GREY & BRUCE COUNTIES
Find & Sell
Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
197559 Grey Road 7
Meaford (Municipality), Ontario
Discover an exceptional investment opportunity just outside of Meaford with this expansive 175-acre farm. Boasting unparalleled views of Georgian Bay, this prime real estate offers a wealth of potential. Spanning approximately 175 acres of highly coveted land, this property presents an ideal canvas for agricultural development or residential expansion. With approx. 85 acres of cleared land the property has an additional 75 acres of reforested and bush land providing a natural buffer, ensuring privacy and enhancing the overall allure of the site. Equipped with essential infrastructure, including a substantial fabric top 60’x208’ storage/barn/driveshed with 100amp service, this property also has a charming 5-bedroom, 1.5-bathroom brick century farmhouse offering a unique opportunity for restoration or repurposing. Featuring stunning stained glass windows and intricate millwork, this historic home has character and charm. (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
Plan 124 Alma Street
Chatsworth (Twp), Ontario
Situated in a desirable location in the town of Walters Falls, this spacious building lot offers the perfect opportunity to create your dream home. This 0.6-acre lot has a gradual slope which allows for a walk-out basement and provides ample space for a variety of home designs and outdoor amenities. The property backs onto the Walters Falls Inn where you can admire the sound and tranquility from the waterfall. It ensures both convenience and accessibility with its central location to several different towns, this lot promises a lifestyle of comfort and convenience. Don't miss this rare opportunity to build the home you've always wanted in a location that offers both tranquility and accessibility. Municipal water is available for connection at the road, seller offering the option to build to suit. (id:22681)
Century 21 In-Studio Realty Inc.
355 Princess Street Unit# 1
Shallow Lake, Ontario
Welcome to this charming one bedroom main floor condo nestled in the heart of the village of Shallow Lake. Boasting an open concept design, this well finished interior invites you into a spacious living area seamlessly flowing into a modern kitchen. The cozy bedroom provides a peaceful retreat while the well appointed bathroom offers both comfort and convenience with a tub/shower combo. Outside, enjoy the convenience of main floor access with entry directly from the parking area and easy access to the vibrant community of Shallow Lake with a coffee shop, take out food at Heat N' Eat and a convenience store/post office. The community centre is within walking distance and offers a large outdoor play centre and ball diamond. Experience the epitome of comfort and convenience that condo living has to offer. (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
Pt Lt 12 Concession 12 Sydenham
Meaford (Municipality), Ontario
Beautiful 21.8 acre hardwood bush lot located just five minutes from Owen Sound. This is the opportunity to build your dream home in your own forest while staying close to all the amenities you'd ever need. The property has not been logged in over 25 years; there is approximately $10,000 of ash available to log. Numerous trails throughout for enjoying the scenery. Whether you desire to make your own maple syrup in your backyard, or just want to sit and enjoy the wildlife while you walk under the towering trees, this property offers so many opportunities to pursue your dreams. Located minutes walking from the CP rail trail and the Bruce trail, the outdoor activities are as endless as you can imagine. (id:22681)
Exp Realty
900 Parkplace Street
Huron-Kinloss, Ontario
Incredible custom built all brick two storey home located in the highly coveted Heritage Heights sub division overlooking the breath taking views of Lake Huron sitting on over a half acre! This incredible home offers over 3600 square feet of comfortable living space with hardwood and ceramic throughout the main level, solid cherry cabinets with a mocha finish, hardrock countertops, wall oven with ceramic cooktop, main floor laundry, large 2nd floor master bedroom with walkout deck and that incomparable lake view (with access steps away) and gas fireplaces on all three levels, 4 piece ensuite with marble and glass shower and heated floors. The upper level provides three further large bedrooms with a 3 piece bath. The lower level boasts a beautiful solid wood bar, rec room and another full bath with walk out access to the garage from the utility room. The exterior provides a complete 1400 sq ft. wrap around composite covered deck with access from laundry, living and dining rooms to enjoy your coffee for the morning sunrises and wine for the evening sunsets. The manicured landscaping comes complete with an in ground sprinkler system. Call your REALTOR® to schedule your personal viewing today! (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
