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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,125,000
615641 HAMILTON Lane, west grey, Ontario

615641 Hamilton Lane

West Grey, Ontario

Your dream home nestled on 3.37 acres of tranquility in the heart of West Grey! This exquisite Mulligan home, custom built in 2017, offers unparalleled craftsmanship & exceptional amenities with room for your personal touch! As you step onto the covered front porch & through the foyer, you're welcomed into an open-concept living space with a captivating cathedral ceiling. The gourmet kitchen is a chef's delight, featuring granite countertops, a convenient island, & a generously sized pantry. Three spacious bedrooms provide ample space for your family, with the primary bedroom boasting a walk-in closet, an ensuite featuring a fabulous large glass shower (accessible), & a walk-out to the serene back deck. With three well-appointed bathrooms, this home ensures both convenience & luxury. The basement, with its expansive layout, holds incredible potential, ideal for an in-law suite or a separate living area. The large recreation room, complete with a walk-out to the yard, is perfect for entertaining friends & family. Car enthusiasts will appreciate the three-car insulated garage, easily accessible from the main level & the basement. The large back deck, half covered & half open, beckons you to unwind & enjoy the picturesque views of the sprawling 3.37-acre lot. This property also boasts thoughtful additions, including a rough-in for a generator (with panel & cement pad already installed), a 200-amp electrical panel, HRV system, & rough-in for central vacuum. Stay comfortable year-round with forced air propane heating and take advantage of the owned water heater & iron filter. Located in a peaceful area, yet just a 5-minute drive to Markdale, where you can access all town amenities. Embrace the great outdoors with an array of activities - from Bells Lake & the Markdale Golf and Curling Club to hiking trails, snowmobiling routes, cross-country skiing paths, and ATV trails, & much much more. Your ideal lifestyle awaits in this meticulously designed home! (id:22681)

3 Bedroom 3 Bathroom 1776 sqft

Century 21 In-Studio Realty Inc.

For sale
$1,071,976
19 MARSHALL Place Unit# Lot 56, saugeen shores, Ontario

19 Marshall Place Unit# Lot 56

Saugeen Shores, Ontario

Introducing the newest DUPLEX model in the sought-after Southampton Landing development. This Sherbrooke model, a charming two-story structure, will consist of two distinct units, each with its own private entrance, separate services, and individual garages. The primary level suite spans 1,477 square feet and comprises two bedrooms and one bathroom. On the second level, you'll find a more spacious suite spanning 1,685 square feet with three bedrooms and two full bathrooms. This project is in collaboration with the exclusive builder, Alair Homes, known for their dedication to tailoring homes to match the unique preferences of each buyer. Southampton Landing is renowned for its well-crafted custom homes, nestled within a community boasting open spaces, preserved natural areas, and scenic trails. If this floor plan doesn't align with your vision, no worries. You have the flexibility to select from our array of house plans or even bring your own. Alair Homes is committed to working closely with you to realize your dream home and meticulously oversee your project. You have the freedom to choose your lot from our array of standard and premium options. This Lot is a rectangular lot adorned with mature trees at the rear. Southampton Landing is a community that caters to individuals of all ages. Situated along the stunning Lake Huron shoreline, it encourages an active lifestyle with an array of walking and biking trails, beautiful beaches, a marina, tennis club, and excellent fishing spots. Additionally, the area offers convenient access to various amenities, including shops, dining establishments, an art center, a museum, and a thriving business sector. For those with healthcare and education needs, there are nearby hospitals and schools. Architectural Control & Design Guidelines are in place to enhance the overall appeal and quality of life in Southampton Landing. Buyers are encouraged to inquire about the HST rebate application. (id:22681)

5 Bedroom 3 Bathroom 3162 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$714,000
873 SUMPTON Street, port elgin, Ontario

