(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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LOADING

For sale
$199,999
150 LINDSAY ROAD 40, northern bruce peninsula, Ontario

150 Lindsay Road 40

Northern Bruce Peninsula, Ontario

A nature lovers, hikers and birders paradise, this beautiful 3.16 acre property in the sought-after Dyers Bay community is the perfect place to build your dream home or year-round cottage. This property is one of a kind in Ontario: professionally verified to be extremely low EMF; without ground current, radiation from wireless sources or magnetic fields this lot is as pristine and as healthy as it gets. This lot is permit ready to build with drilled well, hydro and a driveway. Both the front and back of lot are dry and flat, perfect for building. Backing onto municipal land and showcasing seemingly endless majestic views at the back of the lot, this private lot features a variety of mature trees including cedar, pine, poplar, birch and apple. This property directly fronts onto the Bruce trail, from where you can explore endless kilometers of conservation lands, provincial parks and Niagara Escarpment Biosphere protected lands with abundant wildlife and rare bird species. This lot is just a 3 minute drive or 10 minute bike ride to the swimming and boating access of Dyers Bay or Gillies lake. Approximately a 30 minute drive to Lions Head or Tobermory where a wealth of amenities are available. (id:22681)

Keller Williams Realty Centres

For sale
$269,900
PT RDAL BTN LT 15 & LT 16 GREY ROAD 1, georgian bluffs, Ontario

Pt Rdal Btn Lt 15 & Lt 16 Grey Road 1

Georgian Bluffs, Ontario

Beautiful mixed bush, building lot, close to Colpoy's bay, on just over 4 acres, situated along side the Wiarton Bluffs Golf Club, Building envelope identified and approval from NEC to build already acquired. Prior To Conditions for build extended till September 2025 by the NEC. Come, fall in love, and build your dream home today! (id:22681)

Royal LePage Rcr Realty Brokerage (Os)

For sale
$95,897
478016 HIGHWAY 6 & 10, meaford, Ontario

478016 Highway 6 & 10

Meaford, Ontario

NEC residential lot—all development plans to be approved by NEC ; lot 75 foot frontage and two hundred feet in depth has corner survey stakes. Front NW stake just at edge of driveway. Close to city on the east side of Highway 6&10 just north of StoneTree Golf and Fitness Club. Great location and easy access. It is a fairly level lot with 10X16 shed with metal roof. A previous owner many many years ago started to construct a house and then stopped -- no value in any remnants. In NEC--- so building plans need NEC approval (sometimes it could take six months for approval). Although there is mixed commercial in the area---those were grandfathered in years ago---so this lot is residential. There are other homes in the area and next door to a farm. Location is in the former township of Sydenham and now part of the municipality of Meaford. Water pipes from Owen Sound full capacity and no additions till water line upgraded. Suggest cistern and drinking water reservoir. Approval needed for recreational trailer. Asking price below this owners purchase price. Forms available to submit plans to NEC. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$449,500
PT LT 27 LAKE HURON Shore, northern bruce peninsula, Ontario

Pt Lt 27 Lake Huron Shore

Northern Bruce Peninsula, Ontario

WATERFRONT, 20 ACRES with approximately 330 Feet of waterfront on Lake Huron. Crystal clear water and rocky shoreline with gradual depth into water. Property is accessible via water access only. Invest in your future on the Bruce Peninsula. If you are interested in owning a piece of the Bruce, call today! (id:22681)

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$425,000
PTL 17 CON 12 SOUTHGATE ROAD 13, dundalk, Ontario

Ptl 17 Con 12 Southgate Road 13

Dundalk, Ontario

You’ve been looking for it and here it is, an opportunity to own a 10.38-acre lot with mixed bush, meadows with walking trails throughout and seasonal creek with low land across the back. Set on a country road, it provides a peaceful backdrop for your future home. With hydro at the roadside and a driveway already in place, all that's missing is your vision and personal touch. Conveniently located approximately 25 mins to both Shelburne and Mount Forest this property offers the prefect blend of rural living and accessibility to local towns. It is important for the buyer to thoroughly research the property's zoning and conservation regulations to ensure that their planned use complies. The shed /dog house and fenced run are excluded from the listing and will be removed prior to closing. (id:22681)

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$439,900
PT LT 21 SIDEROAD 40, west grey, Ontario

