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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$995,900
392774 SOUTHGATE SIDEROAD 39, southgate, Ontario

392774 Southgate Sideroad 39

Southgate, Ontario

If you are interested in historic architecture and a relaxed lifestyle in a country setting this may be the home for you! Or, take advantage of the high speed internet for a relaxed workplace. Add to this a fully insulated, heated, metal lined workshop, a small tool shed with insulated chicken penning and a dog run with an insulated dog house. The exterior of this 1905 schoolhouse has not been harmed by renovation over the years and the interior has had modern functionality incorporated with the original flooring, woodwork, tin ceiling and school house lighting & school bell in the bell tower to strike a tasteful balance. This home has a number of unique features including a wonderful full height principal suite on the 3rd level. There are three more bedrooms, a washroom and the laundry on the 2nd level which overlooks the 18 ft. high original tin-plated ceiling of the main living area. The main level has another washroom, a mudroom, a functional kitchen with a live edge breakfast bar, the great room with a woodstove and the large dining room with a walkout onto a large deck overlooking the rear yard and hot tub enclosure. The full height basement has a hobby room as well as a ground level walkout. All mechanicals have been updated. All this on a 1 acre treed and landscaped lot. Scan the QR code to read up on the history of SS No. 2 at Allan's Corners. (id:22681)

3 Bedroom 2 Bathroom 2150

Coldwell Banker Win Realty Brokerage

For sale
$525,000
1185 HIGHWAY 6, south bruce peninsula, Ontario

1185 Highway 6

South Bruce Peninsula, Ontario

This is a unique opportunity for those seeking an investment with fantastic agricultural prospects. The property itself has 45 acres of workable farmland and includes a nice stand of bush. The field also has a natural fall creating good natural drainage. The property only a short 10-minute drive to Wiarton. Sellers are severing house from property, Sellers willing to work with a buyer allow a crop to be planted for the 2024 season if needed during the severance time. (id:22681)

Keller Williams Realty Centres

For sale
$1,750,000
615690 HAMILTON Lane, west grey, Ontario

615690 Hamilton Lane

West Grey, Ontario

Welcome to your dream home nestled on almost 5 acres in the heart of scenic countryside, offering the perfect blend of modern luxury and tranquil rural living. This exceptional property, located just 3 minutes from Markdale, 15 minutes to Beaver Valley Ski Club, and a short 30-minute drive to Blue Mountain, is a true gem for those seeking a peaceful yet accessible retreat. This unique property boasts not one, but TWO fully equipped residences, making it perfect for multi-generational living, rental income, or hosting guests. The main residence has a GeoThermal heating and cooling system, is nearly 5,000 sq. ft. and offers 5 bedrooms, 3 bathrooms, an office, an expansive open concept kitchen, dining and living room with vaulted ceilings. The basement is fully finished and complete with its own kitchenette, large recreation room, and four walkouts to the backyard. The heart of this home is undoubtedly the spacious kitchen featuring a magnificent 15-foot island, perfect for family gatherings and entertaining. Custom Amish-built cabinetry, a built-in spice rack, and high-end appliances make this kitchen a chef's paradise. Relax and take in the breathtaking treed views on the expansive 55-foot deck, ideal for summer BBQs, star-gazing, or simply unwinding in the fresh air. The primary bedroom boasts a generous 13-foot walk-in closet and 8-foot sliding doors leading to your private outdoor oasis and beautiful 5 piece ensuite complete with soaker tub. But that’s not all, in addition to the main residence, there is a separate guest house featuring an open concept kitchen, living, and dining room, 2 bedrooms, bathroom, and laundry facilities, making it an ideal space for visitors or extended family. (id:22681)

7 Bedroom 4 Bathroom 5729

Century 21 In-Studio Realty Inc.

For sale
$580,000
150 SIR JOHNS CRESCENT Highway, shallow lake, Ontario

150 Sir Johns Crescent Highway

Shallow Lake, Ontario

TWO LIVING SPACES FOR THE PRICE OF ONE! Spacious home with a galley kitchen, dining room, living room with wood stove, 3 bedrooms, 1 full bath & 1/2 bath/laundry. Lots of storage space in the unfinished basement or finish to your own liking. Attached garage & heated workshop 24x30. Large granny suite 24x30 built in 1990, open concept with a 3pc bath and its own septic. Garage & Granny Suite roof done in August 2022. Located in the small village of Shallow Lake with everything one would need for every day living. Post Office/variety/liquor store, coffee shop, barber shop, gas station, truck repair, ready made meal heat n eat, ball diamond, community center, church, and access to the rail trail. Only 12 minute drive to the sandy shores of Sauble Beach. Not to mention access to our very own Shallow Lake what more could you want in a place to call home! (id:22681)

3 Bedroom 3 Bathroom 1462

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$925,000
220 DJAY Crescent, durham, Ontario

