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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$374,900
5373 BRUCE ROAD 3, saugeen shores, Ontario

5373 Bruce Road 3

Saugeen Shores, Ontario

Introducing 5373 Bruce Road 3, a charming 2-bedroom, 1-bathroom home nestled on a spacious 90x198' lot just outside of Port Elgin. This meticulously maintained property has undergone significant renovations, making it an ideal choice for those seeking modern comfort and convenience. Step inside to discover a beautifully updated interior featuring many upgrades done in 2019 including remodeled 4-piece bathroom with modern fixtures and finishes, kitchen (including a rough in for a dishwasher), as well as both bedrooms. Some other upgrades include a steel roof, new insulation, plumbing and electrical including the opportunity to hook up a generator to the home. Septic was replaced in Spring of 2020. This property also features a newly installed hot water tank for added convenience. With its spacious lot and convenient location near the South Port Golf Club, 5373 Bruce Road 3 offers the perfect blend of comfort, style, and functionality for modern living. Don't miss out on the opportunity to make this wonderful property your own! (id:22681)

2 Bedroom 1 Bathroom 648

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$899,900
504569 GREY Road Unit# 1, georgian bluffs, Ontario

504569 Grey Road Unit# 1

Georgian Bluffs, Ontario

Discover the epitome of uniqueness and tranquility in this one-of-a-kind waterfront property located near Big Bay and Owen Sound. Nestled on a picturesque 100-foot waterfront lot, this exceptional retreat features two charming yurt structures connected by a breezeway, offering a truly distinctive living experience. As you approach the property, you'll be greeted by a sense of serenity and natural beauty. A well-maintained driveway winds its way from the road down to the waterfront, providing easy access to the main residence. Or you can park at the top and descend the stairs to find the yurt structures that offer a secluded and peaceful atmosphere. The main yurt serves as the heart of the home, boasting a spacious and inviting living area with panoramic views of the waterfront. Connected by a breezeway, the second yurt offers additional living space, providing flexibility and versatility to accommodate your needs. Whether used as a primary bedroom along with a home office, or creative studio, this unique structure adds to the charm and character of the property. Step outside onto the waterfront deck and take in the breathtaking views of the sparkling waters and rugged coastline. With direct access to the shoreline, you can enjoy swimming, boating, and other water activities right from your own backyard. Conveniently located close to Big Bay and Owen Sound, outdoor enthusiasts will appreciate the abundance of recreational opportunities, including hiking, fishing, and exploring the natural beauty of the Bruce Peninsula. At the top on Grey Road 1 there is a detached two-car garage with a sleeping loft above provides ample storage space for vehicles, outdoor gear, and more. The loft offers additional sleeping quarters, perfect for guests or extended family members seeking privacy and comfort. Escape the ordinary and embrace the extraordinary in this truly unique waterfront retreat. Don't miss your chance to own a piece of paradise! (id:22681)

1 Bedroom 2 Bathroom 1283

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$69,000
1680 9TH Avenue E Unit# 10, owen sound, Ontario

1680 9th Avenue E Unit# 10

Owen Sound, Ontario

Move in Ready. This 2 bedroom unit on LEASED LAND , and updated, new appliances, updated kitchen. Carport and small lot for minimal maintenance. Spray foam insulated to keep utilities bills to a minimum Furnace around 5 years old. Freshly painted ready for a new owner. (id:22681)

2 Bedroom 2 Bathroom 825

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale Open House
$1,295,000
943 CONCESSION 2, saugeen shores, Ontario

943 Concession 2

Saugeen Shores, Ontario

Built in 2021 by Walker Homes this stunning retreat is on approx. 2 acres of land, offering a blend of luxury, comfort, and outdoor splendor. Situated beside the rail trail (with access to it) and boasting its very own sugar shack (insulated with wood stove), this property promises a lifestyle of tranquility and adventure. Step inside this 2492 square foot bungalow to discover a spacious great room complete with tasteful finishes and flooded with natural light. The heart of the home is the custom kitchen, complete with high-end appliances, ample counter space, and a convenient walk-in pantry. Adjacent to the kitchen is a main floor laundry/mudroom, providing practicality and ease of living. The main floor boasts three cozy bedrooms, including a primary suite with its own five-piece ensuite and a walk-in closet that's practically a room in itself. The kids' rooms share a cool Jack and Jill bathroom, and there's a handy powder room for guests. Venture downstairs to discover the mostly finished, 9' tall, basement offering endless possibilities for entertainment and relaxation. A dedicated hockey (etc.) room awaits sports enthusiasts, while another huge family room, fourth bedroom and bathroom provide ample space for activities and accommodation for guests or family members. Step outside to the expansive back covered porch, the perfect setting unwinding amidst the beauty of nature. The attached five-space garage is a car enthusiast's dream, complete with a workbench and hook up for a propane heater. Additionally, a third back garage door and poured asphalt pad behind the garage offers convenience for outdoor activities. Around the side of the house there is a separate septic tank and power hook up for your trailer. With its blend of luxury, functionality, and outdoor allure, this property presents an extraordinary opportunity to embrace the quintessential Canadian lifestyle. Don't miss your chance to make this dream retreat your own. Schedule your private viewing today. (id:22681)