457898 Grey Road 11
Meaford, Ontario
Escape to your ideal COUNTRY LIVING property, where quiet and tranquility meet convenience in this wonderful 4-bedroom, 2-bathroom, 4-level back split home. Set on a one-acre plot enveloped by lush cedar trees, this charming home offers the perfect balance of rural seclusion and proximity to amenities, just a short 10 minute drive to the core of Owen Sound. The heart of the home is in the recently updated (2019) kitchen with new laminated flooring, cabinets and appliances. In the colder months, gather around the fireplace to enjoy cozy evenings or take pleasure in the insulated 3 season sunroom. Pet owners will appreciate the private pet door to an insulated pet shelter and spacious fenced in pen, ensuring that furry friends can relish the outdoors in safety and comfort. Hosting gatherings all year around has never been easier with an insulated and ventilated BBQ hut. With careful consideration for the future, various updates have been executed, including a new furnace in 2019, new electric panels in 2020, and a new roof in 2021. A new submersible pump was also installed in the drilled well in 2022. Gardeners rejoice as newly planted fruit trees and bushes offer the potential for fresh, home grown, apples, plums, cherries, raspberries, and blueberries. A massive 1,400 sq ft insulated garage allows plenty of space to store an RV, boat, cars and still have plenty of space for a workshop. Not to mention a 640 sq ft, 2-bedroom, 1-bathroom (and kitchen) garden suite for extra living space. Whether you seek a peaceful sanctuary or a space to grow, this country property is ready for you! (id:22681)
Century 21 In-Studio Realty Inc.
Lot 12 Duke Street
Paisley, Ontario
Live out your dream of building a home in the vibrant community of Paisley! This lot, in the process of being severed, measures 89.40 ft. frontage and 295 ft. in depth. Services at the road with the Buyer being responsible for all associated costs. Natural gas is now available in Paisley. Archaeological assessment has been completed. The property would possibly work for a walk out basement style home. Lots of depth to build a shop. Enjoy the beauty of the Teeswater and Saugeen Rivers, beautiful walking trails and the fabulous downtown core in the village of Paisley. Public school is close by. Short drive to Bruce Power and the shores of Lake Huron. Start planning for the future! (id:22681)
Wilfred Mcintee & Co Ltd Brokerage (Walkerton)
108 Beech Street
South Bruce Peninsula, Ontario
Located directly on the Bruce Trail (and a 1 min walk to the Beach), 108 Beech St. is a beautiful and unique property nestled on just under 1.5 acres in the tranquil setting of Hope Bay. This charming 2 1/2 story Victorian house was originally finished in 1929, and is highlighted with original flooring, an impressive foyer/staircase, and custom trim work throughout. In addition, there is a fully equipped in-law suite on the third level. Situated adjacent to the house is an oversized, heated workshop/garage with an attached double-car carport. A major attribute of this property are the 6 cottages (4 of which are winterized) which are set up with two bedrooms, a 3-piece bathroom, kitchenette, eating space, deck, and private firepit area. The rental income here is bountiful. All-in-all, the entire property has been meticulously taken care of both inside and out, and pride of home ownership is clearly evident. This property can serve simply as a wonderful family cottage compound, ready to generate meaningful memories for years to come. Another option is to follow the existing B&B and Cottage business model, and unlock a significant revenue stream. Feel confident that the many rooms in the house, together with the 6 mini-cottages, can deliver a proven investment opportunity. Hope Bay offers an exceptional cottage-life retreat experience. Surrounded by the breath-taking Niagara Escarpment, enjoy stunning cliff views and hiking routes. There are many nearby attractions such as the popular Bruce Trail, the Hope Bay Nature Reserve, and the scenic Greig’s Caves. A one-minute walk from the property leads to a quaint public sand beach- enjoy fun in the sun all day long. The South Bruce region also offers many other activities such as mountain biking, cross-country skiing, snowmobiling, fishing and hunting. The famous destination of Lion’s Head is just 15 minutes north of Hope Bay, and the bustling town of Tobermory is within a short drive as well. (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
