(519) 375 - 5120 shannon@shannondeckers.com

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NOT JUST ANOTHER REALTOR®

Welcome.

It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.  As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground.  Let’s walk through it together and find the place for you to call home.

SHANNON DECKERS

 1 (519) 375 – 5120   |      shannon@shannondeckers.com

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“Shannon stick handled both the sale of the house and purchase of the condo apartment nicely. Very professional and still approachable.”

-W. Archie P

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“Awesome !!!!!!!! Just can’t say enough about Shannon. Mention her name in any place and someone out of the blue says did you say Shannon Deckers , “We just love her “.I found out they had her as well in selling and buying. And yes She sold my Old Pine House and man does she really know her Stuff .I’d recommend her. Shannon put my sale together and helped the buying agents paperwork cause it’s just the way she is one word Awesome. Thanks Shannon”

-Katherine P

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“My first home buying experience was a bit of a nightmare caused by the seller. Shannon acted on my behalf going far above the norm by constantly being in contact with the sellers realtor and my lawyers into the wee hours to ensure I received compensation due to me and that the deal closed with me in the house I love. I don’t think this deal would have gone my way if it wasn’t for her constant support and persistence. I cannot recommend Shannon Deckers – RE/MAX Grey Bruce Realty Inc. enough!”

-Shawna H

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“Fantastic service! I purchased my home through Remax in 2010.
Best decision ever! They worked their best to get me the best deal on my home! I got a fantastic price on my home. Still living in my home today. Shannon, I have known both as a friend and as a professional, for 14 years now. She is definitely the hardest and most dedicated worker i have met.
She will go out of her way, that extra mile to guide you in finding the home you are looking to purchase.
Furthermore, she is honest! Shannon is very much a person who will do her best to get you what you want, at the same time, she cares!! Difficult to find that these days folks. She genuinely cares about you, your family, your needs and putting a smile on your face.”

-Tracy P

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“Shannon sold our house in a matter of days for more money than we ever expected to get for it. She is very positive and friendly, very knowledgeable and was extremely helpful in guiding us through the process of selling our home.”

-Edward S

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“Shannon has done a excellent job selling my house, and sold it in less than 24 hours , always very professional and makes sure you are happy even after the deal is closed , I even received a follow up call to ensure everything was ok . Thanks for everything you did for me can’t wait till the next sign goes up.”

-Brian G

⭑⭑⭑⭑⭑

“Shannon is extremely professional, she thinks outside the box and will do anything she can to help you. I would definitely recommend working with her.”

-Kristine F

NEWEST LISTINGS

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For sale
$749,900
131 LAKEVIEW Drive, chatsworth, Ontario

131 Lakeview Drive

Chatsworth, Ontario

Welcome to your waterfront getaway on picturesque Williams Lake! This charming 2-bedroom, 1-bathroom cottage is perfectly situated just a couple of hours from the GTA a hour and a half from KW, offering a serene escape from the city hustle while providing easy access to all the area has to offer. Key Features: •Gradual Lake Entrance: Ideal for families with young ones, the property boasts a gentle slope leading to the pristine waters of Williams Lake, perfect for endless days of water play. •Private Boat Ramp: Launch your watercraft with ease from your own boat ramp, ensuring quick access to the lake for all your aquatic adventures. •Dock with Slips: Relax and take in the breathtaking waterfront views from your very own dock, complete with slips for securing your boat or enjoying peaceful moments by the water. •Charming Pergola: Start your day with awe-inspiring sunrise views or unwind in the evening under the pergola, a perfect spot for entertaining guests or simply enjoying the tranquility of lakeside living. •Spacious Lot: With a generous lot size, there's plenty of room for outdoor activities, from lawn games to quiet relaxation amidst the natural beauty of the surroundings. •Large Garage: Store all your waterfront essentials or park your vehicle with ease in the spacious garage with in floor heating, providing convenient storage solutions for all your lakefront needs. •Bunkie: Additional sleeping space is provided with the cozy bunkie, perfect for accommodating extra guests or creating a private retreat within the property. This waterfront oasis is tailored for those seeking a peaceful lakeside retreat, where every day is filled with the soothing sounds of nature and endless opportunities for outdoor enjoyment. (id:22681)

