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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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LOADING

For sale
$299,900
PT LT 17 SOUTHGATE ROAD 12, southgate, Ontario

Pt Lt 17 Southgate Road 12

Southgate, Ontario

Discover this picturesque 6-acre country property. The existing solar panels can assist with cashflow while you build your dream home. With the owner's willingness to assist in driveway installation, you'll have a smooth entrance as you begin creating your vision. Embrace the tranquility and potential that this idyllic acreage offers. Please refrain from unannounced visits. (id:22681)

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$1,145,000
20 MOORE Street, lions head, Ontario

20 Moore Street

Lions Head, Ontario

Location Location Location! Situated on a much sought after street in The Village of Lions Head this spacious, quality constructed stone home is close to amenities, services and recreation. If you are looking for retirement living, family cottage lifestyle, a home business location or that Dream Bed and Breakfast opportunity then look no further. With plenty of parking on site for family and friends leave your car at home and walk to one of many Bruce Trail access points, Lions Head Beach and the Marina. Bruce Peninsula District School and Lions Head Hospital are also a stones throw away. Find your favourite local restaurant or shopping experience on Main Street just a 10 minute walk. This superbly constructed open concept home is move in ready and can be a turn key venture. Who can resist Culinary gatherings in the spacious kitchen dining area? Well appointed with granite counter tops, stainless steel appliances and a large walk in pantry off the foyer, this home makes entertaining easy. Open the doors from the main floor and walk onto a large upper deck with a built in propane bbq and two sitting areas. Enjoy indoor and outdoor dining for large groups, family, morning coffee on the deck with Bay views or stargazing at night with privacy and security on the 2nd storey deck. A main floor Master Bedroom with luxurious en suite, 4 more bedrooms, 3 full baths on two floors, a grand Family room with lower deck walk out and indoor hot tub are just some of the unique features of this property. If you love building, repairing or storing year round recreational toys you will appreciate the two garages, spacious driveways and heated shop for year round tinkering. The lower shop is complete with 2 piece bath, utility room, bonus storage room, full sized refrigerator, coffee kitchenette, bar fridge and remote garage door access from Joseph Street. Need a project? The Bonus lower level space with side yard access is perfect for your creative ideas. A must see! (id:22681)

5 Bedroom 3 Bathroom 3429

Shanahan Realty Inc.

For sale
$575,000
54 PEDWELL Drive, tobermory, Ontario

54 Pedwell Drive

Tobermory, Ontario

A cozy 3-bedroom knotty pie cottage across from the pristine waters of Lake Huron. Access the lake via a public footpath just a few steps away. This winterized retreat is complete with vaulted ceilings, 2 electric fireplaces and tongue and groove pine walls that enhance its cottage ambiance. It's a short drive to Bruce Peninsula National Park, home to the renowned Grotto and close to the Lindsay tract bike trails. You're also 15 minutes from Singing Sands and 20 minutes from the quaint harbor Town of Tobermory. This home boasts large windows, a Juliette balcony in the primary bedroom offering stunning views of Lake Huron. Two spacious decks provide ample opportunity to soak up the sun and enjoy serene sunsets or tranquil sunrises. Additional features include open concept living, community boat launch and 2 acres of property, surrounded by a young pine forest and natural brush. Whether you are looking for a retirement haven, a family cottage or a tranquil permanent home, this home offers the ideal blend of seclusion and accessibility. Watching the sunset over Lake Huron, exploring the nearby trails or enjoying a cozy night by the fire, this property offers a special experience for all who visit. (id:22681)

