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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$749,900
23 PIERCE Street N, south bruce peninsula, Ontario

23 Pierce Street N

South Bruce Peninsula, Ontario

Welcome to this turn key, contemporary bungalow. Featuring all the comforts you could hope for in a year round home and just 1 km to the warm shores of Lake Huron and Oliphant Marina. Built in 2014 this home sits on a 0.7 acre treed Lot on a dead end street, abutting a large forest parcel which offers extra privacy and natural beauty. This home has been well maintained and updated, featuring new HVAC and Septic bed as well as an impressive detached shop, perfect for storing all your toys or as a potential additional living space. The quaint bunkie is tucked away at the rear of the lot near the firepit, perfect for those extra overnight guests. Stepping into the home, you appreciate the open concept feel on the main floor with abundant natural light through the large windows and sliding door out to the rear deck. The kitchen features plenty of cabinets topped with a beautiful Algonquin limestone. There is a handy inside entry out to the fabulous insulated garage with corrugated steel walls, tons of storage and also plumbed in for a forced air heater. The primary bedroom comes complete with walk in closet, sliding door and ensuite bathroom, 2 additional bedrooms and a 4 pc bath complete the upper level. If you have a large family or have friends stay over often, the downstairs offers an additional 2 large bedrooms, family room, laundry, a cold storage and an extra utility room perfect for a storage/pantry space. Oliphant is a warm and welcoming community, offering a quiet escape yet Sauble Beach is just 10 minutes away to enjoy all the shops and dining options available there. The locals love it here, come see why it might be the perfect place for your next adventure. Showings available now, by appointment only (id:22681)

5 Bedroom 2 Bathroom 2356

Century 21 In-Studio Realty Inc.

For sale
$663,000
457 WELLINGTON Street E, mount forest, Ontario

457 Wellington Street E

Mount Forest, Ontario

Looking for the perfect bungalow for easy living with 2 bedrooms, 3 full bathrooms and 2,400+ sqft of finished living space? This 3 year old townhouse located in Mount Forest close to open space, parks and more is the perfect fit. The number of upgrades to this unit is surely to please. As you walk up to the home you'll notice the stamped concrete sidewalk and stairs along with the custom stone finish on the front porch. New quartz counters with barstool overhang, backsplash, custom drawers in all lower cabinets and undermount cabinet lighting can all be found in the kitchen which has a beautiful open flow to the Dining Room and Living Room. The main floor has a large primary bedroom with his and hers (Walk in) closets as well as a nice 4pc en-suite. The second bedroom is at the front of the home as well as the 4pc main bath. Just off the entrance from the attached garage is the main floor laundry room to make 1 level living convenient and attainable. Downstairs is a large storage room with custom closets on either side as well as space for a home office. Entering the basement recreation room your eyes will be drawn to the custom stone finished gas fireplace which is ideal to enjoy the cold winter nights in-front of with a drink and book. There is also a nice 3pc bathroom in the basement as well as plenty of room to put a 3rd bedroom if needed. Walking into the backyard from the sliding doors you will notice the custom stairs with railing down onto the patio overlooking the landscaped rear yard with garden shed. Too sunny? Roll out the awning to enjoy some shade when needed. This great home in a modern neighbourhood is surely going to please. (id:22681)

2 Bedroom 3 Bathroom 2418

Coldwell Banker Win Realty Brokerage

For sale
$1,200,000
805 LEONARD Court, point clark, Ontario

805 Leonard Court

Point Clark, Ontario

If your looking for the perfect cottage on the water that is Lake Level with stunning views, than this rustic cottage is for you! This property features 3 bedrooms, 3 pc bathroom, Open concept Living room and Dining Room with new decks on both sides of the property. This cottage comes totally furnished and is ready for the next family to start making their own personal memories on the shores of Lake Huron. This is just a stone throw from historic lighthouse, children's park and boat launch and is just waiting for you. (id:22681)

3 Bedroom 1 Bathroom 800

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$1,299,000
124 BALAKLAVA Street, paisley, Ontario

