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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$1,495,000
318687 GREY ROAD 1, georgian bluffs, Ontario

318687 Grey Road 1

Georgian Bluffs, Ontario

THIS STATELY COUNTRY HOME sits on 40.5 treed acres on the very edge of Owen Sound. The Balmy Beach area setting is private and gorgeous features woodlands with walking trails, a 5 acre fenced field, and a creek running through! With the feel of a manor house, this 5 bedroom, 2 bath, 2 ½ storey brick home is approached by a drive that circles the buildings and is skirted in places by fabulous stone walls. The rooms are spacious and flank an elegant staircase. A grand verandah, hung with Concord grapes, stretches along two sides while underneath are two walkouts from the high basement out to the lawns. The property includes a detached 2 car garage and a barn with stables below as well as a guest cabin (built 2022, 20'x14', in-floor heat, separate drive) and modular home (re-built 2011, 40'x12', on foundation, separate drive, gas & hydro metered separately), both currently rented. Property is generating over $18,000 per year in rental income. The 110 ft well supplies all 3 homes and the barn. There is a septic system servicing the house and cabin and a separate one for the modular home. The main house has been rewired; a 200 amp breaker panel was installed in 2012 and there is a separate panel for a generator. Plumbing replaced 2012. Gas fireplace in living room and wood fireplace in den. All windows replaced over last several years. The roof is asphalt coated steel 2010; asphalt shingles on verandah and cabin 2020. The Managed Forest Tax Incentive Program reduces the taxes by $3,346/year. A wonderful location with marina, township tennis courts and boat launch. This is a truly special property with significant upgrades and the inherent qualities of a splendid family home. (id:22681)

5 Bedroom 2 Bathroom 3073.0200

Exp Realty

For sale
$1,495,000
318687 GREY ROAD 1, georgian bluffs, Ontario

318687 Grey Road 1

Georgian Bluffs, Ontario

THIS STATELY COUNTRY HOME sits on 40.5 treed acres on the very edge of Owen Sound. The Balmy Beach area setting is private and gorgeous features woodlands with walking trails, a 5 acre fenced field, and a creek running through! With the feel of a manor house, this 5 bedroom, 2 bath, 2 ½ storey brick home is approached by a drive that circles the buildings and is skirted in places by fabulous stone walls. The rooms are spacious and flank an elegant staircase. A grand verandah, hung with Concord grapes, stretches along two sides while underneath are two walkouts from the high basement out to the lawns. The property includes a detached 2 car garage and a barn with stables below as well as a guest cabin (built 2022, 20'x14', in-floor heat, separate drive) and modular home (re-built 2011, 40'x12', on foundation, separate drive, gas & hydro metered separately), both currently rented. Property is generating over $18,000 per year in rental income. The 110 ft well supplies all 3 homes and the barn. There is a septic system servicing the house and cabin and a separate one for the modular home. The main house has been rewired; a 200 amp breaker panel was installed in 2012 and there is a separate panel for a generator. Plumbing replaced 2012. Gas fireplace in living room and wood fireplace in den. All windows replaced over last several years. The roof is asphalt coated steel 2010; asphalt shingles on verandah and cabin 2020. The Managed Forest Tax Incentive Program reduces the taxes by $3,346/year. A wonderful location with marina, township tennis courts and boat launch. This is a truly special property with significant upgrades and the inherent qualities of a splendid family home. (id:22681)

