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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,049,067
504252 GREY ROAD 12, west grey, Ontario

504252 Grey Road 12

West Grey, Ontario

This beautifully built custom bungalow merges modern design with rural surroundings for the perfect country home! Abundant windows make the most of scenic ravine views on this wooded & private 5 acre lot. You’ll love the gorgeous Chef’s Kitchen with built-in appliances, convection microwave, huge island and wine cooler. Bright primary bedroom includes 4pc ensuite with soaker tub, his & hers walk-in closets and a walk-out. New Sunroom features picture window and electric fireplace to keep you cozy. An extra large main floor 4pc bathroom has heated floor and more than enough space to allow for relocation of Laundry area if desired. Fully finished lower level includes 3rd bedroom, Den, large Family Room with 9ft ceiling and 2-way Napoleon electric fireplace. Rounding out lower level are Office, rough-in for wet bar, Mechanical Room, Storage area and Laundry room with egress window which could be converted to another bedroom if needed. Thoughtful extras include built-in tv in Kitchen, outdoor tv hook up on back deck, rough in for hot tub, heated Garage with 8ft overhang & concrete apron and marked trail down the ravine to the Rocky Saugeen River which marks the rear property boundary. Everything you need in a country home just minutes from Bell’s Lake, Townsend Lake, Lake Eugenia, the Bruce Trail, golf, cycling routes, quaint villages and ski clubs! (id:22681)

3 Bedroom 3 Bathroom 3191.6000

Forest Hill Real Estate Inc. Brokerage

For sale Open House
$989,900
5808 HIGHWAY 9, kincardine, Ontario

5808 Highway 9

Kincardine, Ontario

Custom built by Paul Wilken in 2006, this charming, original owner 1.5 storey home is situated in a prime location. Approx. 1 Km outside of the thriving beach side Town of Kincardine, you have the feel of country living, close to all the amenities, in fact; this home is a 1 minute drive to the main intersection of Hwys 9 and 21, how can you beat that!? Positioned generously off the road on 3.12 acres of well groomed grounds, all for you and your family to enjoy! Attached 2 car garage with stairwell access to full basement. The quaint covered porch wraps around from the front to the back of the home, where there is a generous deck and a fenced in area for pets or children. Entering the home you will reach the open concept kitchen with door leading to the deck with propane BBQ hook up, dining room with windows overlooking the gardens, living room with corner propane fireplace. There is also main floor laundry, 2pc bath and primary bedroom with walk in closets and 4pc ensuite. Upstairs you will find 2 large bedrooms with walk in closets and a 4pc bath. Full basement is partially finished with a family room and storage/utility space. This home is heated/cooled with economic geothermal in ground source system, generator exterior plug and boasts income from a Solar Microfit contract, forecasting approx. $65,000 in income (excluding any repairs/maintenance) during 6.5 years remaining on the contract. 2023 solar income totaled $14,033.88. Surrounding the home are well manicured lawns, gardens and grasses, multiple entertainment spaces and privacy. (id:22681)

3 Bedroom 3 Bathroom 2919

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$999,900
325 6TH Avenue W, owen sound, Ontario

325 6th Avenue W

Owen Sound, Ontario

Beautiful 4 bedroom 3 bath bungalow with 2 car garage in Woodland Estates. 1594 square feet on main floor has 2 bedrooms up and 2 bedrooms down. The great room features 9' ceilings, lots of cupboards, quartz countertops, a large kitchen island, a gas fireplace and patio doors to a 10' X 21' partially covered deck, with stairs to the sodded yard. Large master has walk-in closet and 4 piece quartz counter top ensuite featuring tiled shower and free standing tub. Main floor laundry/mudroom has cabinets and countertop. Main floor has hardwood throughout except in the foyer, baths and laundry where there is ceramic tile. The lower level has 8'6 ceilings except for duct work. Large family room has 2 good size bedrooms going off it and a 3 piece bath. Large utility room completes the basement. The outside boasts Shouldice Stone all the way around 2 car garage with cement driveway and cement walk to the covered front porch. (id:22681)

4 Bedroom 3 Bathroom 2972

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$999,900
335 6TH Avenue W, owen sound, Ontario

335 6th Avenue W

Owen Sound, Ontario

Beautiful 4 bedroom 3 bath bungalow with 2 car garage in Woodland Estates. 1552 square feet on Main floor has 2 bedrooms up and 2 bedrooms down. The great room features 9' ceilings, lots of cupboards, quartz countertops, a large kitchen island, a gas fireplace and patio doors to a 10' X 21' partially covered deck, with stairs to the sodded yard. Large master has walk-in closet and 4 piece quartz counter top ensuite featuring tiled shower and free standing tub. Main floor laundry/mudroom has cabinets and countertop. Main floor has hardwood throughout except in the foyer, baths and laundry where there is ceramic tile. The lower level has 8'6 ceilings except for duct work. Large family room has 2 good size bedrooms going off it and a 3 piece bath. Large utility room completes the basement. The outside boasts Shouldice Stone all the way around 2 car garage with cement driveway and cement walk to the covered front porch. (id:22681)

