(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

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“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

⭑⭑⭑⭑⭑

“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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For sale
$944,900
362 IVINGS Drive, port elgin, Ontario

362 Ivings Drive

Port Elgin, Ontario

SECONDARY SUITE - NEW BUILD - the foundation is poured for this brand new home featuring 2 bedrooms and 2 baths on the main floor along with a completely self contained basement apartment with 2 bedrooms and 1 bath. Perfect setup for family members to share, rental income to help pay the mortgage while you live upstairs, or 2 separate rental units to add to your investment portfolio. Price includes, hardwood and ceramic throughout the main floor, vinyl plank and ceramic in the basement, Quartz counter tops in the main floor kitchen, laminate in the lower kitchen and all baths. There are laundry hookups in both units and there is a room in the lower level for the use of the main floor occupant. Exterior finishes include sodded yard, concrete drive and partially covered deck measuring 17'8 x 12 off the main floor kitchen. The house will be heated with a gas forced air furnace and one gas fireplaces. HST is included in the asking price provided you qualify for the rebate and assign it to the Builder on closing (id:22681)

4 Bedroom 3 Bathroom 3018 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$1,049,900
386 FRANCES Street, port elgin, Ontario

386 Frances Street

Port Elgin, Ontario

Are you ready to start thinking about building your dream home? The foundation is poured for this fully finished 2265 sqft 4 + 1 bedroom 2 storey home. The main floor boasts 9 foot ceilings, home office space, great room with gas fireplace, walk-in pantry, covered back deck 10 x 14'6 off the dining area, Quartz kitchen counter & a 7ft island. Upstairs there are 4 spacious bedrooms, primary with a walk-in closet 7'3 x 8'4 and 4pc ensuite bath with tiled shower. The basement has a separate entrance from the garage, 5th bedroom, full bath, family room with gas fireplace plus playroom / gym space. This home will feature a solid wood staircase from the main floor to the 2nd floor, vinyl plank from the main floor to the basement. The basement flooring will be vinyl plank and tile with the exception of the utility room. This home backs south onto the Unifor education centre and is just a short walk to the beach. HST is included in the asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

5 Bedroom 4 Bathroom 3418 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$25,000
PT LT 2 CON 3 WBR PT 8 NO NAME, northern bruce peninsula, Ontario

Pt Lt 2 Con 3 Wbr Pt 8 No Name

Northern Bruce Peninsula, Ontario

4.71 acres of treed bush measuring 330 feet wide by 621 feet deep. Good for recreational use only. No building permit available. Roll Number 410966000202926. Taxes: $229.00. Feel free to reach out to the Municipality at 519-793-3522 ext 226. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$40,000
PT LT 6 CON 1 WBR LINDSAY CLARKE'S Road, northern bruce peninsula, Ontario

Pt Lt 6 Con 1 Wbr Lindsay Clarke's Road

Northern Bruce Peninsula, Ontario

10 acres of wetlands - located on a year round paved road. No building permit available. Great for wildlife preservation. Sold AS IS; WHERE IS. Roll number: 410966000200808. Feel free to contact the Municipality of Northern Bruce Peninsula at 519-793-3522 ext 226. (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Lh)

For sale
$750,000
167 STANLEY Drive, grey highlands, Ontario

167 Stanley Drive

Grey Highlands, Ontario

Waterfront access to Lake Eugenia included with this home. Located at the end of a quiet street with no through traffic is this 3 bedroom bungalow with an in-law suite. Cathedral ceilings on the main floor with open kitchen, dining and living room with walkout to deck. Primary suite with 3 piece ensuite and walk-in closet. Income producing lower level in-law suite features a spacious ground level entry, living room, 1 bedroom, kitchen and bath with jet tub. New water system (2024) including new pressure tank & softener, UV light and iron filter. Good storage space inside and out. Gazebo, boat storage with roof and open side walls, garden shed and wood shed. Efficient forced air oil heat and hot water with woodstove for supplementary heat. Walk to Lake Eugenia to enjoy the included shared ownership of 66 feet of waterfront. An affordable way to enjoy the Lake lifestyle year round. 7 minutes to Beaver Valley Ski Club, 25 minutes to Collingwood and 15 minutes to Markdale. Easily rented for seasonal income or full-time. Available fully furnished (excluding tenant's furniture and possessions). (id:22681)