3 Bedroom 2 Bathroom 1150

Exp Realty

For sale Open House
$499,900
109 COLBORNE Street S, walkerton, Ontario

109 Colborne Street S

Walkerton, Ontario

Charming Renovated Gem close to Downtown Location! Stepping into this home that has been meticulously renovated to blend contemporary comforts with timeless charm. Every detail has been carefully considered to create a space that feels both fresh and welcoming. Boasting three bedrooms, two bathrooms, and a host of desirable features, this home offers comfort and style. Spacious eat-in kitchen is perfect for family gatherings and entertaining friends. Enjoy the luxury of modern appliances and ample counter space, making meal preparation a breeze. Bask in the natural light that floods through high ceilings, accentuating the beauty of the gorgeous hardwood floors. The seamless flow between rooms creates an open and airy ambiance. Escape to your own private oasis in the generously sized backyard. Whether you're gardening, playing, or relaxing, this outdoor space offers endless possibilities for enjoyment. There is also an attached garage located at the rear of the house. This tranquil neighborhood setting with the convenience of downtown just moments away. Explore local shops, restaurants, and entertainment within a stone's throw from your front door. Unwind and soak in the neighborhood charm on the enclosed big front porch. It's the perfect spot to sip your morning coffee or enjoy a quiet evening with a book. Don't let this opportunity pass you by! (id:22681)

3 Bedroom 2 Bathroom 1444

Exp Realty

For sale
$699,900
1279 BRUCE ROAD 4 Road, brockton, Ontario

1279 Bruce Road 4 Road

Brockton, Ontario

Stunning Water Front Property!  This 1,380 square foot bungalow offers spectacular views of the Saugeen River right from the comfort of your living room.  Impressive water frontage is not all this home has to offer.  It has a steel roof put on in 2018.  There is a natural gas fireplace and a line run for a natural gas bbq.  The master bedroom has his and her closets and an ensuite.  The finished basement comes with a pool table, bar, third bedroom, exercise room, workshop, bathroom and it has a walkout to the hot tub that overlooks the river.  The main floor is open concept and has a loft above the kitchen.  There is an attached garage, main floor laundry, central air, an above ground pool and it is located on a paved road just 2 minutes up the road from a 18 hole golf course. The Saugeen river is renowned for its fishing, canoeing and tubing.  Imagine waking up to these views every morning then heading out for a game of golf.  It would feel like you're always on vacation. (id:22681)

3 Bedroom 3 Bathroom 2560

Peak Edge Realty Ltd.

For sale
$899,000
719156 HIGHWAY 6, shallow lake, Ontario

719156 Highway 6

Shallow Lake, Ontario

Welcome to your own piece of paradise nestled in the heart of Georgian Bluffs, just as you enter the charming village of Shallow Lake. This remarkable horse or hobby farm spans across 85 acres of breathtaking landscape, offering a perfect blend of open pasture and lush mixed bush. As you explore the property, you'll discover approximately 5 acres of open, fenced pasture, ideal for grazing your horses or nurturing your favorite hobby farm animals. The remainder of the land is adorned with beautiful, verdant vegetation, providing a serene backdrop for your daily adventures. With a revamped century old bank barn, thoughtfully equipped with horse stalls complete with hydro and water amenities, a spacious hay loft and a newer addition for added equipment storage or run-in space, this barn is designed to cater to all your equestrian needs. Whether by foot, 4 legs or an off road vehicle - take the well groomed trail to the back of the property where you will find a tranquil retreat overlooking a picturesque marsh and adjacent to 1,000 acres of conservation land complete with a tiny cabin, awaiting your finishing touches. Back up to the house, your cozy abode awaits - a charming 2 bedroom, 1.5 bath house that has undergone recent updates, ensuring it is move-in ready for you to enjoy. Offering a bright and spacious main floor. While the upstairs is small, it offers two bedrooms, an office and a 2pc bath. Alternatively, unleash your creativity and put your own personal touch on this inviting space, transforming it into your dream countryside getaway. A detached two car garage provides space for your vehicles and an additional workshop. A true slice of God's country, where the beauty of nature meets the comforts of home - a haven where every day feels like a retreat and every moment is infused with the serenity of rural living. (id:22681)

2 Bedroom 2 Bathroom 1525

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,499,000
41 BOYD'S HARBOUR Loop, northern bruce peninsula, Ontario

