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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

5149 results | Page 4 of 430
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For sale
$1,495,000
0 MAPLEHURST ROAD, Seguin, Ontario

0 Maplehurst Road

Seguin, Ontario

Nestled on the shores of Lake Rosseau, this newly severed vacant parcel of land offers rare opportunity to create your dream lakeside retreat. Spanning nearly 12 acres with 423 of frontage (337' straight line frontage), this untouched piece of paradise is surrounded by nature's beauty, offering unparalleled tranquility and privacy. With a flat level lot to access the water's edge, the property boasts views of the lake and mature trees that provide natural seclusion. Wake up to the soothing sounds of bird songs and the gentle rustle of leaves, with the calm waters of Lake Rosseau just steps away for you to enjoy.Whether you're looking to build a cottage, a year-round home, or a peaceful getaway, this property offers the perfect canvas. Embrace the calm and stillness of nature while being just a short boat ride away from all the amenities and recreational opportunities that Muskoka is known for. (id:22681)

Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

For sale
$799,000
34 REGENCY DRIVE, Minto, Ontario

34 Regency Drive

Minto, Ontario

Here on Regency Drive, families and seniors live side by side, not just as neighbours, but as an extended community. Not only will you enjoy living in this neighbourhood, but you'll enjoy the comfort of this thoughtfully designed bungalow. Walking up the pathway to the front door, you'll notice the shouldice stone, landscaped gardens, and peaked front porch entrance. Inside the floorplan has an open-concept design, so the main living areas blend effortlessly together and plenty of natural light streaming throughout. The kitchen is both functional and ideal for a large family or entertaining, featuring a central island, walk-in pantry, and a walkout from the dining area to the composite deck and yard. There are three spacious bedrooms on the main floor, and the primary bedroom features a 3-piece ensuite bathroom. In addition to the attached 24 x 26 two-car garage, you'll appreciate the convenience of a walk-in hall closet, main floor laundry, and direct basement access from the garage. The basement has been partially finished for you with a huge rec room, bathroom rough-in, and set up for an additional bedroom and separate workshop area. Updates since this home was built in 2007, include a new roof, siding, and furnace in 2023, and a new hot water tank in 2021. Enjoy the best of country living in this quiet community, where farmland views and serene surroundings create the perfect backdrop for BBQs, campfires, and a laid-back lifestyle all within a short drive to town shopping. You're only a 6 minute drive to Harriston, 12 minute drive to Mount Forest, and within a 60 minute drive to Orangeville, Guelph, and Kitchener-Waterloo. (id:22681)

3 Bedroom 2 Bathroom 1,500 - 2,000 ft2

Coldwell Banker Win Realty

For sale Open House
$455,900
459 RICHARD CRESCENT, Strathroy-Caradoc, Ontario

459 Richard Crescent

Strathroy-Caradoc, Ontario

Wish you were here! This beautiful bungalow is located in the pristine Adult Lifestyle Community of Twin Elm Estates. Residents enjoy a vibrant clubhouse with numerous activities and the convenience of being within walking distance of local shops. This unique home features a finished basement and a fenced yard. The spotless, insulated garage includes 220-volt power and an insulated attic with lighting. The main level offers an open-concept layout with fresh paint, laminate flooring, and a covered front porch. The spacious kitchen includes ample cupboard space and pot lights on dimmers, while the bright living room features extra windows. The primary suite includes a walk-in closet and an ensuite bathroom. The second bedroom offers French doors leading to a covered patio and the backyard. The lower level provides a finished family room, an additional bedroom, and a large storage/workshop area. Additional features include gas BBQ hookup, sand point for outdoor watering, tinted windows, roof shingles replaced in 2018, 9 x 9 shed and brand new sump pump. Land Lease for NEW Purchasers is $800/month, Taxes $194.62/month. (id:22681)

3 Bedroom 2 Bathroom 700 - 1,100 ft2

Royal LePage Heartland Realty

For sale Open House
$2,199,000
4760 NASSAGAWEYA-PUSLINCH TOWNLINE, Puslinch, Ontario

