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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$499,900
52 CONCESSION ROAD 6, chepstow, Ontario

52 Concession Road 6

Chepstow, Ontario

This is a solid family home that sits on a 98' x 166' level lot in the quaint village of Chepstow. The front steps of the home lead you to the large enclosed sunroom/ front porch, from there you enter the home and will find a sitting room as well as a living room, with a partial open staircase that leads to the two upper bedrooms and bath. Back to the main level there is another bedroom, a 3 piece bath and the very spacious kitchen with plenty of cabinets and counter space. The full basement offers lots of storage space. Electrical is updated with a 200 amp service, steel roof was applied in 2019. The upper and lower part of the older section of the home was stripped back to the studs, reframed, insulated, rewired, and drywalled by the present owner. The addition section is in great shape. There is detached 13'x21' garage at the rear of the home as well as a 10'x10' storage shed. (id:22681)

3 Bedroom 2 Bathroom 1150

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$1,149,000
20 SANDY PINES Trail, sauble beach, Ontario

20 Sandy Pines Trail

Sauble Beach, Ontario

Escape to your own slice of paradise in Sauble Beach with this stunning three-level log-sided home complete with over 2100 sq ft of living space. The main floor welcomes you with an open concept layout flooded with natural light from numerous windows, creating a bright and inviting atmosphere. Cozy up on chilly evenings by the WETT certified wood stove in the spacious living area. This floor also features two bedrooms, a four-piece bathroom, and a convenient laundry area. Head downstairs to the lower level and discover the ultimate entertainment space in the family games room. With an extra bedroom and a two-piece bathroom, this level offers versatility and comfort for both family and guests. Retreat to the upper level where the primary bedroom awaits, complete with a luxurious four-piece ensuite bathroom. Step outside onto the expansive 800-square-foot composite deck, perfect for outdoor living and entertaining. Relax in the sunken hot tub or fire up the barbecue for al fresco dining while taking in the tranquility of the surrounding nature. The .5-acre private lot offers plenty of space for outdoor activities and includes a large detached heated 600 sq ft garage and two outbuildings 1-10' x 16' and the other is 10'x32 total 480 additional sq ft which could be utilized for storage or potentially transformed into extra sleeping quarters. Conveniently located within walking distance to Lake Huron and Silver Lake access, this property provides easy access to the area's pristine beaches and recreational opportunities. Whether you're seeking a full-time residence or a vacation getaway, this Sauble Beach home offers the perfect combination of comfort, luxury, and natural beauty. Don't miss your chance to make this dream home yours! (id:22681)

4 Bedroom 3 Bathroom 2100

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$625,000
14 BRUCE ROAD 40 Road, arran-elderslie, Ontario

14 Bruce Road 40 Road

Arran-Elderslie, Ontario

Welcome to 14 Bruce Rd 40, a spacious bungalow with a recent steel roof, a detached shop and a large bank barn, all on a beautiful 3.5 acre lot surrounded in rural country side. This 3 bedroom plus den bungalow measures 1500 SF above grade with an unfinished basement, a spacious eat in country kitchen and living room with beautiful field and pasture views. Bathroom recently renovated, furnace replaced (2015) with a wood stove in the basement to offset heating costs. Primary bedroom with patio doors to deck doubles as a main floor recreation room. 20' x 70' detached shop with 32' X 20' section insulated and heated with concrete floor and a 10’ roll up door. Large bank barn in good shape with foundation repairs over the years, excellent for storage or a few animals? Great location just off the Grey Bruce Line between Hanover and Owen Sound. 20+ parking spots. Enjoy peace and quiet with no neighbours close by and loads of space and storage. (id:22681)

4 Bedroom 1 Bathroom 1500

Royal LePage Rcr Realty Brokerage (Os)

For sale
$574,900
1073 WATERLOO Street N, port elgin, Ontario

1073 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

For sale
$189,900
55 GRAHAM Crescent, sauble beach, Ontario

55 Graham Crescent

Sauble Beach, Ontario

Welcome to this prime vacant lot located in the charming community of Sauble Beach, Ontario. Situated in a family-friendly neighborhood, this property offers the perfect opportunity to build your dream home or cottage getaway. Conveniently located close to Lake Huron, residents will enjoy easy access to the beach and all the amenities that Sauble Beach has to offer. Additionally, outdoor enthusiasts will appreciate the proximity to the Bruce Trails, providing opportunities for hiking and skiing adventures. With dimensions measuring 100’ by 164’ this spacious lot offers ample room for a variety of building possibilities. Municipal water and natural gas are available, adding convenience and ease to the building process. Sauble Beach boasts a range of amenities, including shops, restaurants, and recreational facilities, ensuring residents have everything they need within reach. The central location provides easy access to neighboring towns such as Southampton, Port Elgin, Owen Sound, and Wiarton, offering even more opportunities for exploration and entertainment. For those looking to explore further afield, Tobermory is approximately 90 kilometers away, offering stunning natural beauty and exciting attractions such as the Grotto, Bruce Peninsula National Park and the Fathom Five National Marine Park. Don't miss out on this incredible opportunity to create your own slice of paradise in the heart of Sauble Beach. Whether you're seeking a year-round residence or a vacation retreat, this vacant lot offers endless possibilities for you and your family to enjoy the beauty of Ontario's lakefront living. (id:22681)