124 Balaklava Street

Paisley, Ontario

STUNNING BUNGALOW on 2+ ACRES IN PAISLEY WITH SHOP! You will be impressed with this extraordinary home nestled on a oasis of trees and tranquility in the amazing community of Paisley! Meticulously cared for is this 2035 sq. ft. 2008, custom built 2+1-bedroom, 3-bathroom residence that exudes elegance at every turn with oversized double car garage featuring stairs to the basement. Step inside, and you'll be greeted by an expansive and elegant living space bathed in natural light, courtesy of massive windows that frame breathtaking views of the meticulously landscaped grounds. The great room consists of a gourmet kitchen that would delight any chef, featuring a massive island with seating, custom maple cabinetry and granite countertops, Relax in the dining room and magnificent living room with fireplace. The primary suite is a sanctuary of its own, boasting a spacious layout, spa-like bathroom and walk in closet. Additional bedroom and main full bath provide ample space for family or guests. Descend into a haven of comfort and entertainment with the basement featuring 9 ft. ceilings, family/games room with fieldstone fireplace/wood insert, well-appointed bar, designed for both functionality and style, additional bedroom, 5 pc. bath, laundry and utility room. A walk-out feature connects the interior seamlessly with the outdoor spaces. Imagine hosting summer barbecues with friends and family on the 800+ sq. ft deck. 34' x 40' insulated shop with one piece bathroom, woodstove, water and overhead storage. 25 minutes to Bruce Power and Lake Huron. This property will exceed your expectations and redefine the way you experience home! Schedule a viewing today! (id:22681)

3 Bedroom 3 Bathroom 4070

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$469,000
555 MARY Street, wiarton, Ontario

555 Mary Street

Wiarton, Ontario

Step into the charm of yesteryear with this beautifully maintained century home, seamlessly blending original character with numerous updates. Boasting 3 bedrooms and 1.5 baths, this residence offers a perfect blend of historic allure and modern comfort. The main floor hosts a laundry room and a 2 pc bathroom. The heart of the home is a spacious eat-in kitchen, adorned with timeless details, and featuring sliding doors that open to a welcoming deck – perfect for entertaining or enjoying a quiet morning coffee. Revel in the seasonal glimpses of Georgian Bay, adding a touch of nature's beauty to your daily life. Situated on a beautiful large DOUBLE LOT, this property provides ample outdoor space perfect for entertaining or the potential to expand or explore other options that may be possible. Complemented by a garage/workshop for the hobbyist or DIY enthusiast. A delightful enclosed front porch welcomes you and sets the tone for the warmth and character that permeate this home. Nestled on the flats in Wiarton, this residence ensures both tranquility and accessibility, being in proximity to all amenities. Immerse yourself in the unique blend of history and modernity that defines this century home – a truly special offering for those seeking a home with a story to tell. (id:22681)

3 Bedroom 2 Bathroom 1550

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$499,900
109 COLBORNE Street S, walkerton, Ontario

109 Colborne Street S

Walkerton, Ontario

Charming Renovated Gem close to Downtown Location! Stepping into this home that has been meticulously renovated to blend contemporary comforts with timeless charm. Every detail has been carefully considered to create a space that feels both fresh and welcoming. Boasting three bedrooms, two bathrooms, and a host of desirable features, this home offers comfort and style. Spacious eat-in kitchen is perfect for family gatherings and entertaining friends. Enjoy the luxury of modern appliances and ample counter space, making meal preparation a breeze. Bask in the natural light that floods through high ceilings, accentuating the beauty of the gorgeous hardwood floors. The seamless flow between rooms creates an open and airy ambiance. Escape to your own private oasis in the generously sized backyard. Whether you're gardening, playing, or relaxing, this outdoor space offers endless possibilities for enjoyment. There is also an attached garage located at the rear of the house. This tranquil neighborhood setting with the convenience of downtown just moments away. Explore local shops, restaurants, and entertainment within a stone's throw from your front door. Unwind and soak in the neighborhood charm on the enclosed big front porch. It's the perfect spot to sip your morning coffee or enjoy a quiet evening with a book. Don't let this opportunity pass you by! (id:22681)

