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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$975,000
139 IVY Drive, georgian bluffs, Ontario

139 Ivy Drive

Georgian Bluffs, Ontario

A PRIME GEORGIAN BAY area ... Ivy Drive is quaint WATERFRONT COMMUNITY just off Grey Rd 1 with little traffic - quiet, safe for kids play or walking the dog. This WATERFRONT area on Georgian Bay enjoys the PROTECTION & UNREAL VIEWS of the 3 LARGE ISLANDS of Colpoy's Bay - offers SAFE BOAT DOCKING option, CRYSTAL CLEAR WATER FOR SWIMMING and miles of stunning Georgian Bay SHORELINE TO EXPLORE by small or large craft! The solidly built 2,100 SQ FT VACATION HOME or PERMANENT WATERFRONT RESIDENCE offers 3 LEVELS OF LIVING SPACE, open-concept, vaulted ceiling great room & 2 full bathrooms, 4th bedroom option in lower walkout are just some of the features. The entire interior FRESHLY PAINTED. Lounge or dine on the walk-out ELEVATED DECK w/GLASS RAILINGS & STUNNING WATER-VIEWS, or enjoy the 400+SQ FT OF WATERS-EDGE DECKING. Excellent mechanicals, incl. HIGH EFFICIENCY FORCED AIR FURNACE, 200 amp electrical & UV water system. LOW MAINTENANCE, newer exterior - vinyl siding & windows, aluminum soffit/fascia & natural stone walkways = more time to enjoy the AMAZING WATERFRONT! Outbuildings; 12X8 storage shed & 10x10 TWO-LEVEL Bunkie! Use this 4-SEASON HOME as is, or update the main floor with a new modern kitchen & gas fireplace ... Add a master ensuite ... detached garage ... POSSIBILITIES ARE ENDLESS ... INVESTMENT in this HIGH-END AREA makes sense! Minutes to BIG BAY (Ice Cream!!) & boat launch. Bruce Trail access (SKINNERS BLUFF) & BRUCE CAVES, many area GOLF options, Sauble Beach, Wiarton & Owen Sound a short drive. 139 IVY DR ... A SOLID, WELL BUILT Georgian Bay WATERFRONT PROPERTY just 2.5 hours from Toronto & GTA. (id:22681)

3 Bedroom 2 Bathroom 2095

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$2,289,000
126 FOREST CREEK Trail, west grey, Ontario

126 Forest Creek Trail

West Grey, Ontario

Experience living a healthy stress-free lifestyle at Forest Creek Estates, where hiking trails, Kayaking, and the outdoors are surrounding you everywhere you look. This high-quality custom owner-built house was constructed in 2020 & features high quality construction & energy efficiency. With over 5,000 sqft of finished living area, including 3 bathrooms, 5 bedrooms, 2 kitchens and an extra-large garage creates welcoming space. From the heated driveway/sidewalk & floors to the spray foam and BIBs insulation you get a TRUE R24 energy rating. 9ft ceilings and large windows on both levels provide an exceptional open feel along with custom hard wood cabinetry & high-quality flooring throughout, make this modern design a delight to entertain or cozy up to stay in. Enjoy the huge covered rear patio/hot tub through the day and star gaze at night around the amazing stamped concrete outdoor campfire. Need a secondary suite, no problem, there is one in the basement perfect for aging parents or tenants with a separate entrance. Storage will never be an issue with a large shop located to the rear, having its own laneway, and yup, in floor heating makes it a comfortable hideaway. This large 1.03-acre corner lot is professionally landscaped, with irrigation & nestled amongst mature maple and pine trees creating your own private retreat. Worried about living in the country, don’t be, with one of the fastest fiber optic internet speeds, surface treated roads, and back up whole house generator, makes working from home with ease. Walk down to the lake and jump in your Kayak for some RNR and take in the beauty of the Escarpment Biosphere Conservancy. Nicely located 15 mins from 3 hospitals, and all your shopping/grocery requirements. School bus pick up at your laneway. Move in and connect yourself to this smart home and de-stress. (id:22681)

5 Bedroom 3 Bathroom 5116

Peak Edge Realty Ltd.