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale Open House
$859,900
478 CREEKWOOD Drive, southampton, Ontario

478 Creekwood Drive

Southampton, Ontario

Stylish and functional this beautiful 2 + 2 bedroom 4 bath bungalow built by Berner Contracting is a true gem. Located in the much sought after Creekwood subdivision in Southampton, it's just a 7 minute walk to the sandy shores of Lake Huron and South Street Beach. The main floor is flooded with natural light from the floor to ceiling windows surrounding the gas fireplace. The vaulted ceiling in the living room adds drama and interest. The kitchen has loads of quality cabinetry with matching black appliances and an adorable window seat area. The Primary bedroom is carpeted with Walk-in Closet, a beautiful coffered ceiling and a 3 pc bath. The second bedroom could double as a main floor office or den. A 4pc bath and laundry room with garage entrance completes the main floor. Walk-out from the full size Dining area, onto a two tiered spacious covered deck, truly your own private Oasis! The grounds are maintenance free grass cutting only required in the front! The lower level is fully finished with an extra large recreation room with fireplace and wet bar. There is a large bedroom with a walk-in closet and a 3pc bath, as well as a newly renovated area with a 3 pc bath an extra bedroom for guests, and a bonus room that would make a great office or craft room. This quality home is waiting for you. (id:22681)

4 Bedroom 4 Bathroom 2943

Royal LePage Exchange Realty Co.(P.e.)

For sale
$1,175,000
193416 SIDEROAD 30 NDR, west grey, Ontario

193416 Sideroad 30 Ndr

West Grey, Ontario

A wonderful country property with room for your feathered and 4- legged friends! This property offers private rural living on 10.41 acres with a serene eco pond without sacrificing accessibility to town amenities. A great location for the everyday adventure seeker; minutes to snowmobile/hiking trails, kayaking down the Saugeen River, biking, and ability for horseback riding in Allan Park. Enter the custom-built brick bungalow into the open concept main level and enjoy relaxing in front of the Napoleon fireplace or find yourself cooking up a storm in the spacious kitchen with new appliances. Enjoy a convenient main floor laundry room with half bathroom. An impressive primary bedroom with a walk-in closet, walkout to the deck, and 4pc ensuite with jet soaker tub and separate shower. The additional 2 bedrooms and 4pc bathroom complete the main level. A walkout from the great room on the lower level features a second fireplace, pool table, all wood bar, additional sitting room, rough-in for another washroom, and private gym with a sauna. The perfect basement for entertaining with in-law capability. Find plenty of room in the double car garage of this well-maintained home that is complimented with extra storage space throughout. Property offers plenty of room to build paddocks. Upgrades include: New Propane furnace 2023, A/C, updated ELF's, new appliances 2024 ( dishwasher is a few years old), water softener 1 yr old, new eavestroughs fall 2023. A well-cared for natural beauty that you don’t want to miss! (id:22681)

3 Bedroom 3 Bathroom 3159

Century 21 In-Studio Realty Inc.

For sale Open House
$539,000
304 12TH Avenue, hanover, Ontario

304 12th Avenue

Hanover, Ontario

Welcome to this charming 3-bedroom, 2-bathroom bungalow, perfect for those seeking comfort and convenience. Step inside to a warm, open living space that immediately feels like home. The highlight of the main floor is the custom-crafted dovetail kitchen cabinetry by Arbour Hill in Hanover, designed with both style and functionality in mind with high-quality finishes, ample storage, and a layout that makes every cooking experience a pleasure. The primary bedroom is a true retreat, featuring sliding doors that open directly onto the back deck, providing a private escape to your outdoor space. The other bedrooms are well-appointed, providing peaceful retreats at the end of the day. The Main floor bathroom features a tub/shower combo and vanity that maximizes storage. In the basement, you’ll find a convenient full bathroom/laundry room combination, achieving functionality and comfort, and large open concept recreation room, perfect for leisure and entertainment. Additionally, the basement offers a dedicated space ideal for homeschooling or setting up a home office. Outside, the fully fenced backyard is your private oasis. Watch the children play on the playground from your back deck, or enjoy an evening of roasting marshmallows in your fire pit area, the mature trees provide shade and privacy. The property also includes a 16'x32' garage built in 2023, providing extra storage for your tools and toys. This home is not just a place to live, but a space to create lasting memories. (id:22681)

3 Bedroom 2 Bathroom 2140

Century 21 In-Studio Realty Inc.

