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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$640,000
86 EAGLE Court Unit# 18, saugeen shores, Ontario

86 Eagle Court Unit# 18

Saugeen Shores, Ontario

LIMITED TIME ONLY: FREE upgrade package or FREE appliance package, your choice when you purchase a NEW condo at Westlinks. Welcome to the Westlinks Development-Phase 3 Condominium Townhouses. Block E Unit #18 (see site plan). This unit is already registered and will be ready for occupancy summer 2024. The DAWN COE model is a bright interior unit with a single garage. It offers a spacious plan with open concept kitchen, dining area, living room, plus 2 bedrooms, an ensuite bathroom, 4 piece guest bathroom, laundry & large foyer. There is a full unfinished basement with bathroom rough in. Personalize your condo with the broad selections of interior finishing samples. Ask about the basement finishing package & other additional upgrade selections available. Located on the edge of Port Elgin close to all amenities, Westlinks is a front porch community suitable for all ages. There is a 12 hole links style golf course, tennis/pickleball court, workout/fitness room, all with membership privileges, and it's included in the condo fees. Serviced by a private condo road, natural gas, municipal water and sewer. The photos and 3D Tour are not of this property but of another finished DAWN COE model, which will give you a sense of the floor plan and available finishes. Don't miss your chance to secure one of these condos at the Westlinks development. (id:22681)

2 Bedroom 2 Bathroom 1310

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$620,000
82 EAGLE Court Unit# 17, saugeen shores, Ontario

82 Eagle Court Unit# 17

Saugeen Shores, Ontario

LIMITED TIME ONLY: FREE upgrade package or FREE appliance package, your choice when you purchase a condo at Westlinks. Welcome to the Westlinks Development-Phase 3 Condominium Townhouses. Block E Unit #17 (see site plan). This unit is already registered and will be ready for occupancy summer 2024. The WYATT model is a bright interior unit with a single garage. It offers a spacious plan with open concept kitchen, dining area, living room, plus 2 bedrooms, an ensuite bathroom, 4 piece guest bathroom, laundry & large foyer. There is a full unfinished basement with bathroom rough in. Personalize your condo with the broad selections of interior finishing samples. Ask about the basement finishing package & other additional upgrade selections. Located on the edge of Port Elgin close to all amenities, Westlinks is a front porch community suitable for all ages. There is a 12 hole links style golf course, tennis/pickleball court, workout/fitness room all with membership privileges, and included in the condo fees. Serviced by a private condo road, natural gas, municipal water and sewer. The photos and 3D Tour are not of this property but of another finished WYATT model, which will give you a sense of the floor plan and available finishes. Property taxes and property assessment to be determined. Don't miss your chance to secure one of these condos at the Westlinks development. (id:22681)

2 Bedroom 2 Bathroom 1310

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$899,900
149 GRANDORE Street W, georgian bluffs, Ontario

149 Grandore Street W

Georgian Bluffs, Ontario

Experience luxurious water view living, with deeded water access, in this beautiful all-stone 4-bedroom, 4-bathroom home, situated on a large lot with breathtaking views of stunning Colpoys Bay. Interior Features: Spacious open-concept living area with large windows, allowing for plenty of natural light and panoramic views of the bay. Large kitchen equipped with built in appliances, granite countertops perfect for entertaining. Elegant master bedroom suite with a large sitting area overlooking the bay, a walk-in closet, and a luxurious en-suite bathroom featuring a soaking tub and separate shower. Three additional well-appointed bedrooms with ample closet space and 3 more bathrooms makes this the perfect family home, with room to grow. Exterior Features: Expansive walk around deck ideal for outdoor entertaining and enjoying the serene water views and sunsets, landscaped yard with lush greenery and mature trees, attached 2-car garage with extra storage space. Close proximity to parks, schools, shopping, and dining options. Don’t miss the opportunity to own this exceptional water view/deeded water access home in a fantastic location! (id:22681)

4 Bedroom 4 Bathroom 4670

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$2,250,000
1238 CONCESSION 10, culross township, Ontario

1238 Concession 10

Culross Township, Ontario

A good 145.5 Acre farm located in the heart of the strong farming community of Culross Township. Currently 105 workable but more could be had with some cleanup. Same owner for 70 to 80 years and the house is quite dated. Older bank barn in useable condition. Buildings being sold AS IS. Well and Septic AS IS also. Please reflect this in offers. No offers prior to May 2, 2024. Offers registered via 801 by 10AM, forwarded by Noon. Presentation at 1pm all on May 2, 2024. Irrevocable to 8pm same day. HST in addition to please. Buyer will need a number to negate this issue. All measurements are approximate. Once an Offer is firmed up, Sellers are willing to look at early entrance for the Buyer to get crops in ahead of the closing date. (id:22681)

4 Bedroom 1 Bathroom 1512

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$184,000
128 LITTLE PINE Drive, northern bruce peninsula, Ontario