4760 Nassagaweya-Puslinch Townline

Puslinch, Ontario

Welcome to 4760 Nassagaweya-Puslinch Townline, an exceptional country estate nestled in the peaceful beauty of Puslinch. Surrounded by picturesque landscapes and offering the perfect blend of privacy and accessibility, this remarkable property delivers an elevated rural lifestyle just moments from urban amenities. Thoughtfully designed with quality craftsmanship and timeless finishes, this meticulously maintained home offers 3 bedrooms, 4 bathrooms, and an impressive open-concept layout highlighted by soaring 18-foot ceilings in the great room. A Renaissance Rumford airtight fireplace with an 18" stone chimney creates a stunning focal point, while ceramic and hardwood flooring add warmth and character throughout. The gourmet kitchen features solid cherry Barzotti cabinetry, granite countertops, a large centre island, an 8x6 walk-in pantry, and exceptional storage. The main floor primary suite is a luxurious retreat with two walk-in closets, while a gallery overlooking the great room adds striking architectural appeal. A standout feature is the approximately 1,000 sq ft skylit studio with separate entrance, office, and 2-piece washroom, ideal for a home-based business, creative workspace, or private retreat. Assessed as commercial, it also benefits from a lower tax rate. The poured concrete basement with 9-foot ceilings offers roughed-in in-floor heating, a gas line rough-in for a future fireplace, and stairs to the oversized 2-car garage with separate basement access. Additional highlights include fibre optic broadband, dual-source heating with propane plus an air-to-air heat exchanger, high-efficiency A/C, 200-amp service with 100-amp generator panel and external plug-in, GAF Lifetime roof (2019), new blower fan for the propane furnace, and a widened driveway freshly sealed in 2024. A rare offering where luxury, comfort, versatility, and countryside charm come together beautifully. (id:22681)

3 Bedroom 4 Bathroom 3,500 - 5,000 ft2

Real Broker Ontario Ltd.

For sale Open House
$775,000
296 GARAFRAXA ST STREET, Chatsworth, Ontario

296 Garafraxa St Street

Chatsworth, Ontario

This Victorian estate is a timeless masterpiece. Storied to once be home to a local doctor, this Chatsworth treasure seamlessly blends old-world charm with modern comforts on a private double-wide lot. The stunning double-brick exterior, wraparound veranda, and grand 42-inch solid wood front door make a striking first impression. Inside, intricate woodwork, original hardwood floors, stained glass and transom windows, a Juliet balcony, wide entryways, and soaring ceilings elevate the grandeur. Meticulously preserved, this home showcases the craftsmanship of its era while incorporating thoughtful updates for contemporary living. The formal dining room is perfect for entertaining, while the cozy living room, with its historic fireplace and natural gas insert, invites relaxation. A decorative staircase leads to the second floor, where three spacious bedrooms feature oversized windows and doors. This level also includes a dedicated laundry room and a modern 3-piece bath with an extra-large stand-up shower. The third-floor suite is a private retreat, lined with warm cedar plank walls and insulated with Roxul for year-round comfort. A 2-piece bath completes this tranquil escape. Descending the historic butlers staircase, you arrive in the beautifully updated kitchen. Cherry cabinetry, a centerpiece island, stainless steel appliances, and a striking black slate natural stone floor make this space both functional and stylish. A conveniently located half bath adds to its practicality. Seamlessly connected to two inviting entertaining areas, this kitchen is the heart of the home. On one side, a formal dining area sets the stage for intimate gatherings, while the other opens into a cozy living room with a gas fireplace. Beyond, the four-season sunroom is a showpiece flooded with natural light and offering direct access to the backyard oasis. Completed in 2023, the in-ground pool is a true highlight, surrounded by interlocking stone, a fire pit, and a Mennonite-style pool house. (id:22681)

4 Bedroom 3 Bathroom 2,000 - 2,500 ft2

Century 21 Millennium Inc.

