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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$329,000
355 PRINCESS Street Unit# 1, shallow lake, Ontario

355 Princess Street Unit# 1

Shallow Lake, Ontario

Welcome to this charming one bedroom main floor condo nestled in the heart of the village of Shallow Lake. Boasting an open concept design, this well finished interior invites you into a spacious living area seamlessly flowing into a modern kitchen. The cozy bedroom provides a peaceful retreat while the well appointed bathroom offers both comfort and convenience with a tub/shower combo. Outside, enjoy the convenience of main floor access with entry directly from the parking area and easy access to the vibrant community of Shallow Lake with a coffee shop, take out food at Heat N' Eat and a convenience store/post office. The community centre is within walking distance and offers a large outdoor play centre and ball diamond. Experience the epitome of comfort and convenience that condo living has to offer. (id:22681)

1 Bedroom 1 Bathroom 804

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$329,000
PT LT 12 CONCESSION 12 SYDENHAM, meaford (municipality), Ontario

Pt Lt 12 Concession 12 Sydenham

Meaford (Municipality), Ontario

Beautiful 21.8 acre hardwood bush lot located just five minutes from Owen Sound. This is the opportunity to build your dream home in your own forest while staying close to all the amenities you'd ever need. The property has not been logged in over 25 years; there is approximately $10,000 of ash available to log. Numerous trails throughout for enjoying the scenery. Whether you desire to make your own maple syrup in your backyard, or just want to sit and enjoy the wildlife while you walk under the towering trees, this property offers so many opportunities to pursue your dreams. Located minutes walking from the CP rail trail and the Bruce trail, the outdoor activities are as endless as you can imagine. (id:22681)

Exp Realty

For sale
$1,249,900
900 PARKPLACE Street, huron-kinloss, Ontario

900 Parkplace Street

Huron-Kinloss, Ontario

Incredible custom built all brick two storey home located in the highly coveted Heritage Heights sub division overlooking the breath taking views of Lake Huron sitting on over a half acre! This incredible home offers over 3600 square feet of comfortable living space with hardwood and ceramic throughout the main level, solid cherry cabinets with a mocha finish, hardrock countertops, wall oven with ceramic cooktop, main floor laundry, large 2nd floor master bedroom with walkout deck and that incomparable lake view (with access steps away) and gas fireplaces on all three levels, 4 piece ensuite with marble and glass shower and heated floors. The upper level provides three further large bedrooms with a 3 piece bath. The lower level boasts a beautiful solid wood bar, rec room and another full bath with walk out access to the garage from the utility room. The exterior provides a complete 1400 sq ft. wrap around composite covered deck with access from laundry, living and dining rooms to enjoy your coffee for the morning sunrises and wine for the evening sunsets. The manicured landscaping comes complete with an in ground sprinkler system. Call your REALTOR® to schedule your personal viewing today! (id:22681)

4 Bedroom 4 Bathroom 2900

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$569,900
1079 WATERLOO Street N, port elgin, Ontario

1079 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

For sale
$764,000
457898 GREY ROAD 11, meaford, Ontario

457898 Grey Road 11

Meaford, Ontario

Escape to your ideal COUNTRY LIVING property, where quiet and tranquility meet convenience in this wonderful 4-bedroom, 2-bathroom, 4-level back split home. Set on a one-acre plot enveloped by lush cedar trees, this charming home offers the perfect balance of rural seclusion and proximity to amenities, just a short 10 minute drive to the core of Owen Sound. The heart of the home is in the recently updated (2019) kitchen with new laminated flooring, cabinets and appliances. In the colder months, gather around the fireplace to enjoy cozy evenings or take pleasure in the insulated 3 season sunroom. Pet owners will appreciate the private pet door to an insulated pet shelter and spacious fenced in pen, ensuring that furry friends can relish the outdoors in safety and comfort. Hosting gatherings all year around has never been easier with an insulated and ventilated BBQ hut. With careful consideration for the future, various updates have been executed, including a new furnace in 2019, new electric panels in 2020, and a new roof in 2021. A new submersible pump was also installed in the drilled well in 2022. Gardeners rejoice as newly planted fruit trees and bushes offer the potential for fresh, home grown, apples, plums, cherries, raspberries, and blueberries. A massive 1,400 sq ft insulated garage allows plenty of space to store an RV, boat, cars and still have plenty of space for a workshop. Not to mention a 640 sq ft, 2-bedroom, 1-bathroom (and kitchen) garden suite for extra living space. Whether you seek a peaceful sanctuary or a space to grow, this country property is ready for you! (id:22681)

4 Bedroom 2 Bathroom 1834

Century 21 In-Studio Realty Inc.