245 George Crescent
Belle River, Ontario
Welcome to your move-in ready family home in the serene town of Belle River, Ontario! This spacious 5-bedroom, 2-bathroom home offers plenty of room for your family to thrive. Step inside to find a cozy living room, perfect for gathering with loved ones, and a modern kitchen ready for culinary adventures. Outside, a large pool beckons for summer fun and relaxation. Belle River, with its picturesque charm and tight-knit community, provides the perfect backdrop for creating lasting memories. Take leisurely strolls along the waterfront, or explore the nearby parks. Back at home, the fully finished basement provides additional living space, complete with its own bathroom, ideal for accommodating guests or creating a home office. Plus, the attached 2-car garage offers convenience and storage space for your vehicles and belongings. Experience the best of small-town living with easy access to amenities and major thoroughfares. Whether you're seeking tranquility or adventure, Belle River offers the perfect blend of both. Don't miss out on the opportunity to make this house your forever home. Schedule a viewing today and start living the Belle River lifestyle! (id:22681)
Royal LePage Rcr Realty Brokerage (Mf)
384 Rosner Drive
Port Elgin, Ontario
This freehold townhome is ready for immediate occupancy. There are 3 bedrooms + den, and 2.5 baths in 1661sqft above grade with a 1017sqft unfinished basement that could be finished for an additional $30,000 including HST. Features include hardwood and ceramic throughout the main floor, Quartz counter tops in the kitchen, covered deck off the great room 10 x 16, sodded yard, concrete drive and more. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. Prices are subject to change without notice. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
605 Frank Street
Wiarton, Ontario
Welcome to the Georgian-view Home Brimming with character, this inviting 3-bedroom, 2-bathroom property offers a stunning view of Georgian Bay. Enjoy the water view over a morning coffee from the enclosed porch filled with natural light. Inside you’ll find an open-concept main floor living space, leading into the kitchen and dining area. Combining rustic and modern charm, the kitchen has an exposed beam over the centrepiece main island. The laundry is conveniently located on the main floor along with a 3-piece bathroom. Upstairs, you’ll find the bedrooms and second bathroom, a perfect space for the whole family or to host guests. From the family room, doors open to the back patio where you can entertain or relax overlooking the spacious and well-maintained backyard. A double detached garage with a loft above provides ample storage space, and the new natural gas furnace and on demand hot water heater installed in 2023 ensures year-round comfort. Within walking distance, you'll find Wiarton's abundant amenities, from grocery stores, parks, restaurants, shopping, and banks, as well as a fishing dock, beach and local pool. Whether you’re looking to relax after retiring or find a place for the whole family, this water view Home offers the perfect blend of modern living while enjoying the beautiful natural surroundings. This property has also been a successful Air bnb. (id:22681)
Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)
103 Fedy Drive
Sauble Beach North, Ontario
Live the Beach lifestyle! Check out this beautiful four season home in Sauble Beach. With features like amazing landscaping, in-ground pool, hot tub, multiple decks and patio, 2 car attached garage and paved driveway, this is a must see. The community boasts all the amenities you need with a grocery store, medical clinic, pharmacy, restaurants and the added bonus of living near one of the top freshwater beaches in Canada, this is a lifestyle not just a home. Call your REALTOR® today to book your private showing! (id:22681)
Sutton-Sound Realty Inc. Brokerage (Wiarton)
288 Cape Chin South Road
Northern Bruce Peninsula, Ontario
County lovers dream! Almost 25 Acres of land, this property features a 24 x 36 steel shop with poured concrete floors, a 3 bedroom 2 bathroom slab on grade bungalow completed in 2019 with attached 1.5 car garage. This economical bungalow has poured concrete walls, steel roof and in floor heat throughout. Open concept living, dining and kitchen with lots of windows for natural light. Large Primary bedroom has a large walk through closet and an amazing ensuite with double sinks, soaker tub and stand alone shower. Main bathroom and 2 additional bedrooms complete the homes floor plan. Trails, wildlife, mixed bush and beautiful nature await your arrival. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Os)
