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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$765,000
216 BIRCHWOOD Avenue, lake huron highland, Ontario

216 Birchwood Avenue

Lake Huron Highland, Ontario

Discover the ultimate Location just steps away from the picturesque shores of Lake Huron. This fully updated 4-bedroom, 3-bathroom all-brick raised bungalow is nestled on over half an acre in a sought-after family-friendly neighbourhood just north of Kincardine. Surrounded by stunning mature trees, this property features views of the lake, a spacious concrete driveway, charming landscaping & a revamped detached storage shed with roll-up door & hydro, and a delightful elevated back deck with easy access to the house. Step inside to find a main floor boasting 3 bedrooms, including a generous master bedroom with a new 3pc ensuite & walk-in closet, a combined living room and dining area, a freshly renovated kitchen & island with new appliances, and a full bathroom. The lower level impresses with a renovated sizable recreation room including a new 42 Inch gas fireplace, an open space perfect for an office/hobbies, an additional bedroom, storage room, a second full bathroom, and a spacious laundry room with direct entry to the (19'7x 21'8) 2 car garage. Other key upgrades include; new flooring & lighting throughout, fresh paint, updated bathrooms & 2 new basement windows. Stay comfortable year round with a high efficiency natural gas furnace and a heat pump for optimal heating and cooling. Nestled in a safe and welcoming neighbourhood, enjoy easy access to a park & the new KIPP (Kincardine to Inverhuron Provincial Park) trail system & the serene shoreline of Lake Huron just steps away. Experience the perfect blend of modern comfort and natural beauty in this completely updated home near the tranquil waters of Lake Huron. (id:22681)

4 Bedroom 3 Bathroom 2300 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$899,999
614506 HAMILTON Lane, west grey, Ontario

614506 Hamilton Lane

West Grey, Ontario

This turn key home offers a private setting on a paved road in a prime location. With major curb appeal, it has undergone extensive renovations and upgrades by licensed contractors. The main floor features an open concept living area, kitchen with new granite countertops and matching backsplash, and a dining area that leads to a large brand new back deck overlooking quiet pasture land. The main floor also has three bedrooms and a four-piece bathroom. Downstairs holds two additional bedrooms, a huge rec room, along with a spacious 4 piece bathroom with a large jacuzzi tub, walk-in shower, new quartz countertop with double sink, and beautiful modern tile flooring. The 22x42 detached shop has two garage doors at the front and another sizable garage door on the back side, perfect for storing your toys. The home's exterior transitions beautifully from stone at the bottom, through board and batten, to cedar shake at the top. Located under 15 minutes from Beaver Valley Ski Club, under 5 minutes from Markdale, and walking distance from the Klondike Trail, which offers maintained ATV trails, snowmobile trails, and designated cross-country ski trails. Renovations in the last three years: Furnace, duct work, central air conditioning, steel roof, soffit/fascia, eavestrough, windows/doors, siding, damp proofing entire foundation, propane heater in shop, both decks, 10X12 shed, majority of electrical, bathrooms, fence, flooring, trim, appliances, spray foam insulation in basement and shop, interior doors, attic insulation R-60, 1 inch foam board on entire house, septic tank risers, heated washer, heated bathroom floor. (id:22681)

5 Bedroom 2 Bathroom 2458 sqft

Century 21 In-Studio Realty Inc.

For sale
$998,000
805 LEONARD Court, point clark, Ontario

805 Leonard Court

Point Clark, Ontario

If your looking for the perfect cottage on the water that is Lake Level with stunning views, than this rustic cottage is for you! This property features 3 bedrooms, 3 pc bathroom, Open concept Living room and Dining Room with new decks on both sides of the property. This cottage comes totally furnished and is ready for the next family to start making their own personal memories on the shores of Lake Huron. This is just a stone throw from historic lighthouse, children's park and boat launch and is just waiting for you. (id:22681)

3 Bedroom 1 Bathroom 800 sqft

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$879,000
58 GREY Street N, southampton, Ontario