4 Bedroom 4 Bathroom 2492

Sutton-Huron Shores Realty Inc. Brokerage

For sale Open House
$485,000
517 2ND Street W, owen sound, Ontario

517 2nd Street W

Owen Sound, Ontario

Welcome to your new home sweet home! Nestled in the heart of a family-friendly suburban cul-de-sac, this spacious 1200 square foot, 4-bedroom, 2-bathroom raised bungalow offers the perfect canvas for you to create your dream home. With a fantastic location where families thrive, on low traffic street(s), this property provides the ideal setting for a vibrant, community-oriented lifestyle. Upon entering the home, you'll find a functional and family-oriented layout. The upper level hosts three bedrooms and a shared bathroom, providing ample space for family members or guests. The lower level of the house offers a private fourth bedroom, an additional bathroom, and a cozy rec room, with a gas fireplace, and a walk out to the lower level patio. This layout provides flexibility and privacy for everyone in the household. Attached to the house is a garage with direct access to the interior, ensuring you never have to brave the elements when coming or going. This feature adds convenience and security to your daily routine. With a private backyard featuring a basement walk out and a 2nd level deck, attached garage, and a layout designed for comfortable living, this property is waiting for your personal touch to bring it to its full potential. (id:22681)

4 Bedroom 2 Bathroom 1047

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$1,099,900
160 4TH Avenue, hanover, Ontario

160 4th Avenue

Hanover, Ontario

This Timeless Home Truly Has It All! As you drive up to this stunning property situated on a double lot on a quiet street in Hanover you will instantly feel as though you want to call it home. This immaculate home features a welcoming entrance, sunken living room with gas fireplace, master bedroom with ensuite, separate dining room, eat-in kitchen with built-in appliances, granite counter top & fireplace, convenient pantry, office, 4 pce. bath, insulated sunroom with A/C & heat, and separate workshop all on the mainfloor. Upstairs you will find 3 charming bedrooms and a bathroom to share. The lower level has been completely refreshed with new carpet & paint and features a playroom, gym, rec. room with gas fireplace, 2 pce. bath and additional laundry hook up. If that isn't enough there is an amazing suite above the double car garage that comes complete with full kitchen & appliances, 3 pce bath, living space & bedroom with an entirely separate outside access. When you walk outside you will be overwhelmed with the yard - it's a private treed paradise with a heated inground pool (2020), fire pit, sand box & playground, patio area, professionally landscaped with irrigation system, heated double car garage with Tesla charger and tons of parking for your family and friends to visit. A Dream Come True! (id:22681)

4 Bedroom 4 Bathroom 3000

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$389,900
1550 12TH Avenue E Unit# 108, owen sound, Ontario

1550 12th Avenue E Unit# 108

Owen Sound, Ontario

DOMINION TERRACE a great location for condo living; walk to the pharmacy or grocery store and close to shopping, hospital, college, restaurants. Preferred main floor level: this two bedroom suite has convenient entrance from paved parking area and from east facing front entry. Choice unit, originally the Show Suite offers upgraded Canac light coloured cupboards; efficient kitchen layout. Appliances, frig, stove, dishwasher, microwave all included. Open concept living and dining area provides flexibility for entertaining. Spacious master bedroom has large closet with bright east facing windows.Good sized second bedroom can be used for den/office. 4 piece bath with all-in-one acrylic tub/shower. In suite laundry stack W/D included-- extra exterior storage.This suite has been well maintained. Forced air heat and central air conditioning. East facing shared patio, where you can relax to catch a glimpse of the morning sunrise, overlooks the lawn & landscaped yard. Decorative fence with gates to each pair of street level units provides privacy. Excellent east side location just south of Shoppers. Immediate possession. Perfect location for discerning persons---seniors, empty nesters, career persons or students -shows well. Economical monthly condo fee $294 month. Plenty of paved parking. The exterior of the building is a subtle blending of architectural block and stucco. Interlocking walkways. Sought after location on east side of Owen Sound. Make the move to Dominion Terrace. (id:22681)

2 Bedroom 1 Bathroom 800

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$1,550,000
110 MAIN Street, tiverton, Ontario

110 Main Street

Tiverton, Ontario

Updated 3 bedroom bungalow on the outskirts of Tiverton, situated on a productive farm with 40 acres of workable cropland. The farm offers 2 fields, with 23 acres of newly seeded alfalfa mix and 17 acres ready for planting, 7 acres of creek flats. The land has been randomly tiled and is set for this spring's planting season, boasting a history of soybeans, barley, and forage crops. Completing this package is a 40' X 60' bank barn equipped with water and hydro. Don't miss out on this move-in ready opportunity to embrace farm life and the endless possibilities it offers. Barn 40'x60' with 16'x20' add on, barn has hydro and water. (id:22681)

