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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$579,900
323 PENETANGORE Row, kincardine, Ontario

323 Penetangore Row

Kincardine, Ontario

Two words; Location & Lakeview! Just a short walk to the sandy beach of Lake Huron (less than 450ft)! This year round home boasts many possibilities, ideal for one looking for a cottage with convivence of in town amenities, first time home buyers looking to enter the market or one considering an investment property for daily, weekly or monthly rentals! Someday this may pose an opportunity for a building lot, consider the infill happening on this street! Filled with character & charm this 3 bedroom 1 bathroom home has main floor laundry, a functional kitchen and a dining / living room where you can enjoy a view from picture windows! The yard provides space for outdoor fun, yard games, firepit and entertaining! Detached single car garage, concrete floor, hydro, electric opener, currently acting as a games room, or if you prefer revert back to traditional garage use! (id:22681)

3 Bedroom 1 Bathroom 1318

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$699,999
8 LEVITTA Street, flesherton, Ontario

8 Levitta Street

Flesherton, Ontario

This warm and welcoming renovated farmhouse has been beautifully modernized and updated while keeping all of the original charm and character. The hard work has already been done for you – all that’s left is to move in! Featuring an eat-in Kitchen with coffee bar, Living Room with Juliette balcony, main floor gym, spacious and restful primary bedroom with walk-in closet and no less than 3 electric fireplaces to add to the cozy atmosphere. The lovely Family Room is full of natural light and is the perfect space to relax and enjoy time with friends and family, complete with built-in shelving, in-floor heat & an attractive fireplace. A small fenced yard means minimal outdoor maintenance with patios, perennial flower beds, cedar hedge and garden shed for outdoor storage. A wonderful location for a young family or retirees, just a short walk to schools, shops, local library, & Flesherton Pond. Just 12 mins from Beaver Valley Ski Club + easy access to golf, rec facilities, new hospital and more. The popular Beaver Valley area, ski clubs, the Bruce Trail, swimming, boating & fishing are all right on your doorstep! Under 2 hrs from GTA, 90 mins from Kitchener/Waterloo, 40 mins to Collingwood/Blue Mountain. (id:22681)

3 Bedroom 2 Bathroom 1795

Forest Hill Real Estate Inc. Brokerage

For sale
$589,900
339668 PRESQU'ILE Road, georgian bluffs, Ontario

339668 Presqu'ile Road

Georgian Bluffs, Ontario

Ever Dreamed of sipping coffee and watching the SUNRISE ON THE TRANQUIL WATERS OF GEORGIAN BAY? Here is your opportunity to get a beautiful cottage on the water at a reasonable price point. This cozy 2 bedroom cottage has an open concept that focuses on the waterfront with a wood stove for the chilly nights. Listen to the loons call and sit upon the crystal clear waters , with the sun on your face. Being sold as a turn key cottage with a small list of exclusions. Presquile Road is a sought after area and this rare opportunity to get into the waterfront market will not last long. Call to book a showing today. Waterfront road between. (id:22681)

2 Bedroom 1 Bathroom 540

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,599,000
584 WARNER BAY Road, tobermory, Ontario

584 Warner Bay Road

Tobermory, Ontario

Private Waterfront Cottage on Warner Bay situated on 4.8 acres. Boasting 216' of shoreline spanning across this extra wide lot offering southern exposure. Main floor has large kitchen with breakfast bar, spacious dining area for large family gatherings, Cozy family room with stand alone propane fireplace for those chilly evenings. Also an area for game activities & murphy bed when needed. The main floor has a spacious 3 pc bathroom with large walk - in glass block shower. Two patio doors lead to the expansive waterside deck. Enjoy morning coffee or evening cocktails while listening to the waves lapping beside you. 2nd level has a 2 pc bathroom & 3 bedrooms, one with a walk out deck overlooking the crystal blue waters of Lake Huron. Intricate red cedar detailing is found throughout on the walls and ceilings providing that true cottage feel. A detached 18' x 24' building offers space to house all your water toys & is equipped with a 3 pc bath, laundry facilities and wet sauna on the main level. Upstairs is finished for guest overflow offering 3 beds, walk in closet and a common sitting area. Privacy is provided by many trees including mature maple. The original charming A Frame cottage was maintained and substantial upgrades & additions were completed in 2008. Cement dock and rock gabions in place for fluctuating lake levels. Easy launching for kayaks and perfect for swimming even with young children. This cottage offers so much & is waiting to create some new family memories. VTB option at superior rate to the banks (id:22681)