873 Sumpton Street

Port Elgin, Ontario

Nestled in a highly sought-after tranquil neighborhood, this charming 3-bedroom, 2 1/2-bathroom bungalow embodies comfort and convenience. Boasting an array of desirable features, including an irrigation system with sandpoint, a natural gas furnace with AC and humidistat unit, and the added convenience of main-level laundry, this home is designed to enhance your everyday living experience. The spacious garage, oversized at 18'2 x 19'8, offers ample storage space and parking convenience. Meanwhile, the main level showcases elegant tile and hardwood flooring, adding a touch of sophistication to the living spaces. With its exceptional amenities and prime location, this property is sure to attract keen interest. Don't miss out on the opportunity to make this your dream home. Schedule your appointment today before it's gone! 2023 Utility Costs: Westario Power/Hydro $1207.56, Enbridge/Gas $1108.50, Reliance $472.96, Water/Sewer $1076.66. (id:22681)

3 Bedroom 3 Bathroom 2058 sqft

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$979,860
23 MARSHALL Place Unit# LOT 54, saugeen shores, Ontario

23 Marshall Place Unit# Lot 54

Saugeen Shores, Ontario

Southampton Landing is a new development that is comprised of well-crafted custom homes in a neighbourhood with open spaces, protected land and trails. The Amherst model is to be built by, the developer's exclusive builder, Alair Homes. All of Alair's homes are customized, with no need for upgrades, their list of standard features is anything but standard. If this plan doesn't suit your requirements, no problem, choose from our selection of house plans or bring your own plan. Alair Homes will work with you to create your vision and manage your project with care. Phase 2B; Lot 54 is a premium pie-shaped lot with trees. Southampton Landing is suitable for all ages. Southampton is a distinctive and desirable community with all the amenities you would expect. Located along the shores of Lake Huron, promoting an active lifestyle with trail systems for walking or biking, beaches, a marina, a tennis club, and great fishing spots. You will also find shops, eateries, art centre, museum, and the fabric includes a vibrant business sector, hospital and schools. Architectural Control & Design Guidelines enhance the desirability of the Southampton Landing subdivision. Buyer to apply for HST rebate. House rendering and floor plans are subject to change at the builder's discretion. The foundation is poured concrete with accessible crawlspace, ideal for utilities and storage. Make Southampton Landing your next move. Inquire for details. (id:22681)

3 Bedroom 2 Bathroom 1527 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$999,900
292 CENTRE DIAGONAL Road, south bruce peninsula, Ontario

292 Centre Diagonal Road

South Bruce Peninsula, Ontario

Nestled on a serene 25 ACRES and situated along a quiet road, this meticulously maintained 4 bedroom, 2 bathroom raised bungalow offers unparalleled privacy and a true retreat from the hustle and bustle of everyday life. The open concept layout, updated interiors, and beautifully landscaped surroundings create an inviting atmosphere for both relaxation and entertainment. Boasting a spacious family room in the basement with a convenient walkout to the hot tub and backyard, this property provides ample living space for the whole family to enjoy. The large laundry/utility room offers practicality and easy access to the double car garage, equipped with a separate panel for generator hook-up. Recent updates include new flooring installed within the last 4 years and the air conditioning system in 2020, ensuring modern comfort and efficiency. The 25' x22' garage offers additional storage and utility space, catering to the practical needs of homeowners. For outdoor enthusiasts, this property features private trails that wind through the expansive grounds, leading to a picturesque pond and abundant wildlife, such as deer, creating a harmonious connection with nature. Don't miss the opportunity to experience this country oasis first hand on the Bruce Peninsula. (id:22681)

4 Bedroom 2 Bathroom 2131 sqft

Exp Realty

For sale
$799,900
106790 SOUTHGATE ROAD 10, southgate, Ontario

106790 Southgate Road 10

Southgate, Ontario

Almost An Acre Of Pure Country. 3 Bedroom, Open Concept. Extensive Renovations In 2019 Including Kitchen, Windows, Flooring. Main Floor Laundry, In Floor Heat, Built In Garage Plus A Carport Plus A 20 ft. X 32 ft. Workshop And an 8 ft. X 12 ft. Garden Shed. Close To Highway 10 And Grey Rd. 8. Lots of Mature Trees For Privacy. (id:22681)

