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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$534,900
11 WINCHFIELD Road, southampton, Ontario

11 Winchfield Road

Southampton, Ontario

Searching for the perfect starter home or retirement haven in the heart of Southampton? Look no further than 11 Winchfield Road. This charming 2-bedroom, 2-bathroom bungalow is ideally situated close to downtown amenities and the local hospital. This delightful home boasts updated windows and doors, and a natural gas fireplace, ensuring energy efficiency and modern appeal. Step into the large eat-in kitchen, a welcoming space perfect for family meals and entertaining. The main floor features two spacious bedrooms, offering ample closet space and comfort. Relax and unwind on the rear sundeck, which overlooks the private backyard, ideal for gardening, family gatherings, or simply enjoying the tranquility. The property includes a detached garage or workshop, providing excellent storage and workspace for hobbies or other projects. The low-maintenance exterior, complemented by a concrete driveway, ensures easy upkeep, allowing you more time to savour the joys of homeownership. Enjoy the convenience of a 4-piece bath on the main floor and a 3-piece bath in the fully finished basement. The basement extends your living space with a spacious rec room, a cozy family room with a gas fireplace, and a large laundry room. The covered front porch adds to the home's enjoyment and offers a charming spot to relax and watch the world go by. The home is primarily heated with the gas fireplace, baseboard heaters are supplementary heating to keep you comfortable year-round. This affordable bungalow combines convenience and character, making it an ideal choice for those seeking a quiet, centrally located home in Southampton. Don't miss the opportunity to make this lovely property your own! Natural gas water heater is owned and was installed in 2019. (id:22681)

2 Bedroom 2 Bathroom 1740 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$1,295,000
598519 CONCESSION ROAD 2 N, meaford (municipality), Ontario

598519 Concession Road 2 N

Meaford (Municipality), Ontario

Nestled on 100 acres of gently sloping land, this charming 1850s log home is a true labour of love, boasting four bedrooms and two baths, blending historic character with modern comfort. With the home set well away from the road for added privacy, the property offers sweeping panoramic views of lush agricultural fields, the majestic escarpment, and from a lookout point on the property, truly beautiful views of Georgian Bay. Enjoy outdoor entertaining on the wrap-around veranda or relax on the patio, complete with a pergola and retractable sun screen. The home is heated and cooled by an energy-efficient 4-ton forced air heat pump, ensuring year-round comfort as well as a wood stove that adds to the comfort and ambiance of the log home. An addition was added to the log home in the early 1900s and now serves as a bright and inviting dining and living room with 2 additional bedrooms and an office space upstairs. The log home features kitchen, family room, main floor laundry and a 2pc bath with 2 bedrooms upstairs and a 4pc bath. A drive shed complete with a heated workshop, hydro, and water adds convenience and functionality. The 100 acres is divided into approximately 70 acres of farmed land, a thriving black currant plantation and a good strand of hardwood bush. Additional mechanical notes include drilled well, metal roof and 200amp service. With its rustic allure and idyllic setting, this home is a rare find, perfect for those seeking a tranquil retreat or a working farm amidst stunning natural beauty. (id:22681)

4 Bedroom 2 Bathroom 1877 sqft

Exp Realty

For sale
$124,900
LOT 36 DYERS BAY Road, northern bruce peninsula, Ontario

Lot 36 Dyers Bay Road

Northern Bruce Peninsula, Ontario

This exceptional 1-acre property is the perfect spot for your future dream home or cottage getaway. Backing onto conservation land, your backyard and privacy is nearly endless! Nicely zoned RU1 with lots of allowed uses, including the construction of a home/cottage. The land itself is level and features some natural clearings, making it easier to plan and make your dreams come to life. Well-treed with mature evergreens, providing both privacy and a beautiful backdrop throughout the seasons. The property is accessible on a paved year-round road and has utilities such as hydro, internet, and telephone services readily available at the lot line. Also weekly garbage and recycling pick up along the road. Situated just 8 minutes from the pristine waters of Georgian Bay and access to the government dock with boat launch. Ideal for boating enthusiasts or simply those that love being close to the water! In addition to its proximity to Georgian Bay, it is only 7 minutes from the renowned Bruce Trail, one of Canada's oldest and longest marked footpaths. This nearby section of the Bruce Trail is well-known for being the most scenic as it is on top of the cliff with sweeping views of the escarpment (just a quick jump and skip from this property!). A short drive from both Tobermory and Lion's Head, at 17 and 18 minutes respectively. Tobermory is famous for its vibrant tourism, diving spots, and national parks, while Lion's Head is known for its stunning cliffs and scenic hiking trails. Both towns also provide all your shopping essentials. Whether you envision a cozy cottage or a spacious family home, this land provides the perfect canvas for your dreams! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$519,500
264 SARATOGA Road Unit# 6, kincardine, Ontario

