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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$684,900
636 22ND Avenue, hanover, Ontario

636 22nd Avenue

Hanover, Ontario

All brick bungalow that has approximately 1184 sq.ft. of finished living space on each level. Attached double garage. Main level offers a bright living room with bay window allowing the morning sun to shine in. The kitchen is at the back of the home with ample amount of cabinets, new dishwasher in 2023 and sliders to the fully fenced (8' high) rear yard. Laundry facilities are in behind double doors at the end of the kitchen. Three bedrooms and 4 piece bath complete this level. Hardwood flooring compliments the living room, hallway, and the 3 bedrooms. The lower levels large family room was completed in fall of 2023, offering luxury vinyl flooring, new trim and a fresh coat of paint. This level also has a 4 piece bath with whirlpool tub, office, cold cellar and spacious utility/storage room. Recent updates include having the kitchen cabinets professionally painted, updated kitchen and bath counter tops and taps, newer lighting, range hood, and a fresh coat of paint. Garage door opener replace in 2023. Rear yard has a deck, lower patio, hot tub, 10'x12' tool shed with hydro and natural gas BBQ hook up. Sump pump in home has never had the need to run. Reverse Osmosis system and water softener (replaced March 2024). Present owner has lived here for approximately 15 years, home is smoke free and shows pride of ownership and awaits a new owner. (id:22681)

3 Bedroom 2 Bathroom 2368

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$939,900
401 6TH Avenue W, owen sound, Ontario

401 6th Avenue W

Owen Sound, Ontario

Discover the comfort and stylish living in this beautifully designed 1394 square foot bungalow located in the heart of a desirable neighborhood. This home features 2 bedrooms on the main floor and an additional 2 in the fully finished lower level, providing ample space for everyone. Upon entering, you'll immediately feel the warmth of the space, enhanced by 9' main floor ceilings and hardwood flooring throughout. The main floor also includes a direct vent fireplace, surrounded by a painted mantel, creating a cozy atmosphere for gatherings. The fireplace can be placed either on the main floor or in the basement, offering flexibility. The kitchen, the heart of the home, showcases a quartz countertop island and seamlessly flows into the partially covered 10’ X 25’ back deck, perfect for both casual and formal entertaining. The master ensuite is a sanctuary with a tiled shower and a freestanding acrylic tub, providing a relaxing retreat. This property offers additional features that enhance its appeal, such as a fully finished insulated 2-car garage, concrete driveway, and walkways. The combination of designer Shouldice stone and vinyl board and batten exterior adds to the curb appeal, while practical details like rough-in central vac and a heat recovery ventilation system contribute to the home's functionality. The lower level of the home is a haven unto itself, with carpeted bedrooms, a family room, and an 8'6 ceiling height, creating a welcoming space for relaxation. Attention to detail is evident throughout, with a cold room below the front covered porch and concrete walkways from the driveway to the front porch and side garage door. This home offers more than just a living space; it provides a lifestyle. With a high-efficiency forced air natural gas furnace, central air conditioning, and a fully sodded yard, every aspect of comfort and convenience has been carefully considered. (id:22681)

4 Bedroom 3 Bathroom 2788

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$949,900
385 6TH Avenue W, owen sound, Ontario

385 6th Avenue W

Owen Sound, Ontario

Discover the comfort and stylish living in this beautifully designed 1437 square foot main floor bungalow located in the heart of a desirable neighborhood. With 2 bedrooms on the main floor and an additional 2 in the fully finished lower level, this home offers an inviting and spacious retreat for all. As you step inside, the warmth of the space is immediately apparent, complemented by 9' main floor ceilings and hardwood flooring throughout, except where ceramic tile graces the baths and laundry room. A direct vent fireplace, surrounded by a painted mantel, sets the tone for cozy gatherings, and the option for its placement on the main floor or in the basement offers flexibility. The heart of the home, the kitchen, boasts a quartz countertop island and seamlessly flows into the covered 8' x 16' back deck, providing an ideal space for both casual and formal entertaining. The master ensuite is a sanctuary with a tiled shower and a freestanding acrylic tub, offering a perfect retreat after a long day. Additional features elevate this property, including a fully finished insulated 2-car garage, concrete driveway, and walkways. The designer Shouldice stone exterior exudes curb appeal, while the thoughtful details, such as rough-in central vac and a heat recovery ventilation system, contribute to the home's overall functionality. The lower level is a haven unto itself with carpeted bedrooms, a family room, and an 8'6 ceiling height, creating an inviting space for relaxation. The practical elements, like a cold room below the front covered porch and concrete walkways from the driveway to the front porch and side garage door, showcase the attention to detail that defines this residence. This home is not just a living space; it's a lifestyle. With a high-efficiency forced air natural gas furnace, central air conditioning, and a fully sodded yard, every aspect of comfort and convenience has been carefully considered. (id:22681)

4 Bedroom 3 Bathroom 2874

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$984,700
LOT 14 MCLEAN Crescent, port elgin, Ontario