For sale
$560,000
1539 9TH Avenue E, owen sound, Ontario

1539 9th Avenue E

Owen Sound, Ontario

Discover the perfect home for families valuing education and comfort: This charming two-storey house with high ceilings offers a generous 2400 sq ft of living space. Featuring 4 bedrooms and 3 bathrooms, it's well-suited for growing families or those desiring extra space. The layout includes a cozy den on the main floor, perfect for family gatherings, and an open flow through the living room, dining area, and kitchen, accentuated by lofty ceilings for an added touch of elegance. The primary bedroom, with lovely ensuite, is massive and its vaulted ceiling makes it a stunning retreat. The attached garage provides convenient parking and additional storage, while the fenced yard offers a private outdoor haven for activities or relaxation. Located on Owen Sound's desirable east side, this home is close to top-rated schools, amenities, and shops. Seize the opportunity to make this inviting home yours. (id:22681)

4 Bedroom 3 Bathroom 2403

Exp Realty

For sale Open House
$499,900
847 PIKE BAY Road, northern bruce peninsula, Ontario

847 Pike Bay Road

Northern Bruce Peninsula, Ontario

TURN-KEY HOME OR COTTAGE! Over 75ft of deeded-waterfront just across the road with a boat launch, newly rebuilt dock, and your own private boat slip! A water lover's paradise perfect for those who enjoy boating, fishing, or simply being by the water. This lovely home or cottage has been thoughtfully updated offering the perfect blend of modern comforts and cozy charm. Step into the heart of this home and discover a custom built kitchen featuring solid wood cabinets and elegant quartz countertops. Convenient built-in features such as the oversized spice drawer and upper cabinet microwave. Open concept living is perfect for entertaining friends and family. You also have three great sized bedrooms, perfect for a small family or as a cottage! The bathroom has been updated too with hardwood floors, solid wood bathroom vanity and washer/dryer tucked away in the closet. Another convenient feature is central vacuum that runs throughout, including outdoor outlets for vacuuming your vehicles! Expansive deck spaces both front and back! The front deck invites you to soak up the sun and enjoy your water views. Additionally, the rear covered deck is the perfect spot for outdoor gatherings rain or shine with ample space for the patio set and BBQ. Also tucked-away on the side is a raised hot tub deck for hot tub enthusiasts! Ample grass space with firepit in the middle and raised garden beds along the back of the property line for your fresh veggies! Oversized detached garage 14.5ft by 24.5ft is insulated and has power! Built in workbench and ample storage space. Additionally there is a perfect size 9ft by 12ft shed also with power. There is so much this property offers! Schedule your in person private visit! Waterfront Travelled Road Between. (id:22681)

3 Bedroom 1 Bathroom 760

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$774,900
152 MCFARLIN Drive, west grey, Ontario

152 Mcfarlin Drive

West Grey, Ontario

Beautiful Country property located just 3 minutes north of Mount forest on popular McFarlin Drive. This 2+1 bedroom 2 bath brick home offers the capability for a basement in-law suite with an entrance from the garage. Patio doors to the private landscaped grounds with a 16 x 24 ft deck with a screened gazebo (2021) and a 16 x 22 ft. concrete patio (2022). There is 16 x 20 ft. work shop plus a storage shed, both with hydro. Concrete drive plus an extra concrete pad for your RV or motor home. Settle for life in the country but still be close to all amenities. (id:22681)

3 Bedroom 2 Bathroom 1830

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$1,050,000
258934 GORDON SUTHERLAND Parkway, georgian bluffs, Ontario

