(519) 375 - 5120 shannon@shannondeckers.com

GREY & BRUCE COUNTIES

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

5067 results | Page 3 of 423
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For sale
$128,800
5 NIPAGON CIRCLE, Wasaga Beach, Ontario

5 Nipagon Circle

Wasaga Beach, Ontario

The Perfect Family Summer Getaway in Wasaga CountryLife Resort! This fully furnished 2-bedroom, 3-season cottage is designed with family living in mind, offering additional sleeping space with pull-out sofas in both the living room and sunroom-ideal for children, grandchildren, and guests. Enjoy a bright sunroom and inviting covered porch, perfect for relaxing, entertaining, or unwinding after a day at the beach. Set on a beautifully treed lot with mature spruce and maple, this property offers both privacy and a peaceful outdoor setting. Ideally located directly across from the pool and playground, it's a dream spot for young families-like having resort-style amenities right at your doorstep. Plus, you're less than a 10-minute walk to the sandy beaches of Georgian Bay and close to scenic trails. Newer than many current offerings in the park, this cottage presents excellent value and a wonderful opportunity to create lasting summer memories in a vibrant, community-oriented resort. 2026 seasonal site fees $7008.08 plus HST (id:22681)

2 Bedroom 1 Bathroom 0 - 699 ft2

RE/MAX By The Bay Brokerage

For sale
$950,000
3000 WHELAN WAY, Ramara, Ontario

3000 Whelan Way

Ramara, Ontario

This year round waterfront home has had many upgrade of late and is move in ready. There is easy access to Hwy 11 and is on a year round municipal road. There is approx 189 feet of frontage and the home has 3 bedrooms and 2 bathrooms. The deck is oversized for entertaining and the windows have been replaced to enhance the elevated panoramic views of the water. The livingroom/diningroom are combined and have a gas fireplace to enjoy. The adjoining family room has an abundance of windows also overlooking the water. There is also a "flex space" downstairs that could be a yoga room, office, spare bedroom - bring your imagination and loads of storage. Also, high speed internet is available. Some of the history with improvements - garage in the 1980's, family room June 1989 and primary suite 1988. (id:22681)

3 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Corcoran Horizon Realty

For sale
$449,000
196 MAIN STREET W, Huntsville, Ontario

196 Main Street W

Huntsville, Ontario

A unique property that can be used for residential or MU1 zoning! The MU1 zoning on this bungalow allows for a variety of uses, with a finished lower level that has a separate entrance. This is one that is worth taking a walk through! Located close to the highway and downtown Huntsville. Nice lawn space to enjoy with closeness to Hunter's Bay for water activities. This would be a great location for a professional office or use as two livings spaces. There are many possibilities with this property so make an appointment to view and bring your imagination and creativity. Note: lower level has it's own laundry facilities. (id:22681)

3 Bedroom 2 Bathroom 0 - 699 ft2

Corcoran Horizon Realty

For sale Open House
$485,000
105 STRATFORD STREET, Huron-Kinloss, Ontario

105 Stratford Street

Huron-Kinloss, Ontario

Welcome to the ultimate year-round cottage-full of charm, character, and warmth inside and out. Nestled among mature trees on a quiet dead-end street, this inviting A-frame retreat blends rustic charm with modern comfort. The striking exterior features a wood exterior, while a covered front porch invites you to slow down and enjoy peaceful mornings surrounded by nature. Step inside to discover beautiful woodwork, fresh paint, and a brand-new custom kitchen complete with a stylish backsplash. The main floor offers a four-piece bath, cozy family room with wood stove and a comfortable bedroom. Upstairs, you'll find a loft and a bedroom with balcony, ideal for guests or family. This home has seen numerous quality updates, including a natural gas furnace installed in 2022, central air conditioning new in 2025, a spray-foam insulated heated crawl space with industrial dehumidifier completed in 2022, new eavestroughs and downspouts in 2024, updated laminate flooring in 2025, and a new septic system in 2023. Relax year-round in the all-season Muskoka-style room with a propane stove (not in service) and exposed log beams, offering that perfect rustic touch. Outside, enjoy the spacious 50' x 150' lot, garden shed, and unfinished bunkie ready for your personal touch. Located approximately 170 meters from the sought-after Boiler Beach, you'll love endless summer days on the sand and cozy evenings around the backyard campfire. All this, just a short drive or bike ride to Kincardine's shops, restaurants, and amenities. A perfect blend of cottage charm and modern updates - your peaceful getaway awaits. (id:22681)

2 Bedroom 1 Bathroom 700 - 1,100 ft2

Royal LePage Exchange Realty Co.