Lot 14 Mclean Crescent

Port Elgin, Ontario

Spacious 1602 sq. ft. raised bungalow with finished basement, to be built by Snyder Development. Offering 5 bedrooms and 3 full baths, including a 3-piece ensuite with a glass an tiled shower, you will find the quality that Snyder is known for throughout. The main floor is open concept, complete with quartz countertops in the kitchen and patio doors from the dining area to the backyard. The main floor bathrooms also have quartz countertops. There is also a main floor laundry. The fully finished basement provides an extra 1189 sq. ft. of living space, with a large rec room, two bedrooms, and a 3-piece bathroom. Attached double car garage. Hardwood and tile flooring throughout the main level, covered deck, fireplace, concrete driveway and sod are included. Finishes can still be chosen! (id:22681)

5 Bedroom 3 Bathroom 2791

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$926,100
LOT 15 MCLEAN Crescent, port elgin, Ontario

Lot 15 Mclean Crescent

Port Elgin, Ontario

This 1511 sq. ft. bungalow is to be built by Snyder Development. This home offers 3 + 2 bedrooms and 3 baths. The main level has 3 bedrooms; the primary has an ensuite with a double vanity and a glass and tile shower. The kitchen and main floor baths have quartz counter tops, the living room has a fireplace and there is hardwood and tile throughout the main level. The lower level is finished with a large family room, a 4 piece bath and 2 additional bedrooms. The home is finished with a double car garage, a covered rear porch, a concrete driveway and sod. Act now and choose your finishes. (id:22681)

5 Bedroom 3 Bathroom 2471

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$910,200
LOT 13 MCLEAN Crescent, port elgin, Ontario

Lot 13 Mclean Crescent

Port Elgin, Ontario

Spacious 1464 sq. ft. raised bungalow, with finished basement, to be built by Snyder Development. The main floor offers 2 bedrooms and 2 full baths; the 3-piece ensuite has a glass and tile shower. The open concept has a kitchen with quartz countertops, a gas fireplace and patio doors from the dining area to the backyard. The finished basement provides added living space with a large rec room, two additional bedrooms and a 4-piece bathroom. Attached double car garage. This home is completed with a concrete driveway and sod. Finishes can still be chosen! (id:22681)

4 Bedroom 3 Bathroom 2538

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$929,900
31 FISCHER DAIRY Road, walkerton, Ontario

31 Fischer Dairy Road

Walkerton, Ontario

This stunning home was custom built in 2021 and is located in the peaceful Riverview Estates running along the Saugeen River in Walkerton, providing access to world class kayaking, canoeing and sport fishing. This home boasts over 3300 square feet of beautifully finished living space. The main floor of this spectacular home offers engineered hardwood flooring, a stellar open concept kitchen with custom cabinets and quartz countertops complimented by a walk-in pantry, a main floor master bedroom complete with a walk-in closet and luxurious ensuite featuring a large walk-in shower. Adding even more tasteful comfort & convenience, you’ll find a large laundry/mudroom offering plenty of custom cabinets for storage, another full bathroom plus a flex room which could easily be used as an office or bedroom. Downstairs you’ll find warmth and comfort from the in-floor heat in the finished basement which features a large family room, three bedrooms and an impressive golf simulator/media room for endless hours of family fun! Outside, the property is topped off with mature landscaping and vinyl fencing in the backyard. Close to all amenities & beautiful nature trails. Call, text or email to arrange a viewing. (id:22681)

5 Bedroom 3 Bathroom 3343

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$749,000
97 GREMIK Crescent, sauble beach, Ontario

97 Gremik Crescent

Sauble Beach, Ontario

LOCATION, LOCATION, LOCATION! Welcome to 97 Gremik Crescent! Located in one of the best neighbourhoods in Sauble Beach, you’ll benefit from awesome proximity to the beautiful sandy shore and sunsets while enjoying the quiet and secluded feel of the wooded crescent tucked away from the hustle & bustle. This tastefully updated side-split home offers 2 bedrooms + den, and 2 bathrooms laid out over approx. 1900 sq ft of finished living space. On the main floor you are welcomed into a spacious foyer that leads to the eat-in kitchen with sliding doors to the back deck, separate dining room, bright & spacious living room with gas fireplace, and access to the garage. Up a half flight of stairs on the 2nd floor is the large primary bedroom, second bedroom and updated 4pc bathroom. In the lower level there is plenty of space for family, friends, and fun. Here you will find a den used as a 3rd bedroom, 3pc bathroom, laundry room and good-size family room with 2nd natural gas fireplace and access to the 4-season sunroom/games room with patio doors to the front yard. This home has seen a number of meaningful updates in recent years and has some great noteworthy features; large 17’6” x 25’ garage with extra 2pc washroom (used seasonally), double concrete drive with parking for 4-6 vehicles, 200 amp breaker panel, heated with 2 natural gas fireplaces with electric baseboards for backup, updated flooring & fresh paint throughout most of the home, roof re-shingled in 2015, municipal water, solid storage shed out back, large deck and patio in the private rear yard. A short walk or bike and you are at the beach, with the Sauble River close by too. This location of this property is hard to match and would make a great year-round home or 4 season cottage! (id:22681)

