT of the Sauble River. Surrounded by tranquil woodlands and a myriad of enchanting natural elements, this property offers a unique blend of privacy and serenity. The residence exudes a charming allure, characterized by rustic wood accents, a striking fireplace, and an abundance of natural light streaming through the expansive windows. The walkout basement leads to a backyard oasis overlooking the river, perfect for unwinding and enjoying the peaceful surroundings. With 3 bedrooms and 4 bathrooms, this home is perfectly suited for those seeking a year-round retreat. Experience a sense of tranquility as you indulge in river activities such as swimming, fishing, and paddle boarding during the warmer months, and explore on-property adventures like hiking, snowshoeing, and cross-country skiing in the autumn and winter. Conveniently located near Sauble Falls, Sauble Beach, Wiarton, and the Bruce Trail, this property offers a harmonious balance between nature and modern amenities. Don't miss the opportunity to immerse yourself in the splendor of this immaculate new build. (id:22681)

3 Bedroom 4 Bathroom 1600.2200

Exp Realty

For sale
553 9TH STREET A Street E, owen sound, Ontario

553 9th Street A Street E

Owen Sound, Ontario

Welcome to your dream home in the heart of a vibrant Owen Sound. This exquisite three-bedroom semi-detached property offers the perfect blend of modern comfort and convenience, all on one level. With its spacious open-concept layout, 9-foot ceilings with 2 skylights , and abundant natural light pouring in from oversized windows, the home boasts an inviting atmosphere that's ideal for both relaxation in front of the gas fireplace or entertaining. The high-efficiency gas furnace and air conditioning ensure year-round comfort, while the thoughtfully designed floor plan provides seamless flow between the living, dining, and kitchen areas, creating a welcoming space for family gatherings and everyday living. Nestled in a sought-after neighborhood close to amenities such as shopping in the River District , dining, parks, and schools, this home offers the quintessential small city lifestyle. Whether you're enjoying a quiet evening on the covered porch or hosting friends for a barbecue on the rear deck, this property embodies the essence of easy living. With everything you need conveniently located on the main floor, including a luxurious master suite and modern amenities throughout, this semi-detached home is a rare find that combines style, functionality, and community living at its finest. (id:22681)

3 Bedroom 3 Bathroom 2452

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
103 BLUE Street, point clark, Ontario

103 Blue Street

Point Clark, Ontario

Welcome to the perfect home or cottage! This charming property is ideally situated just one block away from the beach, offering easy access to breathtaking views of Lake Huron. Nestled among a serene setting of mature cedar trees, this property offers a private and tranquil retreat. The interior boasts a modern and well equipped kitchen, complete with Jenn Air cooktop with grills for indoor barbeques, stainless steel fridge and range hood adding a touch of elegance. The open concept offers an abundance of light and space to entertain. Butcher block countertops complete the cottage feel. The main floor features 2 bedrooms, 4 piece modern, updated bathroom, stackable washer/dryer and office. Economical heating is provided by a gas stove in the main living room and a gas fireplace in the upper unit. The spiral staircase leads you to 2 more bedrooms, second kitchen, 3 piece bathroom and living room. With a separate entrance and private deck, opportunities for this space are endless. For extra accommodation options, there is an insulated bunkie with power. An outdoor shower located at the rear of the house allows you to wash that sand off your feet and keep the home spotless. The insulated, 2 bay built-in garage includes 1 bay with polished concrete floor with rough-in for in-floor heating and 6' garage door leading to the backyard for easy access. The poured concrete crawl space is spray foamed for added insulation. You will be able to take in all Point Clark has to offer: craft shows, explore the lighthouse, trails and of course the beach. You will not be disappointed. (id:22681)

4 Bedroom 2 Bathroom 1556

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
163 YELLOW BIRCH Crescent, the blue mountains, Ontario