3 Bedroom 3 Bathroom 1825

Chestnut Park Real Estate Limited

For sale
$1,095,000
210 CAPE CHIN NORTH SHORE Road, northern bruce peninsula, Ontario

210 Cape Chin North Shore Road

Northern Bruce Peninsula, Ontario

Skillfully nestled into a hillside designed in the late-modernism architecture style resides 210 Cape Chin North Shore Road ~ a stunningly unique 2,300 fin. sq. ft. vacation home in a sought-after area of Northern Bruce Peninsula. PROPERTY ~ The home sits on a rare 148 ft. double-wide lot with ample private space to enjoy the gorgeous waterfront views. INTERIOR ~ Enter the main door into a stunning wood-panelled & patinaed original late modernist interior with vaulted ceilings and a dramatic custom and locally sourced dolomite fireplace spanning both upper and lower Great and family rooms. The original shutters designed specifically for the home still hang elegantly in place. The primary and secondary bedroom suites feature private Juliet balconies to enjoy the glorious aqua-blue water views of Georgian Bay. The upper floor dining area sits above the sunken Great Room with ease of access to a fully equipped and modernized kitchen. The lower level with walkout features the home's original games area with shuffle board table, Scandinavian cedar indoor dry sauna, bathroom and large 4th bedroom. EXTERIOR ~ Enjoy the L-shaped upper veranda with outdoor lounge, dining and grilling area, or venture to the covered lower-level walkout for further privacy. A kids bunkie and play area on the south side of the lot will keep the children amused. LOCATION - walk a 15 min ramble along The Bruce Trail to the famous Devil's Monument featuring Canada's largest inland Flowerpot formation. Or, venture a short 10min drive into the quant village of Lion's Head, including a fully-equipped marina, harbour, sandy beach, grocery & drug store, restaurants and essential amenities: hospital, post-office and bank. LIFESTYLE ~ retiring, investing, or living greatly, 210 Cape Chin North achieves a variety of life goals. (id:22681)

4 Bedroom 2 Bathroom 2308

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$575,000
54 PEDWELL Drive, tobermory, Ontario

54 Pedwell Drive

Tobermory, Ontario

Looking for a three bedroom cottage or full-time residence across from the pristine waters of Lake Huron? Access the lake via public water access across the road. This winterized retreat is complete with vaulted ceilings, 2 electric fireplaces and tongue and groove pine walls that enhance its cottage ambiance. It's a short drive to Bruce Peninsula National Park, home to the renowned Grotto and close to the Lindsay tract bike trails. You're also 15 minutes from Singing Sands and 20 minutes from the quaint harbor Town of Tobermory. This home boasts large windows, a Juliette balcony in the primary bedroom offering stunning views of Lake Huron. Two spacious decks provide ample opportunity to soak up the sun and enjoy serene sunsets or tranquil sunrises. Additional features include open concept living, community boat launch and 2 acres of property, surrounded by a young pine forest and natural brush. Whether you are looking for a retirement haven, a family cottage or a tranquil permanent home, this home offers the ideal blend of seclusion and accessibility. Watching the sunset over Lake Huron, exploring the nearby trails or enjoying a cozy night by the fire, this property offers a special experience for all who visit. (id:22681)

