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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$299,000
PT LT 6 BASELINE Road, grey highlands, Ontario

Pt Lt 6 Baseline Road

Grey Highlands, Ontario

Discover tranquility on this spacious 2-acre lot nestled within the serene beauty of Grey Highlands. Adorned with lovely maple trees, this property offers a rare opportunity for those seeking a pristine building lot in the area. Set on a quiet dead-end road, it provides a peaceful backdrop for your future home. With potential for a walkout basement, ample room for a workshop, and even a treehouse for the little ones, there's plenty of space to bring your dreams to life. Enjoy the desirable east-west orientation for soaking in sunrise and sunset views. Conveniently located between Markdale and Flesherton, and just a short drive from Irish Lake, this property offers the perfect blend of rural tranquility and accessibility for your family's enjoyment. **a laneway on the neighboring property (vacant land) has given permission to park and walk into this parcel from the south side for convenience. All access is at a buyers own risk and liability. Front corner boundaries marked with additional pink wooden stakes. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale
$699,000
13 SUCKER CREEK Lane, south bruce peninsula, Ontario

13 Sucker Creek Lane

South Bruce Peninsula, Ontario

Your move-in-ready Lake Huron waterfront 3-bedroom getaway awaits! 13 Sucker Creek Lane offers a substantial 140 ft of water frontage (approx.) and is located on a peninsula off Sunset Drive, providing tremendous privacy and a magnificent position on Lake Huron with ocean-like views. Imagine kicking back and relaxing, or entertaining family and friends, at your new dream cottage property: on the spacious lakeside deck, in the gazebo, in the oversized and level yard, around the lakeside fire pit, on the dock, or inside the tastefully updated and immaculate cottage. The South-West view provides bright daytime sunshine through all seasons – and did we mention Lake Huron waterfront – the view is breathtaking! The walk-in water is crystal clear with a natural flat rock bottom for great swimming. Also on the property is a 2nd driveway leading to an enclosed carport. The cottage inside boasts many outstanding aspects, including: 3 spacious bedrooms, a newer bathroom (with room for a stackable washer/dryer), an efficient kitchen with a built-in wine rack, a beautiful custom stone fireplace, electric baseboard heaters for added warmth, incredible lake views, plenty of storage (including a pantry in the mudroom), and all on one floor for easy living. The surrounding area is serene, with low cottage density and surrounded by 3 nature preserves. Howdenvale is a short bike ride to the south with a public boat launch and sand beach; and just a 5 minute drive north you have the Pike Bay General Store with an LCBO outlet and gas pump, which is open year round. The cottage is located about 20 minutes from Wiarton, Sauble Beach or Lion's Head. If interested in converting this cottage into a 4 season cottage/home there is a current quote from a contractor – ask your realtor for details. You need to visit in person to fully enjoy this special tranquil retreat with a spectacular waterfront – properties like this are rarely available on the Bruce Peninsula so book an appointment today. (id:22681)

3 Bedroom 1 Bathroom 800 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$607,000
355 SIXTH Street N, sauble beach, Ontario