4 Bedroom 3 Bathroom 2888

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$699,900
835 7TH Avenue W, owen sound, Ontario

835 7th Avenue W

Owen Sound, Ontario

Semi-detached bungalow located on a quiet avenue minutes from schools, grocery stores, drug stores, and much more. Featuring 2800+ square feet of living space with kitchen, dining and living room that opens out to a large covered deck. Master bedroom and den on the main floor and a fully finished basement with 2 bedrooms and an option for a 3rd bedroom. Master bedroom has a large window, walk-in closet, and separate bath and shower with quartz top vanity. There's hardwood flooring throughout the main level except where there's ceramic in the bathrooms and mudroom/laundry room. 2 piece main floor powder room has laminate countertop and 3 piece lower level bath has acrylic shower and laminate countertop. Large kitchen with island and quartz countertop. Ceilings on the main floor are 9' and lower level ceilings are 8'. Sholdice stone exterior around the entire main level and vinyl shakes above the garage and covered front porch. Concrete driveway as well as concrete walkway from driveway to front porch. Fully covered, 10' x 12' pressure treated back deck. Rough in for a central vac system. High efficiency gas, forced air furnace and central air conditioning. Heat Recovery Ventilation system exhausting the air from all bathrooms, laundry and kitchen. Fully sodded yard. (id:22681)

3 Bedroom 3 Bathroom 2862

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$699,900
833 7TH Avenue W, owen sound, Ontario

833 7th Avenue W

Owen Sound, Ontario

Semi-detached bungalow located on a quiet avenue minutes from schools, grocery stores, drug stores, and much more. Featuring 2800+ square feet of living space with kitchen, dining and living room that opens out to a large covered deck. Master bedroom and den on the main floor and a fully finished basement with 2 bedrooms and an option for a 3rd bedroom. Master bedroom has a large window, walk-in closet, and separate bath and shower with quartz top vanity. There's hardwood flooring throughout the main level except where there's ceramic in the bathrooms and mudroom/laundry room. 2 piece main floor powder room and 3 piece lower level bath have laminate countertop acrylic shower and laminate countertop. Large kitchen with island and quartz countertop. Ceilings on the main floor are 9' and lower level ceilings are 8'. Shouldice stone exterior around the entire main level and vinyl shakes above the garage and covered front porch. Concrete driveway as well as concrete walkways from driveway to front porch. Fully covered, 10' x 12' pressure treated back deck. Rough in for a central vac system. High efficiency gas, forced air furnace and central air conditioning. Heat Recovery Ventilation system exhausting the air from all bathrooms, laundry and kitchen. Fully sodded yard. (id:22681)

3 Bedroom 3 Bathroom 2862

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$974,900
83 WESTLINKS Drive, saugeen shores, Ontario

83 Westlinks Drive

Saugeen Shores, Ontario

Located in the Westlinks Golf Course Community; lot is a triangular with 136.59 feet across the front, 175.57 feet on one side and 131.05 feet on the other. The exterior is almost complete for this 1467 Sqft raised bungalow with a fully finished basement; featuring 3 + 2 bedrooms, and 3 full baths. Standard features include Quartz kitchen counters, tiled ensuite shower, 1 gas fireplace, sodded yard, concrete drive, hardwood staircase, hardwood & ceramic throughout the main floor and more. Monthly social fee of $135.00 plus HST is mandatory providing golf for 2 along with use of the tennis / pickleball court and fitness room. HST is included in the list price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

5 Bedroom 3 Bathroom 2744

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$944,900
362 IVINGS Drive, port elgin, Ontario

362 Ivings Drive

Port Elgin, Ontario

SECONDAY SUITE - NEW BUILD - the foundation is poured for this brand new home featuring 2 bedrooms and 2 baths on the main floor along with a completely self contained basement apartment with 2 bedrooms and 1 bath. Perfect setup for family members to share, rental income to help pay the mortgage while you live upstairs, or 2 separate rental units to add to your investment portfolio. Price includes, hardwood and ceramic throughout the main floor, vinyl plank and ceramic in the basement, Quartz counter tops in the main floor kitchen, laminate in the lower kitchen and all baths. There are laundry hookups in both units and there is a room in the lower level for the use of the main floor occupant. Exterior finishes include sodded yard, concrete drive and partially covered deck measuring 17'8 x 12 off the main floor kitchen. The house will be heated with a gas forced air furnace and one gas fireplaces. HST is included in the asking price provided you qualify for the rebate and assign it to the Builder on closing (id:22681)