4 Bedroom 3 Bathroom 2250 sqft

Royal LePage Rcr Realty

For sale
$1,155,000
34 ORCHID Trail, northern bruce peninsula, Ontario

34 Orchid Trail

Northern Bruce Peninsula, Ontario

This one has it all so look no further – a four season home, a double garage, a shed, a Bunkie, a boathouse with a concrete boat ramp, on a double lot with 200 ft of waterfrontage - all on the shores of Lake Huron! What more could you ask for? This stunning property offers something for everyone. Inside, the home's layout is designed to accommodate all ages. With three bedrooms and three bathrooms spread across almost 2300 square feet of living space, there's room to relax and unwind. The lower level offers a bedroom, 3pc bath, laundry facilities and a large rec room with endless possibilities for entertainment and a walkout to your own hot tub and outdoor shower. The open-plan living, dining, and kitchen areas on the main floor provide for a great gathering and entertaining space. From the living room, venture out onto the main deck which boasts glass panels, providing unobstructed ocean like views over Warner Bay. It’s the perfect spot for savoring your morning coffee or hosting al fresco gatherings with friends and family. For the outdoor enthusiasts, a detached garage stands ready to house all your recreational toys, and a convenient shed offers additional space for storage. The lakeside bunkie will become a favourite retreat with its own deck and outdoor fireplace/grill, perfect for dining and cozy evenings spent under the stars. But wait, there’s more! A dry boathouse has lots of clean dry storage for your water craft and toys with a concrete launch into the water. The upper storey of this boathouse is a haven for kids, providing a delightful space for sleepovers with a small seating area – the perfect spot to hide away. Whether you're seeking a weekend getaway, a retirement retreat, or a full-time residence, this property offers the best of lakeside living and a place where memories are made and will be cherished for years to come. Conveniently situated near the charming town of Tobermory, where you'll find amenities, restaurants, and tourist activities. (id:22681)

3 Bedroom 3 Bathroom 2295 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$899,000
719156 HIGHWAY 6, shallow lake, Ontario

719156 Highway 6

Shallow Lake, Ontario

Welcome to your own piece of paradise nestled in the heart of Georgian Bluffs, just as you enter the charming village of Shallow Lake. This remarkable horse or hobby farm spans across 85 acres of breathtaking landscape, offering a perfect blend of open pasture and lush mixed bush. As you explore the property, you'll discover approximately 5 acres of open, fenced pasture, ideal for grazing your horses or nurturing your favorite hobby farm animals. The remainder of the land is adorned with beautiful, verdant vegetation, providing a serene backdrop for your daily adventures. With a revamped century old barn, thoughtfully equipped with horse stalls complete with hydro and water amenities, a spacious hay loft and a newer addition for added equipment storage or run-in space, this barn is designed to cater to all your equestrian needs. Whether by foot, 4 legs or an off road vehicle - take the well groomed trail to the back of the property where you will find a tranquil retreat overlooking a picturesque marsh and adjacent to 1,000 acres of conservation land complete with a tiny cabin, awaiting your finishing touches. Back up to the house, your cozy abode awaits - a charming 2 bedroom, 1.5 bath house that has undergone recent updates including new stainless steel appliances, flooring and fresh paint throughout, ensuring it is move-in ready for you to enjoy. Offering a bright and spacious main floor. While the upstairs is small, it offers two bedrooms, an office and a 2pc bath. Alternatively, unleash your creativity and put your own personal touch on this inviting space, transforming it into your dream countryside getaway. A detached two car garage provides space for your vehicles and an additional workshop. A true slice of God's country, where the beauty of nature meets the comforts of home - a haven where every day feels like a retreat and every moment is infused with the serenity of rural living. (id:22681)

2 Bedroom 2 Bathroom 1525 sqft

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$299,900
PT LT 17 SOUTHGATE ROAD 12, southgate, Ontario

Pt Lt 17 Southgate Road 12

Southgate, Ontario

Discover this picturesque 6-acre country property. The existing solar panels can assist with cashflow while you build your dream home. With the owner's willingness to assist in driveway installation, you'll have a smooth entrance as you begin creating your vision. Embrace the tranquility and potential that this idyllic acreage offers. Please refrain from unannounced visits. (id:22681)

Royal LePage Rcr Realty

For sale
$1,899,900
85493 MCDONALD Lane, ashfield-colborne-wawanosh (twp), Ontario

85493 Mcdonald Lane

Ashfield-Colborne-Wawanosh (Twp), Ontario

Stunning lakefront property with 180 feet of frontage & 1.5+ acres on Lake Huron, situated between Kincardine and Goderich. This 2000+ square foot, 5-bedroom plus loft (sleeps several), 2-bathroom, 2.5 storey home features an attached single-car garage which has recently been used as a games room. The layout was carefully designed to maximize the breathtaking views, with ample windows, a deck, a patio, and a second east-facing balcony. The main floor offers patio doors from the open-concept kitchen/living room leading to the covered patio & hot-tub area, providing panoramic views of the lake. The main floor includes 2 bedrooms & a 3-piece bath with Laundry & utility room. Head up to the breathtaking second floor, you'll find a beautiful open floor plan, highlighted by the wall of west-facing windows. This floor has a 4-piece bathroom, a second spacious kitchen with stainless steel appliances, a dining area, a large living area, and three bedrooms including the loft area. You'll appreciate the three-season sunroom which has access to 2 balcony’s, offering extra living space. Head out to the upper deck which provides unobstructed views of the lake with the see-through tempered glass rail system. The property is heated with forced-air propane and includes central air conditioning. Additionally, the home includes a 4-foot crawl space with a sump pump and water shut-off, as well as a 200amp hydro service. Head outside, and you’ll appreciate, a 12’ x 26’ bunkie equipped with hydro, a roughed-in eat-in kitchen, a roughed in bathroom, and 2 bedrooms. While outside you’ll appreciate the beautifully landscaped gardens, watch the sunrise with a coffee on the front deck, & enjoy an evening fire overlooking the lake. Enjoy the spectacular sunsets year-round from this exceptional double lot. This home could be an incredible income generator. Furnishings are negotiable. There is an annual fee of $650 for membership in the HVEC Horizon View Estates Cottage Association. (id:22681)

