(519) 375 - 5120 shannon@shannondeckers.com

GREY & BRUCE COUNTIES

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

5016 results | Page 5 of 418
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For sale Open House
$724,900
1127 BOBCAYGEON ROAD, Minden Hills, Ontario

1127 Bobcaygeon Road

Minden Hills, Ontario

Welcome to your private escape in the heart of Haliburton County-where nature, space, and lifestyle come together on approximately 46 acres of woodland currently enrolled in the Managed Forest Incentive Program. With trails to explore and a a stream at the rear of the property, this is the ultimate setting for those seeking the true cottage country experience. This unique off-grid year round home is designed for comfort, functionality, and gathering. Step inside through the oversized mudroom-perfect for storing all your outdoor gear-and into a spacious dining area warmed by a cozy woodstove. The adjoining living and family room offers a welcoming space to relax, with direct access to a generous 3-season solarium. The main floor also features a 2 pc bath and a large country kitchen complete with ample storage, stainless steel appliances, a separate bar sink, and its own walkout to the exterior-ideal for entertaining and everyday living. Upstairs, the second level offers four spacious bedrooms, a shared 5-pc bathroom, and a versatile common or gaming area-perfect for kids or additional lounging space. The third-floor loft is dedicated to a private primary retreat, featuring a 4-pc ensuite with an oversized walk-in shower complete with dual shower heads for a spa-like experience. As an added bonus, the accessory building expands your living options with two decks, a main floor laundry shared with main house, living space, and bath, plus an upper in-law suite with its own kitchen, bath, and living area-ideal for extended family or guests. This is a rare opportunity to embrace Haliburton life at its finest-offering a self-sufficient, off-grid lifestyle with the potential to connect to hydro at the road in the future. A true homestead setting perfect for large or multi-generational families looking to live, explore, and unwind. Don't miss your chance to experience this one-of-a-kind property and the lifestyle that comes with it. (id:22681)

5 Bedroom 3 Bathroom 2,500 - 3,000 ft2

RE/MAX Professionals North

For sale Open House
$1,699,000
41 CLUBHOUSE DRIVE, Huntsville, Ontario

41 Clubhouse Drive

Huntsville, Ontario

Welcome to 41 Clubhouse Drive in the prestigious Highland Estates - where a beautifully custom-crafted fairway residence overlooks the Deerhurst Highlands Golf Course. Built in 2017 and enjoying full municipal services, this thoughtfully designed 3-bedroom, 3-bathroom home offers exceptional quality and functionality - complete with an elevator that is perfectly ensconced in the stairwell - conveniently providing accessibility for those with current or future mobility needs. Step inside from the level, covered timber frame entrance and you will be greeted by soaring ceilings, expansive windows, and an open-concept living, dining, and kitchen area complete with built-in appliances. Premium finishes are evident throughout. Cozy up by the gas fireplace or walk out to the amazing covered terrace which spans the entire width of the home, easily accommodating all of your entertaining needs from al fresco dining to simply relaxing outdoors. A rare feature - one entire floor is dedicated to your own luxurious primary retreat: first there is the spacious bedroom with separate sitting area den/office, then a spa-like 4-piece ensuite bath complete with in-floor heating and large walk-in closet. And another private covered balcony overlooks the golf course and the forested area beside (note: there is no neighbour to the right side). Ground floor level offers two additional bedrooms, both with ensuite access to the 5-piece bathroom. Generous closets, storage space and extra appliances too. Walk right out to the covered patio and beautifully landscaped yard. Additional highlights include a detached double car garage with separate storage area at rear, interlock driveway, whole-home Generac generator, central vac and central air conditioning. Many furnishings, both inside and out, are included - please inquire. Located on a quiet, sought-after street in one of Muskoka's premiere golf communities, and mere minutes from downtown Huntsville amenities. Book your appointment today! (id:22681)

3 Bedroom 3 Bathroom 2,500 - 3,000 ft2

Chestnut Park Real Estate

For sale Open House
$679,900
35 NORTHWOOD DRIVE, Wasaga Beach, Ontario

35 Northwood Drive

Wasaga Beach, Ontario

Beautiful Raised Bungalow in West End Wasaga Beach! This home features 2+3 bedrooms and 2 bathrooms, perfect for families or those seeking extra space. The open-concept main floor offers a bright, welcoming layout with a walkout to a covered deck ideal for relaxing or entertaining. Sellers have refreshed the entranceway and basement with neutral paint, giving the home a fresh, modern feel. Enjoy the newer stainless steel appliances (2024), furnace (2021), and hot tub (2024), sprinkler system. Private fenced backyard. Located in a desirable west-end neighbourhood close to amenities, trails, and the beach. Move-in ready and full of value! (id:22681)

5 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Century 21 Millennium Inc.