4 Bedroom 3 Bathroom 3018

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$1,150,000
318561 GREY ROAD 1, georgian bluffs, Ontario

318561 Grey Road 1

Georgian Bluffs, Ontario

An enviable property and dream lake house spanning more than 97 feet of pristine shoreline, where every day begins with a breathtaking sunrise over the endless blues of Georgian Bay. This exquisite walk-out bungalow with private dock, boat launch, and boathouse is all about life at the lake. Presenting 3 bedrooms and 2 bathrooms across almost 1,800 square feet of elevated living space, all with the beauty of Georgian Bay as your backdrop. Skylights, vaulted ceilings, and big picture windows flood the home with natural light. The interior exudes contemporary elegance with an open-concept design, sleek, high-end finishes, and a palette that reflects the coastal setting. Equipped with sophisticated granite countertops and a black stainless steel appliance package, the kitchen promises the utmost convenience for your culinary endeavours. Outdoor living is taken to new heights with multiple captivating spaces for al fresco dining all while relishing in panoramic vistas. A glass railing staircase takes you to the lower level featuring multiple walkouts, custom live edge crafted bar, and, of course, a games room. The decadent primary suite is a true retreat tucked behind French doors, featuring a private media room, four-piece bath with his and her sinks, and sliding glass doors leading to the water’s edge. Here, you can indulge in the ultimate waterfront lifestyle with a variety of outdoor amenities. At the shore, the crystal-clear, Caribbean blue waters of Georgian Bay invite you to indulge in swimming, boating, paddling, and fishing right from your doorstep. Improvements include new vinyl siding 2024, new windows and door 2024, interior painting 2024, new septic 2021, custom shoreline stone work 2021, all new electrical 2018, and new HyGrade Steel Roof 2015. An 8 minute drive to the amenities of Owen Sound, an easy 2 hours to Kitchener-Waterloo, and 2.5 hours to Toronto and its International Airport. Simply, this is how you Live the Georgian Bay Lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1754.1500

Keller Williams Realty Centres

For sale
$199,000
0 (451) AUGUSTA Street, southampton, Ontario

0 (451) Augusta Street

Southampton, Ontario

Affordable building lot in the charming beach community of Southampton. This lot, in the process of being severed, measures 46.72 feet by 107.92 feet and is located in an attractive and quiet neighbourhood at the corner of Augusta and Edward Streets. Services at the road will include water, sewer, hydro, natural gas, telecommunications and Internet. Seller to complete archaelogical assessment if required. The property would lend itself well to a small bungalow or two storey style home. Come discover the attraction of living in this adorable little town! (id:22681)

Royal LePage D C Johnston Realty Brokerage

For sale
$889,900
399 AMANDA'S Way, saugeen shores, Ontario

399 Amanda's Way

Saugeen Shores, Ontario

The North West corner of Ivings Drive and Amanda's Way is the location of this fully finished raised bungalow. This home features 2 bedrooms and 2 full baths on the main floor with an additional 2 bedrooms and a full bath in the finished lower level. Main floor laundry, 9ft ceilings, Quartz kitchen counters, covered rear deck 12 x 14 are just a few of the standard finishes. The location to shopping and the beach are just a couple of things that make this location sought after. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. Act early for interior colour selections. If you'd like a legal secondary suite in the basement the asking price would be $919.900 (id:22681)

4 Bedroom 3 Bathroom 2504

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale Open House
$749,900
115 CONNERY Road, mount forest, Ontario

115 Connery Road

Mount Forest, Ontario

The wait is over, with over 2,600 square feet of finished living space this 4-bedroom bungalow with an inground pool is everything you've been looking for! The main floor has an abundance of natural light, hardwood floors in the living room and dining room, and a generous open-plan kitchen area with stainless steel appliances. Patio doors lead you to the expansive fenced backyard with a deck, inground lap swimming pool, and tons of yard space for kids, pets, and gardening. The home has been painted throughout, has three generous sized bedrooms on the main floor, and a large 4-piece bathroom. The primary bedroom has a walk in closet, and all bedrooms have had new carpet installed. The basement is fully finished with a large recreation room with new carpets and built-in bar for entertaining guests. Fourth bedroom, 3-piece washroom, and a large bonus room that can used as a workout room, office, or storage room. There is access to the two car garage from inside the home and a durable metal roof. The location couldn’t get any better as the home is in a friendly neighbourhood and a short walk away from the walking track, splash pad, children's park, baseball diamonds, soccer field, and seasonal Farmers Market. Mount Forest is located 1 hour from Guelph, Kitchener/Waterloo, and 50 minutes to Orangeville. What more could you want?! Don’t miss this amazing opportunity, to call this house your home. (id:22681)

4 Bedroom 2 Bathroom 2611

Coldwell Banker Win Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.