355 Sixth Street N

Sauble Beach, Ontario

Welcome to your next chapter at this enchanting 3+bedroom, 2-bathroom home or cottage bungalow, nestled just a short walk from the sands of Sauble Beach. This isn’t just a place to live—it’s a gateway to a lifestyle rich with sand, sunsets, & the rhythmic lapping of Lake Huron’s waves. As you step through the door, you'll feel the care and attention that have revitalized this home into a sanctuary of comfort & style. Roof was redone last year & updated thermal windows throughout also recently updated essentials such as updated plumbing fixtures—redone water system including updated pressure tank, submersible well pump, & water softener (2 yrs old)—every element ensures peace of mind and a seamless living experience. Imagine your days transitioning effortlessly from indoor serenity to outdoor celebration in the heart of this home: beside the property are 124 acres of municipal forest which creates a private backyard setting with an expansive patio designed for both grand parties and intimate gatherings. Here, a robust stone fireplace stands ready to warm cool evenings, while the outdoor kitchen invites you to master the art of the perfect barbecue, turning every meal into a festive event. Tucked away, you’ll find practical touches like the carport, offering sheltered access to the home alongside separate laundry facilities equipped with a recent-model washer and dryer. These conveniences meld functionality with the home’s overall charm. Beyond the confines of this beautiful property lies Sauble Beach, a vibrant community celebrated for its scenic beauty & lively spirit. Here, life is punctuated by seasonal festivals, bustling markets, & endless outdoor activities such as kayaking, fishing, and bird-watching. This bungalow is more than a home; it's a story waiting to be lived. Whether you're seeking a permanent residence or a seasonal retreat, this property promises a life filled with new memories, found within one of Ontario’s most beloved beach towns. Turnkey option (id:22681)

3 Bedroom 2 Bathroom 992.8 sqft

Keller Williams Realty Centres

For sale
$469,000
221 ADELAIDE Street Unit# 203, southampton, Ontario

221 Adelaide Street Unit# 203

Southampton, Ontario

Discover the charm of Chantry Place condominiums, perfectly situated just a short stroll from Southampton's renowned white sand beaches and stunning sunsets! This beautiful 1160 sq.ft. condo is perfect for anyone looking to downsize. This condo features 2 bedrooms, 1 bath, and a private balcony, facing east with a very quiet and calming view. Upon entry, you're welcomed by an open concept layout and a cozy atmosphere. Suite 203 showcases elegant hardwood and tile flooring, with lots of natural light. The kitchen has darker maple cabinets along with generous granite countertops, a wooden island, and Stainless Steel appliances, making meal preparation a breeze! The luxurious 4-piece bathroom includes both a separate shower and tub, perfect for a relaxing soak. This condo offers exceptional amenities: a spacious 6x8 storage unit is perfect for all your beach gear, bicycles and/or winter tires. The exclusive covered parking spot in a heated garage with your own remote, provides convenience and protection for you and your vehicle. There is also plenty of visitor parking. Engage with the lively community within the complex, which features a common kitchen area, a fully equipped gym, and additional showers. The crowning jewel is the expansive rooftop patio, offering awe-inspiring views of the famous sunsets and panoramic vistas of Chantry Island. It's the perfect venue for summer drinks and BBQ gatherings with your friends and family. You will find peace and easy living in this exceptional condo, with no need to rake leaves or shovel snow! Whether you're seeking a permanent residence or a vacation retreat, this condo has it all. Don’t miss this amazing opportunity—just turn the key and move in and enjoy, as much of the furnishings are also negotiable. Book your showing today! (id:22681)

2 Bedroom 1 Bathroom 1160 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$789,900
1104 HURON Terrace, kincardine, Ontario

1104 Huron Terrace

Kincardine, Ontario

Located on the north end of downtown Kincardine, this stunning property offers a beautiful and private backyard setting. Enjoy its gardens, tall grasses, beautiful interlocking stone patio, complete with gazebo and fire pit, all overlooking the perfect size in-ground salt water pool. Just blocks from the golf course, beach, Hospital, parks and walking trails, the location doesn’t get much better. The curb appeal is great with its interlocking stone driveway and covered front porch. Step inside this charming side split and you’ll be drawn directly to the family room with its window wall that brings the outdoors in, allowing you to enjoy the birds, blue skies and sunsets all year round while staying warm inside by one of 2, gas fireplaces. Just a few steps up you will find the eat-in kitchen with granite countertops and sliding doors opening to the large pergola and deck overlooking the backyard and pool. An additional living room with bay window is located at the front of the home where you can catch the morning sunrise with coffee and another gas fireplace encased in trendy shiplap, with a rustic wood beam mantle. Further upstairs are 3 bedrooms with the primary having en-suite privileges to the 4 pc bath. The lower level offers lots of natural light with a large window stretching most of the rec. room, along with a large modern 3 piece bathroom. Laundry is neatly tucked away and additional storage is easy to access from the crawlspace. Other notables for this wonderful property are the back-up generator, in-ground sprinkler system, solar heat for the pool and its location to the golf course and beach!! A pleasure to show, book your personal viewing today. (id:22681)

