(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$875,000
411 MARY ROSE Avenue, port elgin, Ontario

411 Mary Rose Avenue

Port Elgin, Ontario

Welcome to your dream retreat in the heart of Summerside Sub-division! Get ready to experience the ultimate blend of comfort and convenience with this Walker Built Huron Model Home just steps away from water, trails, and parks. Featuring three bedrooms upstairs, an inviting eat-in kitchen, and a bright living area perfect for relaxing or entertaining – this bungalow is the epitome of modern living! Gas fireplace enhances with the space with a walk-out to the covered porch. But wait, there's more! Discover the added bonus of a legal basement apartment with a separate entrance, offering four additional bedrooms. Included in the basement is a four piece and a two piece bathroom, and laundry facilities. The kitchen is space with ample room for dining. Never worry about parking with ample space for all your vehicles. Make sure you click the MULTIMEDIA LINK below for further details, including floor plan and guided walkthrough! Ready to turn this house into your forever home? Don't miss out on this incredible opportunity – inquire now for more details! (id:22681)

7 Bedroom 4 Bathroom 3195 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$637,500
125 ELORA Street S, harriston, Ontario

125 Elora Street S

Harriston, Ontario

Beautiful and historic 2 storey Victorian style brick home. Large rooms with tons of charm and character everywhere you look. Main floor features a gas fireplace, livingroom and familyroom, main floor laundry, 3 pc bath and multiple staircases to upper level. Upper level has 4 bedrooms and a 5 pc bath. Outside has a fully fenced yard with above ground pool. Recent updates include wiring, AC/furnace, and both bathrooms. A must see!! (id:22681)

4 Bedroom 2 Bathroom 2290 sqft

RE/MAX Midwestern Realty Inc Brokerage (Har)

For sale
$999,900
411768 SOUTHGATE SIDEROAD 41, southgate, Ontario

411768 Southgate Sideroad 41

Southgate, Ontario

Looking for a show stopper of a country getaway, then look no further. This home located just outside of Holstein has seen extensive renovations over the last few years and is ready for a new family to enjoy the tranquility it offers. As you enter the property you will feel part of nature with the soaring maple bush which surrounds the home giving it complete privacy. The inside has had a total makeover in Kitchen, Bathrooms, Flooring, Bedrooms, Windows, Doors, Mechanicals and more. The family room near the front foyer is a great spot to relax, entertain and watch kids/pets in the rear fenced yard from the large picture windows. Head into the custom kitchen with functional wood cookstove. Next you will enter the real showstopper. The great room with cathedral ceilings with sliding glass doors to the wrap around deck and pool are accented with a wood beam and propane fireplace. Great for entertaining guests and family year round. To round out the main floor there are 2 large bedrooms, a 3pc bath and a pantry which is just off the kitchen. Head upstairs and you will find a custom tiled shower in the 3pc bathroom with heated floors. There is a large 3rd bedroom that overlooks the great room. Enter the primary suite with sitting area and the biggest walk in closet you can think of with custom organizers. Head outside you will love the detached garage which has a wrap around enclosed lean-to as well as a loft area on the second floor for storage. The deck surrounding the home features a fenced in area, a hot tub area as well as a sitting area next to the above ground pool. This home must be seen to truly capture the country yet luxury feel and privacy it has to offer. Contact your REALTOR® today to view this beautiful home and to get the complete features list. (id:22681)

4 Bedroom 2 Bathroom 2277 sqft

Coldwell Banker Win Realty Brokerage

For sale
$739,900
115 CONNERY Road, mount forest, Ontario

115 Connery Road

Mount Forest, Ontario

The wait is over, with over 2,600 square feet of finished living space this 4-bedroom bungalow with an inground pool is everything you've been looking for! The main floor has an abundance of natural light, hardwood floors in the living room and dining room, and a generous open-plan kitchen area with stainless steel appliances. Patio doors lead you to the expansive fenced backyard with a deck, inground lap swimming pool, and tons of yard space for kids, pets, and gardening. The home has been painted throughout, has three generous sized bedrooms on the main floor, and a large 4-piece bathroom. The primary bedroom has a walk in closet, and all bedrooms have had new carpet installed. The basement is fully finished with a large recreation room with new carpets and built-in bar for entertaining guests. Fourth bedroom, 3-piece washroom, and a large bonus room that can used as a workout room, office, or storage room. There is access to the two car garage from inside the home and a durable metal roof. The location couldn’t get any better as the home is in a friendly neighbourhood and a short walk away from the walking track, splash pad, children's park, baseball diamonds, soccer field, and seasonal Farmers Market. Mount Forest is located 1 hour from Guelph, Kitchener/Waterloo, and 50 minutes to Orangeville. What more could you want?! Don’t miss this amazing opportunity, to call this house your home. (id:22681)