For sale
$899,000
26 SHARON PARK DRIVE, McKellar, Ontario

26 Sharon Park Drive

Mckellar, Ontario

Turnkey spacious 3 bedroom, 2 bathroom cottage on McKellar Lake within in walking distance to the Village of McKellar is looking for new owners. The cottage has an ambiance to it and it is so cozy and welcoming. You will walk in and just want to sit and enjoy the atmosphere. There are a few zones for entertaining and lends itself to family gatherings. The cottage is 3 season but would not take much to make it 4 season and is referred to as "The Lodge" in the area as it is one of the original cottages on the lake. McKellar is approx 20 minutes to Parry Sound and it is located on a year round municipal road. It has a gentle slope to the clean deep waters edge. The outcroppings of the granite are scattered on the property and with approx 220ft frontage on a bit of a point the views are stunning. There has been a newer shed built that could be made into a bunkie if you are needing more sleeping space. There are ample decks and a good sized dock for your entertainment along with perennial gardens. This one is worth a look! (id:22681)

3 Bedroom 2 Bathroom 1,500 - 2,000 ft2

Corcoran Horizon Realty

For sale Open House
$899,000
4 FIRST LINE, Centre Wellington, Ontario

4 First Line

Centre Wellington, Ontario

Welcome to the beautiful Town of Elora! It is with great pleasure we bring to market this four bedroom, two bathroom 4/5 level side-split with over 3000 sqft of amazing living space. The open concept kitchen to dining room featuring a fully functional granite island, natural wood floors and space enough for 12 around the harvest table with ease. Three generous sized bedrooms plus bath on the upper level and a fourth bedroom on the lower level has plenty of room for everyone to have their own space. The lower family room floods with natural light through the bank of bay windows, just add your fireplace to make those cozy up movie nights perfect. Let's talk about the basement rec room specifically built for that perfect pool shot or serving friends at the live edge bar during the leaf game. Pinball niche is just perfect for the machine or display area for your featured collections. Walk up from there to the bonus great room to increase for that perfect party space or easily converted back to a nice big garage! If outside living is high on the wish list, have we got the space for you! Fully fenced yard with rockery patio crowned with plenty of space for that all year round pit master barbecuing or enjoy star gazing while the day's stresses melt away. Amazing new shed built on concrete piers just keep the bonuses coming. All this on a huge lot at the gateway to Elora. Make the prettiest town in Ontario your new home! (id:22681)

4 Bedroom 2 Bathroom 1,100 - 1,500 ft2

RE/MAX Real Estate Centre Inc

For sale
$268,900
27 CRANBERRY DRIVE N, Ashfield-Colborne-Wawanosh, Ontario

27 Cranberry Drive N

Ashfield-Colborne-Wawanosh, Ontario

Why pay those expensive cottage prices when you can own your year round home at the lake for a fraction of the price! This Stunning two bedroom modular bungalow located in the beautiful community of Huron Haven Goderich features a vast open concept with sun-room, breakfast bar and cozy dining room set up. Located on one of the largest and nicest lots on an end street with nothing blocking your view. Take advantage of the double asphalt driveway, storage shed, chimania burn pit and an entertainment size deck for all those friends "dropping in" to enjoy those incredible sunsets on lake Huron. Absolutely nothing needing updating here with the roof, windows, doors, kitchen, flooring throughout, furnace and central air all replaced in 2021 and even a new dishwasher that has never been used. natural gas is at the property line if you would rather hook up and than use propane. The community features are swimming and a paved roads to the path down to the private beach. Head down and enjoy the day or watch National Geographic's claimed one of the best sunsets in all of the world. if you are looking for an inexpensive way to retire to the lake then we need to talk VERY SOON! (id:22681)

2 Bedroom 1 Bathroom 700 - 1,100 ft2

RE/MAX Real Estate Centre Inc

For sale Open House
$849,000
1 MAPLECREST COURT, Huntsville, Ontario

1 Maplecrest Court

Huntsville, Ontario

Welcome to 1 Maplecrest Court, a thoughtfully updated two storey family home tucked into a quiet neighbourhood just steps from the heart of Huntsville. Here, you can stroll to local shops, grab coffee on foot, meet friends for dinner downtown, and still enjoy the privacy and calm of a mature, tree-lined yard.This 4 bedroom, 2.5 bathroom home has been refreshed with today's family in mind. The kitchen has been beautifully renovated (2023)to create a bright, functional space. Fresh paint throughout and newly installed, durable Lifeproof vinyl flooring make everyday living easy. The main floor bathroom has been updated and central air (added 2023)keeps the home comfortable year round.Upstairs offers four bedrooms with room for growing families, guests, or a home office.The newly finished basement (2026) adds valuable living space with a versatile recreation/family room, a brand new 3 piece bathroom, and a dedicated laundry room. It is the kind of lower level that works for busy family life, movie nights, or teenagers who want their own space.Outside, the yard feels private and serene, framed by mature trees. A fire pit invites relaxed evenings and the partial fencing adds extra privacy. The attached garage with interior entry makes daily life that much more convenient. Complete roof replacement with 3 new roof vents and shingles and property was professionally re-graded in 2023. Ask for complete list of renovations. Located close to public schools and within walking distance to downtown Huntsville's shops and amenities, this home offers the rare combination of space, updates, and true walkability. For families looking to upsize or make a move to Huntsville, 1 Maplecrest Court is ready. (id:22681)

4 Bedroom 3 Bathroom 1,500 - 2,000 ft2

Forest Hill Real Estate Inc.

