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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$795,000
93 RAY Drive, northern bruce peninsula, Ontario

93 Ray Drive

Northern Bruce Peninsula, Ontario

Escape to your own private paradise on the shores of Lake Huron, where every day brings new opportunities to enjoy the rugged natural beauty of the Bruce Peninsula. Welcome to this 2-bedroom, 2-bathroom A-frame home, set at the end of a cul-de-sac, and enjoy the ocean-like views and evening sunsets that will take your breath away. Nestled along the coastline, this A-frame home/cottage features an open-plan layout designed to maximize both space and the panoramic views through the many windows, that allow natural light to bathe the rooms. The living/dining area creates an inviting atmosphere for relaxation and entertaining while the den offers versatile space that can easily work as an office or a third bedroom, catering to your individual needs. Retreat to the primary bedroom, with a 2-piece ensuite and a Juliet balcony framed by glass railings, where you can savour your morning coffee, watch a sunset over the shimmering waters or stargaze in the evening in this dark sky community. Numerous upgrades have been completed including several new appliances, freshly renovated bathrooms with in-floor heating in the main bathroom, new propane stove, new roof, new water system and upgraded plumbing. There’s even a a brand-new washer and dryer to add practicality to your daily routine. Adults and children alike will spend hours exploring the unique character of the rock beach here and embrace the privacy of this property, allowing you to truly unwind and reconnect with nature. Conveniently located near Tobermory, you'll have easy access to amenities, shops, restaurants, and an array of tourist attractions. Come experience lakeside living – where every sunset is a masterpiece, and every day is filled with the promise of new adventures. The property comes turnkey with everything you need to enjoy cottage life on the Bruce! (id:22681)

2 Bedroom 2 Bathroom 1140

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale Open House
$499,900
178 BRITANNIA Road W, goderich, Ontario

178 Britannia Road W

Goderich, Ontario

Welcome to 178 Britannia Road W in Goderich! This well-maintained bungalow offers a cozy and comfortable living space. The property features a 14’x15’ detached garage and a convenient asphalt driveway. As you approach the home, you'll notice the inviting new front porch, perfect for enjoying your morning coffee. Inside, the main floor boasts 1488 square feet of total finished space. There are two spacious bedrooms, each with its own closet, providing ample storage. The updated 4-piece bathroom adds a touch of modern elegance. The open-concept living/dining room creates a welcoming atmosphere, with open sight lines that lead into the bright and functional kitchen. High-quality window coverings throughout the home add a touch of style and privacy. The fully finished basement offers even more living space, with an additional bedroom, a 3-piece bathroom with laundry facilities, and a cozy rec room. The basement has been updated with new flooring, adding a fresh and modern touch. Storage won't be an issue, thanks to the ample space in the utility room. This home is heated with natural gas-forced air and also includes air conditioning, ensuring year-round comfort. Step outside onto the new deck in the backyard, perfect for relaxing or entertaining guests. Location-wise, you'll love the convenience of being within walking distance of the square, where you can enjoy local shops and restaurants. For nature lovers, the Goderich Lighthouse is just 700 meters away, offering stunning views of Lake Huron which offers incredible sunsets. And if you're in the mood for a beach day, Goderich Main Beach is only 1.3 kilometers away, providing the perfect spot for sun and sand. Whether you are looking for your first home or seeking to downsize in a low-maintenance bungalow – this could be the property for you! (id:22681)

3 Bedroom 2 Bathroom 1312

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$884,000
1964 ROMINA Court, innisfil, Ontario

1964 Romina Court

Innisfil, Ontario

Welcome to 1964 Romina Court! This legal 2 unit detached property is one of a kind with beautiful all brick exterior, large open concept living spaces and income generator in the basement! Basement suite is legal and registered with the town of Innisfil. Basement features oversized windows in kitchen and bedroom areas and walk out to ground level - this space does not feel like a basement! Main level features tile & hardwood floors, gas fireplace, new appliances, laundry room, powder room and walk out to backyard deck. Second level features three bedrooms, two bathrooms and hall storage. New furnace installed in 2022. All smoke detectors are hardwired and interconnected as per building code for legal 2 unit suite. Basement ceiling finished to minimize noise transfer with Roxul Safe & Sound insulation, resilient channel & Type X drywall. (67262665) (id:22681)

4 Bedroom 4 Bathroom 2216

Coldwell Banker Peter Benninger Realty

For sale
$724,900
873 SUMPTON Street, port elgin, Ontario

873 Sumpton Street

Port Elgin, Ontario

Nestled in a highly sought-after tranquil neighborhood, this charming 3-bedroom, 2 1/2-bathroom bungalow embodies comfort and convenience. Boasting an array of desirable features, including an irrigation system with sandpoint, a natural gas furnace with AC and humidistat unit, and the added convenience of main-level laundry, this home is designed to enhance your everyday living experience. The spacious garage, oversized at 18'2 x 19'8, offers ample storage space and parking convenience. Meanwhile, the main level showcases elegant tile and hardwood flooring, adding a touch of sophistication to the living spaces. With its exceptional amenities and prime location, this property is sure to attract keen interest. Don't miss out on the opportunity to make this your dream home. Schedule your appointment today before it's gone! 2023 Utility Costs: Westario Power/Hydro $1207.56, Enbridge/Gas $1108.50, Reliance $472.96, Water/Sewer $1076.66. (id:22681)