264 Saratoga Road Unit# 6

Kincardine, Ontario

Yes, at certain times of the year you can actually see the sun melting into Lake Huron from your porch at this delightful 2 bedroom, 2 bathroom condo in Aberdeen Estates, an adult living development in Kincardine, close to the beach and offering a quieter, quainter way of life. With its warm sense of community and only moments to downtown, this home provides all the elements of comfortable, safe and east care living. Located at the Saratoga Road entrance, the unit offers a bright, welcoming foyer and second bedroom/den plus guest bathroom; laundry closet with stackable washer and dryer; open plan kitchen with plenty of cabinetry and counter space, dinette and living room enjoying cathedral ceilings and patio doors leading to large concrete patio. The primary bedroom is graced with plenty of storage space, closet and 3 piece bathroom. Further complimented by the convenience of in-floor heat and air conditioning; laminate flooring in living and dining area, carpet in bedrooms and tile in hallways and bathroom, this easy flow of space could be the perfect little home for you. (id:22681)

2 Bedroom 2 Bathroom 1120 sqft

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$309,000
45 BAYWATCH Drive, northern bruce peninsula, Ontario

45 Baywatch Drive

Northern Bruce Peninsula, Ontario

It's the Cottage! Yes, the cottage! This rustic and charming two bedroom, four piece bath cottage located in the hamlet of Pike Bay. It has been the family cottage for decades and now you can have the opportunity to make future family memories! Property is nice and private, located on a year round quiet No Exit road. Cottage has an open concept living/dining, separate galley style kitchen with walkout, two bedrooms, updated four piece bathroom and a good size sitting room with a walkout to deck. Roof is metal, the electrical panel is 100 amp with an upgraded service. Wood stove in living area (not W.E.T.T. certified). Storage shed in the rear to house some of the toys. Taxes:$1169.25. The property comes completely furnished with the exception of a few items and can be yours! Seller also had deeded water access registered on title. Cottage is insulated as much as the Seller only uses it for three seasons. (id:22681)

2 Bedroom 1 Bathroom 900 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$824,900
150 MOORE Street, lion's head, Ontario

150 Moore Street

Lion's Head, Ontario

Water view of Georgian Bay! This contemporary designed custom built - four bedroom, two bath four season cottage located on exclusive Moore Street in Lion's Head. Gorgeous views of the bay and cape to cape escarpment. Cottage shows really well - high ceilings with plenty of windows that allows for much natural light. Main floor has an open concept area with a walkout to deck to a spectacular view of the bay! Wood stove in living area to enjoy and it comfortably heats up the cottage. There is a small deck for the barbecue that has a direct line to the propane tank - no need to change the small canisters. Two bedrooms, a two piece powder room, an large foyer/mud room with laundry facilities. The second level has two additional bedrooms and a four piece bathroom. Basement is full (walkup) that is completely insulated (unfinished) and would make a nice recreational room and an exercise area or just additional space for the kids or grandkids to play! The main heat source is propane forced air. The cottage was built in 2019; it comes completely furnished, is ready for possession and it could be yours to start making family memories! Taxes: $4513.09. Property is located on a year round paved municipal road. Access to the shore is possible just down the escarpment. Close to the Bruce Trail, downtown shopping, beautiful sandy beach, marina, and all other amenities within the village of Lion's Head. (id:22681)

4 Bedroom 2 Bathroom 1020 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$2,000,000
731 PRINCES Street N, kincardine, Ontario