258934 Gordon Sutherland Parkway

Georgian Bluffs, Ontario

A fabulous farm property located in an idyllic local! This lovely 72 acre farm features 65 acres of cleared land with approx. 55 workable. Plenty of pasture area. 2 barns and a garage. Three wells on the property. Barn has its own well and 100 amp service. The charming 1.5 storey century farm house features a great room with field stone fireplace. This home is economically heated with two wood stoves and radiant baseboards throughout. A large eat in kitchen has a fabulous pantry attached. The main floor also features an additional front living room, den and 2pc bath. Upstairs are 4 nice sized bedrooms and large 4 pc bath. A lovely orchard awaits outside with 8 apple trees, 4 cherry, and 3 pear. Plenty of room for a vegetable garden. Located along the bruce trail - this would be a lovely spot for a farm stand. 2023 - new well pump and well casing at house well; 2020 - new boiler; 2013 - updated electrical; 2012 - barn well; 2012 - oil tank (id:22681)

4 Bedroom 2 Bathroom 2200

Royal LePage Rcr Realty Brokerage (Os)

For sale
$999,000
204 BRUCE RD 9, colpoy's bay, Ontario

204 Bruce Rd 9

Colpoy's Bay, Ontario

Nestled along the tranquil shores of Colpoys Bay, this stunning 4-bedroom, 2-bathroom home offers an idyllic blend of comfort and natural beauty. This turn-key investment can come furnished, so its move in ready! With a road between the property and waterfront, it provides easy access to a large section of waterfront, ideal for swimming, boating, and fishing. Wake up to breathtaking sunrises over the bay, setting the scene for a perfect day of relaxation or adventure. Conveniently located close to Wiarton, residents will enjoy easy access to all amenities including schools, banks, grocery stores, shops, and restaurants, ensuring a comfortable and convenient lifestyle. Don't miss out on this rare opportunity to own your own waterfront oasis in Colpoys Bay, where every day feels like a vacation. Schedule your viewing today and start living the waterfront lifestyle you've always dreamed of! (id:22681)

4 Bedroom 2 Bathroom 2094

Keller Williams Realty Centres

For sale
$345,000
325 OJIBWA Trail, point clark, Ontario

325 Ojibwa Trail

Point Clark, Ontario

Well located seasonal cottage looking for a new owner who is a skilled renovator! Plus's are the large partially fenced lot and the location ~ situated close to the beaches of Lake Huron. The neighbourhood is varied with new builds as the older cottages are enhanced or replaced. Lovely walking community with spectacular sunsets. This bungalow has a good floor-plan and a nice large 18' 11 by 19' 4 garage. What do you think? Renovate? or Rebuild? No matter which you chose, improving and living in this spot would make every day seem like a vacation. Seller is Offering a VTB Mortgage for $120,000 at 6% interest, one year term. (id:22681)

2 Bedroom 1 Bathroom 982

Coldwell Banker Peter Benninger Realty

For sale
$629,000
PT LT 6 9TH LINE, grey highlands, Ontario

Pt Lt 6 9th Line

Grey Highlands, Ontario

Nestled amidst the picturesque landscapes of the Beaver Valley and the growing Town of Markdale, this 23-acre parcel is a haven of beauty, with a hardwood bush adorned by towering maple trees creating an enchanting ambiance. Discover the potential for building your weekend retreat or forever home, with multiple building sites offering a unique perspective of the verdant landscape, ideal for those seeking peace, and/or adventure. The L-shaped layout includes numerous locations perfectly suited for a walkout basement, allowing for seamless integration with the surrounding nature. The views from these potential building sites are truly captivating, featuring gentle hills, scattered rocks adorned with moss, and the lush greenery of the forest. A 2-acre natural pond, filled with the lively sounds of frogs and an ideal habitat for ducks not only adds to the aesthetic and recreational value but also invites an array of wildlife. A wide trail meanders from the front to the back of the property, offering direct access to the pond through the forested area. While it may require some light clearing, this path provides an inviting route to explore the full extent of the land and its features. Close to BVSC (Beaver Valley Ski Club), this location is ideal for outdoor enthusiasts and nature lovers, offering easy access to a world of adventure and exploration. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale Open House
$850,000
433 8TH A Avenue E, owen sound, Ontario

