(519) 375 - 5120 shannon@shannondeckers.com

GREY & BRUCE COUNTIES

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

3729 results | Page 1 of 311
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For sale
$2,099,000
15 FLORAL CRESCENT, Kitchener, Ontario
Residential

15 Floral Crescent

Kitchener, Ontario

Turnkey multi-residential investment in a proven, high-demand rental market. Rockway Gardens Apartments is a well-maintained, solid brick, stick-construction apartment building comprised of 11 spacious one-bedroom units. Family-owned since 2007, the property reflects significant pride of ownership, with extensive major capital improvements completed, including new Weil-McLain boilers (2010), full window replacement (2010-2015), a new roof (2018), water softener system (2021), and newly paved asphalt parking/driveway-minimizing near-term capital risk. All units are separately metered for hydro, offering strong operational efficiency and upside potential. The property is situated on a generous 0.371-acre lot with 16 on-site parking spaces. Located in the desirable Kingsdale neighbourhood of Kitchener, a quiet, mature area with consistent rental demand, close to Rockway Golf Course, Wilson Park, Kingsdale Community Centre, Fairview Mall, public transit, shopping, and schools, with quick access to the Expressway and major highways. An excellent opportunity to acquire a stabilized asset in a supply-constrained rental market with long-term growth potential. (id:22681)

8,736 ft2

Homelife Power Realty Inc

For sale
$2,099,000
15 FLORAL CRESCENT, Kitchener, Ontario

15 Floral Crescent

Kitchener, Ontario

Turnkey multi-residential investment in a proven, high-demand rental market. Rockway Gardens Apartments is a well-maintained, solid brick, stick-construction apartment building comprised of 11 spacious one-bedroom units. Family-owned since 2007, the property reflects significant pride of ownership, with extensive major capital improvements completed, including new Weil-McLain boilers (2010), full window replacement (2010-2015), a new roof (2018), water softener system (2021), and newly paved asphalt parking/driveway-minimizing near-term capital risk. All units are separately metered for hydro, offering strong operational efficiency and upside potential. The property is situated on a generous 0.371-acre lot with 16 on-site parking spaces. Located in the desirable Kingsdale neighbourhood of Kitchener, a quiet, mature area with consistent rental demand, close to Rockway Golf Course, Wilson Park, Kingsdale Community Centre, Fairview Mall, public transit, shopping, and schools, with quick access to the Expressway and major highways. An excellent opportunity to acquire a stabilized asset in a supply-constrained rental market with long-term growth potential. (id:22681)

11 Bedroom 11 Bathroom 5,000 - 100,000 ft2

Homelife Power Realty Inc

For sale Open House
$599,900
149 NORFOLK STREET, Stratford, Ontario

149 Norfolk Street

Stratford, Ontario

Just Completed Renovation by a Renowned Stratford Construction Company! Step into this beautifully updated 3-bedroom, 2-bathroom home showcasing exceptional craftsmanship and modern design throughout. The stylish, contemporary kitchen features sleek finishes and brand-new cabinetry with quartz countertops and island flowing seamlessly into the bright and spacious living room with abundant natural light , dining room offers walk-out to a patio and large, fully fenced backyard - perfect for relaxing, entertaining or just enjoying the outdoors. Enjoy multiple living spaces-the spacious family/rec room offers plenty of natural light and a cozy fireplace, creating a warm and inviting relaxation space. A convenient laundry room is located just off the rec room, offering privacy and practicality. Major updates ensure peace of mind are : Metal roof on both the home and the large storage shed, 2025 gas furnace, roof, central air, and windows, new kitchen, flooring, and bathrooms. Every inch of this home showcases impeccable workmanship and modern style and appeal. Truly a pleasure to view-and an absolute comfort to live in.. Make a appointment to view it today. Some pictures are AI staged. (id:22681)