3 Bedroom 2 Bathroom 1444

Exp Realty

For sale
$599,000
3 CLARKE Street S, clifford, Ontario

3 Clarke Street S

Clifford, Ontario

This Victorian home is brimming with character and potential; from its stained glass windows to its 9ft high ceilings, and original details. Impressive 5 bedroom, 3 bath has ample space for the entire family. The unfinished walk-up attic provides endless possibilities. Step outside to a covered wrap-around porch, perfect for sipping your morning coffee. On the property you'll find apple trees, a pear tree, blueberry bushes, a plum tree, raspberries the list goes on.There's potential to section off a part of the house for an in-law suite. Large 15ftx24ft above ground pool awaits, though it will need a new liner to shine in its full glory. There's also a fenced in area designed for a dog run. As you enter the property, you'll be welcomed by the sight of sunflowers, commercial playset and garden boxes. The kitchen has newer appliances. As for location, it's ideally situated close to parks, downtown, and just a short walk to the ball diamond, roller rink and library. This home has plenty of natural light that beams throughout the entire home and provides ease of comfort for the entire family. 14'x10' Shed. 20'x11' Metal Shed. (id:22681)

5 Bedroom 3 Bathroom 2570

Exp Realty

For sale
$679,000
5 URANICK Lane, arran-elderslie, Ontario

5 Uranick Lane

Arran-Elderslie, Ontario

Welcome to 5 Uranick Lane! Experience the perfect blend of natural beauty, serenity, and modern comforts. This stunning property is opposite Arran Lake Conservation Area, offering outdoor enthusiasts and nature lovers a haven. From all season fishing to water sports, immerse in Arran Lake's breathtaking beauty—tranquil waters and stunning sunsets. Relax in your sunroom, capturing the essence of serenity each Sunset. Neighboring properties create a little community, with privacy and spacious lots adorned by trees and fields. Enjoy the convenience of a municipally maintained road in Bruce County, embracing a rural lifestyle without sacrificing that snow plough or garbage collection! This property offers more than a home. With 1000+ sqft storage below and a garage for one car, your belongings and vehicles are secure. A recently renovated home makes this an easy move in. The outdoor experience is complimented by a large deck with a beautiful stone gas fireplace. 5 Uranick Lane—where beauty meets tranquility. Call now to view this remarkable property. Your dream home awaits! (id:22681)

3 Bedroom 1 Bathroom 2393

Keller Williams Realty Centres
Century 21 In-Studio Realty Inc.

For sale
$829,900
247 PENETANGORE Row, kincardine, Ontario

247 Penetangore Row

Kincardine, Ontario

Been looking for more parking? How about an indoor Pickle Ball court? Cross off the whole wants and needs list with this single property! The standard Pickle Ball Court is 20' wide and 44' long.. This could work and still with room to have for friends and seats! Or.. use for the purpose of a shop, home gym, etc. So many options with this property and in town! You are 1 block from Lake Huron shores! Let's not forget about the home... 3 bedrooms, 2 bath in this one-owner home built in 2003. Offering one garage attached to the home with a fully fenced yard and electric awning. Great for children, pets and peace and quiet privacy. The home has a finished basement with all new finishes including the gas fireplace and HWT (Owned) and 1 bedroom with a private bathroom and a walk-up to the attached garage for private entrance. Could this be used for a guest? Absolutely it can be! With all of these upgrades you can imagine the meticulous owner who must have adored this property. Upgrade list included for your approval: New Roof (2020), Central Air (2019), Natural Gas Furnace with Air Exchanger (2021), New Hot Water Tank (2023) - Owned, Reverse Osmosis and Water Softener System (2019), Central Vac. (2002), Spa motor in Jet-Tub (2024), New Siding and Eavestrough (2021), Paved driveway re-coated every summer, New flooring throughout upstairs (2022), New carpet and vinyl downstairs (2023), New Gas Fireplace downstairs (2023), Lawn Sprinkler System (2022) - front yard, New Windows (2023), Outside Awning (2021) - 10'x14' and finally the back of the property boasts a 30'x60' massive, with 2 propane heaters, a Cunningham Woodstove (installed by Heritage Fire in Tiverton) and a separate electrical panel (wired by a professional electrician). This property is ready for anything and is fully updated from top to bottom and less than 20 minutes from Bruce Nuclear Power Plant. Will not disappoint and is ready for its new owner with flexible possession. Contact your REALTOR® today. (id:22681)

