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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,299,000
135280 9TH Line, grey highlands, Ontario

135280 9th Line

Grey Highlands, Ontario

Family retreat nestled on a sprawling 12-acre private treed lot adorned with beautiful perennial gardens, ponds, & plenty of room and shelter for your farm pets!! The well-maintained bungalow boasts 2+2 bedrooms, 2+1 bathrooms, and an abundance of delightful features that will make you feel right at home with the perfect blend of serenity, comfort, and functionality. The heart of this home is the kitchen w/ views of a gorgeous pond stocked with koi fish. The open concept dining/living room is perfect for family gatherings and entertaining, creating a seamless flow throughout the main living area. Practicality meets convenience with a main floor laundry/mudroom. Downstairs, a full finished basement awaits with an additional 1072 sqft, double sliding doors and full size windows complete this spacious family room, a large cold room, a versatile office space, & the luxurious touch of in-floor heating. For those cozy winter evenings, you'll appreciate the WETT certified wood stove, while forced air propane heating & A/C offer climate control for every season. New doors with integrated blinds adorn the entire home, adding style & functionality. Step out onto the screened-in back porch or covered front porch to savour your morning coffee or enjoy the peaceful surroundings. For the avid gardener or hobby farmer, this property is a true paradise. Explore the rolling landscape, which boasts a second pond, meandering trails, & captivating character at every turn. A goat paddock with a dedicated goat house, a separate pheasant paddock, and a fully fenced-in, chipmunk-proof garden w/ raised beds await your green thumb. Additional amenities include a garden work shed & a storage run-in shed, providing ample space for your tools and equipment. The large driveway is great for tractor trailer & RV parking. Located just 10 minutes from Markdale, this property is nestled in a prime recreational area, offering endless opportunities for outdoor exploration & relaxation. (id:22681)

4 Bedroom 3 Bathroom 2402

Century 21 In-Studio Realty Inc.

For sale
$1,299,000
135280 9TH Line, grey highlands, Ontario

135280 9th Line

Grey Highlands, Ontario

Family retreat nestled on a sprawling 12-acre private treed lot adorned with beautiful perennial gardens, ponds, & plenty of room and shelter for your farm pets!! The well-maintained bungalow boasts 2+2 bedrooms, 2+1 bathrooms, and an abundance of delightful features that will make you feel right at home with the perfect blend of serenity, comfort, and functionality. The heart of this home is the kitchen w/ views of a gorgeous pond stocked with koi fish. The open concept dining/living room is perfect for family gatherings and entertaining, creating a seamless flow throughout the main living area. Practicality meets convenience with a main floor laundry/mudroom. Downstairs, a full finished basement awaits with an additional 1072 sqft, double sliding doors and full size windows complete this spacious family room, a large cold room, a versatile office space, & the luxurious touch of in-floor heating. For those cozy winter evenings, you'll appreciate the WETT certified wood stove, while forced air propane heating & A/C offer climate control for every season. New doors with integrated blinds adorn the entire home, adding style & functionality. Step out onto the screened-in back porch or covered front porch to savour your morning coffee or enjoy the peaceful surroundings. For the avid gardener or hobby farmer, this property is a true paradise. Explore the rolling landscape, which boasts a second pond, meandering trails, & captivating character at every turn. A goat paddock with a dedicated goat house, a separate pheasant paddock, and a fully fenced-in, chipmunk-proof garden w/ raised beds await your green thumb. Additional amenities include a garden work shed & a storage run-in shed, providing ample space for your tools and equipment. The large driveway is great for tractor trailer & RV parking. Located just 10 minutes from Markdale, this property is nestled in a prime recreational area, offering endless opportunities for outdoor exploration & relaxation. (id:22681)

4 Bedroom 3 Bathroom 2402

Century 21 In-Studio Realty Inc.

For sale Open House
$649,000
2653 8TH Avenue A E, owen sound, Ontario

2653 8th Avenue A E

Owen Sound, Ontario

Welcome to your dream home in a highly sought-after neighborhood! This charming 2-storey residence offers both comfort and convenience. With 3 bedrooms and 3 bathrooms, there’s plenty of space for the whole family. The Hy-Grade steel roof ensures peace of mind and protection from the elements, while the second-floor laundry adds practicality to your daily routine. Outside, the double concrete laneway provides ample parking space for multiple vehicles. Nestled in a desirable neighbourhood, this home offers the perfect blend of tranquility and accessibility. Enjoy easy access to schools, parks, shopping, and more, making it an ideal place to call home. Don’t miss out on this incredible opportunity! Schedule a viewing today. (id:22681)