58 Grey Street N

Southampton, Ontario

Welcome to 58 Grey St. North. This charming 2 bedroom home, nestled in the heart of Southampton offers an exquisite blend of comfort and convenience, perfectly situated just steps away from Fairy Lake, the Chantry Centre, and downtown shops. Crafted in 2021 with an attention to detail by Devitt Uttley Traditional builders, this home boasts a mix of timeless architecture and contemporary amenities. Step inside to experience the detail and warmth. Encompassing modern comforts, this residence features gas forced air heating, air conditioning, and a gas fireplace, ensuring year-round comfort regardless of the season. Take a moment to unwind and soak in the serene surroundings on the inviting covered front porch, where mornings begin with a cup of coffee and evenings are spent watching the world go by. Embracing the ethos of sustainability, the property showcases eco-friendly landscaping, offering a lush backdrop while minimizing environmental impact. A concrete driveway and a robust steel roof system provide durability and longevity, ensuring peace of mind for years to come. Convenience is key with an attached garage, providing ample space for parking and storage, while enhancing the overall functionality of the home. Whether you're hosting intimate gatherings or enjoying quiet moments of solitude, this residence offers the perfect canvas for creating lasting memories. Don't miss the opportunity to make this your forever home or 4 season cottage and start a new chapter, living in Southampton's most coveted locale. Schedule your private viewing today. (id:22681)

2 Bedroom 3 Bathroom 1423 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$975,000
130 GORDON OWEN Drive, kemble, Ontario

130 Gordon Owen Drive

Kemble, Ontario

This stunning & recently renovated home offers the epitome of comfortable living. Boasting 4 bedrooms and 2 bathrooms, this home is perfect for both relaxation and entertainment. Situated on a 2-acre lot, this property provides ample space for outdoor activities and features a sparkling pool, ideal for enjoying lazy summer days or hosting unforgettable gatherings under the stars. Imagine barbecuing poolside, surrounded by friends and family. The interior of the home is equally impressive, with an open layout that seamlessly connects the living, dining, and kitchen areas. Natural light floods the space, creating a warm and inviting atmosphere throughout. The kitchen is a chef's delight, complete with modern appliances and ample storage. The bedrooms offer plenty of space for rest and relaxation. The primary bedroom features a double closet and overlooks the backyard. Located just minutes away from Cobble Beach, this home offers the perfect blend of privacy and convenience. Whether you're looking to unwind in your own private paradise or explore the vibrant community around you, this property has it all. (id:22681)

4 Bedroom 2 Bathroom 2739 sqft

Royal LePage Rcr Realty

For sale
$1,249,000
417 MCCULLOUGH Crescent, kincardine, Ontario

417 Mccullough Crescent

Kincardine, Ontario

Don't be deceived from the street! Custom built by O'Malley homes in 2017 this spacious open concept home sits on a peaceful and quite private ravine lot.The tumbled stone exterior wraps the home in warm colour tones that continue inside. Family and friends will share in the welcoming atmosphere as soon as they step inside.The centre of the home is the living room, kitchen and dining area. All will enjoy the view to the green vistas that the sloping ravine lot offers. A fireplace centres on a feature wall ready for your books and treasures. From the leathered granite kitchen island you can enjoy the conversation with your guests.The soft close cabinetry provides an abundance of easy access storage.The primary suite is to the south side of the home while three other large bedrooms and a full bath are on the opposite side of the home.The primary bedroom's trayed ceiling, array of windows and access to the upper deck creates an oasis to escape the day. The ensuite bath provides a walk-in shower, in-floor heating and double sinks with good storage below each sink. Each of the three other bedrooms on the main floor have generous closet space and share the full bath.The lower level family room has a free-standing fireplace and custom built wet bar. A three piece bath and a fifth bedroom are ready for extra guests.The games room and or exercise room are easily converted to bedrooms.Double doors from the family room exit to a covered lower deck and lead you out to the yard and garden areas down to the firepit.The garden shed benefits from connection to the 9 zone irrigation system.The two vehicle garage allows room for storage and entry to the combination entry with laundry room and more great storage with a 2 piece bath steps from the back door.Sitting on almost an acre this 4025 sq ft home has much to offer.Welcome to the sought after area of Stonehaven with trails, soccer fields and a dog park, quick access to Bruce Ave to Hwy 21 or to the Station Beach. Come explore! (id:22681)

5 Bedroom 4 Bathroom 4025 sqft

Century 21 In-Studio Realty Inc.