3 Bedroom 3 Bathroom 2058

Sutton-Huron Shores Realty Inc. Brokerage

For sale Open House
$899,000
478 CREEKWOOD Drive, southampton, Ontario

478 Creekwood Drive

Southampton, Ontario

Stylish and functional this beautiful 2 + 2 bedroom 4 bath bungalow built by Berner Contracting is a true gem. Located in the much sought after Creekwood subdivision in Southampton, it's just a 7 minute walk to the sandy shores of Lake Huron and South Street Beach. The main floor is flooded with natural light from the floor to ceiling windows surrounding the gas fireplace. The vaulted ceiling in the living room adds drama and interest. The kitchen has loads of quality cabinetry with matching black appliances and an adorable window seat area. The Primary bedroom is carpeted with Walk-in Closet, a beautiful coffered ceiling and a 3 pc bath. The second bedroom could double as a main floor office or den. A 4pc bath and laundry room with garage entrance completes the main floor. Walk-out from the full size Dining area, onto a two tiered spacious covered deck, truly your own private Oasis! The grounds are maintenance free grass cutting only required in the front! The lower level is fully finished with an extra large recreation room with fireplace and wet bar. There is a large bedroom with a walk-in closet and a 3pc bath, as well as a newly renovated area with a 3 pc bath an extra bedroom for guests, and a bonus room that would make a great office or craft room. This quality home is waiting for you. (id:22681)

4 Bedroom 4 Bathroom 2943

Royal LePage Exchange Realty Co.(P.e.)

For sale Open House
$749,900
23 PIERCE Street N, south bruce peninsula, Ontario

23 Pierce Street N

South Bruce Peninsula, Ontario

Welcome to this turn key, contemporary bungalow. Featuring all the comforts you could hope for in a year round home and just 1 km to the warm shores of Lake Huron and Oliphant Marina. Built in 2014 this home sits on a 0.7 acre treed Lot on a dead end street, abutting a large forest parcel which offers extra privacy and natural beauty. This home has been well maintained and updated, featuring new HVAC and Septic bed as well as an impressive detached shop, perfect for storing all your toys or as a potential additional living space. The quaint bunkie is tucked away at the rear of the lot near the firepit, perfect for those extra overnight guests. Stepping into the home, you appreciate the open concept feel on the main floor with abundant natural light through the large windows and sliding door out to the rear deck. The kitchen features plenty of cabinets topped with a beautiful Algonquin limestone. There is a handy inside entry out to the fabulous insulated garage with corrugated steel walls, tons of storage and also plumbed in for a forced air heater. The primary bedroom comes complete with walk in closet, sliding door and ensuite bathroom, 2 additional bedrooms and a 4 pc bath complete the upper level. If you have a large family or have friends stay over often, the downstairs offers an additional 2 large bedrooms, family room, laundry, a cold storage and an extra utility room perfect for a storage/pantry space. Oliphant is a warm and welcoming community, offering a quiet escape yet Sauble Beach is just 10 minutes away to enjoy all the shops and dining options available there. The locals love it here, come see why it might be the perfect place for your next adventure. Showings available now, by appointment only (id:22681)

5 Bedroom 2 Bathroom 2356

Century 21 In-Studio Realty Inc.

For sale
$719,000
824124 MASSIE Road, holland twp, Ontario

824124 Massie Road

Holland Twp, Ontario

Experience the serenity of country living and views for miles! Whether you are looking for a family home, a retirement property, or simply a country retreat, this property delivers. Nestled on over 12 acres along a quiet country road you will find this 3-bedroom, 1-bathroom bungalow. Enjoy the expansive deck overlooking the property and pond, an ideal setting for summer gatherings. Inside the spacious open concept living, dining & kitchen area boasts large windows framing the panoramic view. Also featuring an additional games/rec room and seasonal sunroom. The lower level offers space for the 3rd spacious bedroom & family room with a cozy fireplace just waiting for your finish touches. The utility room has a large workbench and ample space to add a second bath. The cold storage room is ideal for a wine cellar or preserves from your garden. A durable metal roof and forced air heating complements this cozy home. Outside, you will find this property's natural beauty, featuring two ponds, wooded trails, gardens, and fruit trees—a true Grey County oasis. Enjoy trails, wildlife, and nature at its best - bunnies, bird and deer. The barn/shed is perfect for snowmobiles, ATVs, or a workshop, or even space for a horse stall. Completing the package is an attached garage and shed, offering endless possibilities. Don't miss this opportunity to own a slice of rural paradise! (id:22681)

3 Bedroom 1 Bathroom 1173

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$429,900
180 5TH Street E, owen sound, Ontario