2 Bedroom 1 Bathroom 592

Sea And Ski Realty Limited Brokerage (Kim)

For sale
$625,000
14 BRUCE ROAD 40, arran-elderslie, Ontario

14 Bruce Road 40

Arran-Elderslie, Ontario

Welcome to 14 Bruce Rd 40, a spacious bungalow with a recent steel roof, a detached shop and a large bank barn, all on a beautiful 3.5 acre lot surrounded in rural country side. This 3 bedroom plus den bungalow measures 1500 SF above grade with an unfinished basement, a spacious eat in country kitchen and living room with beautiful field and pasture views. Bathroom recently renovated, furnace replaced (2015) and a wood stove in the basement to offset heating costs. Primary bedroom with patio doors to deck doubles as a main floor recreation room. 20' x 70' detached shop with 32' X 20' section insulated and heated with concrete floor and a 10’ roll up door. Large bank barn in good shape with foundation repairs over the years, excellent for storage or a few animals? Great location just off the Grey Bruce Line between Hanover and Owen Sound. 20+ parking spots. Enjoy peace and quiet with no neighbours close by and loads of space and storage. (id:22681)

4 Bedroom 1 Bathroom 1500

Royal LePage Rcr Realty Brokerage (Os)

For sale Open House
$599,999
710 ANDREW MALCOLM Drive, kincardine, Ontario

710 Andrew Malcolm Drive

Kincardine, Ontario

This beautiful home, spanning five levels, offers over an impressive 2,200 sq. ft. of exquisite living space. Prime location near schools, shopping, and the Davidson Recreation Centre adds to its allure. Stepping into the front breezeway, you'll be greeted by a generously sized open concept kitchen, dining, and living area, perfect for entertaining. The lower level showcases a full bath, a storage room, and a recreational room that leads to a stunning south-facing sunroom. As you venture further, the basement reveals another family room, as well as a private office or den on the lower level, offering versatile space to suit your needs. Upstairs, the upper level presents three bedrooms and an updated full bathroom. Upgrades throughout the property include a renovated kitchen featuring granite countertops, a delightful sunroom, an updated main bath, upgraded windows and blinds, flooring, and a ductless heating/cooling system. The versatility of this home caters to a variety of purposes, making it ideal for a growing family seeking ample space both indoors and outdoors, a potential income property, or even a downsizing option. If you're in search of a high-quality home your search ends here. (id:22681)

3 Bedroom 2 Bathroom 1800

Exp Realty

For sale Open House
$699,900
72234 LAKESHORE DRIVE, bluewater (munic), Ontario

72234 Lakeshore Drive

Bluewater (Munic), Ontario

Welcome to this charming lakeside retreat nestled in a serene subdivision, that is just a leisurely 3-minute stroll from the sparkling shores of the beach. Boasting a raised bungalow design, this property offers the perfect blend of comfort, convenience, and coastal living. This thoughtfully designed raised bungalow features a generous layout spread across two levels. The main floor welcomes you with a spacious entrance and a bright sunroom with in-floor heating, ideal for enjoying the changing seasons in comfort. You'll find one bedroom on the main floor and a living room that offers an inviting atmosphere with it’s large windows and gas fireplace. Adjacent to the living room, a second sunroom beckons with ceramic in-floor heating and convenient access to the back patio. Seamlessly blending indoor and outdoor living. Also on the main floor are the primary bathroom and galley style kitchen. The lower level boasts a generous sized bedroom, perfect for creating a cozy family room retreat complete with a charming fireplace. A third bedroom, 3 piece bathroom and laundry room complete the lower level. As a bonus, enjoy year-round comfort with two mounted heat pumps also providing efficient air conditioning. Step into the backyard and discover your own private oasis, complete with a gazebo enclosure and hot tub, a large shed with a workshop area for DIY enthusiasts, and a patio area ideal for soaking up the sunshine or stargazing under the night sky. With convenient stairs leading to the sandy beach, every day feels like a vacation getaway. Don't miss this opportunity to make lakeside living your reality! (id:22681)

3 Bedroom 2 Bathroom 1648

Century 21 In-Studio Realty Inc.