For sale
$399,900
5 GRAND VISTA Drive, wellington north, Ontario

5 Grand Vista Drive

Wellington North, Ontario

Welcome to 5 Grand Vista Cres in the vibrant community of Spring Valley Park. This double wide mobile home features 2 bedrooms along with 2 bathrooms and is ready for its next owners. Open concept main living area features a cathedral ceiling that makes this space feel so spacious. Large kitchen with propane stove, dishwasher and breakfast bar. The living room features a beautifully presented propane fireplace for those chilly nights. The primary bedroom features double closets as well as a 3-pc ensuite with oversized jetted tub and make-up area added to the vanity. The second bedroom is at the front of the home has a closet and built-in dresser and is adjacent to the main bathroom that was recently renovated. There is a large multi-purpose sunroom off the back of the home that is waiting for your ideas or can provide an excellent storage option. The lot the home is situated on is tiered and provides ample space, with the deck and side yard on the upper portion, and a spacious flat yard below complete with a storage shed. This home is located in the year-round section of the park and comes with access to many amenities; a private lake with sandy beach, 2 inground pools, children’s playground as well as community held events. Located 7 minutes from beautiful Mount Forest. (id:22681)

2 Bedroom 2 Bathroom 1500 sqft

Coldwell Banker Win Realty Brokerage

For sale
$499,000
880 7TH Avenue W, owen sound, Ontario

880 7th Avenue W

Owen Sound, Ontario

Looking for a great family friendly home with an amazing lot! This 4 bedroom, 2 bathroom home located on the West side of Owen Sound is a great find near schools, trails and downtown. On the main floor you will find the hub of the home with a spacious kitchen, living and dining room complete with a half bath for convenience. As you go upstairs you will find three well sized bedroom and a full bath. Down in the basement you will find a bonus recreation room, a great space for family movies, games or a gym space as well as a fourth bedroom. This home backs onto the West Rocks which you can see from your large private back yard. This home presents an excellent opportunity to get a single family home at an affordable price so you can have some room to do your own updates and increase the value while making it your own. (id:22681)

4 Bedroom 2 Bathroom 1774 sqft

Century 21 In-Studio Realty Inc.

For sale
$274,900
47 SOG JE WA SA Drive, chief's point indian reserve #28, Ontario

47 Sog Je Wa Sa Drive

Chief's Point Indian Reserve #28, Ontario

Riverfront at its best! Very well maintained 3 bedroom, 3 season cottage on Chief's Point has a beautiful private lot and is move in ready! Open concept living/dining/kitchen area all with terrific water views. Loads of extras for ultimate cottage living including air tight fireplace, add on for storage/workshop. Private walk out Deck plus walk way leading to waterfront and a second deck river side. Don't miss out! Most contents included. Annual Lease $9600.00, Annual Service Fee $1200.00. (id:22681)

3 Bedroom 1 Bathroom 1003 sqft

Wilfred Mcintee & Co Ltd Brokerage (Sb)