Pt Lt 21 Sideroad 40

West Grey, Ontario

10 acres of rolling maple forest on a quiet paved country road. This scenic property is a great option for your estate home plans. Lot dimensions (328 ft x 1350 ft) approx. Building envelope in place offering privacy and seclusion for up to a 3,000 sq. ft. home plus detached garage/shop. Forest last logged in the 90's with plenty of beautiful trails to enjoy scenic landscapes and access to a large pond at the back. Enjoy peaceful and natural surroundings with plenty of wildlife. Located only 5 minutes from the village of Markdale and 40 minutes to Blue Mountain. HST in addition to Sales Price. Please call your REALTOR to view this property. (id:22681)

Royal LePage Rcr Realty Brokerage (Os)

For sale
$229,000
131 BIG TUB Road, tobermory, Ontario

131 Big Tub Road

Tobermory, Ontario

Build your dream home in the heart of Tobermory! This 76' x 165' cleared lot is in a perfect location: on a paved municipal dead end road, yet such a short drive or walk to the amenities Tobermory has to offer. Only a few minutes to water access down the road, the Chi-Cheemaun dock, shopping, restaurants and marina. This could be an amazing investment opportunity to build in an ever growing tourism town. New drilled well in 2022. Start building your dream today and enjoy summer of 2024 on the beautiful Bruce Peninsula! (id:22681)

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$99,000
3172 BRUCE ROAD 9 E, northern bruce peninsula, Ontario

3172 Bruce Road 9 E

Northern Bruce Peninsula, Ontario

2+ ACRE lot located between Lions Head and Ferndale. Super close to the Marina, swimming and shopping! Make you dream of living on the Bruce or vacationing on the Bruce REAL by starting with this awesome location only 35 minutes from Tobermory. Call a Broker today! PROPERTY AUCTION; April 3rd 2024 CLOSE DATE; Reserve bid, soft close auction. Property is being sold AS IS WHERE IS. This is an auction held by Embleton Auctions posted on MLS® as a mere posting. All Agreements of Purchase and Sale are to be submitted as CASH on closing; no conditional offers will be entertained. Irrevocable should be 1 day after the auction close. 15% DEPOSIT, including a 10% + HST BUYERS PREMIUM is to be added to any cash bid; acknowledged in the Schedule A of the APS. You may bid by contacting your Real Estate Broker who will be paid commission on completion by the Auctioneer. If you do not have a Broker, Doug Embleton Auctions can provide a licensed Broker to provide you with Customer Service; Doug Embleton Auctions will compensate your Broker on your behalf. (id:22681)

Atlas World Real Estate Corporation Brokerage (Lions Head)

For sale
$449,000
1061 OLD SUNSET Drive, south bruce peninsula, Ontario

1061 Old Sunset Drive

South Bruce Peninsula, Ontario

Just under 50 ACRES. Water Access nearby, Fully Treed, Paved Year-round Road! Between Howdenvale And Pike Bay. Walk down the road to the Sandy Beach [Howdenvale] or drive down the road to launch your boat or jet ski just a few minutes away. All the area amenities are nearby for shopping, fuel, LCBO, restaurants etc. Area attractions like Tobermory, Singing Sands, The Grotto, Lions Head, Bruce Trail are all just a short drive away. (id:22681)

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$325,000
LT 35 HIGHLAND Drive, west grey, Ontario

Lt 35 Highland Drive

West Grey, Ontario

2.4 acre building lot situated in a well established subdivision just outside of Markdale. Mature trees and an open area give you lots of option and country living without feeling isolated. This corner lot has potential for 2 entrances. Public trails and recreational activities only minutes away. (id:22681)

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$479,000
38 MOORE Street, lion's head, Ontario

38 Moore Street

Lion's Head, Ontario

One of the few water view building lots available on Moore Street, this fully treed exceptional building lot, ideally located and is within walking distance to the hospital, clinic, beach, marina, shopping, restaurants, and all other amenities that the village has to offer! There is a driveway already installed, the Seller has drawings for septic approval. The municipal water line is at the roadside. The property has some beautiful rock formation and mature trees with views of the beach, harbour, marina and escarpment. Property measures 75feet wide by 262 feet deep and is irregular in size. There is a small shed on the property (AS IS). Bruce Trail nearby. Property is located on a year round NO EXIT paved municipal road. Excellent year round living in a small and quaint community where you could build your dream home and enjoy the fabulous views of the bay! Taxes: $819.57. Don't miss out on this one! (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$459,000
0 GROSVENOR Street S, southampton, Ontario

