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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,075,000
318561 GREY ROAD 1, georgian bluffs, Ontario

318561 Grey Road 1

Georgian Bluffs, Ontario

Every day begins with a breathtaking sunrise over the endless blues of Georgian Bay at this enviable property and dream lake house spanning more than 97 feet of pristine shoreline. This exquisite walk-out bungalow with private dock, boat launch, and heated boathouse is all about life at the lake. Presenting 3 bedrooms and 2 bathrooms across almost 1,800 square feet of elevated living space, all with the beauty of Georgian Bay as your backdrop. Skylights, vaulted ceilings, and big picture windows flood the home with natural light. The interior exudes contemporary elegance with an open-concept design, sleek, high-end finishes, and a palette that reflects the coastal setting. Equipped with sophisticated granite countertops and a black stainless steel appliance package, the kitchen promises the utmost convenience for your culinary endeavours. Outdoor living is taken to new heights with multiple captivating spaces for al fresco dining all while relishing in panoramic vistas. A glass railing staircase takes you to the lower level featuring multiple walkouts, custom live edge crafted bar, and, of course, a games room. The decadent primary suite is a true retreat tucked behind French doors, featuring a private media room, four-piece bath with his and her sinks, and sliding glass doors leading to the water’s edge. Here, you can indulge in the ultimate waterfront lifestyle with a variety of outdoor amenities. At the shore, the crystal-clear, Caribbean blue waters of Georgian Bay invite you to indulge in swimming, boating, paddling, and fishing right from your doorstep. Improvements include new vinyl siding 2024, new windows and door 2024, interior painting 2024, new septic 2021, custom shoreline stone work 2021, all new electrical 2018, and new HyGrade Steel Roof 2015. An 8 minute drive to the amenities of Owen Sound, an easy 2 hours to Kitchener-Waterloo, and 2.5 hours to Toronto and its International Airport. Simply, this is how you Live the Georgian Bay Lifestyle. (id:22681)

3 Bedroom 2 Bathroom 1754.15 sqft

Keller Williams Realty Centres

For sale
$329,000
339623 PRESQU'ILE Road, kemble, Ontario

339623 Presqu'ile Road

Kemble, Ontario

Welcome to your peaceful escape! This exceptional lot offers a serene escape with its own private pond, providing a picturesque waterfront setting that is perfect for relaxation and nature lovers. Highlighting the property is a camping trailer, which is grandfathered in, offering a cozy place to stay during your visits. The lot is equipped with hydro, ensuring that essential power needs are met for added convenience. Imagine spending your days here, basking in the tranquility of your own pond-side oasis, surrounded by the gentle sounds of nature and the calming view of the water. Whether you are looking for a weekend getaway or a private spot for leisurely retreats, this property offers a unique opportunity to own a slice of paradise with practical amenities. Enjoy the simplicity and beauty of this special place, a haven where you can unwind, rejuvenate, and make lasting memories. Come and see the potential and charm of this unique property. It's not just a lot; it's a lifestyle waiting for you to embrace. (id:22681)

1 Bedroom 1 Bathroom 270.54 sqft

Keller Williams Realty Centres

For sale
$539,000
341 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

341 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

This stunning 5-bedroom, 2-bathroom lakefront retreat is nestled on a private, beautifully treed lot that offers a breathtaking view of Lake Huron. Enjoy direct access to your stone beach, perfect for relaxing or entertaining. With nearly 2000 square feet of living space spread across two levels, plus a huge lake side, upper and roadside deck this cottage exudes comfort and elegance. Impeccably maintained and boasting of recent upgrades, it presents a turnkey opportunity for your dream lakefront lifestyle. Benefit from great infrastructure including a shore well providing treated water, a septic system approved just 6 years ago, a 12' by 16' shed and a 200-amp electric service, ensuring convenience and reliability for years to come. Move right in with ease as this cottage comes fully furnished, complete with a washer and dryer. Stay cozy with a propane fireplace and an electric forced-air furnace while enjoying the convenience of a lower-level kitchen, dishwasher, newer windows, and a walkout to a huge 18'x27' deck. An exceptional family cottage. (id:22681)

5 Bedroom 2 Bathroom 1963 sqft

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$427,900
443 BRUCE ROAD 13 Road, saugeen indian reserve #29, Ontario