4 Bedroom 2 Bathroom 2611 sqft

Coldwell Banker Win Realty Brokerage

For sale
$699,999
8 LEVITTA Street, flesherton, Ontario

8 Levitta Street

Flesherton, Ontario

This warm and welcoming renovated farmhouse has been beautifully modernized and updated while keeping all of the original charm and character. The hard work has already been done for you – all that’s left is to move in! Featuring an eat-in Kitchen with coffee bar, Living Room with Juliette balcony, main floor gym and laundry, spacious and restful primary bedroom with walk-in closet and no less than 3 electric fireplaces to add to the cozy atmosphere. The lovely Family Room is full of natural light and is the perfect space to relax and enjoy time with friends and family, complete with built-in shelving, in-floor heat & an attractive fireplace. A small fenced yard means minimal outdoor maintenance with patios, perennial flower beds, cedar hedge and garden shed for outdoor storage. A wonderful location for a young family or retirees, just a short walk to schools, shops, local library, & Flesherton Pond. Just 12 mins from Beaver Valley Ski Club + easy access to golf, rec facilities, new hospital and more. The popular Beaver Valley area, ski clubs, the Bruce Trail, swimming, boating & fishing are all right on your doorstep! Under 2 hrs from GTA, 90 mins from Kitchener/Waterloo, 40 mins to Collingwood/Blue Mountain. (id:22681)

3 Bedroom 2 Bathroom 1795 sqft

Forest Hill Real Estate Inc. Brokerage

For sale
$1,250,000
243442 SIDE ROAD 22, meaford, Ontario

243442 Side Road 22

Meaford, Ontario

This immaculate stone farm house on 50 acres minutes from the City of Owen is a rare find. Perfect for someone looking for a hobby farm or just a peaceful setting abundant with nature and beauty. The property has been loved and maintained by the sellers for almost 30 years and is set up perfectly for someone looking to have a space for their horses. Two stall barn with water and hydro, and 3 fenced paddocks, along with various trails throughout the property and access to the Bruce Trail nearby. The front of the property you'll find approximately 15 acres of tiled workable acreage, a perfect spot for you to grow your own crops. Two additional outbuildings complete the property: A newer two car garage with workshop and hydro, and a large shed with a sliding barn door, there is plenty of space here for all your toys. The stone farm house is in pristine condition and has a traditional layout where you'll find the formal dinning room, living room, kitchen, main floor laundry, 2 piece bath and well built sunroom on the main floor. Upstairs are 3 bedrooms and a renovated 4 piece bath featuring in floor heat. The home has been so well maintained over the yeas and is not your typical rundown old home. A feature sheet with updates is available upon request. We invite you to book an appointment to view this stunning property close to Georgian Bay and Owen Sound. (id:22681)

3 Bedroom 2 Bathroom 1930.34 sqft

Century 21 In-Studio Realty Inc.

For sale
$569,000
1311 7TH Avenue W, owen sound, Ontario

1311 7th Avenue W

Owen Sound, Ontario

Are you looking for the perfect home bursting with character and tons of living space? This spacious property boasts four well-sized bedrooms on the second floor, perfect for a growing family. The pride of ownership is evident throughout, with tasteful finishes that include original hardwood floors and vibrant paint colours enhancing the bright, inviting atmosphere. The traditional floor plan offers separate living, dining, and kitchen areas, with the kitchen featuring a subway tile backsplash, ample cabinets, a unique checkerboard tile floor, and a brand new dishwasher! Access your back yard through the patio doors from the kitchen. The main floor includes a convenient half bath, and a side door entry that leads directly from the carport into the house. The carport and paved lane provide enough space for three cars to park comfortably. In the basement, polished concrete floors give a modern touch to the central living space, guest room/office, and utility room, complete with an updated hydro panel. Step outside and you'll find classic curb appeal enhanced by the red brick and white columns, and the covered porch with a swing is a favourite spot to relax. Experience an oasis in both the front and back yards, complete with perennial gardens that require minimal maintenance. The fully fenced backyard backs onto a green area with no neighbours behind, offering privacy and a serene environment. The interlocking patio stones provide a great spot for a patio set and barbecue, perfect for entertaining. Located in a convenient Westside neighbourhood, this home is just two minutes from Sunset Strip shopping and amenities, with a movie theatre, bowling alley, and Kelso Beach all within easy reach. Don't miss the chance to view this beautiful home that truly checks all the boxes! (id:22681)