220 Djay Crescent

Durham, Ontario

Gorgeous stone & brick bungalow with walkout basement overlooking the countryside offers over 1900 square feet of living space with an open concept floor plan and so many extras! Large covered deck with stamped concrete patio below offers wonderful views as well as a great place to entertain! Inside the home you have main level living with 2 spacious bedrooms, hardwood floors, main level laundry and access to the heated garage. Welcoming foyer with adjacent office, den or formal dining area, the choice is yours! Downstairs you'll find a second gas fireplace, infloor heating, a wet bar and plenty of space to gather with company. Another two bedrooms makes accommodating a hobby room or office easy. This home is located in a newer area of Durham in a cul de sac that is close to downtown as well as the hospital. Don't miss the opportunity to see this one for yourself! (id:22681)

4 Bedroom 3 Bathroom 3673

Keller Williams Realty Centres

For sale
$2,550,700
1041 BRUCE ROAD 23, kincardine twp, Ontario

1041 Bruce Road 23

Kincardine Twp, Ontario

Welcome to paradise, a country home 3 kms from town with 98.5 acres of land and something to offer for all members of the family. Sixty acres of workable land for the farmer, 4.5 acres with a house, horse paddock and shop/industrial building. The shop is all structural steel, 40 ft x 60 ft x 21 ft high, main door is 16ft wide and 15 ft high, fully insulated, within the shop there is an underslung 3 ton overhead crane on rails, full length of the building, 16'-4 clearance to underside. Shop is heated with a 55 ft Radiant Tube heater (Propane). The shop office is insulated and heated separately if required. High bay overhead lighting. 100 amp service. Shop office 10'-7 x 7'-11. The house was built in approx. 2002, recently completely up dated, 5 bedrooms, approx. 1750 sq ft main floor, approx. 1300 sq ft finished basement, 200 amp service, 2x6 construction with added insulation, vinyl windows, steel entrance doors, all brick exterior, new roof installed in 2021, new heat pump/AC unit installed in 2022, hot water boiler. 10 ft x 16 ft x 14 ft high accessory building/bunkie with fully insulated floor and rodent proof wire, 14ft x 16ft deck, 12 ft x 16 ft kitchen shelter with power from generator, 4 ft x 8 ft portable wood storage shed, horseshoe pits, generator enclosure, fire pit. 34 acres of bush/recreation land. Approx. 3 acres of manicured lawn with an abundance of cedar, apple and hardwood trees. You can wander in the back 40 and enjoy nature, the bush, the creek or camp out. Truly a one of a kind property. (id:22681)

5 Bedroom 3 Bathroom 3100

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$749,000
243206 SOUTHGATE ROAD 24, southgate, Ontario

243206 Southgate Road 24

Southgate, Ontario

A curved paved driveway leads to this 1.5 storey home on 2.13 acres with a good sized spring fed pond. The home is surrounded by plenty of landscaped open space, and a cedar tree line along the road and north side of the property giving privacy. Main floor of the home has a foyer and sunroom with patio doors to side yard and fenced dog run. There is a primary bedroom on the ground floor, and as you walk past the laundry and 5 pc bathroom here you will enter the updated kitchen/dining room and family room. All leading to a large deck for your enjoyment of the backyard overlooking the pond (which has underground wiring routed to it) and fruit trees (apple, pear and cherry, all producing). Second level has two good sized bedrooms and a 2pc bathroom, lower level is undeveloped, but spray foam insulated. Attached 24x24' garage. Many upgrades in 2023 such as wiring, lighting, new baseboard heaters, ceiling fans, flooring, paint and insulation. 200amp hydro service, dug well with UV filter, private septic system. Heat pumps: 1 unit is 2 yrs old, and 2nd unit is 6yrs old. (id:22681)

3 Bedroom 2 Bathroom 1660

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$1,199,900
49 MCGIVERN Street W, walkerton, Ontario

49 Mcgivern Street W

Walkerton, Ontario

Immaculate 2018-built triplex for sale in desirable Walkerton location! This stunning property offers modern design, two 2-Bedroom units (both with garages) as well as a 1 Bedroom unit. All units have a full basement, feature open concept kitchen, living and dining and very private outdoor areas as well as separate entrances. The property is extensively landscaped and backs on to greenspace. Conveniently located close to the hospital and shopping, as well as a park with public pool and splash pad. Perfect for investors or those looking to live in one unit and rent out the others. Don't miss out on this incredible opportunity to own a quality-built income property in a prime location! (id:22681)

5 Bedroom 3 Bathroom 3340

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$1,690,000
143 C LINE, south bruce peninsula, Ontario

143 C Line

South Bruce Peninsula, Ontario

Welcome to your dream farmstead! Situated on approximately 107 acres of picturesque countryside, this property offers the perfect blend of functionality and charm. With approximately 90 acres of workable and cleared land, your agricultural aspirations can truly flourish here.Nestled amidst the property is approximately 11 acres of mixed hardwood bush, this farm provides both privacy and natural beauty as well. As if that weren't enough, a charming century home awaits you, boasting 5 bedrooms and 2 baths. Bathed in natural light, this home provides a warm and inviting atmosphere for you and your loved ones to enjoy. The centerpiece of this property is the impressive 50x130 foot barn, thoughtfully designed and currently set up for cow/calf operations, with 3 major pens, and 3 maternity pens all being carefully watched with the 2 cameras installed inside. However, the versatility of this space knows no bounds - whether you envision it as a workshop, storage facility, or another agricultural endeavor, the choice is yours to make.Don't miss your chance to own this idyllic farm retreat, where the possibilities are as vast as the land itself. Contact your REALTOR® today to schedule a viewing and start living the farm life you've always dreamed of! (id:22681)

