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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$324,000
85 FIFTH Avenue, wellington north, Ontario

85 Fifth Avenue

Wellington North, Ontario

Welcome to 85 5th Avenue, a double wide mobile home within the park of Conestoga Estates. The main living area of the home is open concept with a large area that includes the kitchen, living room and dining areas. The kitchen includes newer cabinetry and an island with breakfast bar. The front area of the home includes one bedroom as well as the main 4-pc bathroom. Off the back of the home are 2 further bedrooms, one being the primary suite which includes a walk-in closet as well as an ensuite bathroom. The ensuite bathroom has double sinks and a beautiful deep soaker tub. The laundry is also included in the ensuite bathroom. The main living area has patios doors that lead to a side deck; with no neighbours to the north side, the deck offers privacy and a view of a wooded area that has farmers fields on the other side. Both the front and rear entrances of the home are enclosed with 3-season rooms that can be used for storage or finished to create a formal mud room entrance. This home offers incredible value and being an end-unit, offers a certain degree of privacy not normally found in these settings. Appliances are included. Book your showing today! (id:22681)

3 Bedroom 2 Bathroom 1430

Coldwell Banker Win Realty Brokerage

For sale
$349,000
945 3RD Avenue E Unit# 405, owen sound, Ontario

945 3rd Avenue E Unit# 405

Owen Sound, Ontario

Welcome to stress-free living in the heart of downtown Owen Sound! This one-bedroom residential condo, nestled on the 4th floor of a professional building, is a true gem. Conveniently located within a short walk to the theatre, quaint shops, and renowned eateries, this condo offers a lifestyle of comfort and convenience. Step into a lovingly maintained space featuring a well-appointed bathroom with a luxurious soaker tub. The master bedroom and great room boast large towering windows with a west exposure, flooding the space with natural light. The kitchen is a chef's delight with stainless steel appliances and quartz countertops, creating a perfect blend of style and functionality. Premium finishes abound, including engineered hardwood flooring throughout, 9-foot ceilings, and a utility room housing the mechanical equipment. The in-suite laundry, equipped with an energy star washer and dryer, adds to the practicality of this residence. Stay comfortable year-round with a natural gas furnace, air conditioning, and a heat ventilator (HRV). For those seeking outdoor relaxation, the rooftop terrace awaits, complete with gas barbecues and a lounge area. This condo is not just a home; it's a lifestyle. Enjoy numerous amenities, including designated parking and a large storage locker. The third floor hosts a common social area and gym, providing ample opportunities to stay active and socialize. The large party room, featuring a pool table and big-screen TV, is perfect for game nights and entertaining friends. Additionally, a modern exercise room is available for those seeking a more active lifestyle. Don't miss the chance to own a bright and spacious condo that offers stress-free living with amenities galore. Call today to schedule a viewing and make this your new home in the heart of downtown Owen Sound! (id:22681)

1 Bedroom 1 Bathroom 771

Royal LePage D C Johnston Realty Brokerage

For sale
$549,900
166 SECOND Avenue N, sauble beach, Ontario

166 Second Avenue N

Sauble Beach, Ontario

This charming 3 Season cottage is situated in one of the most coveted spots in Sauble Beach. Just 80 steps away from the sandy shores, you'll find yourself immersed in the breathtaking beauty of the shore line with some of the best sunsets. Not only that, but you're also a mere 600 meters from the vibrant downtown core, where you can indulge in the hustle and bustle of fantastic shopping, delectable food, and the company of wonderful people. With an array of activities for both kids and adults, this cottage offers the perfect retreat. Boasting three cozy bedrooms one bathroom, this turnkey haven has been lovingly cared for over the past three decades. It's truly a haven ready and waiting for your family to create unforgettable summer memories. (id:22681)

