(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

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“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

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“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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LOADING

For sale
$199,000
LOT 41 & 42 4 Concession, northern bruce peninsula, Ontario

Lot 41 & 42 4 Concession

Northern Bruce Peninsula, Ontario

Welcome to the wilderness... 85 Acres of privacy tucked away on an unopened road allowance. Access the property by ATV or 4WD vehicle, along a trail (non-maintained). If you are looking for a day-time recreational getaway - look no further! This property is well-treed and private. Relax under the shade of the tall pine trees, cedars and birch. With a variety of trails throughout, you can spend your day exploring or ATVing. In the winter, the snowmobile trail runs on a neighbouring property for access close by! The property also features a large clearing. To the North, is Crown land for additional privacy. The Dyers Bay government dock and boat launch are only a short drive away for water access. Enjoy boating, swimming, canoeing or kayaking along the stunning shoreline of Georgian Bay. Grab your hiking shoes and take a stroll on the Bruce Trail to soak in the beauty of the Niagara Escarpment. Camping or tenting is not permitted in Northern Bruce Peninsula on vacant land, however, if you are looking for a quiet day-time getaway or hunting property - this may be the one for you! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$794,000
18 CAPE CHIN NORTH SHORE Road, north bruce peninsula, Ontario

18 Cape Chin North Shore Road

North Bruce Peninsula, Ontario

Take a breath... relax... and enjoy the sunrise as you start another gorgeous day on the shores of Georgian Bay. As you sit under the covered deck, you can hear the waves, the birdsong and maybe even the light breeze through the treetops. Cape Chin is a quiet community, tucked away from the hustle and bustle, located on a dead-end road. Access to the Bruce Trail is just down the road if you choose, or you can canoe, kayak or swim along your own 110 ft. of clean rocky shoreline. Take in the stunning escarpment views or enjoy a campfire under a blanket of stars. There are many things you can do to enjoy your day here! This 3 bedroom, 3Pc bath home/cottage offers over 1800sq.ft. of living space. You can cozy up in the living room by one of two propane fireplaces to enjoy a good book or movie. Or, cook up a storm in the functional kitchen to entertain in your formal dining room. Prefer less prep work? BBQ away instead! The spacious family room offers large windows, storage and a propane fireplace - a great space for family & friends to gather. The primary bedroom features cathedral ceilings, a wall of windows to take in the Bay views and a walkout to your own private deck. The second bedroom may be your own personal spa oasis with large soaker tub, an office or continue to use as a bedroom. The third bedroom features a separate entry, nice for guests. Enjoy lake views in almost every room of the house! Comes furnished, and ready for your enjoyment! Low maintenance grounds and exterior. What are you waiting for? (id:22681)

3 Bedroom 1 Bathroom 1823 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$675,000
31 HENWOOD Street, stokes bay, Ontario

31 Henwood Street

Stokes Bay, Ontario

Modern style & comfort! Welcome to this newer 4-season bungalow tucked away on a quiet road. The property is only a short drive to public water access at Sandy Beach in Hardwick Cove, or to Black Creek Provincial Park. Plenty of parking awaits you and the family as you pull in. Spacious corner lot provides treed privacy from the roadway plus a large lawn area perfect for games. Sitting on the covered front deck you can enjoy the rustle of the cattails and the birds singing in the trees. Come on inside and make yourself at home! Tiled entry and coat closet. The large open concept living area provides 14’ high ceilings with beamed feature, recessed lighting and a warm tongue and groove wood finish. You’ll love the large windows and hardwood flooring throughout. Cook family meals and entertain easily in the large kitchen, featuring tile flooring, slow close drawers, undercabinet lighting plus stainless-steel appliances. Are you a BBQ lover? The walkout from the kitchen provides easy access to the back deck where you can BBQ away. Bugs, what Bugs? Dining in the covered screened deck means you can eat comfortably and entertain into the evening with exterior lighting. The home/cottage features 3 bedrooms and 2 full bathrooms. Two bedrooms each share access to the 4Pc bathroom, as well as have large closets for plenty of storage. The primary bedroom features dual closets, a 3PC ensuite bathroom with tiled shower plus laundry facilities. Keep your feet cozy and warm with the in- floor heating in both bathrooms, and in the summer months, the central air will keep you nice and cool. Cedar lined closets and low maintenance finishes inside & out! Nice and clean crawlspace, insulted with concrete floor. Located mid-way on the Bruce Peninsula with access to recreational amenities such as hiking trails, beaches, marinas, shopping, The Grotto & more! (id:22681)