For sale
$2,800,000
794 DORCAS BAY ROAD, Northern Bruce Peninsula, Ontario

794 Dorcas Bay Road

Northern Bruce Peninsula, Ontario

THE MODERN FORTRESS OF THE NORTHERN BRUCE PENINSULA! STOIC | RAW | UNCOMPROMISING.There are homes that follow trends, and then there are structures that define eras. Rising from the rugged, 1.28-acre limestone shoreline of Lake Huron, 794 Dorcas Bay is an architectural middle finger to the "standard" cottage. This is an intentional, 6,000+ square foot sensory experience forged in structural steel, copper, and glass. It is a modern fortress designed for the visionary who demands absolute silence and architectural dominance.THE EXTERIOR: AGGRESSIVE PERMANENCE. Clad in weathering Corten Steel, the façade is a living shield. It is designed to patina over centuries, deepening from a raw orange to a rich, earthy oxide-protecting itself against the relentless Lake Huron gales while dissolving into the ancient landscape. Crowned with a copper roof and accented with brass detailing, this structure wasn't just built; it was engineered to outlast generations. This is low-maintenance luxury at its most brutal and beautiful.Behind the commanding curved-glass wall lies a staggering 6,000+ square feet of raw, framed-in potential. The heavy lifting-structural steel, ICF foundation, and the high-performance exterior shell-is complete. The interior is currently a high-ceilinged sanctuary of silence, waiting for a soul to define it. Will it be a Scandinavian minimalist retreat? A high-tech industrial command center? Or a world-class luxury rental powerhouse? With 5+1 bedrooms and 5 bathrooms already framed, AND mostly drywalled, the trajectory toward a legacy estate is clear.THE OPPORTUNITY: VISION OVER CONVENTION. Located minutes from the pristine waters and Village of Tobermory, this property offers a rare "Value-Add" at the highest level of the market. A significant price improvement makes this the ultimate entry point for a buyer with the foresight to finish the masterpiece.Stop looking for a home. Start building a legacy. 794 Dorcas Bay is rare, raw, and ready for its command (id:22681)

6 Bedroom 5 Bathroom 5,000 - 100,000 ft2

RE/MAX Four Seasons Realty Limited

For sale Open House
$339,000
12 VELMA STREET, Strathroy-Caradoc, Ontario

12 Velma Street

Strathroy-Caradoc, Ontario

Welcome to the Adult Community of Twin Elm Estates in Strathroy, Ontario. This one-of-a-kind home is situated on a large lot backing onto country property, within walking distance of local shopping and restaurants and only 20 minutes from London. The community also features an active clubhouse offering a variety of activities. Key features of the home include:- Breezeway/sunroom entry- Large windows and laminate flooring in main living areas- Separate main-floor laundry room- Rear den opening to a covered backyard deck- Metal roof- Updated mechanicals and appliances: Furnace (10 years old), A/C (2024), Washer (2025), and Dryer (2026) Financial Information for New Owners:- Land Lease: $800/month (Please contact me regarding the possibility of assuming the current lease at a lower rate). - Taxes: $103.73/month. (id:22681)

3 Bedroom 1 Bathroom 1,100 - 1,500 ft2

Royal LePage Heartland Realty

For sale Open House
$1,325,000
180 RUSSELL STREET E, Blue Mountains, Ontario

180 Russell Street E

Blue Mountains, Ontario

Welcome to 180 Russell, an exceptional brick residence that blends privacy, elegance, and outstanding outdoor living. Set on a rolling, professionally landscaped lot, the property is framed by stone walkways, soldier stone detailing along the driveway, and a stamped concrete entry, creating striking curb appeal from the moment you arrive. Designed for year-round enjoyment, the backyard is a true retreat, featuring a tranquil waterfall, outdoor fireplace, expansive deck, covered patios, and a walk-out lower level-perfect for effortless entertaining and relaxed outdoor living. Inside, the main level offers a bright, open-concept layout where the kitchen, dining, and living areas flow seamlessly together. Large sliding doors extend the living space to a generous deck overlooking the private, serene yard. The primary suite is a private haven with his-and-hers closets and a spa-inspired ensuite with heated floors. A flexible office or den, a full bathroom, convenient laundry, and direct garage access complete the main floor. The fully finished lower level is ideal for hosting and extended family, featuring a spacious family room with gas fireplace, three additional bedrooms, a full bath, and a two-piece bath. Radiant in-floor heating ensures year-round comfort, while the thoughtfully designed second kitchen-equipped with a cooktop, sink, dishwasher, bar fridge, and beverage fridge-enhances both indoor and outdoor entertaining. With its own walk-outs, bedrooms, bathrooms, and kitchen, this level also offers excellent potential for a private in-law suite.Additional highlights include a covered front porch, a two-car garage with inside entry, beautifully curated landscaping, and a Wi-Fi-enabled smart irrigation system for easy lawn and garden maintenance. With its exceptional outdoor spaces, generous interior layout, and peaceful setting, 180 Russell delivers the perfect balance of comfort, functionality, and refined living. (id:22681)