3 Bedroom 2 Bathroom 2482

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$479,900
526 16TH Avenue, hanover, Ontario

526 16th Avenue

Hanover, Ontario

If you are looking to get into the market or seeking an investment property, this solid three bedroom bungalow is worth a look. With a good roof, furnace, electrical etc., this home has loads of potential to shine...don't wait, set up your viewing today!!! (id:22681)

3 Bedroom 1 Bathroom 1440

Exp Realty

For sale
$699,900
835 7TH Avenue W, owen sound, Ontario

835 7th Avenue W

Owen Sound, Ontario

Semi-detached bungalow located on a quiet avenue minutes from schools, grocery stores, drug stores, and much more. Featuring 2800+ square feet of living space with kitchen, dining and living room that opens out to a large covered deck. Master bedroom and den on the main floor and a fully finished basement with 2 bedrooms and an option for a 3rd bedroom. Master bedroom has a large window, walk-in closet, and separate bath and shower with quartz top vanity. There's hardwood flooring throughout the main level except where there's ceramic in the bathrooms and mudroom/laundry room. 2 piece main floor powder room has laminate countertop and 3 piece lower level bath has acrylic shower and laminate countertop. Large kitchen with island and quartz countertop. Ceilings on the main floor are 9' and lower level ceilings are 8'. Sholdice stone exterior around the entire main level and vinyl shakes above the garage and covered front porch. Concrete driveway as well as concrete walkway from driveway to front porch. Fully covered, 10' x 12' pressure treated back deck. Rough in for a central vac system. High efficiency gas, forced air furnace and central air conditioning. Heat Recovery Ventilation system exhausting the air from all bathrooms, laundry and kitchen. Fully sodded yard. (id:22681)

3 Bedroom 3 Bathroom 2862

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$884,999
403 RIDGE Street, saugeen shores, Ontario

403 Ridge Street

Saugeen Shores, Ontario

Don’t wait for your new house to be built! This modern bungalow is move-in ready with endless upgrades. Every detail has been meticulously considered, ensuring a perfect blend of aesthetics and functionality. The large foyer with 14+ foot high ceilings makes the home feel grand right when you walk in. The main floor is beautifully finished in a neutral palette, with hardwood flooring throughout. This home has just under 2,700 sqft of total living space with 3 spacious bedrooms on the main floor and 2 additional bedrooms in the fully finished basement. There are 3 full bathrooms, including a spa-like primary ensuite complete with a gorgeous slate tile shower & double sinks. The primary bedroom has a generously sized walk-in closet as well as a secondary closet for additional storage. The kitchen is full of upgrades including quartz counters, a “Magic Corner” for convenient storage, pull out drawers in the pantry and black stainless steel appliances. Natural light floods the living room with a large window, while the adjacent dining room opens up to a covered back deck, perfect for entertaining. The backyard is fully fenced and beautifully landscaped with cherry trees and dwarf Korean lilacs. PLUS the house backs onto green space currently owned by the Town of Saugeen Shores. The basement has a separate entrance through the garage, providing flexibility for hosting guests or a future nanny suite. Thanks to the large windows, the basement feels bright and airy, dispelling any sense of being in a typical basement. Don't wait for your new home, this one is ready to go and waiting for you with flexible possession. Nestled in a serene corner of Port Elgin, this home is conveniently situated close to the beach, an easy 10 minute walk through the trails, parks. With plenty of space to grow into, this could be your forever home. Be sure to check out the full 3D tour. (id:22681)

5 Bedroom 3 Bathroom 2675

RE/MAX Land Exchange Ltd Brokerage (Pe)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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