For sale
$895,000
510 CHURCH Crescent, mount forest, Ontario

510 Church Crescent

Mount Forest, Ontario

Attention Large families and those looking for a backyard paradise. 510 Church Cres is perfectly situated in a family oriented cul-de-sac in the town of Mount Forest and has all of the amenities you are looking for. As you drive up to the home, pride of ownership exudes from the updated vinyl cedar shakes (3yrs), windows, gardens and roof (2014). This home has seen all of the major items updated and upgraded through the years and is ready for the next family to call it home. On the main level you will find a large kitchen (Appliances 2yrs, counters/island/sink 5yrs) with eat in kitchen island, a formal dining room overlooking the rear yard and pool as well as a formal living room accented with a gas fireplace. On the second floor are 2 large kids bedrooms, a 4pc family bath with heated floors (5yrs), and a primary bedroom with walk in closet and 3pc bath. On the lower level you will find a very large 4th bedroom with double closet, 3pc bath perfect for the pool and a large rec room with gas fireplace and walkout to the pool and hot tub area. Head down to the basement which is a perfect man cave, toy room or an in-law suite thanks to its walkup with separate entrance. There is also a 4pc bath with jacuzzi tub, laundry room, utility room and a storage room which is currently being used as a gym. Off the kitchen, convenient for BBQing, it s large composite deck (5yrs) and a patio sitting area. The fully fenced yard (newest 1yr) has a nice grassed area lined with a tall cedar hedge. The inground heated pool with diving board/water slide and hot tub area has an iron fence separating the grassed area to keep kids/dogs safe in the grassed area and away from the pool deck unsupervised. There is no need to worry about power outages as it is equipped with a full generator (Generac) to keep your home functioning all through the year. Furnace and Central Air 12yrs, Pool 25yrs, Liner 3yrs, Heater 10yrs. With this layout, each family member can have their own level/space. (id:22681)

4 Bedroom 4 Bathroom 3100 sqft

Coldwell Banker Win Realty Brokerage

For sale
$280,000
72 APPLEWOOD Boulevard, inverhuron, Ontario

72 Applewood Boulevard

Inverhuron, Ontario

Desirable year round home or cottage. This well cared for 800sq’ raised bungalow is not a mobile home but rather a house that was built on site within the modular home park. It is located at the end of a dead end street on the parks most desirable and private lot.  A short walk to Inverhuron’s famous sandy beach and fantastic hiking within Inverhuron Provincial Parks hiking and biking trails.  Only a few minutes drive to Bruce Power.  Take in the sunrise and sunset with 2 walkout decks great for entertaining, BBQing, or simply reading a book in the peace and quiet of your private panoramic view of the surrounding woods.  Inside you’ll find an open concept kitchen, living and dining room with a cozy propane fireplace. Down the hall offers 2 bedrooms and a large 3 piece bathroom complete with stackable laundry neatly tucked away. Added features are the eye catching steel roof, the main heat source being a new heat pump that also provides A/C, and an electric car charger has also just been installed. The 12 X 12 custom storage shed is located at the back of the property for all your patio furniture, bikes and beach toys. As well as another smaller shed for lawn mowers and snow blowers. Located in Woodland Court Park the lease fees are $630.00/ month with taxes at $45.00/m. This includes water, septic, common area snow removal, common area landscaping, road maintenance and management. Be sure to book a personal viewing today with your REALTOR®. — Mortgage financing is available. (id:22681)

2 Bedroom 1 Bathroom 800 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$870,000
378 5TH Avenue A W, owen sound, Ontario

378 5th Avenue A W

Owen Sound, Ontario

Welcome to this stunning 4-bedroom, 3-bathroom raised bungalow, built in 2020. This newer home features an open concept kitchen, living, and dining area, perfect for families and hosting gatherings. The main floor boasts high ceilings and a spacious primary bedroom with an ensuite and walk-in closet, a bright second bedroom and full 4 piece bathroom. The lower level is designed with ample natural light, making it feel like you're not underground. It includes two additional bedrooms and a full 4-piece bathroom, offering plenty of space for family or guests. The home also features a spacious entryway and a 2-car attached garage with convenient access to the lower level laundry room. Step outside to enjoy the fully fenced backyard and relax on the covered deck, providing a perfect setting for outdoor activities and gatherings. The neighborhood is ideal for walking, with a strong sense of community that makes it a wonderful place to call home. (id:22681)

4 Bedroom 3 Bathroom 2790 sqft

Century 21 In-Studio Realty Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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