For sale
$789,900
612 26TH Avenue, hanover, Ontario

612 26th Avenue

Hanover, Ontario

Here is your opportunity to live in a wonderful new subdivision of Hanover surrounded by trees and close to many amenities. This raised stone bungalow provides quality finishes including hardwood floors, a vaulted ceiling in the open concept living and kitchen area, and walk out to partially covered deck. Master bedroom offers 4 pc ensuite and walk-in closet. You'll also find a second main level bed and bath. Finished lower level includes family room with gas fireplace, hobby room & office (or 2 more bedrooms), and 3pc bath. Interior of the home is awaiting your selections for finishes, to be completed by the builder. Property comes with sodded yard, and Tarion warranty. (id:22681)

4 Bedroom 3 Bathroom 2396

Keller Williams Realty Centres

For sale Open House
$1,675,000
174088 MULOCK Road, west grey, Ontario

174088 Mulock Road

West Grey, Ontario

Welcome to this stunning custom built stone home, sitting on over 3 acres and offering over 2800 sq ft of brilliantly designed living space spread out over the main and second level. With the spectacular open feel, cathedral ceiling, and large bright windows centered around the floor to ceiling fireplace handcrafted with 130 year old brick, you’ll be hooked from the minute you walk through the front doors. No detail was overlooked in the construction of this home, with no better example than the chef’s dream kitchen, which features built-in appliances, 2 beautiful islands, induction stove with pot filler, and wall to wall views of the private backyard setting. The second floor not only offers 2 generous secondary bedrooms, a full bath, nice sized laundry room, and great open loft space, but is highlighted by the magnificent primary suite with walk in closet, private balcony and ensuite that includes a soaker tub, full body dryer, and relaxing shower complete with rainfall shower head and body jets. The pride and quality undertaken in building this home doesn’t stop there - both the home and 40’x60’ shop (with 16’ doors and wired for in floor heat) have been entirely clad in stone by an award winning mason, strategic exterior lighting truly really makes this home shine at night, and even the driveway was designed to allow for turnaround points for larger vehicles and equipment. With another 1400+ sq ft of basement space highlighted by10 ft ceilings awaiting your finishing touches, this is an opportunity to own your dream home, in a private setting, and only minutes to town. Don’t miss out on this one! (id:22681)

3 Bedroom 3 Bathroom 2875

Exp Realty

For sale
$979,900
135 RONNIES Way, mount forest, Ontario

135 Ronnies Way

Mount Forest, Ontario

Attention To Detail is evident in this new build by Karl Aitken Carpentry. This Custom built bungalow features 1604 sq feet on main level, with 1350 sq ft finished in the basement. With steps from the garage to the fully finished basement, this 2 + 2 bedroom, 3 bath home has the potential for separate living quarters. Gas and electric fireplace's, gas furnace with zoned heating system, as well as completely spray foamed basement makes for efficient heating. Two car garage with maintenance free Trusscore walls and ceiling, paved driveway, poured concrete steps and sidewalks, covered porch at the front and at the back, landscaped yard, make this home Move In Ready. Call for a complete list of upgrades. (id:22681)

4 Bedroom 3 Bathroom 2954

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$1,699,900
3585 BRUCE ROAD 3, saugeen shores, Ontario

3585 Bruce Road 3

Saugeen Shores, Ontario

Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the well was cleaned and a new pump installed. Also a new pressure tank, iron filter and a sand filter and UV light filtration system installed. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Residential MLS® 40588150. (id:22681)

4 Bedroom 2 Bathroom 1850

Chestnut Park Real Estate Limited

For sale
$1,699,900
3585 BRUCE ROAD 3, saugeen shores, Ontario

3585 Bruce Road 3

Saugeen Shores, Ontario

Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the well was cleaned and a new pump installed. Also a new pressure tank, iron filter and a sand filter and UV light filtration system installed. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Farm MLS® 40587453. (id:22681)