3 Bedroom 2 Bathroom 1800 sqft

Royal LePage Rcr Realty

For sale
$124,900
LOT 5 TRILLIUM Crossing, northern bruce peninsula, Ontario

Lot 5 Trillium Crossing

Northern Bruce Peninsula, Ontario

AN OASIS, A GETAWAY, A RETREAT: LAKEWOOD COMMUNITY – If you are interested in building within a community of like-minded individuals who care for and have a passion for the beauty of nature surrounding us, you have found your match! Lakewood Community offers a home or getaway for many year-round and seasonal residents. Enjoy communal amenities such as hiking trails, a dock and pavilion. Lakewood Community also provides a retreat from the hustle and bustle of life. Slip away to the private 70- acre inland lake where you can stroll along the boardwalk, canoe/kayak in peace or watch the stunning sunsets. Lot 5 Trillium Crossing is approximately 1.2 acres in size with a road frontage of 166ft. The property abuts direct access to a communal walking trail, providing additional privacy! Enjoy Western exposure for sunsets over the treetops. This mid-Peninsula location provides a perfect getaway to enjoy multiple recreational amenities of the Bruce – the public sandy beaches, the Grotto, the Bruce Trail and more! Lion's Head is only a short drive away for amenities or take a day trip to other nearby communities such as Tobermory, Wiarton and Sauble Beach. If you like to dip your toes in the water, there are various public water access points and beaches nearby, as well as a public boat launch to Lake Huron. Fun for the entire family! Seller may consider a VTB with 50% down payment, 1 year term. Get ready to relax and unwind in Lakewood. Connect with a REALTOR® today to tour Lakewood Community. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,190,000
443 CENTRE DIAGONAL Road, south bruce peninsula, Ontario

443 Centre Diagonal Road

South Bruce Peninsula, Ontario

Welcome to 192 ACRES of secluded haven nestled in the pristine South Bruce Peninsula wilderness. This enchanting property boasts a piece of history with its 1870s log cabin, expanded 36 years ago to blend modern comfort with rustic charm. Step into the inviting front porch where you can watch nature roam just outside the windows. Inside, discover a warm embrace of tradition and character, with four bedrooms and two full baths spanning approximately 1650 square feet. The heart of the home is the living room, anchored by a wood-burning stove, offering cozy gatherings on chilly evenings. The kitchen adorned with an antique cookstove invites culinary adventures, while the adjacent eating area sets the scene for shared meals and cherished memories. Throughout, wood floors add a touch of timeless elegance. Venture outside to explore your personal paradise, where trails meander through the landscape, inviting exploration and adventure. The 22' x 22' workshop with hydro provides space for creative pursuits or practical endeavors, while a well-maintained barn measuring 51' x 42' offers stalls and an upper-level loft, ideal for hobby farming or storing equipment. Whether you seek a tranquil retreat, a weekend escape, or a hunter's haven, this property offers endless possibilities. Embrace the serenity of country living; your slice of paradise awaits. Experience the calm and magic of this property! (id:22681)

4 Bedroom 2 Bathroom 1654 sqft

Chestnut Park Real Estate Limited Brokerage (O.s.)
Chestnut Park Real Estate Limited (Collingwood) Brokerage
Coldwell Banker Neumann Real Estate Brokerage