0 Grosvenor Street S

Southampton, Ontario

Introducing a rare opportunity in the heart of Southampton! This mature, treed building lot spans 50' by 103' offering the perfect canvas for your future home or cottage retreat. Imagine strolling just 5 minutes to catch a famous Southampton sunset on Lake Huron with the soft, white sand beneath your toes. Our sand dunes are next level! It truly is paradise walking along the boardwalk listening to the waves with views of our Chantry Island Lighthouse. This location is perfect for active, outdoor enthusiasts with the Southampton tennis club, local gyms and the Saugeen Rail Trail just steps away! Ride your bike, or walk your dog along the trail and enjoy the convenience of a 10 minute walk to the Main Street of Southampton. Here you can enjoy the restaurants, coffee shops, art galleries, schools, and everything Southampton has to offer! With very few lots left in this highly desirable location, now is the time to secure your spot! Don't miss out on this incredible opportunity to build your dream home in Southampton! (id:22681)

Royal LePage D C Johnston Realty Brokerage

For sale
$285,000
NORTH PT LT 21 GREY ROAD 30, grey highlands, Ontario

North Pt Lt 21 Grey Road 30

Grey Highlands, Ontario

Introducing this newly created lot at the top of the Beaver Valley in picturesque Grey County! Location Perfection: Just minutes from Markdale, enjoy easy access to shops, schools, libraries, parks, and the new Markdale hospital. Additionally, proximity to the Beaver Valley Ski Club and Beaver Valley Nordic Ski Club adds to the appeal. Ready for Your Dream Home: This charming, cleared lot is ready for your dream home construction. Whether it's a cozy getaway or a spacious family home, the possibilities are endless. Quaint Country Setting: Nestled in a charming country setting, this lot offers the perfect blend of rural tranquility and convenience, providing an ideal backdrop for your dream property. Community Charm: Embrace the friendly and welcoming atmosphere of Beaver Valley, with its small-town charm and character. Connect with neighbors and savor the laid-back pace of life. Nature's Playground: Enjoy the proximity to the Beaver River for excellent fishing and paddling experiences. Explore the nearby Kimberley Forest and a network of trails for outdoor enthusiasts. Why wait? Explore this beautiful building lot today and kickstart your journey to creating the home of your dreams! (id:22681)

Sea And Ski Realty Limited Brokerage (Kim)

For sale
$249,000
1 SILVER Street, mount forest, Ontario

1 Silver Street

Mount Forest, Ontario

Riverfront property with 2 separate lots selling together for a total of 4.25 acres. This is a unique recreational use property within the Town of Mount Forest. Zoning is all natural environment, which does not allow for building. (id:22681)

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$995,000
PT LT 14 CONCESSION 5, chatsworth, Ontario

Pt Lt 14 Concession 5

Chatsworth, Ontario

150 acre parcel with lots of potential. Build your home in the privacy of space you have with this parcel or make it your recreation go to place for hunting or for the tranquility that 150 acres provides. Lots of space for trails, snowshoeing etc. Property is mostly treed with bigger percentage hardwood bush and some coniferous trees. 20 minutes from Owen Sound. Seller would consider severance of 50 acres and 100 acres. (id:22681)

Homelife Bayside Realty Ltd Brokerage

For sale
$525,000
6 CONCESSION 6, chatsworth (twp), Ontario

6 Concession 6

Chatsworth (Twp), Ontario

50 acre parcel with lots of potential. Build your home on this private parcel or make it your recreation go to place for hunting, personal trails, snow shoeing or peaceful walks that the tranquility of 50 acres provides. Property is mostly treed with bigger percentage hardwood bush and some coniferous trees. 20 minutes from Owen Sound. Seller is preceding with severance of this 50 acres from the existing 150 acres. 100 acres is for sale also. All offers will need to be conditional upon severance. (id:22681)

Homelife Bayside Realty Ltd Brokerage

For sale
$158,700
43 UNNAMED, kincardine, Ontario

43 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$158,700
41 UNNAMED, kincardine, Ontario

41 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$158,700
40 UNNAMED, kincardine, Ontario

40 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$158,700
39 UNNAMED, kincardine, Ontario

39 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$158,700
42 UNNAMED, kincardine, Ontario

42 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$245,700
1 UNNAMED, kincardine, Ontario

1 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$234,700
3 UNNAMED, kincardine, Ontario

3 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$158,700
44 UNNAMED, kincardine, Ontario

44 Unnamed

Kincardine, Ontario

Welcome to Kincardine's newest upscale subdivision. It offers a variety of lots of different sizes and prices, from large ravine lots backing on to conservation area and walking trails, to more urban setting lots. This subdivision is conveniently located close to the beach, shopping, the soccer fields, walking trails and the dog park, which makes it a very desirable neighbourhood. Reserve your lot today and have your builder start designing your new home. Building permits available mid summer 2024.Use builder of your choice. (id:22681)

Royal LePage Exchange Realty Co. Brokerage (Kin)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

Explore Grey & Bruce Communities

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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