443 Bruce Road 13 Road

Saugeen Indian Reserve #29, Ontario

Looking for a lease land waterfront cottage with great water access, a well-appointed cottage and fantastic views ….. this is the ONE! Designed for family entertainment the open concept living room, dining and kitchen area offers plenty of windows and opens to a large lakeside deck. The master and ensuite are part of a new addition and feature a large window that provides spectacular lake views. A foyer features 3 closets that are handy for cottage storage. Three heating options for cooler days include a woodstove, gas stove and electric baseboard. The lot has great privacy with perimeter trees and carefree landscaping. 3 sheds, including a new 10 ft. by 8 ft. shed, provide plenty of outdoor storage. Enjoy great summer entertaining with two lakeside decks and a roadside deck. Updated infrastructure with newer 200-amp service, 11 year old roof shingles, new approved septic system updated bathroom and a shore well. Fully furnished and ready for family enjoyment this summer. Annual lease fee is $9,000 and service fee is $1,200. (id:22681)

3 Bedroom 2 Bathroom 1152 sqft

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$1,049,000
583191 60 Sideroad, chatsworth, Ontario

583191 60 Sideroad

Chatsworth, Ontario

Welcome to a breathtaking 50-acre hardwood forest featuring a charming three-bedroom cottage overlooking a private lake. This property offers the quintessential cottage experience. As you approach, the serenity of the forest envelops you, with towering hardwood trees creating a lush canopy overhead. The vibrant flora and fauna add a sense of wonder to every step, making this property a true haven for nature enthusiasts. The property exudes pride of ownership, with meticulously maintained perennial gardens interwoven with the natural splendor of the surrounding forest. Perched at the edge of Sunken Lake, the cottage boasts a wrap-around deck offering panoramic views of the serene waters and forest. This idyllic setting is perfect for soaking in the tranquil ambiance. Inside, the cottage is a blend of nostalgic charm and convenience, featuring well-maintained original fixtures alongside tasteful updates, including new windows. The main floor welcomes you with an open concept living space with cathedral ceilings, a cozy loft space overlooks the living room and provides a charming retreat. The living area features large windows where the stunning lake views can be appreciated. This floor also includes a bedroom and a four-piece bathroom. In the lower level, you'll find a spacious family room with fireplace. This room walks-out to a flagstone path that meander around the home. Two additional bedrooms and a convenient laundry closet complete the lower level. The 50 acres of rolling hardwood forest is a nature lover’s paradise, with extensive trails for exploring. A detached garage with a workshop provides ample space for storage and hobbies, enhancing the practicality of this enchanting estate. This idyllic retreat is a sanctuary where the natural beauty of the forest and the charm of cottage living come together in perfect harmony. Whether you seek a peaceful getaway or a year-round residence, this property offers an unparalleled blend of comfort, beauty & tranquility. (id:22681)

3 Bedroom 1 Bathroom 1223 sqft

Grey County Real Estate Inc. Brokerage

For sale
$2,499,995
618 BRUCE ROAD 23, kincardine, Ontario

618 Bruce Road 23

Kincardine, Ontario

Luxury, Country lifestyle & Lakeside living unite into one incredibly rare offering. This stunning 20ac Estate, set on the outskirts of Kincardine, walking distance to Lake Huron & KIPP trail system. As you venture up the laneway you immediately appreciate the space this property offers. Whether it's the 10 acres of orchard (500 apple, peach & pear), the existing barn, ideal for hobbiest along with acres of suitable pasture, grapes, rare hops, & open space for gardens, this property allows for a self-sustaining lifestyle & an opportunity to run a business. As you approach the home which stands like a castle, offering 6 bedrooms, 6 bathrooms & over 6000sf of finished, luxurious, living space on 3 levels. The exterior of the home has been masterfully designed with the stone & stucco blend. Watch the sunsets from the expansive front porch, or enjoy the sunrise from the large back deck. One of the highlights of the property is the custom HEATED IN-GROUND SWIMMING POOL & the backyard dream that you have to come see to appreciate. The oversized, 3-car garage leads you into the walk-out lower level which has its own kitchen & laundry & could be a future in-law or rental suite. As you walk up to the main level you appreciate the floor-plan including the spacious front foyer, main floor primary bedroom, welcoming living room with gas fireplace & built-in coffee/bar which flows to the expansive designer eat-in kitchen.The gleaming quartz waterfall countertops match the large island, pot filler & masterfully designed cabinetry along with high end appliances makes this kitchen a dream. The main floor includes a second formal dining room, a large office/study with glass doors & more. Head up the engineered stairs to the second level where you will find the 4 large bedrooms, including a shared ensuite, and the main primary bedroom with the walk-in closet & ensuite of your dreams. It's impossible to include all the highlights of this home,you just need to come see it for yourself. (id:22681)