For sale
$2,450,000
152 TREEGROVE CIRCLE, Aurora, Ontario

152 Treegrove Circle

Aurora, Ontario

Welcome to 152 Treegrove Circle, located in the heart of St. Andrews on the Hill - one of Aurora's most desirable neighborhoods. Treegrove circle is an area of executive homes on spacious acre lots - some of the largest service lots in Aurora. This bungalow sits on a South facing private lot and features numerous upgrades and renovations. The home features 3 + 2 bedrooms and 3.5 bathrooms. The front foyer features slate flooring and a double door coat closet. Main hallway features hardwood floors and wainscoting and overlooks a sunken Living Room with great views to the backyard oasis. The Living Room also has access doors to the fantastic backyard, custom landscaped patio and custom 24 ft. x 14 ft. covered pavilion. The Kitchen and Family Room area features hardwood floors, and is open to give a modern Great Room feel. The large kitchen features granite (Silestone) counter tops, a slate backsplash, under cabinet lighting, custom floor to ceiling cabinetry finished with crown molding. The contrasting dark wood island features a matching stone top and a 4-seat breakfast bar. A separate butler's pantry compliments the kitchen. Kitchen provides sliding glass doors for access to backyard and patio. The Family Room has a large bay window overlooking the back yard plus a floor to ceiling wood burning fireplace. The spacious Master Bedroom features a walk-out to the rear patio, California shutters, a large walk-in closet and a completely renovated Ensuite with heated slate floors, glass shower enclosure, custom vanity, jet tub and California shutters. The basement features an office with 4-piece ensuite, 2 generously sized bedrooms, a mirrored exercise room and an unfinished work / hobby room and unfinished storage area. The huge backyard has professionally finished stone patio, gardens and large covered pavilion with sun shade screen. New shingles, eaves trough and down spouts will be installed April 2026. (id:22681)

5 Bedroom 4 Bathroom 2,500 - 3,000 ft2

Coldwell Banker Peter Benninger Realty

For sale
$599,000
303 - 2555 3RD AVENUE W, Owen Sound, Ontario

303 - 2555 3rd Avenue W

Owen Sound, Ontario

Experience waterfront living at its finest in this stunning 1,500 sq. ft. condo with breathtaking panoramic views. This rare corner unit overlooks Georgian Bay and the Owen Sound Yacht Club, offering spectacular scenery from multiple angles.Freshly painted and featuring newer flooring throughout, this bright and spacious unit is move-in ready. The large primary bedroom includes a private ensuite, walk-in closet, and direct access to a balcony-perfect for enjoying morning coffee with a view. A versatile second bedroom can easily serve as a guest room, office, or cozy TV space.Additional highlights include two garage parking spaces for added convenience.Residents enjoy access to an impressive array of building amenities, including a sauna, rooftop patio, gym, library, card room, washrooms, and a spacious ground-floor gathering room-ideal for entertaining or relaxing.Don't miss this rare opportunity to own a premium waterfront condo in a highly desirable location. (id:22681)

2 Bedroom 2 Bathroom 1,400 - 1,599 ft2

Ron Hopper Real Estate Ltd.

For sale
$729,500
60 LEPAGE DRIVE, Penetanguishene, Ontario

60 Lepage Drive

Penetanguishene, Ontario

Welcome to 60 Lepage Drive in Penetanguishene, nestled in a quiet, family-friendly neighbourhood just minutes from downtown and local marinas. With a large circular driveway big enough for about 8 vehicles, this well-maintained raised bungalow offers versatile living with 3 spacious bedrooms on the main floor, including a primary suite complete with its own private ensuite. The bright kitchen features a walkout to a brand new wooden deck (October 2025), thoughtfully designed with dual access gates-perfect for easy snow removal and year-round convenience. The fully fenced backyard (2023) is ideal for families and pets, complete with a shed for additional storage (equipped with electricity), a ground level wooden deck and a dedicated fire pit area for relaxing or entertaining. The lower level offers incredible flexibility to suit your needs. Currently configured as an in-law setup with an additional living room, bedroom, dining area, laundry, and full bathroom, plus a separate 1 bedroom, 1 bathroom apartment with its own kitchen, large living/dining space with gas fireplace, and private concrete patio. Alternatively, the lower level can easily be reconfigured into a fully self-contained 2 bedroom, 2 bathroom apartment with its own laundry-ideal for multi-generational living or rental income potential. A fantastic opportunity in a desirable location close to trails, waterfront, and all amenities Penetanguishene has to offer. (id:22681)

5 Bedroom 4 Bathroom 1,500 - 2,000 ft2

Century 21 B.j. Roth Realty Ltd.

