(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

⭑⭑⭑⭑⭑

“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

⭑⭑⭑⭑⭑

“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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For sale
$929,900
383 RIDGE Street, port elgin, Ontario

383 Ridge Street

Port Elgin, Ontario

2 Separate Units in One House! This raised bungalow features a 3 bedroom, 2 bath unit on the main floor and a 2 bedroom, 1 bath unit in the basement. Located at 383 Ridge Street in Port Elgin on the west side of HWY 21 with access to nearby nature trails that lead to the beach. Features of this model include, solid wood staircase, Quartz kitchen counter top on the main floor, hardwood and ceramic throughout the main floor, gas fireplace, sodded yard, partially covered 12 x 13'8 deck, concrete drive and more. HST is included in the list price provided that Buyer qualifies for the rebate and assigns it to the Seller on closing. House can be completed in approximately 90 days. (id:22681)

5 Bedroom 3 Bathroom 2584 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$649,900
108 FEDY Drive, sauble beach, Ontario

108 Fedy Drive

Sauble Beach, Ontario

Immerse yourself in the epitome of coastal living with this exquisite custom built 4-season fully furnished-turn key home/cottage in Sauble Beach. With 4 good sized bedrooms, 2 full bathrooms and plenty of outdoor space, you can enjoy ample room to spread out and unwind! Perfectly positioned near all amenities, trails, and Lake Huron's shores, this charming retreat offers a harmonious blend of comfort and convenience. Featuring a spacious layout with main floor laundry, bedroom, bathroom, and open-concept kitchen, dining, and living area with a wood burning stove to take off the chill, as well as three large additional bedrooms and a full 3 pc bath on the second level, including a primary suite with a private deck. In the back yard, which backs onto green space, unwind on the spacious deck, enjoy sitting around the built in fire pit all while the children play on the included play set , providing the perfect setting for everyone to participate in outdoor enjoyment. Brand new roof shingles installed May 2024! Municipal water. Natural gas is available at road. Don't miss the opportunity to make this enchanting 4 season home/cottage your own and experience the ultimate retreat in Sauble Beach. Call today for more information and to schedule a private viewing! (id:22681)

4 Bedroom 2 Bathroom 1145 sqft

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$1,695,000
204117 HIGHWAY 26, meaford (municipality), Ontario

204117 Highway 26

Meaford (Municipality), Ontario

102 acres with 80 acres workable and pasture with perimeter fencing. 46x196 pack barn built in 2021, outside scrape and manger, currently used for cattle. Original bank barn with 200’ fence line feeder. Nice strip of maple bush along the west side of the farm. 2 storey brick farmhouse has 4 bedrooms. Natural gas, paved road, located between Meaford and Owen Sound. Two neighbouring property owners are interested in renting their land to the owner of this property, giving a total land base of 245 acres. (id:22681)

4 Bedroom 2 Bathroom 2380 sqft

Royal LePage Rcr Realty

For sale
$869,900
442513 CONCESSION 21, georgian bluffs, Ontario

442513 Concession 21

Georgian Bluffs, Ontario

Nestled on a generous 1.97 acre lot between the vibrant communities of Wiarton and Owen Sound, this raised bungalow epitomizes rural elegance and modern comfort. Boasting four bedrooms and three full bathrooms, it offers ample space for families of all sizes. The fully finished basement extends the living area, ideal for recreation or guest accommodation.Adding to its allure is the ashpalt drive and attached garage, providing secure parking and storage space. However, the property's crowning jewel is the expansive 36’x60’ detached shop, complete with 900 square feet of insulated and heated workspace. Whether pursuing hobbies or business endeavors, this versatile space offers endless possibilities. Beyond its practical amenities, the home exudes warmth and hospitality with open-concept living areas flooded with natural light. A well-appointed kitchen which beckons culinary adventures. Outside, the deck area invites alfresco dining and relaxation amidst the serene rural landscape.Conveniently located, residents enjoy easy access to urban amenities while relishing the tranquility of country living. Thoughtful landscaping and mature trees enhance the property's curb appeal, creating an idyllic retreat from the bustle of city life.For those seeking the perfect balance of rural charm and contemporary convenience, this property presents an unparalleled opportunity. Schedule a viewing today and discover the timeless allure of countryside living at its finest. (id:22681)

4 Bedroom 3 Bathroom 1701.76 sqft

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$899,900
37 GROUSE Drive, oliphant, Ontario

