(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

⭑⭑⭑⭑⭑

“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

⭑⭑⭑⭑⭑

“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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For sale
$849,900
335 COLE Boulevard, southampton, Ontario

335 Cole Boulevard

Southampton, Ontario

Discover your dream home in this highly sought-after area of Southampton, just minutes from the beach, tennis courts, and scenic trails. This custom-built residence combines modern luxury with practical design, offering an open concept layout with vaulted ceilings, perfect for comfortable living and entertaining. Featuring 3 spacious bedrooms and 2 well-appointed baths, this home showcases exquisite custom hardwood kitchen cabinets, built-in stainless steel appliances, and a large center island with a gas range. The hardwood engineered flooring and ceramic tiles throughout add a touch of elegance and durability. Wide halls and doors provide easy accessibility, while the customized laundry room adds convenience to your daily routine. The oversized two and a half car garage offers ample space for your vehicles and includes an entrance to the basement. The unfinished basement, with roughed-in plumbing for a washroom and wet bar, presents a blank canvas for you to create your ideal space. Step outside to the large back patio, where you can relax with your morning coffee and enjoy the peaceful surroundings of Southampton. With its prime location and numerous features, this well-thought-out custom home is a must-see. Don’t miss out on this exceptional opportunity to own a piece of paradise in Southampton. Stop by for a tour and experience the best of what this vibrant community has to offer. (id:22681)

3 Bedroom 2 Bathroom 1480 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$679,000
120 HAVELOCK Street, georgian bluffs, Ontario

120 Havelock Street

Georgian Bluffs, Ontario

Welcome to your dream country home nestled in a rural setting of Oxenden with seasonal views of Colpoy's Bay. This picturesque property offers the perfect blend of comfort, style, and natural beauty. Ideally situated within a 5-minute walking distance to Colpoy's Bay, offering a public boat launch and a perfect spot for a refreshing swim on a hot summer's day! This home offers 3 spacious bedrooms providing ample space for relaxation and rest and 2.5 beautifully appointed bathrooms for your comfort and convenience. In the kitchen you will find the luxury of newer custom kitchen cabinets with elegant granite countertops, perfect for culinary enthusiasts and entertaining guests. A centrally located gas fireplace adds warmth and ambiance to the heart of the home. Step onto the inviting wrap-around porch and soak in the panoramic views, creating a peaceful retreat for all seasons. A detached 3-car garage provides ample space for parking, storage, and potential workshop areas. The property boasts beautifully landscaped grounds, enhancing the natural beauty of the surroundings. Conveniently located within a five minute drive to Wiarton where you will find amenities such as shops, restaurants, and recreational facilities while still maintaining the charm and privacy of a rural setting. Don't miss this rare opportunity to own a stunning property that combines modern comforts with the beauty of nature. Experience the best of country living with this exceptional home near Colpoy's Bay. Call your REALTOR® to schedule a viewing today and start living the tranquil lifestyle you've always dreamed of! (id:22681)

3 Bedroom 3 Bathroom 2018 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$668,800
637 KENNARD Crescent, kincardine, Ontario

637 Kennard Crescent

Kincardine, Ontario

Lovely, raised-bungalow in family-friendly neighbourhood, with mature trees, close to parks, schools and a short walk to downtown. Freshly-painted throughout [May 2024], this home has much to offer with an updated, eat-in kitchen with tile flooring and walkout to the spacious deck overlooking a fenced and manicured backyard. Features include hardwood and tile flooring, 3 spacious bedrooms and living room on the main level, including the primary bedroom with 4-piece, ensuite privileges. The fully-finished, lower level features laminate and vinyl flooring throughout, a bedroom, large family room, with walkout to the backyard and patio, a laundry room and a 3-piece bathroom. Most receptacles, lights and light fixtures upgraded in May 2024. A single car garage offers ample storage. Propane water heater owned [2022]. Propane furnace with central air. A large 16' x 12' bunkie/storage shed is partially finished with vinyl flooring. A smaller aluminum shed provides storage for gardening tools. Don't miss this great opportunity to own a solid family home in a great neighbourhood. Virtual staging used in some photos. (id:22681)