3 Bedroom 2 Bathroom 1,100 - 1,500 ft2

RE/MAX A-B Realty Ltd

For sale
$249,900
#432 - 200 MCCARTHY ROAD, Stratford, Ontario

#432 - 200 Mccarthy Road

Stratford, Ontario

Welcome to 200 McCarthy Road, Stratford, where comfortable, carefree living meets the security of a supportive 55+ community. This bright, freshly painted 2-bedroom, 2-bathroom condo offers the perfect blend of independence, convenience, and peace of mind. Enjoy a thoughtfully designed layout with high ceilings and large windows that fill the home with natural light. The open-concept living space flows seamlessly to a private south -facing balcony, perfect for morning coffee, quiet afternoons, and enjoying Stratford's sunsets and passing summer storms. The well-appointed kitchen features granite countertops, generous cabinetry, and all appliances included, making everyday living easy and efficient. Additional highlights include laminate flooring, in-suite laundry, and ample storage throughout the unit, along with a dedicated storage locker. Designed with accessibility and comfort in mind, the building is serviced by three elevators, ensuring smooth and convenient access at all times.Life at McCarthy Place Retirement Residence offers far more than just a beautiful home. Residents enjoy a welcoming, hotel-style atmosphere with customizable care services that adapt to your lifestyle. The mandatory basic monthly care package includes: 24-hour emergency response services, access to social, recreational, and cultural programs, use of amenities such as a games room and library, 8 meals per month, with the option to add more. Additional services including dining, housekeeping, and healthcare support can be added as needed, providing flexibility now and reassurance for the future. This condo is one of the rare individually owned units within the residence - a unique opportunity to maintain ownership and keep your equity working for you, while enjoying the comforts and security of retirement living.Whether you're downsizing or planning your next chapter, this home offers gracious, low-maintenance living with the right balance of independence community, and care. (id:22681)

2 Bedroom 2 Bathroom 1,000 - 1,199 ft2

RE/MAX A-B Realty Ltd

For sale
$369,900
72 CREHAN CRESCENT, Stratford, Ontario

72 Crehan Crescent

Stratford, Ontario

Calling All Investors & First-Time Buyers! This well-priced 3-bedroom, 2-bath home is packed with value and opportunity. Step inside to a bright and welcoming living room featuring huge windows that flood the space with natural light. The second level offers three generously sized bedrooms, perfect for families, guests, or a home office setup. The finished basement adds even more living space with a spacious rec room and a second full bathroom - ideal for entertaining, a teen retreat, or extended family living. Outside, enjoy a fully fenced yard - great for kids or pets - plus the comfort of newer central air for those warm summer days. Located in a fantastic area close to shopping malls, amenities, and major highways, this home offers both convenience and potential. Don't miss this great opportunity - whether you're looking to invest or get into the market! Some of the photos are AI staged (id:22681)

3 Bedroom 2 Bathroom 1,100 - 1,500 ft2

RE/MAX A-B Realty Ltd

For sale
$499,900
34 WELLINGTON STREET, Mapleton, Ontario

34 Wellington Street

Mapleton, Ontario

Fall in love with timeless charm in this circa 1910 brick two-storey, where character and comfort meet. Rich hardwood floors, gorgeous original trim, and a cozy living room with gas fireplace create an inviting atmosphere you'll feel the moment you step inside. Offering 3 bedrooms and 1 bathroom, each bedroom features large closets, blending historic charm with everyday practicality. The spacious second-floor bathroom conveniently includes laundry nicely tucked away, making daily living effortless. A fully fenced backyard with a multi-tiered deck sets the stage for summer nights, easy entertaining, weekend BBQs, and quiet morning coffees in the open air. A durable metal roof adds peace of mind. Nestled in the heart of Drayton, you're just steps from downtown shops, the theatre, restaurants, schools, parks, and all the small-town charm that makes this community so special. A truly special place to call home. (id:22681)