390 Ridge Street
Port Elgin, Ontario
This stunning 1627 sqft, 3 + 2 bedroom bungalow on the West side of Ridge Street in Port Elgin is ready for immediate occupancy. You can hear the waves from your backyard. This plan features an open concept great room, dining area and kitchen with hardwood floors, gas fireplace and walkout to a covered deck. Standard features in this home include, Quartz counter tops in the kitchen, hardwood staircase to the basement, tiled shower in the ensuite, cabinets in the laundry room, hardwood and ceramic throughout and 9ft ceilings on the main floor, concrete drive, completely sodded yard and 2 gas fireplaces. The basement is finished; adding a family room, 2 more bedrooms, and a full bath with plenty of room left over for storage. HST is included in asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. Prices are subject to change without notice. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
359 Ridge Street
Port Elgin, Ontario
This 1476 sqft all brick 2 + 2 bedroom, 3 bath home is just finished at 359 Ridge Street in Port Elgin. Functional plan with main floor laundry, walkout from the kitchen to a covered deck measuring 12 x 16. Standard features include Quartz kitchen counters, 9ft ceilings and hardwood and ceramic throughout the main floor, ensuite bath with tiled shower, gas fireplace in the great room, finished basement. HST is included in the list price provide the Buyer qualifies for the rebate and assigns it to the Builder on closing. Prices are subject to change without notice. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
486 13th St A W
Owen Sound, Ontario
2 bedroom 1 bathroom home in a family neighborhood in Owen Sound, is a door opening opportunity. This home features a great layout, with spacious rooms. Being an attractive option for those looking to establish roots, or break into the real estate market. With a little TLC, this property has the potential to become a comfortable and personalized space for its new owners, offering both practicality and affordability in a desirable area. This property is clean and move in ready! (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)
822 Gould St
Wiarton, Ontario
Charming 4-bedroom, 2.5-bathroom bungalow with an attached 2-car garage. Tucked away in a quiet neighbourhood in Wiarton, Ontario, this impeccably maintained residence offers generous living spaces ideal for family life. Enter into the large living room featuring a cozy natural gas fireplace. The kitchen boasts abundant storage, including a sizable pantry. Step outside onto the composite deck, complete with a retractable awning, offering a serene view of the meticulously landscaped gardens. With 4 bedrooms, one could serve as a home office, and a primary bedroom featuring a 4-piece ensuite, large closets at the end of the hall provide tons of storage space, comfort and functionality are paramount. Descend to the lower level family room with a gas fireplace beautiful field stone surround, built-in cabinets, a workshop, 2 pc bath and additional den and bonus rooms. This level also hosts laundry facilities and a rec-room. With a separate basement entrance, the potential for a home business is at your fingertips. Call your REALTOR® today for a private viewing! (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
1019 Bruce Road 9
South Bruce Peninsula, Ontario
137 acres with shop, home and income potential on a paved road just north of Wiarton. Predominantly maple bush was formerly an organic maple syrup operation with 5500 taps. Insulated shop 37’x52’ with own septic and hydro service, built in 2017 was used as sugar shack with 3 roll-up doors, septic and woodstove, as well as 2 small outbuildings. The 1600 square foot 1 ½ storey chalet style home with timber accents and cathedral ceilings was built in 2006. Main floor bedroom and second bedroom/loft. Numerous recent upgrades including drilled well (2022), roof & siding (2020), heat pumps a/c (2023), kitchen appliances (2023). Lots of great storage space. Drilled well to west of parking area, septic south of house. Generator included. Bell internet available (owner uses Starlink). Shop septic south side. Seller willing to finance for qualified buyer at 4% for 2 years. Low taxes through Forest Management Program. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
Lt 31 Pl 508 Miramichi Bay Road
Saugeen Shores, Ontario