4 Bedroom 2 Bathroom 1703 sqft

Coldwell Banker Peter Benninger Realty

For sale
$634,500
17 ALBERT Road, inverhuron, Ontario

17 Albert Road

Inverhuron, Ontario

Located just a short distance from Inverhuron sand beach, with easy access to the shores of Lake Huron, this charming four season cottage/home is nestled on a beautifully treed lot, providing a serene and private setting. With its quaint design and picturesque surroundings, it exudes coziness and, with the addition of the bunkie, provides ample space for relaxation and hosting guests. The main cottage features an inviting porch, perfect for enjoying your morning coffee. As you enter, you are greeted by an open plan sitting room, ideal for unwinding with a good book; kitchen with ample counter space and storage; living and dining area with plenty of natural light, gas fireplace with stone surround adding to this comfortable atmosphere, and patio doors onto a large deck, perfect those family gatherings. The primary bedroom, main bathroom and laundry room (complete with ample storage) are also on this level. Upstairs you will find two rustic bedrooms that add character and charm to the cottage together with a two piece bathroom. The bunkie features a compact layout maximizing available space including a small sleeping area and sitting area. Additionally, the cottage comes fully furnished, from cozy furniture to kitchen essentials, every detail has been carefully considered. Overall, the property is a perfect blend of rustic charm and modern convenience, providing a comfortable and inviting space to disappear to on weekends and vacations...or simply call home! Enjoy the 3D tour! (id:22681)

3 Bedroom 2 Bathroom 1294 sqft

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$1,795,000
230 WILES Lane, eugenia, Ontario

230 Wiles Lane

Eugenia, Ontario

Welcome to 230 Wiles Lane, a rare opportunity to own one of the premier lakefront properties, featuring over 210 feet of pristine shoreline and offering unparalleled panoramic views that extend for miles. This meticulously maintained 4-bedroom walkout cottage is set on a spacious 0.8-acre level lot, perfectly blending comfort with the serene natural beauty of its surroundings. Upon arrival, you will be immediately captivated by the unobstructed vistas that greet you, ensuring every moment is accompanied by breathtaking scenery. The expansive, level lot provides ample space for outdoor activities, from family gatherings to leisurely relaxation, all while enjoying the tranquil ambiance of the lakefront setting. This cottage exemplifies true pride of ownership, having been thoughtfully upgraded to meet modern standards while preserving its charming character. Recent enhancements include a new fireplace, and a state-of-the-art heat pump system with individually controlled units for personalized comfort. The exterior has been refreshed with new siding, windows, and a durable metal roof, all designed to enhance both aesthetics and functionality. The home is fully connected with almost everything controlled from your phone. One of the highlights of this property is the spacious main deck, featuring a custom sail system that provides shade and adds a touch of elegance. Here, you can dine alfresco as you marvel at the sweeping lake views, watch the local wildlife, or simply unwind in the peaceful surroundings. The covered boat lift and private dock make it easy to explore the lake, offering endless opportunities for fishing, boating, and water sports. Located in a quiet and secluded part of the lake, 230 Wiles Lane ensures maximum privacy while still being easily accessible. For those looking to expand, the adjacent lot is available with a first right of refusal, potentially increasing the property size to 1.28 acres and offering future expansion opportunities. (id:22681)