5 Bedroom 2 Bathroom 3073

Exp Realty

For sale
$999,900
61 GEORGIAN Drive, northern bruce peninsula, Ontario

61 Georgian Drive

Northern Bruce Peninsula, Ontario

Exclusive JACKSON COVE - Simply the BEST GEORGIAN BAY WATERFRONT on the Bruce Peninsula ... Protected CRYSTAL CLEAR, GENTLE GRADE to DEEP WATER for SWIMMING, SAFE for seasonal BOAT DOCKING, small craft use & water-sports, NIAGARA ESCARPMENT VIEWS, walk to BRUCE TRAIL access w/300ft high views! These are just a few of the many things that make JACKSON COVE the #1 HIDDEN GEM on the Bruce - WATCH the VIDEO! ... The CARIBBEAN of the NORTH in summer & super fun in winter w/toboggan hill, x-skiing at your door & OFC trails mins away - A TRUE 4-SEASON PLAYGROUND! 61 Georgian Drive offers COMPLETE PRIVACY, surrounded by trees on a 0.6 ACRE LOT with 125ft frontage. This 4 season waterfront vacation home has been very well-maintained, offering VAULTED CEILINGS, LARGE WINDOWS with water views, HARDWOOD FLOORING, GREAT ROOM with OPEN CONCEPT LIVING. Stunning NATURAL LIMESTONE FIREPLACE in full view from living, dining & kitchen areas, NATURAL CEDAR Ceiling & Custom Feature Walls, newer kitchen with GRANITE COUNTERS, Island & HIGH-END APPLIANCES (Liebherr & Bosch), 3 bedrooms including master with patio door walk-out to private deck & ensuite potential, open loft added as 4th bedroom. Many updates including newer roof, spray foam insulation, propane furnace, shore well = great tasting year-round water!, UV system, covered side porch, MULTI-TIERED DECKING from cottage to shoreline! Property is being SOLD FULLY FURNISHED AND READY TO ENJOY NOW! Don't wait on this one - WATERFRONT listings in JACKSON COVE, Georgian Bay are VERY, VERY RARE, and ONLY TRULY FULLY APPRECIATED WITH A VISIT! (id:22681)

3 Bedroom 1 Bathroom 1083

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,069,900
61 NORTH SHORE Road, northern bruce peninsula, Ontario

61 North Shore Road

Northern Bruce Peninsula, Ontario

This CUSTOM HOME or VACATION RETREAT is truly the BEST of both worlds - with BOTH an incredibly PRIVATE 1.34+ acre PROPERTY and a PRIME WATERFRONT LOT. This Barrow Bay - GEORGIAN BAY offering features a gorgeous property with a mix of PROFESSIONAL LANDSCAPING, amazing elevated VIEWS, natural NIAGARA ESCARPMENT rock outcroppings, and a separate WATERFRONT LOT included where you can keep your boat, swim and enjoy dockside waterfront activities! Enter winding custom INTERLOCKING STONE DRIVE to discover a COMPLETELY PRIVATE OASIS hidden in the trees & offering elevated views of the manicured grounds and escarpment. Not to be outdone by the setting, the custom home features 1,824 sq ft of ONE-FLOOR LIVING with IN-FLOOR RADIANT HEAT throughout, a CUSTOM KITCHEN w/built-in appliances, hardwood flooring, large windows with transoms, walk-out to elevated private terrace w/hot tub and stunning views - TRUE SERENITY! All MODERN MECHANICALS, including on-demand hot water heater, new (2024) whole home back-up generator & EV car charger. Did I mention the OVERSIZED 24x32 TWO-LEVEL GARAGE with 525+sq ft fully finished GUEST SUITE? A short walk across the road, find the INCLUDED WATERFRONT LOT on Little Lake with PRIVATE DOCK. EXCLUSIVE LITTLE LAKE on GEORGIAN BAY is a unique protected waterfront - yet 2 mins out the deep-dredged channel to main body Georgian Bay offers unlimited boating and shoreline escarpment views! 61 North Shore Rd is a mid-peninsula location - steps from GEORGIAN BAY & BRUCE TRAIL, and less than 10mins to Lion's Head for shopping, marina, restaurants and hospital. Discover the best of both WORLDS on the Bruce Peninsula. A MUST SEE, to fully appreciate - Book your viewing now! (id:22681)

3 Bedroom 2 Bathroom 1824

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$675,000
31 HENWOOD Street, stokes bay, Ontario