41 Boyd's Harbour Loop

Northern Bruce Peninsula, Ontario

Experience the ultimate in turnkey luxury living in this 3-story, 3000+ sq ft waterfront home nestled on Boyd's Harbour. The attention to detail in this home is evident, from the beautiful stone exterior to the large windows that showcase the stunning waterfront and allow light to cascade into the freshly painting interior. With its spacious layout and amenities, this home offers the perfect retreat for relaxation and enjoyment. The double door entry sets the tone with its large family room, cozy fireplace and bright interior, providing a welcoming atmosphere for gatherings. Indulge and rejuvenate in your own personal sauna and hot tub room and let the cares melt away. Climb the grand staircase to the main floor and step into the stylish and inviting open plan living room, dining room and stunning newly installed kitchen. Also, on the main floor you will find two beautiful bedrooms each with a 3-piece bath providing both comfort and privacy for your family and friends. The primary suite occupying the entire upper level offers a large spacious bedroom overlooking the great room below and a luxurious ensuite with marble flooring, double sink vanity, steam shower, and a gorgeous tub perfect for a soothing soak. There is also a sunroom which captures the lake views and offers a place to sit and enjoy a glass of wine. With its waterfront seating area and direct access to Lake Huron via a private dock on a shared water well, you can easily take advantage of waterfront activities and breathtaking views. The central location on the Peninsula, provides the perfect balance of seclusion and accessibility to amenities with Lion’s Head a short 15 minute drive away. Escape the hustle and bustle of everyday life and live out your dreams here on Boyds Harbour Loop. (id:22681)

4 Bedroom 4 Bathroom 3204

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$599,900
402 QUEEN Street, kincardine, Ontario

402 Queen Street

Kincardine, Ontario

Welcome to 402 Queen Street in the town of Kincardine. This timeless brick bungalow sits on a large oversized lot only one block away from the shores of Lake Huron. Traditional main level layout with three bedrooms, living room and dining room with patio doors leading to the private backyard. The lower level is finished for additional space. Walking distance to the downtown amenities and school is an added bonus. (id:22681)

4 Bedroom 2 Bathroom 2320

Exp Realty

For sale
$1,049,900
386 FRANCES Street, port elgin, Ontario

386 Frances Street

Port Elgin, Ontario

Are you ready to start thinking about building your dream home? The foundation is poured for this fully finished 2265 sqft 4 + 1 bedroom 2 storey home. The main floor boasts 9 foot ceilings, home office space, great room with gas fireplace, walk-in pantry, covered back deck 10 x 14'6 off the dining area, Quartz kitchen counter & a 7ft island. Upstairs there are 4 spacious bedrooms, primary with a walk-in closet 7'3 x 8'4 and 4pc ensuite bath with tiled shower. The basement has a separate entrance from the garage, 5th bedroom, full bath, family room with gas fireplace plus playroom / gym space. This home will feature a solid wood staircase from the main floor to the 2nd floor, vinyl plank from the main floor to the basement. The basement flooring will be vinyl plank and tile with the exception of the utility room. This home backs south onto the Unifor education centre and is just a short walk to the beach. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

5 Bedroom 4 Bathroom 3418

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$899,000
719156 HIGHWAY 6, shallow lake, Ontario

719156 Highway 6

Shallow Lake, Ontario

Welcome to your own piece of paradise nestled in the heart of Georgian Bluffs, just as you enter the charming village of Shallow Lake. This remarkable horse or hobby farm spans across 85 acres of breathtaking landscape, offering a perfect blend of open pasture and lush mixed bush. As you explore the property, you'll discover approximately 5 acres of open, fenced pasture, ideal for grazing your horses or nurturing your favorite hobby farm animals. The remainder of the land is adorned with beautiful, verdant vegetation, providing a serene backdrop for your daily adventures. With a revamped century old bank barn, thoughtfully equipped with horse stalls complete with hydro and water amenities, a spacious hay loft and a newer addition for added equipment storage or run-in space, this barn is designed to cater to all your equestrian needs. Whether by foot, 4 legs or an off road vehicle - take the well groomed trail to the back of the property where you will find a tranquil retreat overlooking a picturesque marsh and adjacent to 1,000 acres of conservation land complete with a tiny cabin, awaiting your finishing touches. Back up to the house, your cozy abode awaits - a charming 2 bedroom, 1.5 bath house that has undergone recent updates, ensuring it is move-in ready for you to enjoy. Offering a bright and spacious main floor. While the upstairs is small, it offers two bedrooms, an office and a 2pc bath. Alternatively, unleash your creativity and put your own personal touch on this inviting space, transforming it into your dream countryside getaway. A detached two car garage provides space for your vehicles and an additional workshop. A true slice of God's country, where the beauty of nature meets the comforts of home - a haven where every day feels like a retreat and every moment is infused with the serenity of rural living. (id:22681)