3 Bedroom 2 Bathroom 1343 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$148,000
1035 DORCAS BAY Road, tobermory, Ontario

1035 Dorcas Bay Road

Tobermory, Ontario

Bring your dreams and consider building on this privately treed property! This 1.8 Acre parcel offers a circular driveway in place, a great start to your plans. The property is located on a paved year-round maintained roadway, with hydro at the roadside. Nestle yourself amongst the cedar trees and listen to the waves of Lake Huron nearby. Only a short distance away is a communal boat launch and public water access - a beautiful spot to watch the sunsets! Not to mention Singing Sands Beach is a short drive away! The Bruce Peninsula National Park and various hiking trails in the area offer you and the family many places to explore. Visit the Grotto, or tour the shops and amenities of Tobermory. With plenty to do, are you ready to begin your Bruce Peninsula adventure? (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$685,000
1034 DORCAS BAY Road, tobermory, Ontario

1034 Dorcas Bay Road

Tobermory, Ontario

Ahh the sunsets... Take in the stunning 100ft. of rocky Lake Huron shoreline featuring a gradual entry to the lake. You will love it for kids, pets or kayaking. With a lane to the shoreline, transporting water toys to the lakeside is a breeze! Enjoy all day by the water with the 8'x12' Bunkie nearby - perfect for storage. If you need extra storage space, the detached garage plus storage shed on site offer plenty of room! The garage is complete with a concrete floor and hydro, ready for your workshop. Do you enjoy gardening? There is plenty of sunshine to either sit and enjoy on the front lawn or cultivate your green thumb in the perennial gardens. The gazebo offers shade and a lovely place to dine outdoors. At night you can sit under a blanket of stars in this Dark Sky community, with the warmth of a campfire at your feet. Rain or shine you can enjoy the sunroom with a wall of windows to take in the views... and the gentle breeze! This 3 bedroom, 3 Pc bath home/cottage offers over 960sq.ft. of living space, plus the 360sq.ft. sunroom. A great escape for families, retirees or snow birds! The open concept kitchen and dining area features an additional walkout to the sunroom. Enjoy the ambiance of the propane fireplace in the living room. The updated flooring throughout is easy to clean. Peace of mind is afforded with the upgraded windows, baseboard heaters, UV system, spray foamed crawlspace and roof - to name only a few. Privately treed property with a beautiful shoreline! - An additional lot is available for sale across the road if you are looking for extra space or have friends/family who wish to be nearby! 1.8 Acres with driveway. - MLS®: 40548965. (id:22681)

3 Bedroom 1 Bathroom 963 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,425,000
31 CARTER Drive, saugeen twp, Ontario

31 Carter Drive

Saugeen Twp, Ontario

Welcome to 31 Carter Drive, nestled in Miramichi Shores, an upscale enclave of exceptional homes just steps away from beautiful Lake Huron. This custom, Clancy built bungalow is sure to impress with natural, modern and sophisticated elements inside and out. There are four bedrooms and three full baths and generous gathering areas thoughtfully laid out over 3860 square feet of finished space. On the main level, the exquisite kitchen features a large island with seating for four, stunning quartz counters, stainless appliances and a walk-in pantry. The adjacent dining room lends itself well to casual family meals or formal dinner parties. The gorgeous vaulted great room has an amazing floor to ceiling stone fireplace and a walk out to a covered porch. The primary bedroom provides a peaceful and private retreat for the homeowners and features a luxurious 5 piece ensuite, walk in closet and a walk out to the backyard patio. Other features on the main floor include a gracious foyer, guest bedroom with ensuite privileges, private office, mudroom from the garage and a separate laundry room complete with a dog wash. There is plenty more space downstairs with a large family and recreation area, two more bedrooms, third full bathroom and a large storage/utility room with a walk up to the oversized two car garage. Situated mid way between Port Elgin and Southampton, the home is ideally located to take advantage of the four season lifestyle Saugeen Shores is fast becoming famous for. Enjoy nearby beaches, parks, nature trails, golf courses, shops and restaurants - an elevated lifestyle is waiting for you. (id:22681)