31 Henwood Street

Stokes Bay, Ontario

Modern style & comfort! Welcome to this newer 4-season bungalow tucked away on a quiet road. The property is only a short drive to public water access at Sandy Beach in Hardwick Cove, or to Black Creek Provincial Park. Plenty of parking awaits you and the family as you pull in. Spacious corner lot provides treed privacy from the roadway plus a large lawn area perfect for games. Sitting on the covered front deck you can enjoy the rustle of the cattails and the birds singing in the trees. Come on inside and make yourself at home! Tiled entry and coat closet. The large open concept living area provides 14’ high ceilings with beamed feature, recessed lighting and a warm tongue and groove wood finish. You’ll love the large windows and hardwood flooring throughout. Cook family meals and entertain easily in the large kitchen, featuring tile flooring, slow close drawers, undercabinet lighting plus stainless-steel appliances. Are you a BBQ lover? The walkout from the kitchen provides easy access to the back deck where you can BBQ away. Bugs, what Bugs? Dining in the covered screened deck means you can eat comfortably and entertain into the evening with exterior lighting. The home/cottage features 3 bedrooms and 2 full bathrooms. Two bedrooms each share access to the 4Pc bathroom, as well as have large closets for plenty of storage. The primary bedroom features dual closets, a 3PC ensuite bathroom with tiled shower plus laundry facilities. Keep your feet cozy and warm with the in- floor heating in both bathrooms, and in the summer months, the central air will keep you nice and cool. Cedar lined closets and low maintenance finishes inside & out! Nice and clean crawlspace, insulted with concrete floor. Located mid-way on the Bruce Peninsula with access to recreational amenities such as hiking trails, beaches, marinas, shopping, The Grotto & more! (id:22681)

3 Bedroom 2 Bathroom 1343

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$699,000
147 DORCAS BAY Road, northern bruce peninsula, Ontario

147 Dorcas Bay Road

Northern Bruce Peninsula, Ontario

Welcome to 147 Dorcas Bay Road, offering you the perfect family home or weekend retreat, situated just minutes from Tobermory, Cyprus Lake Park and a stone's throw away from the renowned Singing Sands Beach. This home, with its 3 bedrooms and 2 baths provides plenty of space for everyone. Enter through the front door and the first thing you will notice is the natural light flowing through the open concept design which blends the living, dining, and kitchen areas, creating a welcoming place for family gatherings and making memories. From both the living and dining rooms, two sets of patio doors open onto your own private back deck - perfect for hosting summer gatherings, barbecues, or simply enjoying the beautiful views of the trees and back yard. The bedrooms are a good size, and the primary comes complete with an ensuite bathroom and a walk-in closet, ensuring comfort and convenience. The laundry room provides in-door access to the impressive crawl space with 5’ 7” of head room, with lots of opportunity for storage. Located just down the road and less than a five minute walk from Singing Sands Beach, you’ll never have to arrange or pay for parking to enjoy the warm waters of Lake Huron, dig your toes in the sand and spend a relaxing day at the beach. The town of Tobermory is also a short drive away for shops, restaurants and activities. Come have a look and discover all that the Bruce Peninsula has to offer. (id:22681)

3 Bedroom 2 Bathroom 1341

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,000,000
23 ARGYLE Street, markdale, Ontario

23 Argyle Street

Markdale, Ontario

INVESTORS / DEVELOPERS TAKE NOTE!! A wonderful investor opportunity property. THIS PROPERTY IS LOCATED IN THE REDEVELOPMENT AREA OF DOWNTOWN MARKDALE. PROPERTY IS BEING SOLD AS-IS WHERE-IS and is part of an estate sale. This large solid block bldg has att'd 4 car garage + 10x24'shop area w/15x8'extension. Set up as a triplex, each unit with own hydro meter. Across from former hospital & just around the corner from Main St shopping. Zoning allows for single or multi residence, offices, commercial-retail & light industry use. Great value of a smart investor. DEVELOPERS TAKE NOTE. (id:22681)

3360

Century 21 In-Studio Realty Inc.

For sale
$389,000
317 6TH Street E, owen sound, Ontario

317 6th Street E

Owen Sound, Ontario

Investors & first time home buyers! Welcome to this charming 1.5 Storey home located close to downtown Owen Sound. This home features two kitchen/ living spaces, both with their own separate entrances (and interior staircase connecting the two spaces). The main floor offers a bright living room, dining area, bathroom, and kitchen, currently utilized as a Bachelor style living space. Make your way up the stairs to the second kitchen/ living area, where you will find two bedroom and an additional bathroom. Outside, is a long driveway which ends at a detached garage (with loft storage), and a separate detached Bunkie. The Bunkie is winterized and ready to use year round! Contact your REALTOR® today to book a showing. (id:22681)

2 Bedroom 2 Bathroom 1260

Royal LePage Rcr Realty Brokerage (Os)