3 Bedroom 3 Bathroom 1959 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$1,595,000
303476 SOUTH Line, west grey, Ontario

303476 South Line

West Grey, Ontario

Magical log home, pond & acreage! This stunning 7 bedrm Canadian log home was built in 1992, nestled on 22 acres of picturesque land, it holds a harmonious blend of rustic appeal & modern elegance. Meticulously crafted to preserve its historical charm, the log home incl. a grand timber frame offering a tranquil escape out of the city & into nature. Enjoy a coffee on the covered front porch overlooking the landscaped grounds or relax inside the sitting room by a wood stove featuring handmade brickwork. Radiant in-floor heating thru-out the main floor keeps things cozy.The updated kitchen w stainless steel appl., pantry, & soapstone countertops will invite many culinary moments. The main flr. also hosts the primary bedrm, complete w a 4-piece ensuite featuring a cast iron tub & separate glass shower. On the 2nd floor, you'll find a loft w skylight along w 3 bedrooms & 3-piece bathrm. featuring a 2nd cast iron tub. Finished basement. w 2 additional bedrms, a 5-piece bthrm. w a glass shower & separate soaker tub, laundry rm w farm sinks, rec rm, and 2 cold rms. A convenient walk-up to the outside completes this level. Modern amenities incl. a propane furnace, HRV, on-demand domestic water heaters, & a steel roof. Enjoy reliable int., updated windows, & unique ELFs sourced from an old school house. Step outside to discover a terraced perennial garden w numerous water features, a sprawling spring-fed swimming pond (18' deep) w dock, & outdoor shower. Embrace your green thumb w a raised garden bed area & potting shed. This 4 season retreat has a vast # of activities avail. for the entire family all year long!! Additional structures on the property incl. a 1-car det. garage w hydro (perfect for a studio), bunkie w hydro, & 3-car det. garage w workshop & generator plugin. Look into the benefits of the MFTIP. A snowmobile trail runs thru the top of the property, & just minutes away from town amenities. Enjoy proximity to the BVSC, golf courses, & conservation lands. (id:22681)

7 Bedroom 3 Bathroom 3550 sqft

Century 21 In-Studio Realty Inc.

For sale
$1,500,000
5550 11TH LINE, minto twp, Ontario

5550 11th Line

Minto Twp, Ontario

Country Property! This 10 + Acre property is Move In Ready. This 3 bed, 2.5 bath home boasts main floor laundry, 9'4 ceilings through out, wood fireplace, new main floor family room, new kitchen, updated bathrooms, new furnace, new water heater, new septic system as well as a new 16' X 32 inground heated pool. The 15 X 25 attached garage doubles as a workshop. There is also a 45' X 75' barn for storage. Don't Miss This One! (id:22681)

3 Bedroom 3 Bathroom 2579 sqft

Royal LePage Rcr Realty

For sale
$1,147,500
2571 BRUCE 40 Road, saugeen shores, Ontario

2571 Bruce 40 Road

Saugeen Shores, Ontario

Welcome to your new home situated just a stone's throw away from town, you'll enjoy the best of both worlds – the tranquility of your expansive property and the convenience of quick access to local amenities, schools, and shopping, set on a 2.66-acre lot. Built in 2013, this open concept floor plan offers the perfect size for a family; with room to entertain. The primary bedroom comes, complete with an ensuite bathroom and walk-in closet. The expansive 3-car garage not only offers secure parking but access to the basement of the home; there's plenty of additional storage for all your recreational gear. Beat the summer heat and create lasting memories in the above-ground pool. Perfect for entertaining friends or enjoying quality family time, this feature enhances your outdoor living experience. No need to be concerned with power outages as a new Gas Generator was added in 2023. Don't miss the opportunity to call this stunning property your home. (id:22681)