For sale
$675,000
350 DURHAM Street W, mount forest, Ontario

350 Durham Street W

Mount Forest, Ontario

Nestled on half an acre, in a peaceful neighbourhood, this solid brick home offers the perfect blend of classic charm and modern convenience. Outside, the expansive yard and deck beckons for outdoor gatherings, family time, or parking yourself under one of the mature maple trees. The detached garage provides parking for 1 vehicle, space for tools, or recreational equipment. As you step inside, you'll be greeted by an inviting atmosphere filled with natural light streaming through the windows, illuminating the gleaming hardwood floors that flow throughout the home. The spacious living/dining area provides ample space for relaxation and entertainment, while the updated kitchen boasts crisp new backsplash, updated cabinets/hardware, stainless steel appliances and an added breakfast bar! Soak your worries away in the extra large tub in the main level 3-piece Bathroom! Transform the now toy room on the main level to a large Bedroom or home Office. Upstairs, you will be impressed with two additional Bedrooms (one with built in closet space) and a 3-piece Bath. The full basement awaits your preferences. Create the ultimate entertainment space, a home gym, or a cozy family room—the possibilities are endless. Conveniently located close to Victoria Cross Public school, the arena and sports fields, parks, hospital, medical clinic and grocery/hardware stores, this home truly offers the best of both worlds. Don't miss your chance to make this your own oasis—schedule a showing today and start envisioning the possibilities! (id:22681)

3 Bedroom 2 Bathroom 1358

Exp Realty

For sale
$195,000
LOT 12 DUKE Street, paisley, Ontario

Lot 12 Duke Street

Paisley, Ontario

Live out your dream of building a home in the vibrant community of Paisley! This lot, in the process of being severed, measures 89.40 ft. frontage and 295 ft. in depth. Services at the road with the Buyer being responsible for all associated costs. Natural gas is now available in Paisley. Archaeological assessment has been completed. The property would possibly work for a walk out basement style home. Lots of depth to build a shop. Enjoy the beauty of the Teeswater and Saugeen Rivers, beautiful walking trails and the fabulous downtown core in the village of Paisley. Public school is close by. Short drive to Bruce Power and the shores of Lake Huron. Start planning for the future! (id:22681)

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$2,999,000
157 GEORGIAN DR Drive, northern bruce peninsula, Ontario

157 Georgian Dr Drive

Northern Bruce Peninsula, Ontario

A RARE OPPORTUNITY to own 425ft of the BEST GEORGIAN BAY shoreline, AND 43 ACRES of UNIQUE PARK-LIKE land abutting the NIAGARA ESCARPMENT & BRUCE TRAIL. Set on the EXCLUSIVE shores of JACKSON COVE, this WATERFRONT FAMILY COMPOUND offers a 2,700 sq ft RAISED MODERN BUNGALOW with STONE EXTERIOR, private 700sq ft MASTER RETREAT south area w/2 entrances, 6pc ensuite, HIS/HERS walk-in closets, office/den & walk-out to patio. Separate north area w/3 additional bedrooms & full bath. North/South areas separated by OPEN-CONCEPT LIVING SPACE with incredible CHEFS KITCHEN w/maple cabinetry, GRANITE SURFACES, large ISLAND, open to DINING AREA & LIVING ROOM w/stone feature wall ... all with STUNNING GEORGIAN BAY WATER VIEWS. Multiple walkouts to multi-tiered WATERSIDE DECKING. Formal & mudroom entries, finished laundry room & 2 pc powder. ATTACHED 28X26 GARAGE w/entry to main floor & stairway to additional 2,700 sq ft 'UNSPOILED' LOWER LEVEL open space w/9ft ceilings & rough-in for 4th bathroom = 5,400 sq ft of total living space. Excellent mechanicals incl. whole-home back-up generator. Separate 30x50 detached dome garage w/hydro. STONE-IRON GATE entry with 500ft winding driveway and tasteful lighting. PROPERTY offers protected shoreline for safe BOAT DOCKING, crystal clear swimming & water play, 300ft NIAGARA ESCARPMENT VIEWS, unique 43 acres featuring ALVAR rock-garden-grassland, FORESTED AREAS, massive MOSS-COVERED BOULDERS, private 25ft ESCARPMENT ROCK-WALL – backing on to PROVINCIAL PARKLAND & direct access to Bruce Trail. This WATERFRONT RETREAT on GEORGIAN BAY is conveniently located 20mins from Wiarton, 10mins from LIONS HEAD, and 35-45mins from the GROTTO & TOBERMORY. Simply one of the FINEST PROPERTIES on the BRUCE PENINSULA ... just 3 hrs from the GTA. (id:22681)

4 Bedroom 3 Bathroom 2700

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,299,000
108 BEECH Street, south bruce peninsula, Ontario