128 Little Pine Drive

Northern Bruce Peninsula, Ontario

Say hello to your next adventure! Tucked away on a quiet roadway is this 2.5 acre parcel of land - just awaiting your plans! The property is sited on a year-round maintained road, mid-way in Northern Bruce Peninsula between Lion's Head and Tobermory. Just around the corner you will enjoy the benefit of public access to a boat launch and swimming area! Grab the kids, pets and your swim gear to enjoy Lake Huron swimming as well as stunning sunsets. Hydro service is available at the road. The property is nicely treed with cedars, offering year-round privacy! As you make your way down the winding driveway, you will feel at ease - take in the fresh air, the croaking of the frogs in the marsh and the birdsong through the trees. There is a large clearing already in place with plenty of parking and dry land. As an added bonus, a drilled well is already installed on site. If you love stargazing, you will love the open skies above this property! Just imagine sitting by the warmth of a crackling campfire under a blanket of stars... If you have been searching for privacy near the lake to build your dream home or cottage - this property may be for you! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$994,900
716573 WEST BACK Line, chatsworth, Ontario

716573 West Back Line

Chatsworth, Ontario

Escape to nature with this secluded 27+ acre retreat at the end of West Back Line. Surrounded by tranquility and plenty of trails on the property to explore. This updated unique home offers an open living space, 2 bedrooms on main level and 4pc bathroom. Lower level offers family room, 3rd bedroom, 4pc bathroom, laundry room and large foyer plus a spacious garage and workshop for all your hobbies, plus ample storage for ATVs and snowmobiles. Just under an hour away from Blue Mountain for winter sports enthusiasts, and conveniently located between highways 6 and 10 near Markdale with easy access to Owen Sound for supplies. Enjoy the rustic charm of the outdoors with the feeling of being nestled amongst the trees - this property is a nature lover's dream waiting for your personal touch. Let the trees be your home decor and nature your ultimate interior designer at this whimsical property just waiting for your creative touch! (id:22681)

3 Bedroom 2 Bathroom 2357

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$650,000
1641 9TH Avenue E, owen sound, Ontario

1641 9th Avenue E

Owen Sound, Ontario

There are 2 homes available side by side. Value is in the property. Property is being sold AS IS. Purchaser to do due diligence to make sure property is suitable for their needs. Tax amounts, assessed value and lot dimensions are based on both properties combined. (id:22681)

2518

Royal LePage Rcr Realty Brokerage (Os)

For sale
$1,175,000
193416 SIDEROAD 30 NDR, west grey, Ontario

193416 Sideroad 30 Ndr

West Grey, Ontario

A wonderful country property with room for your feathered and 4- legged friends! This property offers private rural living on 10.41 acres with a serene eco pond without sacrificing accessibility to town amenities. A great location for the everyday adventure seeker; minutes to snowmobile/hiking trails, kayaking down the Saugeen River, biking, and ability for horseback riding in Allan Park. Enter the custom-built brick bungalow into the open concept main level and enjoy relaxing in front of the Napoleon fireplace or find yourself cooking up a storm in the spacious kitchen with new appliances. Enjoy a convenient main floor laundry room with half bathroom. An impressive primary bedroom with a walk-in closet, walkout to the deck, and 4pc ensuite with jet soaker tub and separate shower. The additional 2 bedrooms and 4pc bathroom complete the main level. A walkout from the great room on the lower level features a second fireplace, all wood bar, additional sitting room, rough-in for another washroom, and private gym with a sauna. The perfect basement for entertaining with in-law capability. Find plenty of room in the double car garage of this well-maintained home that is complimented with extra storage space throughout. Property offers plenty of room to build paddocks. Upgrades include: New Propane furnace 2023, A/C, updated ELF's, new appliances 2024 ( dishwasher is a few years old), water softener 1 yr old, new eavestroughs fall 2023. A well-cared for natural beauty that you don’t want to miss! (id:22681)

3 Bedroom 3 Bathroom 3159

Century 21 In-Studio Realty Inc.

For sale
$629,900
1645 4TH Avenue W, owen sound, Ontario

1645 4th Avenue W

Owen Sound, Ontario

Welcome home to this stunning century home, blending the charm and character of yesteryear with modern day updates throughout. Boasting over 1700 square feet of living space, this Victorian brick home sits gracefully on a spacious city lot measuring 66' X 165'. Meticulously maintained and thoughtfully updated, featuring hardwood floors, wood trim, and pocket doors, complemented by a bright kitchen featuring a chef's island and formal dining room, this home is an incredible opportunity. With four bedrooms on the second floor, it's a rare gem perfect for a growing family. Outside, enjoy in the oversized fully fenced backyard, expansive elevated rear deck, and exquisite stone detailing enveloping the covered front porch, ideal for unwinding in the summer breeze. Situated in an enviable locale, just a short stroll from Kelso Beach Park, walking and biking trails, splash pad, marina, and the picturesque shores of Georgian Bay. Equipped with a high-efficiency forced air furnace and central air, this home is move-in ready! Act quickly - homes like this are hard to come by – it is a delight to view! (id:22681)