4 Bedroom 2 Bathroom 1869 sqft

Century 21 In-Studio Realty Inc.

For sale
$324,900
471 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

471 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

Just move in! Lake-front living at a fraction of the cost. Enjoy direct beach frontage with large front and back yards, expansive deck areas, parking for 6 PLUS vehicles, an outdoor shower, a bunkie and a shed that houses your own washer and dryer!! House has no wasted space and embraces 4 bedrooms, a renovated bathroom and galley kitchen, huge dining area with Amish-style table from Country Charm and a comfortable Living Room complete with wood burning fireplace. Complete cottage renovation done in 2018, including upgrading the 200 amp breaker panel. (Extra pony panel in shed). Home comes with furnishings and other house-keeping and kitchen items including a dishwasher which many cottages don't have. Notice the walk-in Pantry off of the kitchen, plenty of storage there! Turn-key ~ you just move in with a quick closing possible. Patio doors off of the Dining Room lead to a large deck with incredible Lake views. To the right is a bunkie which is also used for storage depending on your desires. Further is a firepit for those magical summer nights along with a newer stairway down to the water. Stones and sand combine on the beach, look for fossils and shells! For birders and fishermen, there are added dimensions in nature that will keep you captivated. Little chipmunks will eat out of your hand!! What makes this cottage different from the rest? The way it lives with 4 bedrooms, and large principle spaces. Huge deck, expansive parking and inviting cottage floorplan accommodate your favourite friends and family. Buy now and enjoy your summer!!!! Roof shingles, new Hot Water Heater (owned), interior cosmetics including kitchen, blinds, some light fixtures, bathroom and more were completed in 2018. Pack your bags and move in!! (id:22681)

4 Bedroom 1 Bathroom 914 sqft

Coldwell Banker Peter Benninger Realty

For sale
$1,250,000
243442 SIDE ROAD 22, meaford, Ontario

243442 Side Road 22

Meaford, Ontario

This immaculate stone farm house on 50 acres minutes from the City of Owen is a rare find. Perfect for someone looking for a hobby farm or just a peaceful setting abundant with nature and beauty. The property has been loved and maintained by the sellers for almost 30 years and is set up perfectly for someone looking to have a space for their horses. Two stall barn with water and hydro, and 3 fenced paddocks, along with various trails throughout the property and access to the Bruce Trail nearby. The front of the property you'll find approximately 15 acres of tiled workable acreage, a perfect spot for you to grow your own crops. Two additional outbuildings complete the property: A newer two car garage with workshop and hydro, and a large shed with a sliding barn door, there is plenty of space here for all your toys. The stone farm house is in pristine condition and has a traditional layout where you'll find the formal dinning room, living room, kitchen, main floor laundry, 2 piece bath and well built sunroom on the main floor. Upstairs are 3 bedrooms and a renovated 4 piece bath featuring in floor heat. The home has been so well maintained over the yeas and is not your typical rundown old home. A feature sheet with updates is available upon request. We invite you to book an appointment to view this stunning property close to Georgian Bay and Owen Sound. (id:22681)

3 Bedroom 2 Bathroom 1930.34 sqft

Century 21 In-Studio Realty Inc.