37 Grouse Drive

Oliphant, Ontario

Discover the epitome of elegance at 37 Grouse Drive Bungalow with 3bdrms, 2bth, on The Bruce Peninsula. Nestled on a 1.5-acre estate in a serene cul-de-sac. This exquisite bungalow, built in 2008, boasts a meticulous design with high-end finishes throughout. Featuring 3 bedrooms and 2 bathrooms, this home is perfectly suited for retirees and families alike. Interior Highlights a front family room & a great room with an open concept to the rest of the main floor space. Soaring 16-ft cathedral ceilings with remote-controlled blinds, seamlessly integrated with the kitchen. Lg Kitchen with Mennonite-built cabinets, Corian counters, large island with seating, walkout to a side covered deck. Primary Suite pleases you with a luxurious 4-pc ensuite with claw-foot tub, WI shower, & custom WI closet. Additional Features: Oak hardwood floors, expansive laundry room with garage access, and efficient main floor living. Attached Garage is spacious 30x40 ft with 12-ft ceilings, infloor propane heating, and three overhead doors (two 8x12 ft, one 10x10 ft). Workshop and Storage: Detached 21x26 ft workshop and a 12x12 ft shed enhances utility space. Design and Comfort: Recent exterior update with 2-year-old siding, features stunning fusion stone, front deck has side wrap around access into the kitchen/dining area, complete with aluminum railing. Back yard patio with gazebo, firepit for family gatherings and creating memories. Location Benefits: Situated just 10 minutes from essential amenities such as banks, hospitals, and grocery stores. The community-focused neighborhood offers a peaceful lifestyle with no traffic, perfect for families and active retirees. This property not only provides luxury and comfort but also the convenience and tranquility desired by those looking to escape the hustle of city life. With its spacious grounds, modern facilities, and community atmosphere, 37 Grouse Drive is more than a home – it’s a lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1832.55 sqft

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$2,250,000
359801 BAYSHORE Road, annan, Ontario

359801 Bayshore Road

Annan, Ontario

Welcome to your sanctuary, a newly constructed residence on 9.27 elevated acres, where every glance reveals breathtaking 180-degree vistas of Georgian Bay. This modern marvel has been thoughtfully designed with an open-concept layout, offering both elegance and ample space for your family and friends. Once inside you'll be instantly captivated by the abundance of natural light streaming in through expansive windows, offering you an opportunity to immerse yourself in the idyllic rolling landscape, lush gardens, and a serene pond that only enhances this property's charm (and just wait until you see the sunsets!!). Further catering to contemporary living, an extensive list of features including an oversized 3 bay shop, EV charger, solar panels, and battery backup/off grid system, ensure both comfort and sustainability. Private tours now available by appointment. (id:22681)

5 Bedroom 3 Bathroom 4983 sqft

Brand Realty Group Inc.

For sale
$749,900
135 LAKE Drive, west grey, Ontario

135 Lake Drive

West Grey, Ontario

2021 Custom Guildcrest Built Bungalow With A 10 Yr ( Builder) Warranty On 1.2 Acres. Cathedral Ceilings. Attached 2 Car Garage. Propane Fireplace. Basement Ready To Finish With 9 Foot Ceilings. (id:22681)

3 Bedroom 2 Bathroom 1452 sqft

Royal LePage Rcr Realty

For sale
$2,850,000
147 BLUE JAY Crescent, grey highlands, Ontario

147 Blue Jay Crescent

Grey Highlands, Ontario

Introducing 147 Blue Jay Crescent, a masterfully crafted home set on a peaceful 2-acre lot, where modern opulence meets functional design. Upon entering the grand 2,900 sq ft main floor, you're welcomed by soaring 10-foot ceilings and a flood of natural light from the large windows, establishing a bright and welcoming atmosphere. The state-of-the-art kitchen is a culinary artist's paradise, boasting an eye-catching Caesarstone waterfall island, top-of-the-line Jennair appliances, and custom cabinetry that soars from floor to ceiling, marrying beauty with utility. A strategically placed walk-in pantry facilitates impeccable organization and smooth hosting. Next to the kitchen, the living space features an elegant custom woodwork entertainment center and a sleek linear gas fireplace, creating an upscale hub for unwinding and socializing. Escape to the primary bedroom suite, a tranquil haven with a spa-inspired en-suite bathroom adorned with high-end finishes and a spacious walk-in closet. The main floor is also home to two more tastefully designed bedrooms, a chic bathroom, a guest powder room, a dedicated office space perfect for telecommuting, and a large laundry/mudroom for supreme functionality and tidiness. Descend to the expansive 2,700 sq ft lower-level walkout, a versatile space awaiting your creative touch. Step outside onto the covered porch, accessible from both the primary bedroom and dining area, offering an ideal spot for outdoor gatherings amidst the serene surroundings of mature Maple and Spruce trees. The 3 car garage offers ample parking for cars, prewired for electric car chargers and storage with direct access to main house and lower level. Conveniently located near BVSC and the new Markdale hospital, 147 Blue Jay Crescent epitomizes luxury living with a perfect blend of privacy and convenience. Schedule a viewing today to experience the endless possibilities this extraordinary residence has to offer. (id:22681)