For sale
$1,190,000
443 CENTRE DIAGONAL Road, south bruce peninsula, Ontario

443 Centre Diagonal Road

South Bruce Peninsula, Ontario

Welcome to 192 ACRES of pristine South Bruce Peninsula wilderness. This enchanting property boasts a piece of history with its 1870s log cabin, expanded 36 years ago to blend modern comfort with rustic charm. Step into the inviting front porch where you can watch nature roam just outside the windows. Inside, discover a warm embrace of tradition and character, with four bedrooms and two full baths spanning approximately 1650 square feet. The heart of the home is the living room, anchored by a wood-burning stove, offering cozy gatherings on chilly evenings. The kitchen adorned with an antique cookstove invites culinary adventures, while the adjacent eating area sets the scene for shared meals and cherished memories. Throughout, wood floors add a touch of timeless elegance. Venture outside to explore your personal paradise, where trails meander through the landscape, inviting exploration and adventure. The 22' x 22' workshop with hydro provides space for creative pursuits or practical endeavors, while a well-maintained barn measuring 51' x 42' offers stalls and an upper-level loft, ideal for hobby farming or storing equipment. Whether you seek a tranquil retreat, a weekend escape, or a hunter's haven, this property offers endless possibilities. Embrace the serenity of country living; your slice of paradise awaits. Experience the calm and magic of this property! (id:22681)

4 Bedroom 2 Bathroom 1654 sqft

Chestnut Park Real Estate Limited Brokerage (O.s.)
Chestnut Park Real Estate Limited (Collingwood) Brokerage
Coldwell Banker Neumann Real Estate Brokerage

For sale
$764,000
457898 GREY ROAD 11, meaford, Ontario

457898 Grey Road 11

Meaford, Ontario

Escape to your ideal COUNTRY LIVING property, where quiet and tranquility meet convenience in this wonderful 4-bedroom, 2-bathroom, 4-level back split home. Set on a one-acre plot enveloped by lush cedar trees, this charming home offers the perfect balance of rural seclusion and proximity to amenities, just a short 10 minute drive to the core of Owen Sound. The heart of the home is in the recently updated (2019) kitchen with new laminated flooring, cabinets and appliances. In the colder months, gather around the fireplace to enjoy cozy evenings or take pleasure in the insulated 3 season sunroom. Pet owners will appreciate the private pet door to an insulated pet shelter and spacious fenced in pen, ensuring that furry friends can relish the outdoors in safety and comfort. Hosting gatherings all year around has never been easier with an insulated and ventilated BBQ hut. With careful consideration for the future, various updates have been executed, including a new furnace in 2019, new electric panels in 2020, and a new roof in 2021. A new submersible pump was also installed in the drilled well in 2022. Gardeners rejoice as newly planted fruit trees and bushes offer the potential for fresh, home grown, apples, plums, cherries, raspberries, and blueberries. A massive 1,400 sq ft insulated garage allows plenty of space to store an RV, boat, cars and still have plenty of space for a workshop. Not to mention a 640 sq ft, 2-bedroom, 1-bathroom (and kitchen) garden suite for extra living space. Whether you seek a peaceful sanctuary or a space to grow, this country property is ready for you! (id:22681)

4 Bedroom 2 Bathroom 1834 sqft

Century 21 In-Studio Realty Inc.

For sale
$275,000
37 WHIPPOORWILL Road, northern bruce peninsula, Ontario

37 Whippoorwill Road

Northern Bruce Peninsula, Ontario

Introducing 37 Whippoorwill Rd, the perfect location for your new home or cottage. This is an incredible opportunity to own property in one of the most desirable areas of the Bruce Peninsula; Whippoorwill Bay. Building lots rarely come available on this street and there are not many left. The property is treed and is 50' x 100'. The charming town of Lions Head is a short drive away offering all amenities you need including restaurants, shops, Foodland, marina, park, beach, and much more. 2023 Taxes: $284. (id:22681)

Keller Williams Realty Centres

For sale
$850,000
502148 10 Concession, west grey, Ontario

502148 10 Concession

West Grey, Ontario

Let your imagination get the better of you, leave behind the city noise and fall in love with the stars. With almost 100 acres to call your own, the possibilities are endless. Have drinks by the roaring fire, listen to the peaceful sound of the water or hike the bounty of your property located close to Crawford in the Municipality of West Grey. Minutes to Hanover or Durham - this property is a dream come true. (id:22681)

RE/MAX Land Exchange Ltd Brokerage (Hanover)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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