4 Bedroom 2 Bathroom 2037 sqft

Forest Hill Real Estate Inc. Brokerage

For sale
$1,250,000
215 PELLISIER Street, eugenia, Ontario

215 Pellisier Street

Eugenia, Ontario

This property is being sold as a package deal, including the home on an almost half-acre lot AND a separate, nearly 1-acre beautiful building lot—one of the nicest in the village. Build your new home on the lot & use the existing home as a perfect guest house or income property. Designed with thoughtful features this 4-bedroom, 3-bath home is your retreat from everyday life. Step into the great room, with its abundance of windows & a wood-burning fireplace wrapped in stone, inviting you to relax & host some epic gatherings. This space becomes the backdrop for your best memories, opening up to a backyard that's ready for anything from garden parties to starlit hot tub soaks. If you're eager to put your own twist on the design, this home is an ideal canvas. Whether you’re looking to enhance a few details or redesign a room, we can ignite your creativity with inspired ideas that will transform this property into something truly extraordinary. This space is one of a kind, where every day feels like a getaway. This home blends the energy of village life with the feel of the countryside. The kitchen is bright and welcoming. A main floor bedroom with a balcony and a 4-piece bath is perfect for overnight guests. The upper level has 2 bedrooms, each with a Juliet balcony, a second bath, and a large walk-in closet. The primary bedroom, separate from the rest, features a sitting area, a walk-in closet, and a 3-piece bath. The lower level offers a bar area, laundry room, and a sauna for relaxation après-ski. The innovative layout is great for hosting friends and family gatherings. Outside, a double-car garage with a loft holds the potential for transformation into a separate entertaining area. The lushly treed lot provides privacy year-round, with a backdrop of open space where the Beaver River flows from the lake, eventually leading to Eugenia Falls. If you're looking for an active atmosphere or a moment of relaxation, this property has you covered. (id:22681)

4 Bedroom 3 Bathroom 2808 sqft

RE/MAX Summit Group Realty Brokerage

For sale
$849,000
474 PARKWOOD Drive, port elgin, Ontario

474 Parkwood Drive

Port Elgin, Ontario

This Reid's Heritage built home, lovingly maintained by the original owners, combines classic charm with modern updates, ensuring a comfortable and stylish living experience. This charming brick true bungalow is perfect for families and retirees alike, with its versatile layout. Located in a family-friendly neighbourhood within walking distance to Northport Elementary School, Lake Huron, parks and trails, this home offers an ideal setting for any lifestyle. The inviting covered front porch welcomes you into a space filled with character. Inside, the main floor features elegant hardwood floors throughout the spacious living room and separate dining room which provides an ideal space for dinner parties and family gatherings. The living room, complete with a cozy gas fireplace, opens to a composite deck through patio doors, offering an exceptional space for entertaining. The meticulously landscaped yard includes a sandpoint well, sprinkler system, and a shed with 30 amp hydro service. The kitchen is a chef’s delight, featuring tiled floors, upgraded cabinets and Island, and modern appliances. The primary bedroom is a luxurious escape, with a walk-in closet and an ensuite bathroom with a soaker tub, updated cabinetry and stand-up shower. Two additional main-level bedrooms, one equipped with a built-in Murphy bed (2022), offer ample space for family or guests. All three updated bathrooms have heated floors. With the laundry room conveniently located on the main floor, along with three bedrooms, you can enjoy single-level living. The lower level, accessed by the only set of stairs in the home, expands the living space with a welcoming family area, a fourth bedroom, bathroom, and generous storage space. Additional conveniences include an entry from the garage directly into the laundry room, central vac, generator panel in basement (hookup in garage) and parking for 6 cars. Unlock the door to your new home—schedule a showing! (id:22681)

4 Bedroom 3 Bathroom 2534 sqft

Century 21 In-Studio Realty Inc.

For sale
$1,350,000
4668 BRUCE 3 Road, port elgin, Ontario

4668 Bruce 3 Road

Port Elgin, Ontario

Welcome home to 4668 Bruce road 3 just outside of beautiful Port Elgin Ontario! This gorgeous 1.5 story farmhouse on over 3 acres with a massive shop is the perfect combination of country and community. With 3.31 acres of property this is the ideal place to grow your family and your own country lifestyle. The stunning farmhouse features a large addition from Alair homes in 2016 with in-floor heating in the basement and the main level, new windows throughout, attached 1 car garage, bright and gorgeous open concept living room and so much more! Upstairs in the home provides 3 bedrooms and a large bathroom, perfect for the growing family. The kitchen provides plenty of cabinet and counter space for home cooking and convenient access to the wrap around covered porch for watching the sunsets over the west. The farmhouse is surrounded with beautiful perennial gardens, green grass and landscapes. Take a walk back to the huge shop! With concrete flooring in-floor propane heat, insulated walls, 3 oversized doors and a separate office / living area this building offers plenty of space and opportunity. 60' of covered outdoor space and ample parking creates endless possibilities in this location. This is an immaculate property waiting for its new owners to call it home. Be sure to book your showing today to check out this incredible country setting! (id:22681)

3 Bedroom 2 Bathroom 2511 sqft

Century 21 In-Studio Realty Inc.