731 Princes Street N

Kincardine, Ontario

Attention investors! Don't miss out on the opportunity to own this high income generating multi-residential building in Kincardine, an area that has strong economic growth for years to come! Just a short drive to Bruce Power, currently at full capacity with a waiting list! The original structure was a large Queen Anne revival, free-standing house built of brick with sandstone detailing and wood embellishments including a porch and slate roof. Located right next to picturesque Victoria Park in Kincardine with views of Lake Huron's famous Sunsets! Originally built in 1895, this 3 story stately Victorian building has 27 self contained bachelor apartments with full bath and kitchenette (plus a 1bedroom unit). Interior also offers a cozy common room with fireplace, kitchen/dining room, fire alarm, 600 amp service, 5 year old natural gas boiler, 2 exercise rooms, staff laundry and coin operated laundry. Many use options are available eg; retirement home, short term rentals, Air B&B, etc. Perfectly located down town Kincardine! (id:22681)

27 Bedroom 27 Bathroom 14000 sqft

Lake Range Realty Ltd. Brokerage (Kincardine)

For sale
$795,000
7461 HIGHWAY 6, tobermory, Ontario

7461 Highway 6

Tobermory, Ontario

TOBERMORY IN-TOWN HOME OR COTTAGE! Looking for the perfect location for year-round home/cottage for the entire family OR the opportunity for an in-law suite? LOOK NO FURTHER! This property is situated right in the heart of Tobermory, within walking distance to amenities, shops, recreation, the harbour and more. The property offers low-maintenance landscaping, various outdoor seatings for you and guests to enjoy along with a unique storage shed - the iconic lighthouse! The pump shed contains laundry and updated water treatment system. The home/cottage offers the best of both worlds: historic charm and modern upgrades. Split into two separate units, you can use one portion yourself and have enough space for family & friends to gather. A perfect setup for an in-law suite with 2 kitchens, 2 living spaces and a total of 5+3 (loft-style) bedrooms / 4 full bathrooms! Spread over 2,500sq.ft. of living space you can enjoy childhood memories while swinging in the recreation room or playing a game of pool. Relax next to one of the cozy propane fireplaces or soak in the sun on the balcony! Rain or shine you can enjoy the sunroom. The loft-style bedrooms offer a space that kids will love - or extra storage for you. Separate bunkie or storage shed at the back of the property. Comes with most furniture and everything you need to start your cottage life today! Situated directly on Highway 6 and downtown, if you want to be in the action this is the location for you! Walk for dinner, ice cream, to watch the Chi-Cheemaun ferry dock or enjoy some of the recreational activities: hiking, boating, scuba diving, swimming, canoe/kayaking & more! Plenty of opportunity with this turn-key property! (id:22681)

5 Bedroom 4 Bathroom 2384 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$699,000
267 PARK Street, kincardine, Ontario

267 Park Street

Kincardine, Ontario

Welcome to 267 Park Street in the Subdivision of Stonehaven. This well maintained 4 bedroom, 3 full bath raised bungalow is located right across the street from the popular municipal trails, just a short walk to the dog park, soccer fields and playground. This is a sought after family friendly subdivision. Interior provides; 2770 square feet of living space, open concept kitchen, dining and living room, oak hardwood floors, primary bedroom with ensuite & walk-in closet, an additional 4 piece bath on the main floor, a spacious pantry with an extra laundry hook up, natural gas forced air furnace and stove, central air, fibre optic internet connection, full finished basement with a large 4th bedroom, laundry room, surround sound speakers, high end central vac & a 3rd/3 piece bathroom w/shower. Exterior features; 2 car attached garage, a spacious concrete driveway, large covered back deck, shed with electrical hook up, a garden box with a sprinkler system and a fully fenced in back yard. Don't forget to check out the virtual tour! Call your REALTOR® today for your own private viewing. (id:22681)

4 Bedroom 3 Bathroom 2770 sqft

Lake Range Realty Ltd. Brokerage (Kincardine)