5 Bedroom 2 Bathroom 2446.3200

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$1,690,000
143 C LINE, south bruce peninsula, Ontario

143 C Line

South Bruce Peninsula, Ontario

Welcome to this stunning farm property, offering approximately 107 acres of prime land for your agricultural endeavors. With approximately 90 acres of workable and cleared land, this property presents an exceptional opportunity for farming enthusiasts. The land features 11 acres of mixed bush, predominantly hardwood, providing a beautiful natural backdrop and potential for additional uses. The majority of the farmland is comprised of Harkaway Stony Silt Loam, known for its fertility and suitability for a variety of crops. Additionally, there is a small section on the southeast corner of the property with Chesley silty clay loam, adding versatility to your farming options.The farm is currently set up for cow/calf operations, with well-designed infrastructure to support your livestock needs. The 50x130 foot barn, newly constructed in 2013, features 3 maternity pens and 3 major pens, providing ample space and functionality for your cattle. Additionally, there is an insulated drive shed, plumbed for in-floor heating, offering convenient storage and workspace for your equipment and supplies.The property also includes a charming 5-bedroom, 2-bathroom century home, ready for you to move in and enjoy. With its historic charm and modern amenities, this home provides a comfortable and inviting living space amidst the beauty of the surrounding farmland.Don't miss this opportunity to own a piece of agricultural paradise. Whether you're looking to expand your farming operations or start a new venture, this property has everything you need to make your dreams a reality. Contact your REALTOR® today to schedule a viewing and experience the beauty and potential of this exceptional farm property! (id:22681)

5 Bedroom 2 Bathroom 2446.3200

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$2,849,000
625475 SIDEROAD 16B Road, euphrasia twp, Ontario

625475 Sideroad 16b Road

Euphrasia Twp, Ontario

Nestled amidst the picturesque landscape of Windy Ridge Farm, this exceptional English manor home exudes timeless elegance and rural charm. Set upon a sprawling 100-acre estate, this solid brick residence boasts over 5000 square feet of luxurious living space, showcasing meticulous attention to detail. Upon entering, you are greeted by the grand foyer, where a majestic staircase adorned with a brilliant chandelier sets the tone for the refined ambiance that permeates throughout. The expansive gourmet kitchen is a culinary enthusiast's dream, with stone countertops and high-end fixtures. Formal dining room provides an exquisite setting for hosting gatherings. Wide plank wood floors add warmth and character, while heated tiled floors offer comfort and sophistication. The spacious living room featuring gas fireplace and natural light streaming through the many windows that highlight the panoramic views of the countryside. The primary suite boasts south-facing windows, french doors leading to an elegant en-suite bathroom, with a pristine porcelain tub, shower, and handcrafted vanity. The second bedroom suite also features French doors opening to a lavish en-suite bathroom, a standalone tub, and shower. The lower level features a spacious rec room with woodstove and bar, third bedroom, three-piece bath, wine storage cellar, utility, and storage room with stairs to the attached garage. Outside, the dedication to perfection continues with a porte cochere driveway, perennial gardens, a tranquil pond, charming gazebo, and a patio with pergola. With 80 acres of workable land, a large driveshed, and a meticulously restored bank barn provides for many farming possibilities. Situated on a quiet sideroad in the rolling highlands of the former Euphrasia township, this stunning English manor home offers a rare blend of elegance, sophistication, and rural tranquility, making it a truly exceptional retreat for those seeking a refined country lifestyle. (id:22681)

3 Bedroom 4 Bathroom 5436

Grey County Real Estate Inc. Brokerage

For sale
$2,295,000
1495 CONCESSION 12, kincardine, Ontario

1495 Concession 12

Kincardine, Ontario

Welcome to the epitome of countryside living! Conveniently located just 12 minutes to Bruce Power. Nestled on a sprawling 99-acre farm, this meticulously maintained 2017 built, 1942sqft, 3 bedroom, 2 bathroom bungalow with double car garage offers a unique blend of rustic charm and modern comfort. With a seamless flow between the living spaces, highlighted by large windows that flood the interiors with natural light. The open-concept design creates an inviting atmosphere, perfect for both intimate gatherings and larger celebrations. The basement is fully framed for 2 bedrooms and roughed in for a bathroom as well as a wet bar. As you explore the property, a highlight awaits - a 60' x 200' coverall building with Water and Hydro. This structure is equipped with 16 horse stalls and a 60’ x 120’ indoor riding area providing an ideal space for equestrian pursuits year-round, allowing you to indulge in your passion regardless of the weather. The property offers an opportunity to work approximately 90-95 acres of the land. Currently 35 acres of paddocks with electric fencing. Call now for more information!! (id:22681)

3 Bedroom 2 Bathroom 1942

Royal LePage Rcr Realty Brokerage (Mf)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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