3 Bedroom 3 Bathroom 2151

Ron Hopper Real Estate Ltd Brokerage

For sale
$500,000
600 8TH Avenue, hanover, Ontario

600 8th Avenue

Hanover, Ontario

Welcome to this updated home with tonnes of character, plus a detached double car garage, another large Fleming utility shed and a fully fenced yard. Upon entering the front door you will notice the brand new floors. The main floor offers you a front living room, dining room, large kitchen with newer white cabinets, and a back addition with the laundry room and a 3pc. bath. Go upstairs to the 3 bedrooms and a 4pc. bath with the refinished original clawfoot tub. The master bedroom was 2 bedrooms and could be easily converted back. The basement is awaiting your ideas...you could add a rec room with the 6'10 ceiling height. The garage has a good concrete floor, is insulated and heated. Many updates have been done here including the f/a gas furnace '09, tankless gas water heater '21, water softener '22, kitchen cabinets '21, copper wiring and a whole home surge protector, pex and copper plumbing, ABS drains and main stack, new flooring throughout, majority of windows are repl. vinyl, some newer shingles. Other features include the gas stove, dryer and bbq hook-up, 2 composite chairs and 2 small tables. (id:22681)

3 Bedroom 2 Bathroom 1436

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$537,900
45 BROWNLEE Street S, teeswater, Ontario

45 Brownlee Street S

Teeswater, Ontario

This GORGEOUS property has recently been fully renovated by a reputable tradesman. Renovations include Insulation, Siding, 200-amp electrical service, steel roof, windows, new front porch, and new water heater! This BRIGHT 3 Bedroom has a BRAND new kitchen, all new flooring with new custom trim. 2 COMPLETELY new 4 piece bathrooms. Outside FEATURES a 28 x 24 ft. garage and 14 x 16 INSULATED shed. You can enjoy this AMAZING house within walking distance of Downtown Teeswater, schools and a great community center! Listing agent is a Licensed REALTOR® (id:22681)

3 Bedroom 2 Bathroom 1716

Century 21 Heritage House Ltd.

For sale
$689,900
359 JEREMY'S Crescent, mount forest, Ontario

359 Jeremy's Crescent

Mount Forest, Ontario

SPECTACULAR Location!! This CUSTOM built home has only ever seen one owner. It is tucked in a QUIET corner of a crescent with a BEAUTIFUL private fenced backyard with deck where you can enjoy its REMARKABLE greenery and flower beds. This home is walking distance to the MAGNIFICENT town of Mount Forest, the arena, playground, soccer fields and community pool. Inside you will find AMPLE room perfect for your family with 4 beds 2 baths including 2 large closets in the master bedroom, hardwood floors throughout the first and second floors. A FULLY finished basement with a large rec room for entertaining or a quiet family room. With a newer roof, front door and front window this home has so much to offer!! (id:22681)

3 Bedroom 2 Bathroom 1300

Century 21 Heritage House Ltd.

For sale
$819,900
2 SAUBLE WOODS CRES N, sauble beach, Ontario

2 Sauble Woods Cres N

Sauble Beach, Ontario

This pristine updated 3 +1 bedroom bungalow home with attached 1.5 car garage is tucked back in a very quiet area but within walking distance of the Beach and all the shopping and entertainment! It sits on a beautifully landscaped half acre lot finished with Shouldice Designer Stone and aluminum siding for low exterior maintenance. It has main floor living with a separate entrance to the basement through the garage. The detached 22 x 14 garage/workshop or perhaps bunkie in the backyard is insulated and has hydro. The updates include new roof 2019, new furnace with new central air 2018, applied epoxy coating on front step, constructed cement patio in backyard with coloured and stamped edging , updated all kitchen appliances, installed new windows except for the front living room, new water softener system 2022, installed quartz countertops in kitchen, marble countertop and surround tub in main bathroom, marble countertop in ensuite, new flooring in living room, kitchen, family room and all bathrooms and painted the entire house. Move in and enjoy this spacious home with plenty of room for family and entertaining! (id:22681)

4 Bedroom 3 Bathroom 2500

Homelife Bayside Realty Ltd Brokerage

For sale
$184,900
4693 HIGHWAY 6, miller lake, Ontario

4693 Highway 6

Miller Lake, Ontario

Welcome to the Northern Bruce Peninsula, a breathtaking retreat nestled in the heart of nature’s serenity. Today, we invite you to discover a stunning property that could be the canvas for your dream home. Spread over nearly five acres of pristine woodland, this parcel offers the perfect blend of privacy and accessibility. Located just 18 minutes from Lion’s Head and the charming village of Tobermory, it’s a gateway to unparalleled relaxation and adventure. Already set with a long, private gravel driveway and a welcoming gate, the groundwork has been laid for your future. Imagine a custom-built bungalow here, tailored precisely to your desires. The seller had previously secured an approved building permit, simplifying your journey from dream to reality. Whether it's a cozy cottage or a permanent residence, this lot is ready for construction. Just minutes away, the crystal-clear waters of Lake Huron, Georgian Bay, and Miller Lake await. Spend your days boating, swimming, or fishing. Then, as evening falls, unwind to the sight of starlit skies and the sounds of nature. Make the Bruce Peninsula more than just a getaway. Make it your home. This property isn’t just a place to live; it’s a lifestyle waiting to be embraced. Come and see for yourself why life here is just better. The Municipality does not allow overnight camping or a trailer on the property until you have a building permit in place and are actively building. (id:22681)