2 Bedroom 2 Bathroom 1525

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,049,067
504252 GREY ROAD 12, west grey, Ontario

504252 Grey Road 12

West Grey, Ontario

This beautifully built custom bungalow merges modern design with rural surroundings for the perfect country home! Abundant windows make the most of scenic ravine views on this wooded & private 5 acre lot with Rocky Saugeen River frontage. You’ll love the gorgeous Chef’s Kitchen with built-in appliances, convection microwave, huge island and wine cooler. Bright primary bedroom includes 4pc ensuite with soaker tub, his & hers walk-in closets and a walk-out. New Sunroom features picture window and electric fireplace to keep you cozy. An extra large main floor 4pc bathroom has heated floor and more than enough space to allow for relocation of Laundry area if desired. Fully finished lower level includes 3rd bedroom, Den, large Family Room with 9ft ceiling and 2-way Napoleon electric fireplace. Rounding out lower level are Office, rough-in for wet bar, Mechanical Room, Storage area and Laundry room with egress window which could be converted to another bedroom if needed. Thoughtful extras include built-in tv in Kitchen, outdoor tv hook up on back deck, rough in for hot tub, heated Garage with 8ft overhang & concrete apron and marked trail down the ravine to the Rocky Saugeen River which marks the rear property boundary. Everything you need in a country home just minutes from Bell’s Lake, Townsend Lake, Lake Eugenia, the Bruce Trail, golf, cycling routes, quaint villages and ski clubs! (id:22681)

3 Bedroom 3 Bathroom 3191.6000

Forest Hill Real Estate Inc. Brokerage

For sale Open House
$1,419,000
901 BOGDANOVIC Way, huron-kinloss, Ontario

901 Bogdanovic Way

Huron-Kinloss, Ontario

Contemporary, two-storey home with striking curb appeal, by Bogdanovic Homes in the new lakeside subdivision, Crimson Oak Valley, just south of Kincardine and only a short walk to the beaches of Lake Huron. This elaborate, beautifully designed, open plan home with stunning interior finishing will suit many, offering over 4000 sq ft of living space on three floors plus the WOW factor: open to below 19’ ceilings. Beyond the welcoming porch, the main floor foyer opens into a soaring two storey great room complete with gas fireplace and abundance of windows; the bright dinette boasts patio doors leading to a private backyard and huge covered porch, ideal for year-round entertaining (and future hot tub); the kitchen is a showcase enjoying plenty of custom cabinetry, floating shelves and work surfaces, an over-sized centre island plus easy access to a chef's delight: a large walk-in pantry! Completing this level is a mudroom located off the garage, a two piece bathroom and an office/study. Heading upstairs to the second level, you will note the expanse of the ceiling height once again with the addition of the wall of windows. The second level offers three bedrooms including a primary which enjoys a double door entrance, large walk-in closet complete with designer shelving and ensuite graced with a custom glass/tile shower, double vanity and tub. The main bathroom is conveniently located between the other two bedrooms; the laundry room is also located on this level, the perfect size and includes counter space plus cupboards. The open stairway to the lower level (almost 9' high ceilings), leads to a large family room , 4th bedroom and 4 piece bathroom. Completing this unprecedented new home are engineered hardwood, porcelain tile and carpeted floors; granite or quartz countertops; double car insulated garage; concrete driveway and sod. With schools, shops, restaurants, the recreation centre, golf course and harbour within easy reach, this is the ideal place to call home. (id:22681)

4 Bedroom 4 Bathroom 4353

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.