For sale
$249,900
UNIT #41 - 302694 DOUGLAS STREET, West Grey, Ontario

Unit #41 - 302694 Douglas Street

West Grey, Ontario

Welcome to this beautifully maintained 16 x 72ft, 2-bedroom mobile home located in a desirable 50+ quiet community. minutes from Durham. This bright and inviting home features a spacious kitchen and living room, perfect for both relaxing and entertaining. The large bedrooms offer plenty of comfort, while the generously sized bathroom adds to the home's functionality. Step outside to enjoy the expansive yard, complete with a raised garden-ideal for those who love to garden-and a cozy firepit area for outdoor gatherings. Additional highlights include a 10x20 insulated shed with a natural gas furnace, perfect for a workshop or extra storage, as well as an 8x10 utility shed for added convenience. This property offers a wonderful blend of comfort, space, and outdoor enjoyment-an ideal place to call home. Monthly fees of $690 that cover taxes, land-lease, water, septic, communal garbage, on-site mail delivery and bi-weekly recycling. (id:22681)

2 Bedroom 1 Bathroom 700 - 1,100 ft2

Exp Realty

For sale
$615,000
608 ONTARIO STREET, Stratford, Ontario

608 Ontario Street

Stratford, Ontario

Welcome to 608 Ontario Street in beautiful Stratford a charming three bedroom, one and a half storey home that perfectly blends classic character with thoughtful modern updates. Ideally located just a 5-minute walk to the scenic Avon River and the world renowned Stratford Festival, this home places you right in the heart of Stratford's vibrant cultural scene. Enjoy peaceful riverside walks, live theatre, and the charm of this celebrated arts community, while still being only a 15-minute walk to downtown Stratford, where you'll find boutique shopping, cafés, restaurants, and everyday amenities. Inside, the home features extensive main floor renovations completed in 2023, including a custom kitchen designed for both style and function. The updated main level also includes a convenient powder room, adding modern practicality to the home's classic layout. Three comfortable bedrooms provide flexibility for families, guests, or a home office. The exterior offers excellent curb appeal with a welcoming front porch, while the private backyard with deck creates the perfect setting for relaxing evenings or summer entertaining. A concrete driveway with parking for three vehicles adds valuable convenience. The home's windows were replaced approximately eight years ago, providing improved efficiency and peace of mind. Great home close to Stratford's vibrant arts and cultural life, 608 Ontario Street offers a wonderful opportunity to enjoy comfort, updates, and an exceptional location. Move in ready, call today for private viewing. (id:22681)

3 Bedroom 2 Bathroom 700 - 1,100 ft2

Red And White Realty Inc

For sale
$874,900
28 - 8 WILLIAM JAMES COURT, Dysart et al, Ontario

28 - 8 William James Court

Dysart Et Al, Ontario

Welcome to Silver Beach, Haliburton's Premier Lakeside Community! Discover refined cottage country living on Haliburton's renowned 5-lake chain. Built in 2018, this exquisite home is comprised of 3,165 sq. ft. of finished living space, one of the largest in the development, & offers the perfect blend of modern luxury, low-maintenance living, & a true 4-season lifestyle. Step inside to an open-concept main level where cathedral ceilings, a propane fireplace, & a dramatic wall of windows frame serene pond, forest & sunset views. The chef's kitchen is equipped with quartz counters, a breakfast bar, & s/s appliances.. A spacious dining area flows seamlessly to the great room & out to the large deck. The main floor also features a foyer, a powder room, & the primary suite with laundry, walk-in closet, ensuite bath, & walkout to the deck. Upstairs, a striking glass-railed loft overlooks the main living space. There are 2 bdrms, one very generously sized & one with direct access to the luxurious, upper level, spa like bath with soaker tub & walk-in shower. The finished lower level extends the living space with a large family room, large guest bdrm, full bath, & ample storage. An attached 2 car garage adds convenience. Premium amenities at Silver Beach include a clubhouse with Grand Hall for organized activities/events, a fitness centre, a games room, & a guest suite for visitors, forested trails that adjoin Pinestone Golf Course, 2 sand beaches within a few min walk, & docking facilities where you can dive right in, or purchase a slip (avail for $19,000) allowing you to boat across sparkling waters & enjoy endless water based activities. Dock maintenance, snow removal, grass cutting, town sewers, community water treatment, & a level 2 EV charger all add to convenience. Located just minutes from golf, dining, health care (10 min away), & the town of Haliburton, this property offers comfort, community, & convenience in one of cottage country's most desirable settings! (id:22681)