3 Bedroom 2 Bathroom 1150

Exp Realty

For sale
$769,000
17 MOORE Street, north bruce peninsula, Ontario

17 Moore Street

North Bruce Peninsula, Ontario

Nestled in the picturesque town of Lions Head, this recently updated home offers modern comfort and convenience in a charming setting. Updates within the last year include new roof, siding, soffit, and fascia, along with some new windows and patio door, this residence radiates freshness and durability. The chain link fence ensures both pet safety and privacy, while the inviting gazebo sets the stage for delightful outdoor gatherings in the spacious backyard. Step inside to discover an updated interior, featuring fresh paint throughout a refreshed bathroom with a tub and shower combo, new flooring throughout, and a updated kitchen with a new countertop. Additional upgrades include insulated and spray foamed crawl space, a new concrete front porch and walkway. Enjoy the comfort of new carpet on the stairs and the convenience of an updated linen closet in the upstairs bathroom. The property also offers versatility with a back bedroom boasting a separate entrance, ideal for potential use as an in-law suite. Conveniently located minutes away to all downtown amenities, residents can enjoy easy access to outdoor adventures and everyday conveniences. Plus, with a local sandy beach just a 5-minute walk away, and the stunning Lions Head Lighthouse a mere 4-minute drive, the best of coastal living awaits. Adding to the allure, it's just a quick 9-minute stroll to the Bruce Trail, offering even more opportunities for outdoor exploration. Lions Head itself is a vibrant community known for its friendly atmosphere and natural beauty. Situated along the Bruce Peninsula, residents enjoy access to stunning hiking trails, breathtaking lookouts, and pristine beaches. The town boasts a variety of shops, restaurants, and local attractions, making it a desirable destination for both tourists and permanent residents alike. With its small-town charm and proximity to outdoor activities such as the farmers market and live music, Lions Head offers the perfect blend of relaxation and adventure. (id:22681)

3 Bedroom 2 Bathroom 2306

Keller Williams Realty Centres

For sale
$2,200,000
484 CARLISLE Street, saugeen shores, Ontario

484 Carlisle Street

Saugeen Shores, Ontario

Welcome to a magical place where peace, fun, and adventure merge, all set against the stunning backdrop of the Saugeen River. This historic home, nestled in a verdant landscape, offers more than just living space; it's a portal to a life embraced by nature's beauty and community vibrancy, featuring sandy beaches and distinctive downtown shops. The estate, a testament to architectural ingenuity since 1858, now features two well-equipped kitchens with dishwashers, ensuring culinary endeavors are a breeze, especially during gatherings. An antique cook stove adds a historical charm, while two fireplaces spread warmth throughout, creating cozy sanctuaries for relaxation and family time. Outside, the property unfolds with a large, inviting backyard, a spring-fed pond, & a spacious hot tub for 11, perfect for entertainment or tranquil moments under the stars. A 6-bay detached garage caters to all your hobbies and storage needs, emphasizing the estate's versatility. The interior, fully furnished & thoughtfully redesigned, balances historical elegance with contemporary comfort. It offers ample space for both communal activities & individual solitude, amplified by large windows that capture the changing seasons. Living here means being part of a community where nature, leisure, & convenience converge. With a local elementary school nearby and healthcare facilities within reach, your family's educational and health needs are well taken care of. Discover this architectural marvel, where the legacy of The Bulls Head Inn harmonizes with modern luxuries. This home is not just a place to live but a foundation for a life full of joy, exploration, and growth. Embrace this opportunity to start a new chapter in Saugeen Shores, surrounded by natural beauty and ready for both grand adventures and peaceful moments. Don't let this dream escape; make this unique blend of past and present your own for an unmatched living experience. (id:22681)

8 Bedroom 2 Bathroom 4500

Keller Williams Realty Centres

For sale
$159,900
270 OGIMAH Road, chief's point indian reserve #28, Ontario

270 Ogimah Road

Chief's Point Indian Reserve #28, Ontario

Great, 3 season, 3 bedroom, 1 bath cottage. Spacious living area both inside and outside. Private yard with back patio and firepit. Cottage is mostly furnished with appliances ready to be your family get away. Very quiet area, sunny and a short stroll to the Sauble River, just across the street. There is public space to place a dock for your boating enjoyment or simply sit beside the river and relax to the sights and sounds. Lease amount per year is $ 5,800 and Service Fee of $ 1,200 per year. (id:22681)