6 Bedroom 5 Bathroom 2973 sqft

Forest Hill Real Estate Inc. Brokerage

For sale
$599,999
710 ANDREW MALCOLM Drive, kincardine, Ontario

710 Andrew Malcolm Drive

Kincardine, Ontario

This beautiful home, spanning five levels, offers over an impressive 2,200 sq. ft. of exquisite living space. Prime location near schools, shopping, and the Davidson Recreation Centre adds to its allure. Stepping into the front breezeway, you'll be greeted by a generously sized open concept kitchen, dining, and living area, perfect for entertaining. The lower level showcases a full bath, a storage room, and a recreational room that leads to a stunning south-facing sunroom. As you venture further, the basement reveals another family room, as well as a private office or den on the lower level, offering versatile space to suit your needs. Upstairs, the upper level presents three bedrooms and an updated full bathroom. Upgrades throughout the property include a renovated kitchen featuring granite countertops, a delightful sunroom, an updated main bath, upgraded windows and blinds, flooring, and a ductless heating/cooling system. The versatility of this home caters to a variety of purposes, making it ideal for a growing family seeking ample space both indoors and outdoors, a potential income property, or even a downsizing option. If you're in search of a high-quality home your search ends here. (id:22681)

3 Bedroom 2 Bathroom 1800 sqft

Exp Realty

For sale
$899,900
423 RIDGE Street, port elgin, Ontario

423 Ridge Street

Port Elgin, Ontario

This 1508sqft new home could be yours. With 2 bedrooms on the main floor and 3 in the basement there's plenty of room for a growing family. Walking distance to elementary schools, shopping, and the beach; the location is perfect. The main floor features a spacious kitchen with 7 foot island, walk-in pantry and walkout to a 12 x 17'8 partially covered deck. The primary bedroom with hardwood floors features a walk-in closet 6 x 6'2 and spacious ensuite bath complete with tiled shower and separate soaker tub. The basement is finished with the exception of the utility room. Additional features included Quartz kitchen counter tops, hardwood staircase, gas fireplace in the finished bsmt family room, 9ft ceiling on the main floor and more. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. Prices subject to change without notice. (id:22681)

5 Bedroom 3 Bathroom 2849 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$179,900
665 WATSON Street, south bruce peninsula, Ontario

665 Watson Street

South Bruce Peninsula, Ontario

Perfectly situated on the edge of Wiarton, this vacant building lot offers a rare opportunity in a town where available lots are becoming scarce. Boasting a generous size of 50x200 feet, this parcel is primed for your dream home or investment project. With the convenience of natural gas and municipal services readily available, building here is a breeze. Location-wise, it doesn't get much better. Within walking distance lies the Peninsula Shores District Public/High School, making it ideal for families. Plus, all the amenities Wiarton has to offer are just a stone's throw away. For recreation, residents can stroll to the Dan Davidson Ball Diamond and Dog Park, ensuring fun for both two-legged and four-legged friends. But what truly sets this lot apart are the picturesque surroundings. Across the road, open fields stretch out, providing stunning vistas of the countryside. Whether you're envisioning your morning coffee with panoramic views or enjoying evening strolls in nature, this lot promises a lifestyle of tranquility and beauty. Don't miss out on this rare opportunity to build your future in Wiarton's coveted locale. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$1,449,900
195 BOYD LAKE Road, west grey, Ontario

195 Boyd Lake Road

West Grey, Ontario

Custom built stone bungalow on 1.8 acres in Forest Creek community. High-end finishes throughout with 2123 square feet on the main level. Grand foyer open to the living room with fireplace, kitchen with island, quartz countertops and separate butler’s pantry, dining area with walkout to cedar deck with glass railings. Primary suite with luxury ensuite and walk-in closet, two additional main floor bedrooms and full bath. Entry from the 3 bay garage into a spacious everyday mudroom, separate laundry room and 2 piece bath. Lower level is finished with wet bar in family room, three more bedrooms, dedicated storage room and 4th bathroom. In-floor heat in the lower level, plywood lined mechanical room with walk-up to the trusscore-lined garage. No detail overlooked inside or out. Hydroseeding to be completed spring/summer 2024. Fibre internet in to house, engineered hardwood on main level, Luxury vinyl on lower level, Navien on-demand water heater. Tarion warranty. Septic north west of house, well south east of house. (id:22681)

6 Bedroom 4 Bathroom 3923 sqft

Royal LePage Rcr Realty

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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