6 Bedroom 6 Bathroom 6241 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$599,900
0 GREY ROAD 1, georgian bluffs, Ontario

0 Grey Road 1

Georgian Bluffs, Ontario

WATERFRONT, WATERFRONT, WATERFRONT. These lots are very few and far between. Property is on both sides of the road. Property is 1.67 Acres in an area of beautiful homes. 102' of Georgian bay waterfront with potential to build your dream home or cottage! Great private lot, wonderful location west of Owen Sound. Imagine the summers here, Swimming, fishing, and boating on the crystal clear water of Georgian Bay! Only Minutes to Cobble Beach Golf Resort - Own a piece of the Bruce Peninsula. Property is North of Fire # 505093. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$975,000
9840 BASELINE Road, wellington, Ontario

9840 Baseline Road

Wellington, Ontario

Welcome to your dream country retreat, just a short 10 minute drive from Mount Forest or approximately one hour from Guelph. This charming 1,138 square foot bungalow, built in 1996, sits on a stunning 2.45 acre property along the beautiful South Saugeen River. With amazing river views and fantastic fishing and swimming, this home offers the perfect escape from the hustle and bustle of life. The home features an updated main floor with two spacious bedrooms and a modern bathroom. Large windows throughout the home invite ample natural light and provide breathtaking views of the surrounding landscape. The open-concept living and dining areas create a warm and inviting space, ideal for both relaxing and entertaining. One of the highlights of this property is the vast, level usable land surrounding the river, offering endless possibilities for outdoor activities, gardening, camping or simply soaking in the peaceful surroundings. For those who enjoy working on projects or need extra storage space, the detached 20' by 30' shop is a valuable addition, providing plenty of room for tools, equipment, or hobbies. Located on a paved road with high-speed internet ensures you will stay connected while enjoying country living. For those with a growing family or looking for extra space, the basement, which is already partially finished, offers incredible potential to add more living space by finishing the flooring and trim in the bedroom and rec room. This property is more than just a house on a river; it's an opportunity to embrace a peaceful; lifestyle surrounded by nature. Don't miss the chance to make this riverfront property your own. Call today to schedule a viewing and start your journey towards owning this unique slice of paradise. (id:22681)

2 Bedroom 2 Bathroom 1138 sqft

Peak Edge Realty Ltd.

For sale
$529,000
LT 36-37 TAMMY'S COVE Road, lion's head, Ontario

Lt 36-37 Tammy's Cove Road

Lion's Head, Ontario

Imagine waking up every day to the serene beauty of Miller Lake. Nestled in the gorgeous Tammy's Cove community, this rare waterfront building lot (R2 Zoned), combining Lot 36 and Lot 37 with over 200 ft. frontage, offers an unparalleled opportunity to own a piece of paradise. Each lot can be purchased separately or combined, making it flexible for your needs. The moment you step onto this property, you'll be captivated by the natural terraced landscape that gently slopes towards the waterfront, creating a perfect canvas for your dream home or cottage. Picture a beautiful mixed hardwood bush surrounding your residence, providing both privacy and a stunning natural backdrop. The unique rock formations scattered across the lot add a touch of character and charm that's hard to find elsewhere. One of the most enticing features of this property is its north/west exposure. This sought-after orientation ensures you'll enjoy breathtaking views over the tranquil waters of Miller's Lake. Whether you're planning a family home or a vacation retreat, this lot offers the perfect setting to build. Location is everything, and this property doesn't disappoint. Centrally located to all of Bruce Peninsula's renowned amenities, you're just a short drive away from Lion's Head, with its charming harbour and essential services like a hospital. Outdoor enthusiasts will appreciate the proximity to the Bruce Trail, offering some of the best hiking in the region. And let's not forget the nearby Bruce Peninsula National Park and the vibrant community of Tobermory, famous for its crystal-clear waters and marine life. This property is also located in a short-term vacation rental zone, making it an ideal investment for those looking to generate rental income. The potential here is immense, whether you envision a personal haven or a lucrative vacation rental property. It combines natural beauty, prime location, and fantastic potential for development to live greatly. Includes 2009 Plan of Survey. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$1,375,000
243442 SIDE ROAD 22, meaford, Ontario