3 Bedroom 1 Bathroom 538.6400

Exp Realty

For sale
$1,299,900
10 MILLER LAKE SHORE Road, northern bruce peninsula, Ontario

10 Miller Lake Shore Road

Northern Bruce Peninsula, Ontario

Custom built year-round home on Miller Lake. This Spacious (4 bedroom, 4 bathroom, 2 kitchen) home was completely renovated in 2013 and offers 3 floors of quality built cottage feel charm. Approx. 3,600 sq feet in size on private lot making the ideal vacation cottage, investment property or year round lake front living (with Granny suite). Current owners rented property in summer months for $3,500 weekly. There's a detached double garage for all your toys and storage. Beautifully landscaped shoreline is perfect for kids, pets, swimming and lake activities with gradual, sandy lakebed. Custom built private dock is perfect to park your boat and public boat launch a short distance away. This spring fed inland lake offers great fishing. Unique octagon shaped home offers panoramic views of the lake out the oversized windows. More view walking out oversized doors onto newly constructed partially covered, wrap around deck (2020). Interior constructed in white cedar, ceramic and hardwood flooring. Feature include, sky lights, vaulted ceilings and loft area boasts massive BC timbers with more gorgeous views. Stunning stone fireplace with propane insert. Open concept main floor combination living/dining/kitchen area along with 2 bedrooms (both with ensuite). There is another bedroom in loft with large bathroom - whirlpool tub, sitting area/den, large walk-in closet with additional storage and laundry facilities. Marvel more lake views from the lower level with walkout to patio and lake. Lower levels offers more additional living quarters with another propane insert stove, a second kitchen, extra bedroom, ceramic floors, bathroom and sauna, a second laundry room and tons of workspace and storage. Heats with propane furnace with central air conditioning. Propane Water Heater and water filtration system installed in 2022. New septic system installed in 2018. All appliances included and furniture negotiable. Ample parking for over 10 vehicles. (id:22681)

4 Bedroom 4 Bathroom 3642

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$599,000
333 ROBERT ALLEN Drive, tobermory, Ontario

333 Robert Allen Drive

Tobermory, Ontario

WATERFRONT - 3/4 acre property located on sheltered Campbell’s Bay that offers shallow water access to Lake Huron for kids, kayaks & swimming. Minutes away To Tobermory and Top Attractions like The Grotto, Bruce Peninsula National Park, Flower Pot Island, Singing Sands Beach, and The Bruce Trail. TURNKEY – All furniture and contents included. Open Concept - 2 bedroom, 1 bath cottage with guest bunk house (hydro and water). Amazing views immediately upon entering, overseeing crystal clear water and million dollar sunsets both inside and out. Property offers 110.5ft shoreline featuring a concrete dock and boat launch. Interior of the cottage boasts inviting, spacious entrance, stone fireplace, and step out to oversized deck and outdoor entertaining area. Ample parking and space for your extra family and friends. Level waterfront grassed area in front of cottage and deck for campfires and stargazing. Another plus - the 23.5' x 18' detached garage with concrete floor and hydro is perfect for the hobbyist or storage for your toys. Roof done in 2019. Septic in 1996. Don't wait to see this one. (id:22681)

2 Bedroom 1 Bathroom 966

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$1,480,000
315421 HIGHWAY 6, chatsworth (twp), Ontario

315421 Highway 6

Chatsworth (Twp), Ontario

Introducing a dream-come-true hobby farm nestled on a sprawling 100-acre canvas, where the picturesque blend of workable acreage, rolling hills, sprawling trails, and wildlife awaits. Located just outside the charming town of Williamsford, this haven is conveniently situated 25 minutes south of Owen Sound. Spanning 100 acres, this property boasts 20 to 25 acres of workable farmland, crowned by a magnificent 40x56 barn enveloped by fenced pastures. The remaining 50-plus acres unveil a mesmerizing combination of woodlands,soft and hardwood, meandering trails, and captivating wetlands. Steeped in history, the centrepiece of this estate is a timeless 2,300 square-foot red brick farmhouse, marrying old-world charm with modern comforts. Crafted by Cunningham Kitchen, the heart of this home lies within its stunning kitchen, adorned with custom cabinetry, premium appliances, and an expansive island, perfect for gatherings. Beyond the kitchen, a versatile family room and dining area offer a cozy retreat complete with a wood stove. Venture further to discover a thoughtfully designed addition including mudroom and a stylish two-piece bathroom, seamlessly blending rustic warmth with contemporary flair. Continuing to the second floor, three bedrooms complimented with wide wood plank floors await, along with a cheerful four-piece bath featuring convenient laundry facilities. Your sanctuary awaits in the primary bedroom, where patio doors open onto a private deck overlooking the landscape, complemented by a luxurious three-piece ensuite featuring a freestanding tub. Venturing outside, the thoughtful design extends to the circular driveway and stamped concrete patio, perfect for soaking in the hot tub under the stars, while the expansive fire pit and covered gazebo areas invite gatherings of all kinds. As you roam the grounds, each corner unveils a new adventure, and every day a celebration of nature's beauty. This isn't just a farm; it's the sanctuary you've been searching for. (id:22681)

4 Bedroom 3 Bathroom 2340

Century 21 In-Studio Realty Inc.