For sale
$359,000
442696 SIDEROAD 12 WGR, west grey, Ontario

442696 Sideroad 12 Wgr

West Grey, Ontario

Nestled on a sprawling 9 acres of land, this hidden gem offers an off grid retreat for nature enthusiasts, hunters, & outdoor adventure seekers! The cozy bunkie complete with woodstove, provides a comfortable space to rest after a day of outdoor exploration. Adjacent to the bunkie is a 1999 Golden Falcon Trailer, on wheels with a covered deck, offering additional accommodation for up to four individuals. The trailer is thoughtfully designed for convenience and relaxation, allowing you to unwind and recharge. Plus, convenient outhouse and an outdoor shower ensure your comfort and convenience. Storage solutions are well-catered for with two seacans on the property. One of the seacans is equipped with a water tank and inverter, along with batteries for the solar panels atop the trailer. Embrace sustainable living with a rainwater container, ensuring a self-sufficient water supply for your needs. A holding tank is in place for the trailer, providing practical functionality. Situated on a no winter maintenance road allowance where privacy and tranquility are guaranteed. Access to the property is secured with a gate. Located a stone's throw away from McCormick Lake. With A2 zoning, this property is primed for a variety of outdoor activities and adventures. Explore the extensive trail network that meanders through the enchanting landscape, offering opportunities for hiking, snowmobiling, cross country skiing, ATVing, and more. Conveniently located just a 10-minute drive from Durham, you can easily access urban amenities while still enjoying the seclusion of your rural haven. Proximity to renowned natural attractions such as Saugeen Conservation Lands, Durham Conservation Area, McGowan Falls, and Allan Park opens a world of possibilities for outdoor enthusiasts. Whether you seek a weekend escape or a year-round sanctuary, this remarkable property caters to your recreational desires. Don't miss the chance to own a slice of paradise. Schedule a showing today! (id:22681)

Century 21 In-Studio Realty Inc.

For sale
$679,000
549 2ND Street W, owen sound, Ontario

549 2nd Street W

Owen Sound, Ontario

This is a well established, quiet, residential neighbourhood with views of the west side escarpment. This 4 bedroom home has a prime lot with a large landscaped yard - so many possibilities! There is a very large primary bedroom with his and hers closets with ensuite privileges (with a walk-in shower and soaker tub) and a second bedroom on the main floor. There are two bedrooms on the lower level - with a second kitchen and a three piece bath. There is potential for rental income or an inlaw suite. The open concept kitchen is a delight to cook in with a gas stove and plenty of cabinetry. This house was totally renovated in 2009 and now boasts new windows as well as three heat pumps and air conditioning and fresh paint. Ask your Realtor to see this lovely home. (id:22681)

4 Bedroom 2 Bathroom 2334 sqft

Royal LePage Rcr Realty

For sale
$359,900
26 ALICE Street, allenford, Ontario

26 Alice Street

Allenford, Ontario

Welcome to your perfect village retreat, where affordability meets charm in the heart of a quaint Allenford, centrally located close to Southampton, Sauble Beach and Owen Sound. Located on a large corner lot on a dead end street. This cozy and bright house offers a an ideal blend of comfort and convenience making it a perfect place to call home. Step inside to be greeted by a warm and inviting atmosphere. Take in the ambiance of the soft flickering glow of the gas fireplace in the cozy living room. The open-concept layout seamlessly connects dining, living and kitchen area. Enjoy peace of mind with recent upgrades, including new water heater (2023) new propane fireplace (2021), new electrical panel (2023) and all new energy efficient windows throughout (2023) But the allure of this property extends beyond the home itself. Outside, a spacious yard offers ample room for outdoor activities, gardening, or simply unwinding on the large deck. And for those who enjoy tinkering or pursuing hobbies, the 25'x25' heated garage provides the perfect space to work on projects year-round. Heated by a new propane garage heater (2022) and recently newly insulated (2022), you'll be toasty warm year round in your detached shop, complete with new, bright (2023) LED lighting. New steel roof and spray foam insulated ceiling on the shop ensures more peace of mind. Perfect for first time buyers or weekend getaway, this charming home offers endless possibilities for making memories and creating the life you've always dreamed of. Don't miss your chance to own a piece of village paradise – schedule a showing today! (id:22681)

1 Bedroom 1 Bathroom 860 sqft

Royal LePage D C Johnston Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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