243442 Side Road 22

Meaford, Ontario

This immaculate stone farm house on 50 acres minutes from the City of Owen is a rare find. Perfect for someone looking for a hobby farm or just a peaceful setting abundant with nature and beauty. The property has been loved and maintained by the sellers for almost 30 years and is set up perfectly for someone looking to have a space for their horses. Two stall barn with water and hydro, and 3 fenced paddocks, along with various trails throughout the property and access to the Bruce Trail nearby. The front of the property you'll find approximately 15 acres of tiled workable acreage, a perfect spot for you to grow your own crops. Two additional outbuildings complete the property: A newer two car garage with workshop and hydro, and a large shed with a sliding barn door, there is plenty of space here for all your toys. The stone farm house is in pristine condition and has a traditional layout where you'll find the formal dinning room, living room, kitchen, main floor laundry, 2 piece bath and well built sunroom on the main floor. Upstairs are 3 bedrooms and a renovated 4 piece bath featuring in floor heat. The home has been so well maintained over the yeas and is not your typical rundown old home. A feature sheet with updates is available upon request. We invite you to book an appointment to view this stunning property close to Georgian Bay and Owen Sound. (id:22681)

3 Bedroom 2 Bathroom 1930.34 sqft

Century 21 In-Studio Realty Inc.

For sale
$299,000
LT 36 TAMMY'S COVE Road, miller lake, Ontario

Lt 36 Tammy's Cove Road

Miller Lake, Ontario

Imagine waking up every day to the serene beauty of Miller Lake. Nestled in the gorgeous Tammy's Cove community, this rare waterfront building lot (R2 Zoned) offers an unparalleled opportunity to own a piece of paradise. Lot 36 features app. 32 meters (105 feet) of frontage and a depth of 70.42 meters (231 feet), creating a perfect canvas for your dream home or cottage. As you step onto this property, you'll be captivated by the natural terraced landscape that gently slopes towards the waterfront. Picture a beautiful mixed hardwood bush surrounding your residence, providing both privacy and a stunning natural backdrop. The unique rock formations scattered across the lot add a touch of character and charm that's hard to find elsewhere. One of the most enticing features of this property is its north/west exposure, ensuring you'll enjoy breathtaking views over the tranquil waters of Miller Lake. Whether you're planning a family home or a vacation retreat, this lot offers the perfect setting to build. Location is everything, and this property doesn't disappoint. Centrally located to all of Bruce Peninsula's renowned amenities, you're just a short drive away from Lion's Head, with its charming harbour and essential services like a hospital. Outdoor enthusiasts will appreciate the proximity to the Bruce Trail, offering some of the best hiking in the region. And let's not forget the nearby Bruce Peninsula National Park and the vibrant community of Tobermory, famous for its crystal-clear waters and marine life. This property is also located in a short-term vacation rental zone, making it an ideal investment for those looking to generate rental income. The potential here is immense, whether you envision a personal haven or a lucrative vacation rental property. It combines natural beauty, prime location, and fantastic potential for development to live greatly. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale Open House
$825,000
683355 CHATSWORTH RD 24, chatsworth (twp), Ontario

683355 Chatsworth Rd 24

Chatsworth (Twp), Ontario

Gorgeous Country Bungalow on 4 Acres! This lovely home is located on a quiet country road just outside Chatsworth. Featuring large living spaces - there are 5 generous sized bedrooms and 3 full baths. The kitchen features updated counters and backsplash and fabulous stainless steel appliances. The kitchen overlooks the expansive property. The dining room leads out to a large tiered deck with above ground pool. The large master suite features a 3 pc ensuite and generous sized walk in closet. 2 additional beds, another bath, and main floor laundry/mudroom complete this level. The fabulous spacious lower level rec room is perfect for entertaining with wet bar and wired in speakers. There is plenty of light with large windows, and a walk out to the back yard. This could easily be converted to an inlaw suite as 2 additional large bedrooms and a full bath are also on this floor. Outside awaits your gorgeous 4 acre property featuring woods and lots of potential for trails. This is a pristine place to enjoy nature in peace. Ample parking and storage with a large laneway and 2 car attached garage. Updates include: Water Softener -2024 Main Floor Bath Reno -2023 Kitchen Update (Counters/Backsplash) -2023 Dishwasher, Microwave/hoodfan, Washer -2023 Furnace and A/C -2020 Roof Shingles -2019 Ensuite Bath -2018 Basement Reno -2012 Utilities Average: Propane - $250/m, Hydro - $160/m, Internet (GB Telecom Fibre) - $100/m (id:22681)

5 Bedroom 3 Bathroom 3460 sqft

Royal LePage Rcr Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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