4 Bedroom 3 Bathroom 3844 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$1,075,000
290 CLARKE'S Road, northern bruce peninsula, Ontario

290 Clarke's Road

Northern Bruce Peninsula, Ontario

If you are searching for your next adventure, welcome to 290 Clarke's Rd! This 7 acre commercially zoned parcel offers plenty of possibilities for the entrepreneur, investor or large family. Formerly known as Colonel Clarke’s Tavern, functioning as a bar and restaurant in past years, it has more recently served as a private vacation retreat and lodge rental property. Tucked away on a corner lot, it has a large, scenic lawn space along with mature treed areas and gorgeous natural rockery so typical of the Bruce Peninsula. Plenty of parking is afforded along with an attached garage and workshop. The building itself has over 5,500 sq.ft. of finished space plus an additional 700+sq.ft. of unfinished area with separate entry (which would make a great caretakers unit or in-law suite for someone with the right vision!) The expansive grand room provides comfort with high ceilings, fireplace and original wooden beams plus stone floor. There is easy access to the open kitchen, plus a bar area. Also on the main level are two large bonus rooms, which could be used as offices, storage or for a conference meeting room. The building boasts 7 bedrooms and 7 private bathrooms, plus an additional 3 stall washroom on the main level. The upper level has updated flooring, lighting and windows and five of the bedrooms offer a walkout to an upper level balcony/sitting area overlooking the grounds. With its commercial zoning the property allows for a wide range of potential uses! * Lodge * Restaurant * Specialty Shops * General Store * Miniature Golf Course * & More! Now it’s your turn to imagine what the next chapter for this property holds – wedding venue? conference/retreat centre? – so many possibilities! Come have a look! (id:22681)

7 Bedroom 8 Bathroom 5500 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$719,988
397 PURPLE VALLEY Road, purple valley, Ontario

397 Purple Valley Road

Purple Valley, Ontario

Nestled on 2.5-acre's of property just outside of Wiarton, this year-round haven boasts a charming raised BUNGALOW exuding privacy and tranquility. The meticulously maintained residence offers three bedrooms, three bathrooms, and hardwood flooring throughout the main level, creating an inviting and warm ambiance. Oversized windows flood the main floor with natural light, providing stunning views of the surrounding nature and perennial gardens. The lower level showcases a spacious open-concept layout, ideal for hosting gatherings and entertaining guests. Step outside onto the expansive wrap-around deck to soak in the picturesque views of apple trees, poplar trees, and a gently flowing creek that meanders through the property. Convenience is key with a double car garage and ample storage space for all your needs. Recent upgrades include a new furnace and AC in 2020, quartz countertop, sink, tap, pantry, fridge, and stove. The roof was shingled in 2020, and a 20KW backup generator was installed in 2022, ensuring comfort and peace of mind. This property presents a unique opportunity to enjoy a harmonious blend of modern amenities, natural beauty, and serenity in a sought-after location. Included in the purchase is all property maintenance equipment such as a riding lawn mower, snow blower, wood splitter and yard equipment. Experience the essence of country living while being just a short drive from the local amenities. (id:22681)