For sale
$1,150,000
929 SAUGEEN Street, kincardine, Ontario

929 Saugeen Street

Kincardine, Ontario

Here it is close to the lake at its very best! In the beach/lakeshore area of Kincardine, approximately 300 feet from the walking trails that run along the Lake Huron shoreline you will find this 3 bedroom, 2 bath, cedar-sided (and brick), custom-built raised bungalow. The location will be one of the top reasons to visit the home for a viewing. The very short stroll to the lakeshore provides fantastic lake views, sand beaches and a link to the lakeshore walking trail. There are also many other features of this very well-maintained home and property. The Seller takes great pride in her property and has a professional lawn maintenance contract and has had the exterior wood siding professionally cleaned this spring. Remember to look at all the well-manicured flower beds and lawn but in particular note the cedar hedges, cedar trees and chestnut tree - so vibrant looking and upon walking through the various yards one will soon appreciate the privacy offered by the cedar hedges. The 3-season Florida room (with new carpet in 2022), located at the rear of the home provides a great space to sit and enjoy the backyard from the indoors and also has access to the deck (freshly stained this spring). A garden shed is also neatly situated along the back of the home. From the basement there is a walkout to a covered patio area (provided by the Florida room above). The main floor bathroom has a walk-in tub (only 7 years old).Updates in the home include fibreglass shingles (2015), updated insulation in attic (2019); gutter covers; deck and railing (2019); washer (2019); Centennial windows (most windows replaced 2010 approximately);hot water tank (2018). (id:22681)

3 Bedroom 2 Bathroom 1930 sqft

Coldwell Banker Peter Benninger Realty

For sale
$1,700,000
34 B LINE, arran-elderslie, Ontario

34 B Line

Arran-Elderslie, Ontario

Welcome to your dream retreat – tranquil country living on 65 acres of pristine land. This property offers a beautiful 4-bedroom home, equestrian amenities, a 2-acre stocked pond, a heated workshop with a 3-bay drive shed, breathtaking views, and endless outdoor possibilities! This beautiful home has ample space for relaxing or entertaining, offering 4 bedrooms and 2 full baths, with an additional half bath in the partially finished basement. Perfectly climate controlled with a new Mitsubishi central ducted heat pump. Take in the truly serene landscape from your new cellular PVC, maintenance free deck, or explore the managed bush trails, perfect for horseback riding, snowshoeing, or leisurely strolls through the mixed bush with meandering spring-fed streams. Go for a relaxing cruise on the 16x12 floating platform and enjoy the picturesque beauty of the 2-acre stocked pond, with its crystal-clear waters. Discover the beauty of the orchard in bloom with pear, apple, cherry, and plum trees. Wait for each surprise as perennials burst into flower throughout the growing season. The workshop and drive shed are perfect for the hobbyist or craftsman. The heated woodworking shop (propane), ensures year-round comfort and productivity. The 3-bay drive shed provides ample space for projects and storage. Your horses will feel right at home in the four box stalls with comfort stall matting, a large run-in with heated water line to the automatic water bowl, and three fenced paddocks. Plus you’ll enjoy the convenience of the heated tack room! There is also a large weathertight mow to store 1,000 bales high and dry over the winter. Don’t miss this amazing opportunity to own a unique equestrian estate not far from the quaint village of Paisley. (id:22681)

4 Bedroom 3 Bathroom 1580 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$979,900
10 LAKEFIELD DR, kincardine, Ontario

10 Lakefield Dr

Kincardine, Ontario

Welcome to this beautiful custom-built raised bungalow that is sure to impress with its testament to superior craftsmanship and thoughtful design. This 4 spacious bedroom and 3 well-appointed bathroom home is just over a year old and equipped with beautiful engineered oak flooring, 9' & 10' floor-to-ceiling height, gas fireplace, and oversized garage. Modern conveniences such as on-demand hot water and a heat recovery ventilation system are seamlessly integrated into the design. The primary suite boasts a tiled walk-in shower and a generous walk-in closet, offering a private sanctuary within the home. At the heart of this residence is a deluxe kitchen, complete with premium stainless-steel appliances, a gas stove, and an abundance of soft-close cabinets. A stained hard maple island and a designated coffee bar add a touch of charm, while the walk-in pantry and quartz countertops ensure practicality is not compromised. Experience the warmth of a dry indoor cedar sauna in the basement along with a spacious rec room. Outside, a southwest facing covered patio and a floating deck overlooking a fully fenced backyard add to the comfort of living. Every detail within this residence has been meticulously selected, resulting in a blend of luxury and functionality. Some other great features of this home are an outside bbq hook up, rough in for central vac & hot tub and premium vinyl floor with cork insulation in the basement. Over 5 years of Tarion Warranty is still left on this home. Don’t miss this opportunity. Schedule your personal viewing today. (id:22681)

4 Bedroom 3 Bathroom 2585 sqft

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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