For sale
$649,900
664 ELGIN Street, port elgin, Ontario

664 Elgin Street

Port Elgin, Ontario

Charming and beautifully updated All-Brick Bungalow with Office-Residential Zoning providing both living and business use just steps from the town of Port Elgin, offering convenience and accessibility. Separate entry to the basement, perfect for rental opportunities. Back alley access with additional parking spaces available. Recent Renovations include tastefully updated ensuite and walk-in-closet in enlarged primary bedroom decorated with light, modern decor throughout. 2+ bedrooms and a total of 3 bathrooms plus a BONUS ROOM, providing ample space for a family or tenants. Outdoor living space includes a covered sunporch and large private patio area with mature landscape for entertaining family and friends. Whether you're looking to establish a residence, office, or a combination of both, this home offers endless possibilities. (id:22681)

3 Bedroom 3 Bathroom 1963 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$550,000
548 DERBY Street, palmerston, Ontario

548 Derby Street

Palmerston, Ontario

This delightful middle-unit, 2-storey townhouse offers 3 spacious bedrooms, 1.5 baths, and a host of desirable features, ideal for families and professionals alike. The main floor layout includes a 2-pc Bath, a comfortable living room, a dining area that flows seamlessly into the modern kitchen, and sliding patio doors leading you to your beautifully landscaped, fully fenced backyard with deck. Upstairs you will find 3 sizable bedrooms, all with closets. The Primary Bedroom features a cheater En-Suite and 2 large closets. Downstairs you will find a fully finished basement perfect for a home office, gym, or additional family room, Laundry and a Utility Room with extra storage space! Located in a friendly neighborhood with easy access to schools, parks and shopping. Welcome Home! Schedule a viewing today and experience all the wonderful features this home has to offer! (id:22681)

3 Bedroom 2 Bathroom 1661 sqft

Exp Realty

For sale
$949,900
379 NORTHPORT Drive, port elgin, Ontario

379 Northport Drive

Port Elgin, Ontario

If you're looking for a brick bungalow with an inground swimming pool that shows like brand new; then this home is just what you've been waiting for. Move in ready; the attention to detail is sure to impress. All the things that add to the cost of a new home are already here. A heated 12 x 25 fibreglass inground saltwater pool; was installed in 2021, the fully fenced, landscaped yard with inground irrigation is yours to enjoy. With just one bedroom on the main floor there is plenty of space for entertaining; put the company or the kids in the fully finished basement. Some of the additional features that are sure to impress, a potfiller for the coffee bar, black stainless appliances, tiled backsplash in the kitchen, luxury ensuite, California shutters, custom cabinets in the laundry room & home office...... do we have your attention. Located on the north end of town just a short walk to Northport Elementary, Food Basics and the beach. (id:22681)

3 Bedroom 3 Bathroom 2480 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$729,999
397 PURPLE VALLEY Road, purple valley, Ontario

397 Purple Valley Road

Purple Valley, Ontario

Nestled on 2.5-acre's of property just outside of Wiarton, this year-round haven boasts a charming raised BUNGALOW exuding privacy and tranquility. The meticulously maintained residence offers three bedrooms, three bathrooms, and hardwood flooring throughout the main level, creating an inviting and warm ambiance. Oversized windows flood the main floor with natural light, providing stunning views of the surrounding nature and perennial gardens. The lower level showcases a spacious open-concept layout, ideal for hosting gatherings and entertaining guests. Step outside onto the expansive wrap-around deck to soak in the picturesque views of apple trees, poplar trees, and a gently flowing creek that meanders through the property. Convenience is key with a double car garage and ample storage space for all your needs. Recent upgrades include a new furnace and AC in 2020, quartz countertop, sink, tap, pantry, fridge, and stove. The roof was shingled in 2020, and a 20KW backup generator was installed in 2022, ensuring comfort and peace of mind. This property presents a unique opportunity to enjoy a harmonious blend of modern amenities, natural beauty, and serenity in a sought-after location. It comes with a full list of property maintenance equipment such as a riding lawn mower, and yard equipment . Experience the essence of country living while being just a short drive from the local amenities. (id:22681)

3 Bedroom 3 Bathroom 2513.93 sqft

Exp Realty

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

READY FOR A NEW PLACE?