Chestnut Park Real Estate Limited

For sale
$2,850,000
166 ASHGROVE Lane, annan, Ontario

166 Ashgrove Lane

Annan, Ontario

Escape to your own private paradise on the shores of Georgian Bay and exclusive Ashgrove Lane. This stunning custom-built executive home boasts 5000 square feet of living space and is a masterpiece of design and craftsmanship. You are immediately welcomed with breathtaking views of the bay from the Great Room that features expansive windows and cathedral ceiling. Luxurious primary suite with trayed ceiling and patio doors that lead to an expansive deck, perfect for watching the spectacular sunsets. With five bedrooms plus an office, there is plenty of space for guests or a growing family. Additional features include five bathrooms, a triple car garage, and an in-law suite with a kitchenette, providing flexibility and convenience for multi-generational living or hosting overnight guests. Attention to detail is evident throughout the house with quality finishes that must be seen to be appreciated. Lower level offers a full walkout and in floor heating with multiple zones. An amazing waterfront property where memories will be created that will last a lifetime! (id:22681)

5 Bedroom 5 Bathroom 5000

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,480,000
315421 HIGHWAY 6, chatsworth (twp), Ontario

315421 Highway 6

Chatsworth (Twp), Ontario

Introducing a dream-come-true hobby farm nestled on a sprawling 100-acre canvas, where the picturesque blend of workable acreage, rolling hills, sprawling trails, and wildlife awaits. Located just outside the charming town of Williamsford, this haven is conveniently situated 25 minutes south of Owen Sound. Spanning 100 acres, this property boasts 20 to 25 acres of workable farmland, crowned by a magnificent 40x56 barn enveloped by fenced pastures. The remaining 50-plus acres unveil a mesmerizing combination of woodlands,soft and hardwood, meandering trails, and captivating wetlands. Steeped in history, the centrepiece of this estate is a timeless 2,300 square-foot red brick farmhouse, marrying old-world charm with modern comforts. Crafted by Cunningham Kitchen, the heart of this home lies within its stunning kitchen, adorned with custom cabinetry, premium appliances, and an expansive island, perfect for gatherings. Beyond the kitchen, a versatile family room and dining area offer a cozy retreat complete with a wood stove. Venture further to discover a thoughtfully designed addition including mudroom and a stylish two-piece bathroom, seamlessly blending rustic warmth with contemporary flair. Continuing to the second floor, three bedrooms complimented with wide wood plank floors await, along with a cheerful four-piece bath featuring convenient laundry facilities. Your sanctuary awaits in the primary bedroom, where patio doors open onto a private deck overlooking the landscape, complemented by a luxurious three-piece ensuite featuring a freestanding tub. Venturing outside, the thoughtful design extends to the circular driveway and stamped concrete patio, perfect for soaking in the hot tub under the stars, while the expansive fire pit and covered gazebo areas invite gatherings of all kinds. As you roam the grounds, each corner unveils a new adventure, and every day a celebration of nature's beauty. This isn't just a farm; it's the sanctuary you've been searching for. (id:22681)

4 Bedroom 3 Bathroom 2340

Century 21 In-Studio Realty Inc.

For sale
$425,000
29 EMERSON Avenue, sauble beach, Ontario

29 Emerson Avenue

Sauble Beach, Ontario

Located just a short walk to the Beach and the downtown shopping area of Sauble, this well maintained 3 season cottage sits on a large 100' x 149' lot and features a west facing 10'x20' deck to enjoy the Sauble sunshine. The interior of the cottage includes 3 good sized bedrooms (all with closets/storage), an open kitchen/dining/living room area and an updated 4pc bath. Additional highlights include a wall mounted mini split which provides the cottage with both air and heat, 40yr shingles (applied in 2010) and an 8'x8' storage shed in rear yard. If you are looking for a great Sauble cottage for investment/short term rental opportunities that is close to everything but away from the crowds or your family is ready to start making your own summer memories, this might be the perfect cottage! Immediate possession available. (id:22681)

3 Bedroom 1 Bathroom 748

Brand Realty Group Inc.

For sale
$889,000
75 PARKER ISLAND Road, northern bruce peninsula, Ontario

75 Parker Island Road

Northern Bruce Peninsula, Ontario

A rare find on Parker Island! This storey and a half, three bedroom, two bath home or four season cottage could be yours! Main floor has living area, large dining area with walkout to spacious deck which overlooks the water. Primary bedroom with a four piece en suite with a jacuzzi tub. Modern kitchen with large windows, a combination foyer/mudroom with laundry facilities and there is a three piece bath. Second level has large loft bedroom with a Juliet balcony and a third separate bedroom. There is a boathouse with marine rails and large docking facilities that could moor a few watercrafts. There is also a Bunkie for extra sleepovers. Heating is in-floor and electric baseboard. Stamped concrete patio leading to the dock. Private setting. Property makes for a nice year round home or four season cottage! Waterfront is prime! The lot is 80 feet wide at the road, is 125 feet wide at the waterside, and is 200 feet deep. Taxes:$4,392.88. Property is located on a year round private road. (id:22681)

3 Bedroom 2 Bathroom 1584

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.