4 Bedroom 4 Bathroom 2,250 - 2,499 ft2

Chestnut Park Real Estate

For sale
$775,000
54 RALPH DALTON BOULEVARD, Tay, Ontario

54 Ralph Dalton Boulevard

Tay, Ontario

TRIPLE CAR GARAGE + REAR YARD ACCESS! Take a look at the photos! Car enthusiasts and hobbyists will love this rare 3-car garage-the only one in the subdivision-offering inside entry to the home and plenty of space for vehicles, tools, and toys. A triple-wide driveway provides ample parking for family and guests. Tucked away at the end of a quiet cul-de-sac in the charming community of Victoria Harbour, this beautifully maintained 2-bedroom, 2-bathroom home (built in 2020) sits on a generous 122 x 150 ft lot and offers the opportunity to finish the lower level to suit your needs. The fully fenced backyard features a deck, shed, and mature trees, creating a peaceful, private setting with no neighbours on one side. Step inside to a spacious entryway and bright, open-concept main floor designed for both everyday living and entertaining. The kitchen is thoughtfully appointed with stainless steel appliances, a large island with a built-in wine fridge, and plenty of workspace. The living and dining areas flow seamlessly, with a walkout to the back deck-perfect for relaxing or hosting. A natural gas BBQ hookup adds to the convenience. Main floor laundry is ideally located just off the kitchen, and a wired-in generator adds valuable peace of mind and convenience year-round. Located just minutes from the local marina and with easy access to Highways 12 and 400, this home offers an easy commute while enjoying the best of small-town living near Georgian Bay. A fantastic opportunity to enjoy modern comfort in a serene, well-connected neighbourhood-don't miss your chance to call this one home! (id:22681)

2 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Century 21 B.j. Roth Realty Ltd

For sale
$479,900
401 - 19 GUELPH AVENUE, Cambridge, Ontario

401 - 19 Guelph Avenue

Cambridge, Ontario

Welcome to Riverbank Lofts, one of Cambridge's most iconic and architecturally rich residences where historic industrial character meets refined, modern luxury along the banks of the Speed River. Set within the landmark former American Standard factory, thoughtfully transformed in 2020, this boutique building offers a truly unique ownership opportunity in the heart of downtown Hespeler, just steps to charming cafés, restaurants, trails, and vibrant community life. This exceptional one-bedroom residence is defined by its dramatic scale and design. Soaring 12-foot ceilings and striking floor-to-ceiling windows create an airy, light-filled space, while exposed stone walls and reclaimed wood beams add warmth, texture, and unmistakable character rarely found in today's market. The open concept living space is both elegant and functional, seamlessly connecting to a beautifully appointed kitchen featuring quartz countertops, stainless steel appliances, and an oversized island with breakfast bar ideal for entertaining or relaxed everyday living. Step out to your private balcony and take in the charm of downtown Hespeler, a perfect extension of your living space. The spacious bedroom offers a serene retreat, complete with a generous walk in closet, while in suite laundry and thoughtfully designed finishes throughout enhance comfort and convenience. Residents of Riverbank Lofts enjoy access to an impressive collection of amenities, including a fully equipped fitness centre, multiple lounges, bike storage, and a dedicated dog wash station curated to support a sophisticated, low maintenance lifestyle. Complete with an owned parking space and ideally located just minutes to Highway 401, this residence offers the perfect balance of tranquility, connectivity, and urban convenience. A rare opportunity to own a piece of Hespeler's history reimagined for modern living. Builder floor plans 831 sq. ft plus balcony 40 sq. ft, laser exterior 805.11 sq. ft. interior 648.65 sq. ft. (id:22681)

1 Bedroom 1 Bathroom 800 - 899 ft2

Red And White Realty Inc

For sale Open House
$695,000
227 SUPERIOR STREET, Clearview, Ontario

227 Superior Street

Clearview, Ontario

Welcome to 227 Superior St, Stayner. Well maintained raised Bungalow has the privacy of country living with lot size 110' x 158' (cedar hedge). Bright open concept Kitchen with lots of cabinets/counter space flows into Dining Area for Family dinners. Large Livingroom (hardwood floors) 3- generous size bedroom, 2 bathrooms, Large southern exposure "Party Deck" great for entertaining. Private Hedge provides privacy to your landscaped back yard, room for lots of games, gardens, etc. Attached garage with inside entryPLUS workshop Paved double driveway. Central location to all amenties. (id:22681)

3 Bedroom 2 Bathroom 1,100 - 1,500 ft2

Royal LePage Locations North

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.