3 Bedroom 1 Bathroom 1,100 - 1,500 ft2

RE/MAX Real Estate Centre Inc

For sale
$499,000
56 CREHAN CRESCENT, Stratford, Ontario

56 Crehan Crescent

Stratford, Ontario

Welcome to 56 Crehan Cres in Stratford, Ontario! This bright and inviting home features a Private Driveway with parking for 4 cars, 3 spacious bedrooms, one full 4-piece bathroom and a Second 2-piece in the basement. The large living room offers plenty of space for relaxation and gatherings. The eat-in kitchen is perfect for family meals. The finished basement provides additional living or recreational space. Enjoy a fully fenced backyard with two decks, ideal for outdoor entertaining, a Large and cozy shed with hydro running to it. Great for extra storage. Located on a quiet, family-friendly street, this home is close to golf and parks, just minutes to Highway 7, and within the Bedford School Zone, making it perfect for families seeking comfort and convenience. Monitored Security System by Georgian Bay Security! New outside Tap and Basement Toilet 2026, New Roof and Fence in 2018! Main floor windows and doors replaced 2016! Don't miss this wonderful opportunity! Call your Realtor to book a private showing today! (id:22681)

3 Bedroom 2 Bathroom 700 - 1,100 ft2

Royal LePage Hiller Realty

For sale Open House
$434,000
307 - 19 WATERFORD DRIVE, Guelph, Ontario

307 - 19 Waterford Drive

Guelph, Ontario

Exceptional corner unit condo apartment situated in the vibrant south end of the city! This beautifully updated home, is a pleasure to show, with a gorgeous cherry wood kitchen, complete with a custom wine rack, sleek stainless steel appliances, and a convenient breakfast bar. A sun-filled great room is enhanced with wide plank hardwood flooring, that flows throughout the unit, and looks onto an open concept den, that is perfect for an office or small dining area. The bedroom is quite spacious, and offers great closet space, and a 4pc bath adds a touch of luxurious relaxation. With a serene view of U of G lands from your private balcony, this is a spectacular space for professionals, commuters, downsizers, or first time buyers! (id:22681)

1 Bedroom 1 Bathroom 600 - 699 ft2

RE/MAX Real Estate Centre Inc

For sale Open House
$599,999
217 VICTORIA ROAD S, Guelph, Ontario

217 Victoria Road S

Guelph, Ontario

Charming Circa 1912 home in the heart of the downtown core. This home has been beautifully renovated throughout, offering an open concept main level with a gourmet style kitchen, that includes timeless white cabinetry, sleek stainless steel appliances, butcher block counter top, and a casual breakfast bar...plus eye catching exposed brick. Original hardwood flooring flows seamlessly through the dining area, and in to the cozy living room, filled with streams of natural light. Upstairs, 3 generous sized bedrooms are perfect for a growing family, and an updated bath tops off this incredible home. Outdoors, relax on your private deck, with a fully fenced yard, ideal for the kids at play. Just steps to Eramosa River Park, you can take in a volleyball game, paddle downstream in your kayak, or simply enjoy nature, with the walking trails that surround this fantastic area! (id:22681)

3 Bedroom 1 Bathroom 1,100 - 1,500 ft2

RE/MAX Real Estate Centre Inc

For sale
$1,099,999
33 NICKASON DRIVE, Arran-Elderslie, Ontario

33 Nickason Drive

Arran-Elderslie, Ontario

Some homes check a few boxes, this one checks them all. With over 4,000 sq ft of finished living space across the main floor and lower level, this custom-built bungalow offers a level of space and flexibility rarely found. Ideal for families who want room to live, work, entertain, and grow. Set in Allenford's sought-after Nickason Drive subdivision, it blends a peaceful country feel with unbeatable central convenience. Just 15 mins to Southampton, 20 to Owen Sound & Port Elgin, 40 to Bruce Power. Curb appeal stands out with full Shouldice stone exterior, stamped concrete porch, triple-wide driveway, modern entry and oversized 2.5-car garage. Inside, the open-concept layout is refined and functional. The kitchen is a showpiece with quartz counters, contrasting white and white oak cabinetry, brick-style backsplash, black stainless appliances and farmhouse sink overlooking the yard. A walk-in butler's pantry adds bonus storage and prep space, with a stylish 2-pc bath tucked nearby. The living room features a propane fireplace with stone surround, custom built-ins and glass doors to the backyard. The primary suite offers a spa style ensuite and walk-in closet with laundry nearby. Two additional bedrooms share a beautifully finished 4-pc bath. The fully finished lower level impresses with 9-ft ceilings, in-floor heat, custom media wall and space for a golf simulator, gym or play zone, plus a 4th bedroom, office/guest room and designer 3-pc bath. Outside, relax on the covered 16' x 8' patio or soak in the hot tub under the gazebo. The fenced yard backs on to open space for privacy and peaceful views. A rare, best-of-the-best offering - homes like this don't come along often. (id:22681)

4 Bedroom 4 Bathroom 2,000 - 2,500 ft2

Century 21 Millennium Inc.