3 Bedroom 1 Bathroom 960

Wilfred Mcintee & Co Ltd Brokerage (Southampton)
Wilfred Mcintee & Co Ltd Brokerage (Sb)

For sale
$439,900
14 GRAND VISTA Drive, wellington north, Ontario

14 Grand Vista Drive

Wellington North, Ontario

Welcome to 14 Grand Vista Drive located in the Year Round section of Spring Valley Park in the beautiful countryside of Wellington North. This modular home sits on a nice lot in the year round sections of the park but gets use of all the activities and features that the park offers such as 2 Salt Water inground Pools, Beaches, Non Motorized Water Sports, Trails as well as Catch and Release Fishing. The community center always has summer activities going on and there is a small mini-golf course near it as well. This home features 2 large bedrooms, a 4pc main bathroom with grab bars and a 3pc ensuite bathroom for the primary bedroom. The open floor plan maximizes the space of the home. The new rear deck is perfect for those summer nights relaxing as well as the covered side porch for when it is raining. The large 14 x 22 detached garage is perfect to for keeping your car clean during the winter as well as all your tools for tinkering. Come see what all there is to offer at the home and in this well managed park. The home, community and park are sure to please. (id:22681)

2 Bedroom 2 Bathroom 1100

Coldwell Banker Win Realty Brokerage

For sale
$1,250,000
9573 ROAD 3 N, minto twp, Ontario

9573 Road 3 N

Minto Twp, Ontario

Country paradise on 2 acres! 1620 sq ft bungalow with double garage. Large open concept home with 12 x 22 sunroom off kitchen, 2 bedrooms, and 2 - 4 pc baths on main level. Finished walkout basement has rec room with woodstove, 3 pc bath, bedroom, cold room, and office. 27' x 40' shed with two horse pens, hay/straw storage and two paddocks. A must see!! (id:22681)

3 Bedroom 3 Bathroom 3240

RE/MAX Midwestern Realty Inc Brokerage (Har)

For sale
$1,500,000
86713 CAMERON Place, ashfield-colborne-wawanosh, Ontario

86713 Cameron Place

Ashfield-Colborne-Wawanosh, Ontario

Welcome to your dream home on the shores of Lake Huron! This magnificent 4-bedroom, 3-bathroom residence boasts over 3000 square feet of luxurious living space. As you step inside, prepare to be enchanted by the breathtaking views of Lake Huron that greet you from the living room, dining room, and master bedroom on the main level. The terrace doors from the living room open up to an expansive entertainment-sized deck overlooking the lake, perfect for hosting gatherings or simply soaking in the serene surroundings. Warm up by the charming propane fireplace in the living room as you enjoy the tranquility of lakeside living. The custom-designed kitchen is a chef's delight, featuring stunning handcrafted cabinets, built-in high-end appliances, quartz countertops, and custom light fixtures, all complemented by the stunning backdrop of Lake Huron. Downstairs, discover even more of the stunning lake views from both bedrooms and the large family room. Double terrace doors lead to a lower level lakeside patio, ideal for al fresco dining or simply relaxing and taking in the beauty of the lake. One of the lower level bedrooms features its own 3-piece ensuite and with the family room sporting a kitchenette, the lower level offers in-law suite potential, providing flexibility and convenience for guests or extended family members. Outside, a 1450 square foot shop awaits, complete with 200 amp hydro service, 9ft and 8ft tall overhead doors, a full cement foundation, excellent lighting, ceiling height to accommodate a hoist and a heated, insulated portion, perfect for storing vehicles, equipment, tools, toys or pursuing hobbies. Experience the ultimate in lakeside luxury and comfort in this exquisite home on a 1.18 acre executive sized lot, where every detail has been meticulously crafted to create a truly exceptional living experience and where the beach is an easy stroll away. (id:22681)

4 Bedroom 3 Bathroom 2538

Century 21 In-Studio Realty Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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