(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

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“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

⭑⭑⭑⭑⭑

“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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For sale
$719,900
138 DEVINWOOD Avenue, walkerton, Ontario

138 Devinwood Avenue

Walkerton, Ontario

Introducing a brand-new walk-out bungalow situated in the charming town of Walkerton. This spacious 3 bedroom, 2-bathroom home is nestled in the desirable Walker West Estates on the west side of Walkerton. The layout comprises 3 bedrooms on the main floor and with the possibility of an additional 1 in the walk-out basement. Enjoy the finest features, including sleek quartz countertops, convenient main floor laundry, luxurious vinyl plank flooring, a generously sized future recreation room, and a rear covered deck for outdoor relaxation. The package also includes a double concrete driveway and a fully sodded and landscaped yard, ensuring your new home is move-in ready. The home will be ready in the summer of 2024. Purchase now to have the opportunity to select some of the finishes. House is currently for sale without basement finished but can be completely finished for approximately $60,000.00. Rooms will be framed and wired. Home covered under the Tarion Warranty program for added peace of mind. Don't miss this opportunity – call today for more details and make this beautiful new home your own. (id:22681)

4 Bedroom 3 Bathroom 1521

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$683,700
214 CHURCH Street N, mount forest, Ontario

214 Church Street N

Mount Forest, Ontario

Move In Ready. This 3 + 1, 2 bath home is finished both levels and is close to school, shopping and downtown. This Plume Built home is an all brick bungalow, with open concept design. Some of the features are attached garage, concrete driveway and a steel roof. (id:22681)

4 Bedroom 2 Bathroom 1267

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$589,000
262 HURON Road, point clark, Ontario

262 Huron Road

Point Clark, Ontario

So Close to the beach !!! Nestled on a beautiful lot in the ever sought after Point Clark is where you will find this charming 4 season cottage or year round home. Step inside this bungalow to find an open concept kitchen, dining and living room. Head down the hall to 3 spacious bedrooms and a 4 piece bathroom. Retreat to the family room and cozy up on a cooler night by the wood stove, recently WETT inspected. Don't feel like a fire then you can use the forced air natural gas furnace to keep you warm, thermostat can be controlled from your phone. A laundry room completes your living space. Outside finds plenty of room to partake in outdoor games, unwind on the deck or relax by a campfire. There is also plenty of parking and a storage shed for all your beach toys. Many upgrades over the years include, laminate flooring, new Lennox Natural gas furnace with Pure Air system, an updated breaker panel, exterior doors, soffits ,facia, eavestroughs and downspouts as well as a new roof in 2021. Best of all this retreat is located only a stones throw away from the famous Lake Huron's white sandy beaches and world famous sunsets. This property is move in ready and available for you to start spending your time by the Lake! (id:22681)

3 Bedroom 1 Bathroom 1300

Lake Range Realty Ltd. Brokerage (Point Clark)

For sale
$550,000
9 MAPLE Lane, port albert, Ontario

9 Maple Lane

Port Albert, Ontario

Sitting on the banks of the Nine Mile River, just minutes from Lake Huron, this cottage is welcoming you to your summer 2024 getaway. This adorable cottage with three bedrooms has breath taking views from all windows. Positioned on the sought-after Maple Lane, Road Shore Allowance, this getaway is a fisherman's dream, being so close to the water you can practically cast a line from your deck. Inside everything is done for you, with a cottage that is fully finished, beautifully decorated and ready to be enjoyed. With ownership interest in two additional plots of land to the east, there's places to spread out, with a new 8'x12' shed and a 25 foot zip line. (id:22681)

3 Bedroom 1 Bathroom 845

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$699,900
452 BURNSIDE Drive, port elgin, Ontario

452 Burnside Drive

Port Elgin, Ontario

The foundation is poured for this brand new home at 452 Burnside Drive in Port Elgin. The main floor is 1284sqft and will feature 3 bedrooms, a 4pc bath, laundry area and an open concept living room, dining area and kitchen with island. The basement is unfinished, however finishing packages are available to complete this property as a single family home or finish it with a self contained secondary suite. The exterior yard will be sodded. The interior will feature hardwood in the living room, dining room and kitchen, carpet in the bedrooms and ceramic in the entrance foyer, bathroom and laundry area. Interior and exterior colour choice maybe available for those that act early. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

3 Bedroom 1 Bathroom 1284

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$699,900
448 BURNSIDE Drive, port elgin, Ontario

448 Burnside Drive

Port Elgin, Ontario

This 3 bedroom home is under construction at 448 Burnside Drive in Port Elgin. 1303 sqft on the main floor with a full unfinished basement; it can be ready in early 2024 for those that act quickly. Main floor will feature hardwood in the living room, dining room and kitchen with carpet in the bedrooms. There is an option to have the basement finished if a little more space is required. If you are looking for an income, a secondary suite could also be finished in the basement. Yard will be sodded, house will be heated with a gas forced air furnace, and there is a main floor laundry. (id:22681)