4 Bedroom 2 Bathroom 1770

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$2,500,000
217890 CONCESSION ROAD 3, georgian bluffs, Ontario

217890 Concession Road 3

Georgian Bluffs, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 51.2-acre property. Boasting 2+2 bedrooms & 3 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm with vaulted ceiling, seamlessly connected to the kitchen with island & ample cabinetry. The adjacent dining rm provides the perfect space for hosting gatherings. A double car attached garage, provides access into a mudrm + a walk-in closet. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 2 main floor bedrms. Adjacent to the 2nd bedrm is a full bath. The primary bedroom boasts a spacious ensuite. Additionally, the primary bath features a walkout to the rear deck. The finished walkout lower level is designed for versatility, ideal for an in-law suite with 2 bedrms, a full bath, kitchenette, dining area, & a large living room. Storage abounds in this home, plus a large cold cellar and a walk-up to the garage, offering direct access out the side door for easy separate living arrangements. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with in-floor heat and water, perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 86'x36' with a cement floor & hydro, complete with a large overhang at the back and side, provides ample space for storage or additional workspace. A run-in 16'x28' offers a shelter for horses or cattle. Situated on a paved road & minutes away from Owen Sound and Harrison Park, this property offers the perfect blend of serenity & convenience. With frontage on two roads, the land comprises 30 acres of workable terrain, including 22 acres systematically tile drained, 5 acres of fenced pasture & 10 acres designated for hay cultivation. Experience the beauty of this wonderful property, where peaceful country living meets modern comfort in an unbeatable location. (id:22681)

4 Bedroom 3 Bathroom 3274

RE/MAX Summit Group Realty Brokerage

For sale Open House
$624,900
493 THEDE Drive, port elgin, Ontario

493 Thede Drive

Port Elgin, Ontario

Welcome to 493 Thede Drive in Port Elgin, Ontario! This charming home offers a comfortable and inviting living space with 4 bedrooms and 2 bathrooms. Situated on a large mature lot, this property features an inground pool, providing the perfect spot for relaxation and entertainment during the warm summer months. The backyard oasis is enhanced by a spacious interlocking brick patio, creating an ideal setting for outdoor gatherings. Inside on the main level, an open concept living and dining area seamlessly connects to the large kitchen with ample natural light that also offers easy access to outdoor dining and the refreshing pool, providing a versatile space for both everyday living and hosting guests. The upper level of the home houses 3 well-appointed bedrooms and a full bathroom. The master bedroom benefits from cheater ensuite privileges, ensuring convenience and privacy. The lower level features a generously sized living room with a cozy gas fireplace, perfect for relaxing evenings. You'll also find a spacious 2-piece bathroom and a conveniently located laundry room. The unfinished basement presents endless possibilities for customization. Create additional living spaces, a home office, or a recreational area that caters to your unique needs and aspirations. The choice is yours to shape this area into a personalized haven that suits your lifestyle. Don't miss the opportunity to make 493 Thede Drive your new home. Experience the joys of a vibrant community, the serenity of a mature lot, and the luxury of a private pool. Don't miss out, book your private showing today! (id:22681)

4 Bedroom 2 Bathroom 1725

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$1,175,000
193416 SIDEROAD 30 NDR, west grey, Ontario

193416 Sideroad 30 Ndr

West Grey, Ontario

A wonderful country property with room for your feathered and 4- legged friends! This property offers private rural living on 10.41 acres with a serene eco pond without sacrificing accessibility to town amenities. A great location for the everyday adventure seeker; minutes to snowmobile/hiking trails, kayaking down the Saugeen River, biking, and ability for horseback riding in Allan Park. Enter the custom-built brick bungalow into the open concept main level and enjoy relaxing in front of the Napoleon fireplace or find yourself cooking up a storm in the spacious kitchen with new appliances. Enjoy a convenient main floor laundry room with half bathroom. An impressive primary bedroom with a walk-in closet, walkout to the deck, and 4pc ensuite with jet soaker tub and separate shower. The additional 2 bedrooms and 4pc bathroom complete the main level. A walkout from the great room on the lower level features a second fireplace, pool table, all wood bar, additional sitting room, rough-in for another washroom, and private gym with a sauna. The perfect basement for entertaining with in-law capability. Find plenty of room in the double car garage of this well-maintained home that is complimented with extra storage space throughout. Property offers plenty of room to build paddocks. Upgrades include: New Propane furnace 2023, A/C, updated ELF's, new appliances 2024 ( dishwasher is a few years old), water softener 1 yr old, new eavestroughs fall 2023. A well-cared for natural beauty that you don’t want to miss! (id:22681)

3 Bedroom 3 Bathroom 3159

Century 21 In-Studio Realty Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

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Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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