Large 75 feet x 200 feet lot on Miriamichi Bay Road. There are only a few lots left on this road. Saugeen Shores is a fantastic location, 35 minutes to Owen Sound, 40 minutes to Wiarton, and an hour and a half from Tobermory, and of course only 30 minutes to Bruce Power. (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
371 St Albert Street
Kincardine, Ontario
Excellent Kincardine building lot now has severance approval. Located close to the beach access, Boardwalk, Arts Centre, Dog Park, Downtown, Library, Marina, Place of Worship, Playground Nearby, School Bus Route, Schools and hiking trails. LOCATION,LOCATION,LOCATION. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
743 Spry Road
Northern Bruce Peninsula, Ontario
Close to good public access to Lake Huron, this 100 feet wide by 300 feet deep BUILDING lot - located on a year round municipal road. The building lot is already cleared, with a driveway installed and with a septic system on the property. Property makes a great spot for a four season cottage or a year round country home. Well treed and private setting. Taxes: $338.75. Roll Number 410962000116100. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
50 Eagle Court Unit# 9
Saugeen Shores, Ontario
LIMITED TIME ONLY: FREE upgrade package or FREE appliance package, your choice when you purchase a NEW condo at Westlinks. Phase 3 Condominium Townhouses In The Westlinks Development. This unit is already registered and will be ready for occupancy spring 2024. The Dawn Coe model offers a main floor with kitchen/dining, living room, 2 bedrooms, ensuite bathroom, 4 piece guest bathroom, laundry & large foyer. Features a gas fireplace and privacy fence. Full unfinished basement with washroom rough in. If selection haven't been selected, you can personalize your condo with the broad selection of interior finishing choices. Ask about the basement finishing package & additional upgrade selections. Located on the edge of Port Elgin close to amenities. Westlinks is a front porch community suitable for all ages. There is a 12 hole links style golf course, tennis/pickleball court, workout/fitness room all with membership privileges. Sports membership fee is included in condo fee. Serviced by condo road, natural gas, municipal water and sewer. The photos and 3D Tour are of a Phase 1 finished Dawn Coe model. Measurements from the builder's floor plans. Property taxes and property assessment to be determined. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
78 Eagle Court Unit# 16
Saugeen Shores, Ontario
LIMITED TIME ONLY: FREE upgrade package or FREE appliance package, your choice when you purchase a NEW condo at Westlinks. Welcome to the Westlinks Development-Phase 3 Condominium Townhouses. Block E Unit #16 (see site plan). This unit is already registered and will be ready for occupancy summer 2024. The BROOKE model is a bright interior unit with a 1.5 garage. It offers a spacious plan with open concept kitchen, dining area, living room, plus 2 bedrooms, an ensuite bathroom, 4 piece guest bathroom, laundry & large foyer. Features a natural gas fireplace in the living room and privacy fence. There is a full unfinished basement with bathroom rough in. Personalize your condo with the broad selections of interior finishing samples. Ask about the basement finishing package & other additional upgrade selections. Located on the edge of Port Elgin close to all amenities, Westlinks is a front porch community suitable for all ages. There is a 12 hole links style golf course, tennis/pickleball court, workout/fitness room all with membership privileges, and included in the condo fees. Serviced by a private condo road, natural gas, municipal water and sewer. The photos and 3D Tour are not of this property but of another finished BROOKE model, which will give you a sense of the floor plan and available finishes. Don't miss your chance to secure one of these condos at the Westlinks development. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
Pt Lt 4 Concession 6
Chatsworth, Ontario
Beautiful lot in the heart of Massie! Just up the hill from the Bighead River you'll find this picturesque lot awaiting your dream home. With a view of the Mill Pond, this rectangular lot is nearly an acre with mature trees and plenty of green space. Off a quiet, maintained road and bordered by low impact farmland. Massie is a hidden gem! A vibrant community with an active music scene and events, historic buildings, quiet serenity and beautiful countryside views everywhere you look! This desirable lot is conveniently located only 20 mins from Owen Sound and Markdale, and only 45 mins from Collingwood and Blue Mountains. (id:22681)
Exp Realty
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
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