3 Bedroom 1 Bathroom 1333.6000

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$674,900
360 JAMES Street, mount forest, Ontario

360 James Street

Mount Forest, Ontario

Flexibility and versatility of use best describes this 3 bedroom, 3 bath home. The location of a washroom on each level, 3 separate entrances and a roughed in second kitchen all provide an opportunity for multi family living, or room for the whole family to spread out, in this 2,500 SF home located in an R2 zone. There is ample parking on the oversized concrete driveway. And how about the insulated heated 28 ft x 46 ft garage with 9 ft & 10 ft overhead doors? This building is even equipped with a man cave with WIFI, high speed internet and a 2 pc washroom. All this on a ¼ acre lot close to many amenities. (id:22681)

3 Bedroom 3 Bathroom 2511

Coldwell Banker Win Realty Brokerage

For sale Open House
$710,000
103 BLUE Street, point clark, Ontario

103 Blue Street

Point Clark, Ontario

Welcome to the perfect home or cottage! This charming property is ideally situated just one block away from the beach, offering easy access to breathtaking views of Lake Huron. Nestled among a serene setting of mature cedar trees, this property offers a private and tranquil retreat. The interior boasts a modern and well equipped kitchen, complete with Jenn Air cooktop with grills for indoor barbeques, stainless steel fridge and range hood adding a touch of elegance. The open concept offers an abundance of light and space to entertain. Butcher block countertops complete the cottage feel. The main floor features 2 bedrooms, 4 piece modern, updated bathroom, stackable washer/dryer and office. Economical heating is provided by a gas stove in the main living room and a gas fireplace in the upper unit. The spiral staircase leads you to 2 more bedrooms, second kitchen, 3 piece bathroom and living room. With a separate entrance and private deck, opportunities for this space are endless. For extra accommodation options, there is an insulated bunkie with power. An outdoor shower located at the rear of the house allows you to wash that sand off your feet and keep the home spotless. The insulated, 2 bay built-in garage includes 1 bay with polished concrete floor with rough-in for in-floor heating and 6' garage door leading to the backyard for easy access. The poured concrete crawl space is spray foamed for added insulation. You will be able to take in all Point Clark has to offer: craft shows, explore the lighthouse, trails and of course the beach. You will not be disappointed. (id:22681)

4 Bedroom 2 Bathroom 1556

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale Open House
$360,000
5007 HIGHWAY 21 Unit# 1407, saugeen shores, Ontario

5007 Highway 21 Unit# 1407

Saugeen Shores, Ontario

Welcome to 1407 White Cedar Drive in Port Elgin Estates and Resorts. Save paying the HST on the purchase of a new home. This beautiful 2 bedroom, 2 bath modular home is just over a yr old and is located in a 4-season community on the south side of Port Elgin near the sandy beaches and beautiful sunsets of Lake Huron and close to shopping, schools, churches and trails. With over 1000 sq. ft of living space, the open concept and high ceilings make this home feel very spacious and is a great way to downsize and simplify your life. The kitchen has quartz counter tops, a large island and white back splash. From the Master Bedroom, a walk in closet leads right into your 3 piece private en suite with quartz counter top, and a step in shower with glass doors. The second bedroom could be used for an office while working from home. The large covered deck out the patio doors is a perfect spot for entertaining, bbq-ing or just relaxing while taking in the beautiful sunsets on summer nights. 12 X 8 shed for all your storage and gardening needs and golf cart pad included. (id:22681)

2 Bedroom 2 Bathroom 1008

Coldwell Banker Peter Benninger Realty

For sale
$699,900
1279 BRUCE ROAD 4 Road, brockton, Ontario

1279 Bruce Road 4 Road

Brockton, Ontario

Stunning Water Front Property!  This 1,380 square foot bungalow offers spectacular views of the Saugeen River right from the comfort of your living room.  Impressive water frontage is not all this home has to offer.  It has a steel roof put on in 2018.  There is a natural gas fireplace and a line run for a natural gas bbq.  The master bedroom has his and her closets and an ensuite.  The finished basement comes with a pool table, bar, third bedroom, exercise room, workshop, bathroom and it has a walkout to the hot tub that overlooks the river.  The main floor is open concept and has a loft above the kitchen.  There is an attached garage, main floor laundry, central air, an above ground pool and it is located on a paved road.  The Saugeen river is renowned for its fishing, canoeing and tubing.  Imagine waking up to these views every morning.  It would feel like you're always on vacation. (id:22681)

3 Bedroom 3 Bathroom 1380

Peak Edge Realty Ltd.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.