For sale
$485,000
4 PALMER MARIE Lane, chesley, Ontario

4 Palmer Marie Lane

Chesley, Ontario

Welcome to 4 Palmer Marie Lane! This 1248 sq. ft. life lease unit built in 2022, effortlessly combines modern design with comfortable one level living. Open-concept layout with seamlessly integrated kitchen, dining room, and living room bathed in natural light from the large windows. Stunning maple kitchen cabinets and sleek backsplash and quartz countertops. Primary bedroom features a 3 pc ensuite and walk in closet. Additional bedroom offers versatility as a guest room, office, craft room, or a cozy TV retreat. Convenient 4 pc main bath and laundry combo. Feel the warmth underfoot with the in-floor heating system and ductless a/c for cooling. Attached, oversized garage is complete with trusscore creating a clean and durable finish. Double concrete driveway. Discover a large and inviting patio to enjoy a quiet and private moment. This life lease unit is a testament to quality, thoughtful design, and comfortable living with snow removal and lawn maintenance included. Seize the opportunity to experience worry free living in a vibrant and welcoming 50+ community in Chesley. (id:22681)

2 Bedroom 2 Bathroom 1248

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$2,100,000
845064 DEVIATION Road, grey highlands, Ontario

845064 Deviation Road

Grey Highlands, Ontario

A stunning property on a scenic 100 acres, this elegant century home offers a private and serene retreat. The grandeur of this home is beautifully enhanced by its gardens and pastures. This is an executive rural oasis for family and friends, a home designed for entertainment and enjoyment. The house features high ceilings, original woodwork, and is a time capsule of its era with charming character throughout. From the custom stained glass windows to pocket doors between the formal dining and living rooms, this home showcases many exquisite elements. Care for detail shines through from the hemlock beams in the sunroom to the butternut kitchen cabinets. The second floor offers four bedrooms with a gracious primary presenting beautiful views from every window. The third floor is a showstopper, with natural light streaming in and offering endless possibilities. Even the basement, with its high ceilings, ample space and walkout, can be utilized in so many ways from workshop to storage. With 80 acres workable and a bank barn, this is not only a gorgeous home but a functioning farm. The many mature pines and maples offer seclusion and privacy as do the towering cedar hedges which line the drive and surrounding gardens, invoking a storybook feel. With longevity in mind, approximately 6 acres were planted in 2023 with 4,800 mixed species trees (pine, spruce, maple, larch, cedar). A short drive to Meaford, Thornbury and Owen Sound, and in close proximity to farm shops, you won't be missing anything living in this rural paradise! (id:22681)

5 Bedroom 3 Bathroom 3197.2200

Exp Realty

For sale
$699,000
104 OLIPHANT Way, oliphant, Ontario

104 Oliphant Way

Oliphant, Ontario

This charming executive style bungalow offers great value! Situated with an easy walk to the sandy shores of Lake Huron, in Oliphant on the Bruce Peninsula. Here you will enjoy the warm Caribbean colors of the water, with the stunning glowing nightly sunsets. Launch your boat or enjoy a soft entry beach swim! This home serves well for a family or retiree. It sits in a mixed area of retirees & recreation. Home offers all main floor living. It features 3bds, 4pc bath on the east wing and the primary suite on the west wing to offer more privacy. Primary also offers a 4pc bath includes bidet, and a lg his/hers walk in closet. It also has a walkout to the back patio. You can cook up a storm for all the family & friends in this Lg warp around kitchen with cherry cabinets. Main floor Laundry with access to the family room, and then in to the main Living Room. Separate dining room or could be an office if you like! Gather friends & family in the lg games room loft with extra seating, 2pc bth, pool table and sitting area for a great game of cards. Attached double garage with plenty of extra parking on this spacious lot. Back patio with wood seating and flower boxes. The landscaped lot with gardens and groomed grass will be enjoyed by all. Enjoy the patio while watching the kids play in the back yard! Great value package here! Call now to book your private viewing! (id:22681)

4 Bedroom 4 Bathroom 2875

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$874,900
32 PINE FOREST Drive, sauble beach, Ontario

32 Pine Forest Drive

Sauble Beach, Ontario

Beautiful custom built home steps away from Silver Lake and 2 min drive to the sandy shores of Sauble Beach. This one floor bungalow boast 3 bedrooms and two baths. Open concept living/dinning/kitchen with 21ft cathedral ceilings excellent for entertaining guest. From the living room you have access to a huge outside deck that is partially covered. The over sized single car garage allows for some extra toys and the crawl space basement is a great space for storage. The sprinkler system has been well maintained and professionally closed every fall. Laundry is located in the main bathroom. (id:22681)

3 Bedroom 2 Bathroom 1450

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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