180 5th Street E

Owen Sound, Ontario

Adorable 2 bedroom brick home. Conveniently located walking distance to the farmers market, library, and amenities of downtown, Harrison Park and the Sydenham River. This cute and cozy house has a bright open concept living and dining area with high ceiling and lots of character! Beautifully updated kitchen and bathroom, hardwood floors, steel roof, a private fenced backyard and deck. One floor living and natural gas heat makes this home a very economical choice for the first time buyer or retiree! Call today for your private viewing! (id:22681)

2 Bedroom 1 Bathroom 895

Royal LePage Rcr Realty Brokerage (Os)

For sale Open House
$349,000
945 3RD Avenue E Unit# 405, owen sound, Ontario

945 3rd Avenue E Unit# 405

Owen Sound, Ontario

Welcome to stress-free living in the heart of downtown Owen Sound! This one-bedroom residential condo, nestled on the 4th floor of a professional building, is a true gem. Conveniently located within a short walk to the theatre, quaint shops, and renowned eateries, this condo offers a lifestyle of comfort and convenience. Step into a lovingly maintained space featuring a well-appointed bathroom with a luxurious soaker tub. The master bedroom and great room boast large towering windows with a west exposure, flooding the space with natural light. The kitchen is a chef's delight with stainless steel appliances and quartz countertops, creating a perfect blend of style and functionality. Premium finishes abound, including engineered hardwood flooring throughout, 9-foot ceilings, and a utility room housing the mechanical equipment. The in-suite laundry, equipped with an energy star washer and dryer, adds to the practicality of this residence. Stay comfortable year-round with a natural gas furnace, air conditioning, and a heat ventilator (HRV). For those seeking outdoor relaxation, the rooftop terrace awaits, complete with gas barbecues and a lounge area. This condo is not just a home; it's a lifestyle. Enjoy numerous amenities, including designated parking and a large storage locker. The third floor hosts a common social area and gym, providing ample opportunities to stay active and socialize. The large party room, featuring a pool table and big-screen TV, is perfect for game nights and entertaining friends. Additionally, a modern exercise room is available for those seeking a more active lifestyle. Don't miss the chance to own a bright and spacious condo that offers stress-free living with amenities galore. Call today to schedule a viewing and make this your new home in the heart of downtown Owen Sound! (id:22681)

1 Bedroom 1 Bathroom 771

Royal LePage D C Johnston Realty Brokerage

For sale
$715,000
183 SEELEY Avenue, southgate, Ontario

183 Seeley Avenue

Southgate, Ontario

Built in 2021 this corner lot home has ample living space, including 4 bedrooms & 3 bathrooms & basement development potential. Located in Dundalk, the property is close to everything the town has to offer. Take a bike ride, walk the kids to school & enjoy the small town feel. (id:22681)

4 Bedroom 3 Bathroom 2453

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale
$519,000
831 MILL Street, port elgin, Ontario

831 Mill Street

Port Elgin, Ontario

This lovely bungalow is located in town on a but on a very quiet street. It's close to the high school, dog park and a short distance to the downtown area with great shopping and excellent dining. There are 3+1 bedrooms, 2 full bathroom and a full finished basement so plenty of space for the whole family. There are hardwood floors throughout the main floor. With a back door access to basement, there is the potential for an in-law suite. The basement is fully finished with new laminate floors (2024), new 3-piece bathroom (2023) and a rec room with a gas stove, games room with bar, laundry room and workshop and a 4th bedroom. The lot is a large corner lot measuring 76 frontage X 98.3 depth. There is a large back deck with new hot tub (2022) and lovely gazebo and a 10 X 10' shed for extra storage. Electrical panel updated (2022). Back flow replacement (2023). Hot water heather owned (2020). Convenient sand point watering system. (id:22681)

4 Bedroom 2 Bathroom 1083

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$944,900
362 IVINGS Drive, port elgin, Ontario

362 Ivings Drive

Port Elgin, Ontario

SECONDAY SUITE - NEW BUILD - the foundation is poured for this brand new home featuring 2 bedrooms and 2 baths on the main floor along with a completely self contained basement apartment with 2 bedrooms and 1 bath. Perfect setup for family members to share, rental income to help pay the mortgage while you live upstairs, or 2 separate rental units to add to your investment portfolio. Price includes, hardwood and ceramic throughout the main floor, vinyl plank and ceramic in the basement, Quartz counter tops in the main floor kitchen, laminate in the lower kitchen and all baths. There are laundry hookups in both units and there is a room in the lower level for the use of the main floor occupant. Exterior finishes include sodded yard, concrete drive and partially covered deck measuring 17'8 x 12 off the main floor kitchen. The house will be heated with a gas forced air furnace and one gas fireplaces. HST is included in the asking price provided you qualify for the rebate and assign it to the Builder on closing (id:22681)

4 Bedroom 3 Bathroom 3018

RE/MAX Land Exchange Ltd Brokerage (Pe)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.