4 Bedroom 3 Bathroom 2133 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$699,900
616 25TH Avenue, hanover, Ontario

616 25th Avenue

Hanover, Ontario

The one you've been waiting for! Semi-detached bungalow with walkout basement. Main level living with open concept kitchen/living space, dining room, 2 beds and 2 baths and main floor laundry. Walkout from your living space to the covered upper deck offering views of the trees. Bright lower level is finished with 2 more bedrooms, full bath, and large family room with gas fireplace and walkout to your beautiful back yard. Home is located in a great new subdivision of Hanover close to many amenities. (id:22681)

4 Bedroom 3 Bathroom 2546 sqft

Keller Williams Realty Centres

For sale
$299,900
37 EMERSON Avenue, sauble beach, Ontario

37 Emerson Avenue

Sauble Beach, Ontario

Have you ever considered a move to a beach town or have you ever thought to have your 'home away from home' built within walking distance of the sandy shores of Lake Huron? 37 Emerson Avenue is located in Sauble Beach, a quaint town on the shores of Lake Huron. This piece of property measures 99.10 feet x 149 feet, and is located just 4 blocks from the lake. It sits among other homes and is one of the last lots in this developed area. The many social and recreational organizations in Sauble Beach assist in making this a vibrant and exciting place to enjoy all year round. So, if you are thinking of getting out of the city and would like to have the opportunity to have your home built, this lot is waiting to be developed. There may be some poison ivy on the property. (id:22681)

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$790,000
243416 SOUTHGATE RD 24, southgate, Ontario

243416 Southgate Rd 24

Southgate, Ontario

Discover the perfect blend of tranquility and privacy on this 7.8-acre treed property. This exceptional home offers a unique opportunity to enjoy spacious living in a serene, private setting. The home features four bedrooms, offering plenty of space for family, guests, or a home office. The primary bedroom boasts an ensuite bathroom, a walk-in closet as well as a set of doors leading to a private deck. The home’s raised ranch design combines aesthetic appeal with functional living. Elevated main living areas offer enhanced views and natural light, contributing to a warm and inviting atmosphere. Large deck on the main overlooking the front yard and driveway. The property includes a large detached garage/shop, perfect for hobbyists, DIY enthusiasts, or those needing extra storage. The loft space adds flexibility or additional storage and you can stay productive year-round as it is heated with an outdoor wood furnace. This feature ensures comfort during the colder months, making it a versatile workspace. (id:22681)

4 Bedroom 2 Bathroom 1408 sqft

Century 21 Heritage House Ltd.
Century 21 Cedar Glen Ltd Brokerage

For sale Open House
$524,900
19 MURRAY Avenue, northern bruce peninsula, Ontario

19 Murray Avenue

Northern Bruce Peninsula, Ontario

Newer BUNGALOW situated in Hardwick Cove, nestled just south of Stokes Bay. This custom-built dwelling boasts engineered wood flooring, drywalled interiors with wooden ceilings, and a spacious ensuite complete with a walk-in closet in the master bedroom. The property features a generous pantry adjacent to the kitchen, a new propane furnace, as well as appliances. This home offers ample outdoor living spaces, comprising an 8x8 and 8x20 wrap-around deck, along with a separate deck at the rear, all complemented by a fenced back yard. Conveniently positioned midway along the Bruce Peninsula, the location provides swift access to renowned attractions such as Tobermory and the Grotto, Lions Head, Wiarton for shopping, and Sauble Beach. Residents can enjoy proximity to public sandy beaches, with the inviting shores of Hardwick Cove or the sandy shores of Miles Bay lies within easy distance. This residential gem embodies a harmonious blend of modern comfort and natural beauty, offering a serene retreat in a coveted peninsula setting. (id:22681)

2 Bedroom 2 Bathroom 1140 sqft

Exp Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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