3 Bedroom 1 Bathroom 1303

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$370,000
60 BURMA Road, northern bruce peninsula, Ontario

60 Burma Road

Northern Bruce Peninsula, Ontario

Quaint two bedroom home/cottage situated on a private one acre lot near Lion's Head. Property is well treed, offering plenty of privacy and nestled amongst a mature cedar bush. Interior of the home/cottage has a good size living area, cozy woodstove insert to enjoy on those winter days. Dining nook; walkout to deck from living area. Kitchen is galley-styled and there is a four piece bath. Enjoy the comforts of the three season sunroom on those warm summer days. There is an outdoor shower for an added bonus! Exterior is wavy cedar. There are a couple of storage sheds. Property has been used on a year round basis. There is a good public access to Lake Huron just down the road. Property is a short drive to public beach at Black Creek Provincial Park, marina, beach, and shopping (just to name a few amenities) in the village of Lion's Head. Centrally located to Tobermory and Wiarton. Property is located on a year round paved municipal road. Makes a great starter home or year round cottage. Lot size measures 132 feet wide by 330 feet deep. Taxes: $1486.15. Property is being sold AS IS, by the Estate. Please do not enter the property without an appointment and without a REALTOR®. (id:22681)

2 Bedroom 1 Bathroom 948

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$2,100,000
845064 DEVIATION Road, grey highlands, Ontario

845064 Deviation Road

Grey Highlands, Ontario

A stunning property on a scenic 100 acres, this elegant century home offers a private and serene retreat. The grandeur of this home is beautifully enhanced by its gardens and pastures. This is an executive rural oasis for family and friends, a home designed for entertainment and enjoyment. The house features high ceilings, original woodwork, and is a time capsule of its era with charming character throughout. From the custom stained glass windows to pocket doors between the formal dining and living rooms, this home showcases many exquisite elements. Care for detail shines through from the hemlock beams in the sunroom to the butternut kitchen cabinets. The second floor offers four bedrooms with a gracious primary presenting beautiful views from every window. The third floor is a showstopper, with natural light streaming in and offering endless possibilities. Even the basement, with its high ceilings, ample space and walkout, can be utilized in so many ways from workshop to storage. With 80 acres workable and a bank barn, this is not only a gorgeous home but a functioning farm. The many mature pines and maples offer seclusion and privacy as do the towering cedar hedges which line the drive and surrounding gardens, invoking a storybook feel. With longevity in mind, approximately 6 acres were planted in 2023 with 4,800 mixed species trees (pine, spruce, maple, larch, cedar). A short drive to Meaford, Thornbury and Owen Sound, and in close proximity to farm shops, you won't be missing anything living in this rural paradise! (id:22681)

5 Bedroom 3 Bathroom 3197.2200

Exp Realty

For sale
$674,900
46 GRAHAM Crescent, sauble beach, Ontario

46 Graham Crescent

Sauble Beach, Ontario

Welcome to your dream one-floor living retreat in the heart of Sauble Beach! Nestled on a tranquil, tree-lined street, this charming bungalow is a serene oasis boasting 3 bedrooms, 2.5 bathrooms, and a host of impressive updates. As you step inside, you'll immediately notice the well-maintained interior flooded with natural light. The spacious family room, complete with a cozy gas fireplace, provides a warm and inviting space for relaxation. For those who love to entertain, the adjacent 3-season sunroom offers breathtaking views of the lush, wooded lot, perfect for enjoying your morning coffee or hosting gatherings. The heart of this home is the well-appointed kitchen, featuring updated appliances and ample storage. A formal dining area is ideal for intimate dinners or festive holiday gatherings. Retire to the good-sized primary suite, complete with an ensuite bathroom for added convenience. Two additional bedrooms and another full bathroom ensure there's plenty of space for family and guests. This home boasts numerous practical updates, including a generator installed in 2017, an updated septic bed in 2005, a new roof in 2018, and a tankless water heater that's owned, ensuring peace of mind for years to come. Stay comfortable year-round with the forced air natural gas furnace and air conditioning. Outside, you'll find stunning perennial gardens that provide a burst of color throughout the seasons. The wooded backyard offers privacy and a sense of tranquility, making it the perfect spot to unwind after a day at the nearby Sauble Beach, which is just a leisurely walk away. This well-maintained, move-in ready bungalow is a true gem in Sauble Beach. With its prime location, modern amenities, and peaceful surroundings, it offers the perfect blend of comfort, convenience, and natural beauty. Don't miss the opportunity to make this your forever home. Schedule your showing today! (id:22681)

3 Bedroom 3 Bathroom 1653

Century 21 In-Studio Realty Inc.