5 Bedroom 3 Bathroom 2100 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$699,000
3 PIERCE ST N, oliphant, Ontario

3 Pierce St N

Oliphant, Ontario

Welcome to your perfect retreat just a short walk from the picturesque shores of Lake Huron, boasting pristine beaches and a sprawling marina. Here, you can indulge in the lakeside lifestyle, whether it's enjoying leisurely swims, exciting boating adventures, or simply basking in breathtaking sunsets. This newly constructed home offers modern comfort and style in a serene setting. Features include in-floor heating, durable steel roof, heated garage, and a covered back porch overlooking a spacious yard with a pool. Inside, the kitchen boasts stainless steel appliances and quartz countertops, while the master suite includes two large closets and a luxurious walk-in shower. With 3 bedrooms and 2 bathrooms, there's plenty of space for your family or guests. Conveniently situated near Wiarton and Sauble Beach, you'll have easy access to amenities such as schools, hospitals, shops, and restaurants. Outdoor enthusiasts will love the proximity to ATV and snowmobile trails. Embrace the opportunity to call this beautiful home your own and seize the chance to create lasting memories in a space that radiates warmth and elegance. Don't let this rare opportunity slip away – make it yours before it's too late! (id:22681)

3 Bedroom 2 Bathroom 1543 sqft

Keller Williams Realty Centres

For sale
$1,095,000
210 CAPE CHIN NORTH SHORE Road, northern bruce peninsula, Ontario

210 Cape Chin North Shore Road

Northern Bruce Peninsula, Ontario

Skillfully nestled into a hillside designed in the late-modernism architecture style resides 210 Cape Chin North Shore Road ~ a stunningly unique 2,300 fin. sq. ft. vacation home in a sought-after area of Northern Bruce Peninsula. PROPERTY ~ The home sits on a rare 148 ft. double-wide lot with ample private space to enjoy the gorgeous waterfront views. INTERIOR ~ Enter the main door into a stunning wood-panelled & patinaed original late modernist interior with vaulted ceilings and a dramatic custom and locally sourced dolomite fireplace spanning both upper and lower Great and family rooms. The original shutters designed specifically for the home still hang elegantly in place. The primary and secondary bedroom suites feature private Juliet balconies to enjoy the glorious aqua-blue water views of Georgian Bay. The upper floor dining area sits above the sunken Great Room with ease of access to a fully equipped and modernized kitchen. The lower level with walkout features the home's original games area with shuffle board table, Scandinavian cedar indoor dry sauna, bathroom and large 4th bedroom. EXTERIOR ~ Enjoy the L-shaped upper veranda with outdoor lounge, dining and grilling area, or venture to the covered lower-level walkout for further privacy. A kids bunkie and play area on the south side of the lot will keep the children amused. LOCATION - walk a 15 min ramble along The Bruce Trail to the famous Devil's Monument featuring Canada's largest inland Flowerpot formation. Or, venture a short 10min drive into the quant village of Lion's Head, including a fully-equipped marina, harbour, sandy beach, grocery & drug store, restaurants and essential amenities: hospital, post-office and bank. LIFESTYLE ~ retiring, investing, or living greatly, 210 Cape Chin North achieves a variety of life goals. (id:22681)

4 Bedroom 2 Bathroom 2308 sqft

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

For sale
$115,000
PT LT 23 MAPLE Drive, northern bruce peninsula, Ontario

Pt Lt 23 Maple Drive

Northern Bruce Peninsula, Ontario

Amazing lot close to water access! Looking for the perfect lot to build your dream home or summer cottage? This Maple Drive Lot known as Whispering Woods is a prime opportunity to build by the quaint community of Miller Lake at the heart of Bruce Peninsula. Located steps away from Miller Lake, this piece of land for sale offers almost endless possibilities for personalization. With its scenic surroundings, this lot can be customized for privacy to build a 4-season home or summer cottage. This piece of land is also roughly a 1-minute walk to the waterfront of Miller Lake with access to a boat launch. Whether it’s your forever home or a vacation getaway, Whispering Woods is the ideal relaxing location to turn your dream into reality. (id:22681)

Keller Williams Realty Centres

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

READY FOR A NEW PLACE?