For sale
$549,000
94 PEDWELL PT. DRIVE, Northern Bruce Peninsula, Ontario

94 Pedwell Pt. Drive

Northern Bruce Peninsula, Ontario

Good waterfront building lot located on Lake Huron in Johnsons Harbour. Excellent views of the bay! Enjoy seasonal activities such as, fishing, boating, paddle boarding, kayaking, and canoeing right from the water's edge. Property has a driveway installed, a garage with hydro (100 AMP) and a shed. Property is located on a year round municipal road. There is hydro and telephone along the roadside. Tobermory is approximately 20 minutes away for shopping and other amenities within the village. Property makes for a nice year round home or four season cottage. Property taxes: $1287.59. There is some EH on the property. Please feel free to reach out to the municipality regarding a building permit at 519-793-3522 ext 226. (id:22681)

0 - 699 ft2

RE/MAX Grey Bruce Realty Inc.

For sale
$569,850
88 GRIFFITH STREET, Brockton, Ontario

88 Griffith Street

Brockton, Ontario

Your Brand New Walkerton Home Awaits! Stop searching and start living! This 4-bedroom, 3-bathroom gem by Candue Homes offers the perfect blend of style and functional design. Whether you're entertaining in the bright, open-concept living area or enjoying a quiet morning on your 12'x10' private deck, this home is built to impress. Key features include a deep 36'x149' sodded lot on a quiet, low-traffic street. Move-in ready with a full appliance package included, finished basement and paved driveway. Unbeatable access to the local gym, hospital, pool, splash pad and community sports courts. Looking for options? 86 Griffith St. (X12808040) is also available and ready for offers! (id:22681)

4 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Royal LePage Rcr Realty

For sale Open House
$1,075,000
8397 WELLINGTON 22 ROAD, Guelph/Eramosa, Ontario

8397 Wellington 22 Road

Guelph/eramosa, Ontario

Set on a picturesque 1-acre lot just 10 minutes from Rockwood, Guelph, and Fergus, this spacious 2-storey renovated farmhouse offers rural charm and modern updates. Step inside to discover a beautifully renovated interior featuring new flooring throughout (2024) and a fresh, neutral paint palette. The heart of the home is the stunning new kitchen (2024), thoughtfully designed for both everyday living and entertaining. The combined dining and living room creates a warm, inviting space, complete with a striking brick-walled wood fireplace, perfect for cozy evenings. The main floor also features a renovated 4-piece bathroom and a versatile family room with built-in office space, ideal for working from home or keeping life organized. Upstairs, you'll find three comfortable bedrooms and an updated 3-piece bathroom with a sleek glass shower, offering a modern touch to the home's classic character. Outside, the property truly shines. Enjoy a large deck overlooking the scenic surroundings, perfect for relaxing or hosting gatherings. The fantastic outdoor living setup makes this an ideal small hobby farm, with plenty of room to grow, play, and explore. For hobbyists and storage needs, the property includes an attached 1-car garage plus a large 2-car detached shop with new garage doors (2023). A barn attached to the shop provides excellent space for furry or feathered friends. Additional upgrades include an updated well, a new septic system (2020), and 200 Amp electrical service for peace of mind. Conveniently located close to Eramosa Public School and within easy reach of nearby towns, this property offers the best of country living with modern comfort and accessibility. (id:22681)

3 Bedroom 2 Bathroom 1,500 - 2,000 ft2

Royal LePage Royal City Realty

For sale Open House
$779,500
2 CADILLAC DRIVE, Guelph, Ontario

2 Cadillac Drive

Guelph, Ontario

Welcome to this beautifully renovated bungalow, where modern updates meet comfortable family living in a prime location. Step inside to a bright and inviting living room and dining room, featuring elegant hardwood flooring and a large window that fills the space with natural light- perfect for both everyday living and entertaining.The functional kitchen offers ample cabinetry and workspace, making meal preparation a breeze. The main level is thoughtfully laid out with three spacious bedrooms and a well-appointed 4-piece bathroom, ideal for families or those seeking convenient one-level living. Downstairs, the fully finished basement expands your living space with stylish luxury vinyl flooring throughout. The cozy recreation room is anchored by a gas fireplace, creating the perfect setting for relaxing evenings. This level also includes two additional bedrooms and an updated 3-piece bathroom complete with a sleek glass shower- perfect for guests, extended family, or a home office setup. Outside, you will find a double wide concrete driveway, a private concrete patio, and a fully fenced backyard that is perfect for outdoor enjoyment. The detached workshop with hydro offers excellent potential for hobbies, storage, or creative use. Additional highlights include updated plumbing, a 200 Amp electrical service, and a furnace that is ~4 years old, providing added peace of mind. Located within walking distance to excellent schools, St. George's Park, downtown Guelph, Guelph General Hospital, and all essential amenities, this home truly combines style, function, and an unbeatable location. (id:22681)

5 Bedroom 2 Bathroom 700 - 1,100 ft2

Royal LePage Royal City Realty

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.