For sale
$819,900
493542 BAPTIST CHURCH Road, glenelg, Ontario

493542 Baptist Church Road

Glenelg, Ontario

This is a unique one! It is one property, with two homes and three fire numbers nicely located between Durham and Priceville on a paved road. This is an ideal set-up for those wishing to live close to relatives; or to have an income producing rental or a guest house. Bell's Creek flows through the property with the two homes being on the South side; and the North side has an outbuilding currently housing horses and paddocks. There may be a possibility for the property be severed via natural severance with the creek; but Buyer would have to do their due diligence regarding that possibility. Both the North and South sides of the river have water (dug wells) and hydro. Main home is a 2-storey with ample room consisting of 3 full bathrooms with one on each level and 3-4 bedrooms depending on your setup. Guest house is a bungalow being approximately 800 square feet with 2 bedrooms, a living room, kitchen and an unfinished walk-out basement. Take a look at what is being offered. (id:22681)

3 Bedroom 3 Bathroom 1843

Century 21 Heritage House Ltd.
Century 21 Cedar Glen Ltd Brokerage

For sale
$1,499,000
411317 SOUTHGATE SIDEROAD 41, southgate, Ontario

411317 Southgate Sideroad 41

Southgate, Ontario

2.5 Park like acres of peace and quiet but located at the edge of Mount Forest. Beautiful tree lined lane leads to the open concept home with 3300 sq. ft of pristine finished living space. This home features cathedral ceilings, walkout basement, large storage closets, hardwood floors, large windows bringing the outdoors in. 1+2 bedrooms and 3 baths. There is a 22x24 ft. attached garage plus a detached garage/workshop 23.6x 25.6 with a full loft. Enjoy the outdoors from the covered patio looking over the two gazebos, outside entertainment sized patio, pool and the meandering creek all backing onto greenspace for privacy. (id:22681)

3 Bedroom 3 Bathroom 3483

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$794,000
18 CAPE CHIN NORTH SHORE Road, north bruce peninsula, Ontario

18 Cape Chin North Shore Road

North Bruce Peninsula, Ontario

Take a breath... relax... and enjoy the sunrise as you start another gorgeous day on the shores of Georgian Bay. As you sit under the covered deck, you can hear the waves, the birdsong and maybe even the light breeze through the treetops. Cape Chin is a quiet community, tucked away from the hustle and bustle, located on a dead-end road. Access to the Bruce Trail is just down the road if you choose, or you can canoe, kayak or swim along your own 110 ft. of clean rocky shoreline. Take in the stunning escarpment views or enjoy a campfire under a blanket of stars. There are many things you can do to enjoy your day here! This 3 bedroom, 3Pc bath home/cottage offers over 1800sq.ft. of living space. You can cozy up in the living room by one of two propane fireplaces to enjoy a good book or movie. Or, cook up a storm in the functional kitchen to entertain in your formal dining room. Prefer less prep work? BBQ away instead! The spacious family room offers large windows, storage and a propane fireplace - a great space for family & friends to gather. The primary bedroom features cathedral ceilings, a wall of windows to take in the Bay views and a walkout to your own private deck. The second bedroom may be your own personal spa oasis with large soaker tub, an office or continue to use as a bedroom. The third bedroom features a separate entry, nice for guests. Enjoy lake views in almost every room of the house! Comes furnished, and ready for your enjoyment! Low maintenance grounds and exterior. What are you waiting for? (id:22681)

3 Bedroom 1 Bathroom 1823

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$795,000
35 SAUBLE WOODS Crescent, sauble beach, Ontario