2 Bedroom 2 Bathroom 1900

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$969,900
105 DOUGS Crescent, mount forest, Ontario

105 Dougs Crescent

Mount Forest, Ontario

New Bungalow. This Schwindt built bungalow has all the features normally found in a Schwindt home. Approximately 1500 sq foot main floor, fully finished basement 2 + 2 bedrooms, 3 bath including ensuite, main floor laundry, main floor gas fireplace, plus high Efficiency Gas furnace and A/C. Shouldice Designer Stone Exterior, maintenance free composite deck, fully sodded lot, concrete driveway, concrete pad, concrete sidewalk, and partially fenced yard. Move Right In. (id:22681)

4 Bedroom 3 Bathroom 3000

Royal LePage Rcr Realty Brokerage (Mf)
Coldwell Banker Win Realty Brokerage

For sale
$949,000
110 SCOTT'S HILL Road, west grey, Ontario

110 Scott's Hill Road

West Grey, Ontario

Welcome to 110 Scotts Hill Road, West Grey! This impressive stone bungalow sits on a 1.3 acre professionally landscaped lot, offering privacy, beautiful gardens, and plenty of outdoor space for your family & furry friends to enjoy. You can’t beat the location, just 2 kilometers off the highway with only paved roads to travel on your 10 minute drive to Hanover for all amenities. This quiet estate subdivision gives you the country feel while also offering what many rural subdivisions can’t: high speed fibre internet and natural gas for your heat source, appliances, etc. Upon arriving at the property, you’ll notice the fantastic curb appeal, concrete/paved driveway, and the heated 2.5 car garage with 10 foot ceilings & 8 foot doors. The grand entrance of this home is bright and open, looking into your spacious kitchen/dining and living area with gas fireplace and walkout to your back deck. The custom Barzotti kitchen showcases granite countertops, backsplash, and a large island with bar seating. Throughout the main floor you’ll notice high ceilings with vaulted areas. There are 2 bedrooms on this level, a large turret shaped room at the front of the home, and the 13’ x 13’6“ primary bedroom with another walkout to your deck, a walk-in closet, and a 3 pc ensuite with tiled glass shower. A supporting 4 pc bath is located just down the hall towards your living space. An impressive hardwood staircase leads you to the fully finished lower level. Here you’ll find 2 more bedrooms, an office, 3rd full bathroom, laundry, and a large rec room with bar area, perfect for entertaining! If you’re looking for a country property with all the amenities, now is your chance! Call today to book a tour of this beautiful home. (id:22681)

4 Bedroom 3 Bathroom 2863

Keller Williams Realty Centres

For sale
$2,299,999
49 ISLANDVIEW DR, chesley lake, Ontario

49 Islandview Dr

Chesley Lake, Ontario

Escape to the serene shores of Chesley Lake with this exquisite executive home with just under 4000sqft, boasting 4 bedrooms and 3 bathrooms, all within its 4-year-old construction. Step onto the expansive deck and immerse yourself in the stunning views of the lake, perfect for tranquil mornings or enchanting evenings. Inside, the open concept layout effortlessly blends living spaces, while the primary suite beckons with its spacious ensuite and walk-in closet. The lower level walkout leads to a sprawling entertainment space, ideal for hosting gatherings or simply unwinding amidst the natural beauty. With deeded lake access including a dock area, enjoy seamless waterfront living in this sought-after locale, where every moment promises relaxation and rejuvenation. (id:22681)

4 Bedroom 3 Bathroom 3887

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$875,000
683355 CHATSWORTH RD 24, chatsworth (twp), Ontario

683355 Chatsworth Rd 24

Chatsworth (Twp), Ontario

Gorgeous Country Bungalow on 4 Acres! This lovely home is located on a quiet country road just outside Chatsworth. Featuring large living spaces - there are 5 generous sized bedrooms and 3 full baths. The kitchen features updated counters and backsplash and fabulous stainless steel appliances. The kitchen overlooks the expansive property. The dining room leads out to a large tiered deck with above ground pool. The large master suite features a 3 pc ensuite and generous sized walk in closet. 2 additional beds, another bath, and main floor laundry/mudroom complete this level. The fabulous spacious lower level rec room is perfect for entertaining with wet bar and wired in speakers. There is plenty of light with large windows, and a walk out to the back yard. This could easily be converted to an inlaw suite as 2 additional large bedrooms and a full bath are also on this floor. Outside awaits your gorgeous 4 acre property featuring woods and trails - a pristine place to enjoy nature in peace. Ample parking and storage with a large laneway and 2 car attached garage. Updates include: Water Softener -2024 Main Floor Bath Reno -2023 Kitchen Update (Counters/Backsplash) -2023 Dishwasher, Microwave/hoodfan, Washer -2023 Furnace and A/C -2020 Roof Shingles -2019 Pool Liner -2019 Ensuite Bath -2018 Basement Reno -2012 Utilities Average: Propane - $250/m, Hydro - $160/m, Internet (GB Telecom) - $100/m (id:22681)

5 Bedroom 3 Bathroom 3460

Royal LePage Rcr Realty Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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