For sale Open House
$499,990
103 - 5 CITYVIEW DRIVE S, Guelph, Ontario

103 - 5 Cityview Drive S

Guelph, Ontario

Welcome to an exceptional opportunity to own a modern, move-in-ready home offering outstanding value in Guelph. Built in 2020 and priced to sell, this stylish 3-bedroom, 2-bathroom residence is ideal for first-time home buyers, young families, or investors seeking comfort, functionality, and long-term value. The bright, open-concept layout showcases neutral, clean, and sleek finishes and has been recently painted, creating a fresh and inviting atmosphere throughout. The home is carpet-free, with the exception of carpeted stairs, and features large windows that flood the space with natural light. Thoughtfully designed with generous storage and oversized closets, it balances modern style with everyday practicality. The living area walks out to a private balcony overlooking a distinctive and peaceful expanse of protected greenspace with mature trees, scenic pathways, and natural setting along the Eramosa River. This unique backdrop offers a rare sense of openness and connection to nature, with ample walking and cycling trails just steps from your door. Adding to the sense of privacy, all three bedrooms face outward toward the greenspace, providing tranquil views and abundant natural light. With direct outdoor access, this home delivers a spacious, open feel that sets it apart. Its smart design and private setting make it an excellent choice for for anyone who values outdoor space and natural surroundings. Conveniently located moments from transit and close to schools, parks, shopping, and everyday amenities, this home offers both accessibility and ease of living. Whether you're entering the market or adding a turnkey property to your investment portfolio, this residence delivers modern construction, thoughtful design, privacy, and strong long-term potential. Don't miss your chance to secure a well-priced, contemporary home in Guelph. (id:22681)

3 Bedroom 2 Bathroom 1,200 - 1,399 ft2

Coldwell Banker Neumann Real Estate

For sale
$1,395,000
403123 GREY ROAD 4 ROAD, West Grey, Ontario

403123 Grey Road 4 Road

West Grey, Ontario

Architectural elegance meets natural serenity in this 3,500 sq. ft. Frank Lloyd Wright-inspired bungalow, set on over 5 acres backing directly onto the Saugeen River. Swim, fish, kayak, paddleboard, canoe, or cross-country ski-right from your own backyard. A rare blend of timeless design, privacy, and year-round recreation, this home exemplifies Wright's philosophy of harmony between form and nature. Striking horizontal lines, vaulted ceilings, expansive windows, and rich natural materials frame breathtaking countryside views. The open-concept interior offers warmth and versatility from a chef's kitchen to a sun-drenched dining area and living room, with wood-burning fireplace, and a separate family room with a second wood burning fireplace. Multiple walkouts extend living space outdoors, where a tranquil riverfront patio invites you to relax and entertain in total seclusion.The expansive primary suite is a true retreat, featuring a spa-inspired ensuite, private patio, and loft area. Additional bedrooms provide flexibility for guests, family, or a home office. The elongated U-shaped driveway sets the home well back from the municipally maintained road, creating a safe and private setting ideal for children, pets and seniors alike. Designed for adaptability, the layout can easily accommodate additional ensuites or a finished basement. Located just outside Durham, this peaceful haven is steps from McGowan Falls and minutes from the art, food, and culture of the Grey Bruce region. Winter brings nearby Beaver Valley skiing, while warmer months offer hiking, camping, and boating on Lake Huron or Georgian Bay. A rare offering where architectural sophistication meets the beauty at the mouth of the Bruce Peninsula-just two hours from the GTA. (id:22681)

5 Bedroom 3 Bathroom 3,500 - 5,000 ft2

Chestnut Park Real Estate

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.