433 8th A Avenue E

Owen Sound, Ontario

First time on the market. This beautiful home with 4 bedrooms all on the second floor featuring hardwood floors through out the main floor and the second floor. Upgraded ensuite master bedroom bathroom. Upgraded kitchen with beautiful quartz counter tops in the kitchen with the benefit of nook area and access to private back deck and yard. Larger backyard due to it's pie shape. Entertainment made easy with main floor family room, good size dining room and living room. A fully developed lower level with a 3 piece bath, bedroom and two other decent sized rooms for a exercise, media room or workshop. Double car garage 20 x 17 and interlocking stone driveway. Pie shaped lot in desirable neighborhood. Inground irrigation system. Located in a circle, in a quiet family neighbourhood with park nearby. Easy access to main amenities. Well maintained home, perfect for the family. (id:22681)

5 Bedroom 4 Bathroom 3111

Homelife Bayside Realty Ltd Brokerage
Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$639,000
84470 SIDEROAD 6, meaford (municipality), Ontario

84470 Sideroad 6

Meaford (Municipality), Ontario

First floor living in a picturesque and tranquil setting! Located just outside of Bognor on a quiet road, you'll find this completely renovated bungalow. Situated on a two acre lot with a pond in an ideal country setting. This six year old home has seen significant upgrades in the last year. Tastefully designed, there is an open concept living room and eat in the kitchen with a beautiful live edge island. Off the living room you can step onto the large back deck and take in the beautiful view of your own pond and the surrounding open fields. The primary bedroom is just off the living room with easy access to the new three piece bath. Just down the hall there are two more bright bedrooms, with amazing views from each window, and a full bath. This home couldn't be better designed for first floor living with main floor laundry and no stairs. A large five foot crawl space below allows for plenty of extra storage. Located only 20 mins from Owen Sound, Meaford and Markdale, you can have your country lifestyle without giving up any amenities. Whether you are looking for retirement, investment, cottage or your perfect piece of paradise, this home could suit many lifestyles. (id:22681)

3 Bedroom 2 Bathroom 1103.8600

Exp Realty

For sale
$498,900
809 CONCESSION 7, kincardine twp, Ontario

809 Concession 7

Kincardine Twp, Ontario

Welcome to 809 Concession 7. This 1545 sq-ft house is a perfect starter home, a great place to retire (providing an easy ground level entrance and a walk-in shower with everything you need on the main floor) or a great rental investment property for all of the Bruce Power expansions. This extensively updated & well maintained home is situated on a private and spacious lot (over a quarter of an acre!) Conveniently located just 9 minutes to Kincardine and 15 minutes to Bruce Power. Exterior features a Large 70 by 181 foot lot with a storage shed, a 12x24 mini barn/lofted garage, a spacious covered porch, a huge concrete driveway and a new roof! Interior features; a kitchen w/updated appliances and plenty of cupboard space, an open concept living/dining room w/ductless heat & A/C, a gorgeous new 3 piece bath and 2 bedrooms. The full finished basement provides many options to enjoy, there is an enclosed laundry space, a 2 piece bath, a den, 2 bedrooms and another room that can be used as storage, an office or whatever it is that you may need. Upgrades include; 2020 - Mudroom addition, den/third bedroom added in the basement with an egress window, a 2 piece bathroom in the basement, new window glass on the main floor, a 12x24 mini barn/lofted garage, a generator hook up, a heat pump & a/c wall unit installed on the main floor. 2022 - Concrete driveway, municipal water hook up, all new drainage tile, new washer & fridge. 2023 - New bathroom w/walk in shower on the main floor, new roof, new back deck & covered porch, new dryer & dish washer, interior of the house professionally painted. 2024 - New 200 amp panel box with new underground hydro hook up and a new weeping bed. A must see in person! Call your REALTOR® today for your own private viewing. (id:22681)

4 Bedroom 2 Bathroom 1708

Lake Range Realty Ltd. Brokerage (Kincardine)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

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Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.