5 Bedroom 4 Bathroom 1,500 - 2,000 ft2

Royal LePage Signature Realty

For sale Open House
$274,900
21 VELMA STREET, Strathroy-Caradoc, Ontario

21 Velma Street

Strathroy-Caradoc, Ontario

Wish you were here! Twin Elm Estates is a premiere Adult Lifestyle Community located in Strathroy - minutes to shopping, restaurants, hospital and golf! This home sits on a beautiful large lot featuring a blue spruce in the front yard. Covered large porch on the front of the home allows for lots of outdoor relaxation. Porch opens to 4 season sunroom. Spacious newer kitchen with ample cupboard space and separate dinette area. Large Living Room offers a cozy gas fireplace. Separate den or office. 2 bedrooms with closets. Newer 3-piece bathroom with a walk-in shower. 2-piece bathroom. Interlocking large brick driveway. Fees for New Owners are - Taxes -$100.50/month, Land Lease - Approximately $691/ month and can be assumed. (id:22681)

2 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Royal LePage Heartland Realty

For sale Open House
$399,900
38 BOND STREET, Strathroy-Caradoc, Ontario

38 Bond Street

Strathroy-Caradoc, Ontario

Welcome to Twin Elm Estates in the beautiful town of Strathroy. You are 20 minutes down the road from London in a town that offers all major conveniences - shopping, hospital, golf courses. When you live in Twin Elm you are walking distance to shopping. Twin Elm is a premiere Parkbridge Adult Lifestyle Community offering a very active Clubhouse for a variety of activities to suit everyone's tastes. This home reaches out to you as you enter the Community. Beautiful navy siding with white accents. Great lot - home offers clear view to the front and treed backyard. Front porch for that morning coffee and backyard patio with gazebo to just sit back and relax. Open concept interior with large windows. Kitchen features island and opens to separate dining area. Updates to the home include new vinyl siding, all new light fixtures throughout, all new flooring in main living areas, new laundry counter, washer and upper cabinets in laundry room, newer microrange (slim line), newer cabinets and high toilets in bathroom. Garage features added storage racks. This home shows like a model home and feels comfortable and cozy as you walk through. Land Lease is assumable at $714.78/month for 2026. Taxes at $201.60/month. (id:22681)

2 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Royal LePage Heartland Realty

For sale Open House
$474,900
229 MOUNTAIN AVENUE, Tay, Ontario

229 Mountain Avenue

Tay, Ontario

Welcome to the perfect home to start your next chapter. This move-in ready 3-bedroom, 2-bathroom home offers peace of mind with a new roof and furnace (2024), a walk-out basement with potential for an in-law suite, and a beautiful 74 x 160 ft lot backing directly onto the scenic Tay Trail. Whether you're looking for space to grow, room for extended family, or simply a home that blends comfort with nature, this property delivers.With over 900 square feet of living spaca, the cozy shiplap feature wall with electric fireplace creates a warm focal point in the living room, perfect for relaxing evenings at home. The kitchen is both functional and inviting, offering plenty of counter space, ample cabinetry, and a large window overlooking the private backyard, making it easy to keep an eye on kids, pets, or simply enjoy the view.Three spacious main-floor bedrooms provide flexibility for a home office, or welcoming guest space. Downstairs, the walk-out basement with bright windows offers excellent potential for additional living space, storage, or future development-including the option for an in-law suite.Outside, the large backyard backs directly onto the beautiful Tay Trail, offering access to walking, cycling, and nature right from your own property.Located on a quiet, family-friendly street, this home is just 5 minutes to Highway 400, 20 minutes to Midland, and 45 minutes to Barrie, making it an ideal option for commuters who still want the tranquility of small-town living. Don't miss this opportunity live the good life (id:22681)

3 Bedroom 2 Bathroom 700 - 1,100 ft2

Keller Williams Experience Realty

For sale
$399,777
819 BIRCHWOOD DRIVE, Midland, Ontario

819 Birchwood Drive

Midland, Ontario

Welcome to 819 Birchwood St, located on a quiet street just minutes from all amenities, trails, and the beautiful shores of Georgian Bay. This property presents a great opportunity for investors or handymen looking to add value. The main floor offers a kitchen, living area, two bedrooms, a 4-piece bathroom, and a 3-piece ensuite, along with hardwood flooring and the convenience of main floor laundry. The lower level features a spacious recreational room ideal for entertaining, along with two additional bedrooms, office space and a 3-piece bathroom, providing plenty of potential for extended living space. Additional highlights include a durable metal roof, gas heat and workshop/garage area. Property is being sold "as is." Great potential. What are you waiting for? (id:22681)

4 Bedroom 3 Bathroom 1,100 - 1,500 ft2

RE/MAX Georgian Bay Realty Ltd

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.