4 Bedroom 2 Bathroom 1850

Chestnut Park Real Estate Limited

For sale
$795,000
35 BRYANT Street, south bruce peninsula, Ontario

35 Bryant Street

South Bruce Peninsula, Ontario

PRIVATE OASIS WATER FRONT PROPERTY. This solid built, 3 bedroom home or cottage is situated on 2 plus acres on the shore of Spry Lake. It offers open concept living & dining area with a clear view of the Lake and morning sunrises. Large bedrooms, Laundry, Jack & Jill full size 4 pc bathroom adjoining Primary Bedroom. Plenty of land for future expansion or just enjoy the privacy. Easy access to the water's edge for boating, swimming or sunbathing. Bring your Kayak, canoe or day sailor. Full patio area across the front entrance of cottage to enjoy outdoor living, view of the water and when you wish a full retractable awning for shade. The Boat House is 12 ft by 24 ft. (id:22681)

3 Bedroom 1 Bathroom 1344

Wilfred Mcintee & Co Ltd Brokerage (Sb)

For sale
$899,999
614506 HAMILTON Lane, west grey, Ontario

614506 Hamilton Lane

West Grey, Ontario

This turn key home offers a private setting on a paved road in a prime location. With major curb appeal, it has undergone extensive renovations and upgrades by licensed contractors. The main floor features an open concept living area, kitchen with new granite countertops and matching backsplash, and a dining area that leads to a large brand new back deck overlooking quiet pasture land. The main floor also has three bedrooms and a four-piece bathroom. Downstairs holds two additional bedrooms, a huge rec room, along with a spacious 4 piece bathroom with a large jacuzzi tub, walk-in shower, new quartz countertop with double sink, and beautiful modern tile flooring. The 22x42 detached shop has two garage doors at the front and another sizable garage door on the back side, perfect for storing your toys. The home's exterior transitions beautifully from stone at the bottom, through board and batten, to cedar shake at the top. Located under 15 minutes from Beaver Valley Ski Club, under 5 minutes from Markdale, and walking distance from the Klondike Trail, which offers maintained ATV trails, snowmobile trails, and designated cross-country ski trails. Renovations in the last three years: Furnace, duct work, central air conditioning, steel roof, soffit/fascia, eavestrough, windows/doors, siding, damp proofing entire foundation, propane heater in shop, both decks, 10X12 shed, majority of electrical, bathrooms, fence, flooring, trim, appliances, spray foam insulation in basement and shop, interior doors, attic insulation R-60, 1 inch foam board on entire house, septic tank risers, heated washer, heated bathroom floor. (id:22681)

5 Bedroom 2 Bathroom 2458

Century 21 In-Studio Realty Inc.

For sale Open House
$360,000
5007 HIGHWAY 21 Unit# 1407, saugeen shores, Ontario

5007 Highway 21 Unit# 1407

Saugeen Shores, Ontario

Welcome to 1407 White Cedar Drive in Port Elgin Estates and Resorts. Save paying the HST on the purchase of a new home. This beautiful 2 bedroom, 2 bath modular home is just over a yr old and is located in a 4-season community on the south side of Port Elgin near the sandy beaches and beautiful sunsets of Lake Huron and close to shopping, schools, churches and trails. With over 1000 sq. ft of living space, the open concept and high ceilings make this home feel very spacious and is a great way to downsize and simplify your life. The kitchen has quartz counter tops, a large island and white back splash. From the Master Bedroom, a walk in closet leads right into your 3 piece private en suite with quartz counter top, and a step in shower with glass doors. The second bedroom could be used for an office while working from home. The large covered deck out the patio doors is a perfect spot for entertaining, bbq-ing or just relaxing while taking in the beautiful sunsets on summer nights. 12 X 8 shed for all your storage and gardening needs and golf cart pad included. (id:22681)

2 Bedroom 2 Bathroom 1008

Coldwell Banker Peter Benninger Realty

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Where is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors and Activities

Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education

If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centers available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.

Local Amenities & Attractions

If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping center, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP Home Buyers’ Plan

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.

You can also use it to buy or build a new home for yourself or someone you know with a disability.

Genworth Canada Energy-Efficient Housing Program

Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.

Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Homebuyer’s Tax Credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

GST/HST New Housing Rebate

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Ontario Every and Property Tax Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes

If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.

They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

READY FOR A NEW PLACE?