163 Yellow Birch Crescent

The Blue Mountains, Ontario

Totally finished, Bedford Model, offering 3.5 baths and 3 bedrooms. The home has a large Family room with 3 pc. bath in the lower level. 3 large spacious bedrooms with the Primary having its own 5 piece en suite. Professionally painted (October 2023) throughout. Fenced back yard. Hardwood flooring throughout the main level with a chefs Kitchen. Beautiful open entertaining area. Enjoy the amenities that this location has to offer, walking distance to the SKI hills. Pool, sauna, gym conference party room, and more offered at the shed. This highly sought after porch community is brimming with Social activities, walking trails, and Ski hill location. (id:22681)

3 Bedroom 4 Bathroom 1585

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
070167 ZION CHURCH Road, georgian bluffs, Ontario

070167 Zion Church Road

Georgian Bluffs, Ontario

Presenting a remarkable property showcasing a 2020 high-end, custom-built timber frame home nestled on nearly 3 acres in a desirable Georgian Bluffs neighborhood. Boasting a generous floor plan spanning approximately 4600 sq ft, this luxurious 2 story residence encompasses 5 bdrms, 4 bthrms, & an open-concept main level. A highlight of the home is the expansive covered Timber Frame decking, accessible through patio doors off the main living area. The meticulously designed gourmet kitchen, a focal point ideal for hosting, features a substantial 9x5 island with a built-in sink, top-of-the-line appliances, premium quartz countertops, & custom-built cabinetry. A 24-foot high cathedral ceiling in the main living space accentuates the grandeur of the residence, complemented by a two-story, stone-encased propane fireplace & a wall of windows offering panoramic views of the private backyard. A spacious main floor master bedroom complete with a luxurious 5 pce ensuite, walk-in rain shower, soaker tub, walk-in closet, & a walk out to the deck that's wired & waiting for a hot tub. An additional room on the main floor offers versatility as a home office or an optional sixth bedroom. The upper level encompasses two bedrooms, a 4 pc bath, & a relaxing sitting area overlooking the main flr living space. The fully finished lower level features 2 additional bedrooms, a 3-pc bath, a bar area, lg rec room, & a walk-out to the garage providing the potential for an in-law suite. The property also boasts central air, propane heating, & a heated & insulated triple garage with 10-foot doors & 12-foot ceilings. Outdoor amenities include ample parking for over 10 vehicles on a recently paved laneway, RV hookup, & trails throughout the wooded property. Armour stone recently added to the spacious landscaping, complete with a new back up generator. Meticulous attention to detail is evident inside & out, conveniently situated between Wiarton, Owen Sound, and Sauble Beach. (id:22681)

5 Bedroom 4 Bathroom 4592

Exp Realty

For sale
51 SHAMROCK Boulevard, oliphant, Ontario

51 Shamrock Boulevard

Oliphant, Ontario

Welcome to the cozy and warm embrace of 51 Shamrock Blvd, a charming BUNGALOW home nestled in the heart of Oliphant. This delightful abode is in a friendly neighborhood, just a short walk to inviting warm shores of Lake Huron. Whether you enjoy swimming, boating, fishing or just taking a leisurely stroll along the water's edge. The lake is sure to become your favorite spot. This well-maintained property with a new furnace in 2015, new shingles 2017 and new A/C in 2018, offers the perfect blend of comfort and convenience, making it an ideal choice for those seeking a serene and relaxed lifestyle. The home features 2 bedrooms, 1.5 bathrooms, and an attached single car garage for convenience. The open concept kitchen is ideal for entertaining guests or simply enjoying your space. The house features a covered front porch that is perfect for relaxing and taking in the beautiful surroundings. Imagine sipping your morning coffee while listening to the birds or just simply enjoying a good book. Don't delay - get started on your next adventure here. Welcome to 51 Shamrock Blvd! (id:22681)

2 Bedroom 2 Bathroom 1100

Exp Realty

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Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”


Doug & Sue Reider


“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”


Jennifer Ageeb


“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”


Charlene Hellens



The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

Explore Grey & Bruce Communities




You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.


This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.