108 Beech Street

South Bruce Peninsula, Ontario

Located directly on the Bruce Trail (and a 1 min walk to the Beach), 108 Beech St. is a beautiful and unique property nestled on just under 1.5 acres in the tranquil setting of Hope Bay. This charming 2 1/2 story Victorian house was originally finished in 1929, and is highlighted with original flooring, an impressive foyer/staircase, and custom trim work throughout. In addition, there is a fully equipped in-law suite on the third level. Situated adjacent to the house is an oversized, heated workshop/garage with an attached double-car carport. A major attribute of this property are the 6 cottages (4 of which are winterized) which are set up with two bedrooms, a 3-piece bathroom, kitchenette, eating space, deck, and private firepit area. The rental income here is bountiful. All-in-all, the entire property has been meticulously taken care of both inside and out, and pride of home ownership is clearly evident. This property can serve simply as a wonderful family cottage compound, ready to generate meaningful memories for years to come. Another option is to follow the existing B&B and Cottage business model, and unlock a significant revenue stream. Feel confident that the many rooms in the house, together with the 6 mini-cottages, can deliver a proven investment opportunity. Hope Bay offers an exceptional cottage-life retreat experience. Surrounded by the breath-taking Niagara Escarpment, enjoy stunning cliff views and hiking routes. There are many nearby attractions such as the popular Bruce Trail, the Hope Bay Nature Reserve, and the scenic Greig’s Caves. A one-minute walk from the property leads to a quaint public sand beach- enjoy fun in the sun all day long. The South Bruce region also offers many other activities such as mountain biking, cross-country skiing, snowmobiling, fishing and hunting. The famous destination of Lion’s Head is just 15 minutes north of Hope Bay, and the bustling town of Tobermory is within a short drive as well. (id:22681)

5 Bedroom 4 Bathroom 2870

Royal LePage Rcr Realty Brokerage (Os)

For sale
$725,000
245 GEORGE Crescent, belle river, Ontario

245 George Crescent

Belle River, Ontario

Welcome to your move-in ready family home in the serene town of Belle River, Ontario! This spacious 5-bedroom, 2-bathroom home offers plenty of room for your family to thrive. Step inside to find a cozy living room, perfect for gathering with loved ones, and a modern kitchen ready for culinary adventures. Outside, a large pool beckons for summer fun and relaxation. Belle River, with its picturesque charm and tight-knit community, provides the perfect backdrop for creating lasting memories. Take leisurely strolls along the waterfront, or explore the nearby parks. Back at home, the fully finished basement provides additional living space, complete with its own bathroom, ideal for accommodating guests or creating a home office. Plus, the attached 2-car garage offers convenience and storage space for your vehicles and belongings. Experience the best of small-town living with easy access to amenities and major thoroughfares. Whether you're seeking tranquility or adventure, Belle River offers the perfect blend of both. Don't miss out on the opportunity to make this house your forever home. Schedule a viewing today and start living the Belle River lifestyle! (id:22681)

5 Bedroom 2 Bathroom 2108

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$749,900
5202 HIGHWAY 6, northern bruce peninsula, Ontario

5202 Highway 6

Northern Bruce Peninsula, Ontario

*BRAND NEW ROOF* Welcome Home to this well situated raised BUNGALOW surrounded by 96.5 acres of serene privacy! The lower level provides 2 spacious bedrooms, a 4pc bathroom and a family/rec room complete with a freestanding propane stove to cozy up too while enjoying a good movie or book. The upper level offers an open concept living/dining/kitchen area that flows seamlessly onto a spacious deck overlooking your backyard pool. The primary bedroom and recent updated 4pc bathroom provide privacy with the convenience of the laundry room on the upper level. The interior features beautiful wainscoting and a cathedral ceiling finished with cedar for added charm and warmth. The outdoor space is just as impressive, explore the beauty of nature by taking advantage of the walking trails that stretch across the property. This picturesque setting ensures privacy while still being conveniently located on a year-round road. For those who enjoy boating, Dyers Bay public boat ramp is only a short drive away. The detached 79'x21' workshop/garage has high doors to accommodate large watercraft or motor homes. If you're seeking a property that offers abundant bushland, utmost privacy, trails, and even space for your mancave dreams to come true - look no further! You've found it here! (id:22681)

3 Bedroom 2 Bathroom 1686.8400

Exp Realty

For sale
$449,900
49 QUEEN Street E, hepworth, Ontario

49 Queen Street E

Hepworth, Ontario

This large family home has an amazing yard all set to go for summer entertaining with your very own grillzebo! There is a workshop with hydro and an exhaust system, a greenhouse with cement floor, an adorable chicken coop and utility shed as just some of the features. The yard is fully fenced and the growing conditions are amazing - the proof is in the tomatoes! A large living room with a natural gas woodstove for those chilly nights. The main floor features a laundry room with lots of storage space and 4 piece bath. You are within walking distance to the local ball park, a fabulous children's play area and the local public school that offers french immersion. The natural gas forced air furnace has a Whole Home Hepa Filter System(Feb.2022) and there are updates to the well system (Dec 2019) and septic (2016) including an owned, natural gas, on demand water heater (Feb 2022). Located in the heart of Grey and Bruce counties, you are under 10 minutes to the crystal clear waters of Sauble Beach and Wiarton and only 18 minutes to Owen Sound. Call your REALTOR® for a viewing today! (id:22681)

3 Bedroom 1 Bathroom 1340

Royal LePage Rcr Realty Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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