3 Bedroom 3 Bathroom 2513.93 sqft

Exp Realty

For sale
$529,000
319 CRAWFORD Street, port elgin, Ontario

319 Crawford Street

Port Elgin, Ontario

First time home buyers and down sizers alert! This adorable stone and siding bungalow with concrete driveway and single car garage on an amazing 66 x 126 ft deep lot, is just waiting for you to make it your own. With original hardwood flooring and a lovely bow window in the front which lets in natural light. Originally a 3 bedroom home the current owner converted one of the bedrooms into a formal dining room easy fix to switch it back to a bedroom if needed. With a great front porch you'll never worry again about your guests bringing in the sand from the beach. The kitchen that was remodelled in 1990's and has a large eat in area with windows that overlook the fantastic backyard. The rear sunroom would make a great office with windows and has an access door out to a lovely stone patio. The dining and bedrooms have hardwood flooring and are a great size for family members. The basement is mostly finished with a recreation room wet bar, and 3 pc bath, laundry/utility and workshop rooms, and is waiting for a family to make it a completely finished space. Walk out the door and within about 10 minutes you will arrive at the Port Elgin Beach to frolic in the sand, have an ice cream and watch an amazing Lake Huron Sunset. This home has great value for those who want to get into the real estate market at a reasonable price. Seller has not lived in property being sold as is. Come to Port Elgin and see what this vibrant community has to offer! (id:22681)

2 Bedroom 2 Bathroom 1358 sqft

Royal LePage Exchange Realty Co.(P.e.)

For sale
$479,000
953 QUEEN Street, kincardine, Ontario

953 Queen Street

Kincardine, Ontario

Prime Real Estate Opportunity in Kincardine with this Commercial-Residential Gem! Nestled in the bustling main street of this picturesque lake town, this property boasts a cozy yet versatile beautifully renovated 4-bedroom home. This property enjoys prime positioning amidst the town's lively atmosphere, proximity to the scenic shores of Lake Huron and the array of shops and restaurants offering unparalleled convenience. Excellent rental potential and recently has been used as a successful Airbnb destination. Large patio (22' x 14') and the 231 ft. lot is a bonus that could be utilized. Call to schedule your appointment today! (id:22681)

4 Bedroom 1 Bathroom 1335 sqft

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$595,000
578 12TH Street, hanover, Ontario

578 12th Street

Hanover, Ontario

Welcome to a charming and well-maintained bungalow located in the highly sought-after area of Hanover. This delightful home features a versatile garage that doubles as a fantastic man cave, perfect for hosting parties or accommodating two or more vehicles. The three-bedroom layout offers plenty of potential for personalization, with windows, shingles, and mechanical systems all in good state of repair. Lovingly cared for by the current owner for over 30 years, this home is ready to create new memories for its next residents. (id:22681)

3 Bedroom 3 Bathroom 1860 sqft

Exp Realty

For sale
$949,900
9 LAKESIDE Avenue, meaford, Ontario

9 Lakeside Avenue

Meaford, Ontario

Welcome to your new home! Stunning waterfront views make every day feel like a vacation. This delightful 2-bedroom, 2-bathroom bungalow offers one-floor living at its finest. Perfectly situated in a great neighborhood, this home boasts numerous features that make it a standout choice for anyone looking for comfort and convenience. convenience. This charming bungalow includes 2 spacious bedrooms, each with ensuite privileges, ensuring privacy and convenience for all. The 2 full bathroom add to the comfort of family and guests alike. The expansive great room combines living, dining, and kitchen areas, creating the perfect space for entertaining or relaxing. The well-appointed kitchen offers ample storage, including a convenient pantry. The cozy den features a patio door leading to the large backyard, making it an ideal office or relaxation space. A 1-car garage provides secure parking and additional storage. Two patio doors open to a large deck, offering a seamless indoor-outdoor living experience. The generously sized backyard features a garden shed and plenty of space for outdoor activities, The spray-foamed crawl space ensures energy efficiency and adds extra storage. Located in a friendly and desirable neighborhood, this home is perfect for families and professionals alike. This home is designed for easy living with its single-floor layout and thoughtful amenities. Don’t miss your chance to own this beautiful waterfront bungalow – a perfect blend of style, comfort, and location. Schedule a viewing today and make this dream home yours! (id:22681)

2 Bedroom 2 Bathroom 1240 sqft

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

READY FOR A NEW PLACE?