For sale
$1,090,000
222 2ND Avenue, hanover, Ontario

222 2nd Avenue

Hanover, Ontario

Welcome to luxury living in Hanover's prestigious neighborhood! This stunning two-story, 4-bedroom residence sits majestically on an expansive ravine lot, offering unparalleled tranquility and breathtaking views of the Saugeen River. Boasting over 3000 square feet of meticulously designed living space, this home is a masterpiece of comfort and elegance. Step inside to find gleaming hardwood floors, a heated sunroom perfect for relaxation, and custom cabinets that adorn the spacious kitchen. Entertain guests in the formal living room or retreat to the cozy rec room in the walkout basement for family fun. Enjoy the convenience of second-floor laundry and bask in the beauty of the landscaped yard, adorned with mature trees. With an abundance of features including modern amenities and thoughtful touches throughout, this property truly embodies the epitome of refined living. Don't miss this rare opportunity to own a piece of paradise in one of Hanover's most sought-after areas. Schedule your viewing today and experience the ultimate in luxury living. (id:22681)

4 Bedroom 4 Bathroom 3457

Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$335,000
PT LT 48-50 CRAWFORD Road, chatsworth (twp), Ontario

Pt Lt 48-50 Crawford Road

Chatsworth (Twp), Ontario

Private cedar getaway on 5 plus acres on Crawford Road! This property is a haven for those seeking a connection to nature, offering a unique blend of rustic charm and possibilities. Situated on approximately 5 acres of beautiful land with an abundance of mature cedar along the snowmobile trail. For the savvy investor or aspiring homesteader, the potential here is boundless. With ample acreage and the right vision, this property presents opportunities for logging or building your dream home (Buyer to conduct due diligence; Seller holds documents for the right to build one house on the property. Buyer must reapply for building permits). You’ll also find natural springs and a wetland area on the property and potential to create your own pond. Located in charming Chatsworth township, you'll experience a lifestyle that is both serene and convenient. Just 10 minutes from the amenities of Chatsworth and Markdale, and a short 25-minute drive to Owen Sound, you'll have easy access to recreation, shopping, dining, and entertainment, while still enjoying the peace and quiet of country living. Don't miss your chance to own your own slice of paradise in this recreational haven. Whether you're seeking a weekend retreat, a homestead in the making, or an investment opportunity, this property offers endless possibilities. Come discover the beauty of Crawford road– your escape to nature awaits. (id:22681)

Century 21 In-Studio Realty Inc.

For sale Open House
$549,000
935 GODERICH Street Unit# 24, port elgin, Ontario

935 Goderich Street Unit# 24

Port Elgin, Ontario

This condo was constructed in 2013 and offers the perfect blend of modern comfort and convenience. Boasting 3 bedrooms, 2 full & 2 half bathrooms, and a host of desirable features, this property is an ideal choice for discerning buyers seeking a prime location. Step inside to discover a thoughtfully designed floor plan spread across multiple levels, providing ample space for both relaxation and entertaining. The master suite is where it's at, with its own walk-in closet and en suite bathroom. Talk about luxury! Plus, there are two more bedrooms and three more bathrooms that are just waiting for your personal touch. Enjoy the convenience and security of a private attached garage, providing parking space for your vehicle and additional storage options. Stay comfortable year round with the efficient gas-forced air furnace and central air conditioning. The charming front porch is perfect for enjoying your morning coffee or soaking up the vibrant atmosphere of downtown living. This turnkey property comes complete with a full suite of appliances, simplifying your move-in process and allowing you to start enjoying your new home immediately. The back yard is complete with a back deck and gas bbq hook-up Nestled in the heart of downtown Port Elgin, residents will enjoy easy access to a wealth of amenities, including shops, restaurants, and schools. (id:22681)

3 Bedroom 3 Bathroom 1989

Sutton-Huron Shores Realty Inc. Brokerage

For sale
$608,900
1048 10TH Street E, owen sound, Ontario

1048 10th Street E

Owen Sound, Ontario

Welcome home! This home is a pleasure to show and has been well maintained. This attractive backsplt has three bedrooms plus a lower family or guest suite with fourth bedroom and private living/kitchenette area. Separate entrance and bathroom renoed in 2023 plus shared laundry. Plenty of room to park your vehicles with four or five parking spaces on the double concrete drive--chose to park in the attached garage--or use it as an awesome workshop area. Garage door just replaced in 2021. Step into the main floor and appreciate open comfortable and updated style. Front windows, double hung, 2014 have low E glass, chosen to provide quiet & privacy. Updated kitchen with plenty of cupboards and view to the landscaped front garden area. Appliances are included. Tow of the three upper bedrooms overlook the backyard and the 4 pc bathroom was renoed in 2018. Crawl space was insulated, heated ,& ventilated--great for storage. Enjoy this backyard with patio & gazebo, small fire pit . Fenced garden area--or keep your pet inside. Two storage sheds--There is Fiber Optic, Bruce Telecom, plus Rodgers and Bell at back hydro pole.A great place to make your next home!!This east hill location is handy to hospital, rec centre,, shopping. Georgian College--. (id:22681)

3 Bedroom 2 Bathroom 1671

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.