For sale
$1,049,000
177 ISTHMUS BAY Road, lion's head, Ontario

177 Isthmus Bay Road

Lion's Head, Ontario

Lovely contemporary two level home in Lion's Head- with a water view of Georgian Bay and the escarpment. Formerly known and operated as The Bluffs bed and breakfast, this beautiful fully renovated home awaits you! Main floor features a sunken living room with a decorative wall propane fireplace, kitchen has island counter, quartz counter tops, formal dining area with a walkout to deck. Primary bedroom has an ensuite bathroom and also a walkout to deck. Nice size landing. Lower level has a foyer/mudroom with a free standing propane fireplace, two additional bedrooms both with ensuite baths and one with its own private entrance. Laundry room, freezer/storage and with plenty of extra storage also on the lower level. Home is spacious, bright, warm and inviting. Attractive and easy to maintain gardens. Storage shed. Property is located on a year round paved municipal road. Shopping, sandy beach and all other amenities within Lion's Head are close by. The adjacent lot (75 feet wide by 100 feet deep) is included in the purchase price. Taxes: $3944.85. Definitely not a drive by! (id:22681)

3 Bedroom 3 Bathroom 1976

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$1,590,000
579 CAPE HURD Road, tobermory, Ontario

579 Cape Hurd Road

Tobermory, Ontario

91 acres of serene and quiet privacy on the shore of Lake Huron with no neighbours anywhere in site. Offers great investment potential for licensed STA rentals or a bed and breakfast. Tucked far back in the woods is a beautiful hand crafted log home with over 2000 sq ft of living space. 3 spacious bedrooms offer plenty of space for a family or visitors. Two updated bathrooms have granite top vanities and ceramic backsplash. One has a large shower and the other a large refinished antique soaking tub. Updated porcelain floors complete these beautiful baths. Enter through the back door after tending the garden into a spacious mudroom with plenty of space for boots shoes and all your winter gear. The large laundry room has washer, dryer laundry tub and extra chest freezer. Access to a huge 13' x 5' walk in pantry. Open concept kitchen and dining area has new porcelain flooring, new granite on counters and island and includes all appliances. Tons of storage in the hand made pine cabinets. Elmira wood stove is WETT certified as is the wood burning stone fireplace with new insert in the living room. All flooring throughout is pine and porcelain. Patio doors lead to the back deck with water views. Oversize double garage and multiple outbuildings offer unlimited possibilities. Walk the path to the shore line for stunning views and enjoy a campfire under the stars. Land currently registered with the Conservation Land Tax Incentive Program, ask for details. An exceptional property for Buyers with discerning taste, there is no other place on the Peninsula that compares. Appointments must be booked ahead of time. Please don't enter the driveway without your agent and appointment. Owners live here year round and watch dogs on site when no appointments are booked. If you want complete privacy, waterfront, acres of natural forest, a stream and multiple trails to hike, and always dreamed of living in a log home, then this is the one. (id:22681)

3 Bedroom 2 Bathroom 2000

Shanahan Realty Inc.

For sale
$859,000
316591 6 Highway, chatsworth (twp), Ontario

316591 6 Highway

Chatsworth (Twp), Ontario

Indulge in eco-conscious luxury while embracing tranquility in this meticulously crafted off-grid haven. Designed with the discerning environmentalist in mind, this self-sustaining sanctuary seamlessly blends comfort with environmental responsibility. Nestled on a serene property boasting vistas of the surrounding countryside, this home sits gracefully amidst 10 acres adorned with 1800 planted trees. Its architectural brilliance lies in its utilization of thermal mass and passive solar principles, ensuring cozy winters and cool summers without compromising on style or sustainability. Step inside to discover an age-friendly floorplan, tailored for ease of movement. Wide doors and open spaces throughout the kitchen, dining area, living space, and two spacious bedrooms. The inclusion of a 4-piece bath and powder room, both featuring low-flow toilets, epitomizes thoughtful design. Powered by a sophisticated 3kW Solar Photovoltaic system paired with a deep cell battery bank boasting 1500-amp hour storage, this home epitomizes self-sufficiency. A propane generator stands ready to provide backup power, offering peace of mind in any scenario. Warmth emanates from the air-tight woodstove and wood cookstove, with in-floor heating roughed-in for added comfort. Supplemental cooling and heating are effortlessly provided by a ground-source geothermal fresh air system, ensuring optimal temperatures year-round. Indulge in guilt-free hot showers thanks to solar hot water supplemented by a backup propane boiler. The durability and resilience of the construction materials ensure longevity and peace of mind for years to come. Outside, a 30’x20’ detached garage, 10’x10’ woodshed, and spacious dog enclosure cater to all practical needs. This is more than just a home; it's a unique opportunity tailored to those who prioritize environmental stewardship and a sustainable lifestyle. Embrace the future of retirement living while reducing your footprint in this remarkable sanctuary. (id:22681)

2 Bedroom 2 Bathroom 1233

Grey County Real Estate Inc. Brokerage

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

READY FOR A NEW PLACE?