35 Sauble Woods Crescent

Sauble Beach, Ontario

Welcome to your year-round retreat in Sauble Beach! Nestled on a tranquil cul-de-sac, this gracious 4 season home/cottage sits on a deep lot with private backyard. This property is ideal for those seeking a serene environment, close to amenities, in an established, quiet neighbourhood. Step inside this lovely 4-bedroom, 3-bathroom home, where every corner has a practical use. The main level boasts a generous vaulted great room, providing ample space for gatherings and relaxation. Discover a charming nook under the stairs, offering a cozy retreat for any member of the family, including the furry kind. A main floor bedroom or office provides flexibility to suit your needs, complemented by a convenient 3-piece bathroom. The kitchen's location with sliding door access, invites you to step outside to extend your dining experience on the deck or to simply enjoy your natural surroundings. For added ease and convenience, an attached garage awaits, offering seamless access to your vehicles and outdoor equipment. Ascend to the upper level, where a delightful bonus space, separated with sliding doors awaits, featuring 1 bedroom, a powder room, and a cozy den with access to your own private balcony and deck, perfect for enjoying morning coffee or stargazing under the night sky. The second floor offers versatility with a light-filled open space, ideal for a sitting or hobby area, along with 2 additional bedrooms and a convenient 4-piece bathroom. Just a short distance away, soak in the sun and clear water of Lake Huron and immerse yourself in the vibrant energy of the downtown shops and restaurants. This property offers the perfect balance of tranquility and excitement in the increasingly popular beach town of Sauble Beach. Contact your REALTOR® to schedule your private tour. (id:22681)

4 Bedroom 3 Bathroom 2145

Chestnut Park Real Estate Limited

For sale
$650,000
479 LAMBTON Street E, durham, Ontario

479 Lambton Street E

Durham, Ontario

Tucked away behind a curtain of trees, this lovely split-entry raised bungalow offers the perfect mix of peace and convenience. As you step inside, you'll notice the open layout that easily connects the kitchen, dining, and living areas – perfect for family time. Big windows fill the space with natural light, making it warm and inviting. The dining area leads to a back deck and a tree-filled backyard, where you can relax and enjoy nature. The main floor has two spacious bedrooms, so there's room for kids, guests or a home office. The primary bedroom has double closets for ample storage. The 5-piece bathroom on this level adds convenience. Head downstairs to find a spacious family room with an electric fireplace – ideal for cozy evenings or entertaining. There's also an office space that can be turned into a third bedroom if needed. Plus, a utility room and a full bathroom with laundry facilities make life easier. The attached garage is designed to fit a pickup truck with ease. You can access it directly from the lower level, making it convenient year-round. This home has been very well-cared-for and is ready for you to move in right away. It has natural gas heating, municipal water, and sewer services. Plus, it's set up for a generator, so you won't worry in case of power outages. If you've been thinking of a peaceful home that's close to town this is it. This home is perfect for all stages of life, from starting your family to sending kids off to college and enjoying your retirement years. Welcome to your new retreat! (id:22681)

2 Bedroom 2 Bathroom 1633

RE/MAX Summit Group Realty Brokerage

For sale
$960,000
347 TYENDINAGA Drive, southampton, Ontario

347 Tyendinaga Drive

Southampton, Ontario

Discover your dream home on Tyendinaga Dr of beautiful Southampton where tranquility meets charm & every day feels like a retreat. This welcoming community is known for its sandy beaches, vibrant cultural scene, & the warmth of small-town life. This lot is on a quiet dead-end street that provides lots of privacy. Boasting upgrades in the last 2.5 yrs including renovated bthrms w/ new tile, flooring, windows, blinds, & interior painted. Nestled on an amazing 1/3-ac lot your yard oasis awaits backing onto woodlands & the Southampton Golf & Country Club, providing a private retreat just STEPS away from the serene lake HURON & FAMOUS SUNSETS. Brick exterior is complemented by attractive brick pillars with rod iron & privacy fencing. Step through the front entrance into the foyer leading to main-floor office & massive custom-designed laundry room w/ custom cabinetry & under-cabinet lighting. The cozy family room & stylish 3pc bthrm complete the main level. Ascend to the next level where a spacious living & dining rm combination awaits, accompanied by a kitchen with built-in appliances & a dinette area. The Backdoor leads to a covered back deck offering picturesque views of the backyard & the soothing sounds of the waves. The upper level features 4 bdrm w/ the principal bdrm boasting lovely wood accent walls & a newly renovated ensuite bthrm. The main bthrm has also undergone a full renovation. With over 3000 sqft of finished living space this home is perfect for a large family. The massive basement, w/ separate outside access & the roughed-in bthrm await your custom plans—whether its extra living space or an in-law suite. The backyard features a large shed with a loft ideal for a workshop or use as a bunkie adding versatility to this property. In a highly sought-after residential area close to Lake Huron w/ unique, mature properties this home is a rare find. Act fast as opportunities like these are in high demand. Embrace the Southampton lifestyle. Welcome home! (id:22681)

4 Bedroom 3 Bathroom 2855.6400

Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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