(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$1,089,000
258 IRONWOOD Way, kemble, Ontario

258 Ironwood Way

Kemble, Ontario

Experience The Epitome Of Elegance & Comfort In This Stunning Luxury Executive Cobble Beach Townhome, Boasting Breathtaking Views & Luxurious Amenities. This Home Is A Perfect Blend Of Style, Functionality & Natural Beauty. Delight In The Stunning Vistas Of The 16th Hole, Georgian Bay And The Iconic Cobble Beach Lighthouse, Visible From Both Inside And Outside The Home. Enjoy The Warmth & Ambiance Of Your Living Room Gas Fireplace, Making It The Perfect Spot For Relaxation Or Social Gatherings. Your Gourmet Kitchen Is Equipped With Quartz Countertops, An Expansive Island, Built-In Wine Fridge, Upgraded Appliances, Soft Close Cabinets/Drawers & A Pull-Out Pantry, Perfect For All Your Entertaining Needs. Dual Primary Bedrooms/Ensuites, Where Would You Like to Sleep, Main Or 2nd Floor? Step Down From Your Covered Back Porch & Enjoy The Serenity With A Large Interlock Patio Featuring 2 External Gas Line Connections, For Your BBQ & Fire Table. The Oak Railing & Stairs Leading Up To The 2nd Level Add A Touch Of Sophistication And Timeless Charm. The Versatile 2nd Floor Family Room Is Complete With An Office Area, Offering Flexibility For Work Or Relaxation. The Lower Level Is Complete With High Quality Durable Luxury Vinyl Flooring, Large 2nd Family Room, 3 Piece Bath And Additional Storage Space. Captivating Views, Spacious Living Areas, Elegant Interior Design, Enhanced Lighting, Seamless Outdoor Access, Ample Storage Solutions, Engineered Hardwood (Main & 2nd), Porcelain Tiles, Upgraded Cabinets, Comfort Height Toilets W/Soft Close, Upgraded Hardware, Window Tint On Back Windows And Doors And Other Fine Finishes Make This Your Perfect Dream Home! Don't Miss This Rare Opportunity To Own A Piece Of Paradise! Whether You're An Avid Golfer, A Nature Lover, Or Simply Seeking A Tranquil Retreat, This Home Is An Ideal Choice. Condo Fee Includes: Windows, Roof, Siding, Eavestroughs, Snow Removal, Garden & Lawn Care. (id:22681)

2 Bedroom 4 Bathroom 2686 sqft

Century 21 In-Studio Realty Inc.

For sale
$980,000
212 WILES Lane, grey highlands, Ontario

212 Wiles Lane

Grey Highlands, Ontario

Step into your waterfront haven and immerse yourself in the tranquil beauty of Lake Eugenia with Picture-perfect sunsets. This charming cottage boasts 2 bedrooms and 2 bathrooms, with ample space to expand with an additional one or two bedrooms on the lower level complete with a walkout to the waterfront. A separate garage, and a workshop that can easily transform into a spacious Bunkie. Tall trees envelop the property providing both a sense of seclusion and a connection to nature. Cozy up on chilly evenings beside one of two gas fireplaces as this cottage seamlessly transitions into a warm and inviting ski chalet. A steel roof and prefinished wood siding make maintenance minimal. Located in a peaceful corner of the lake, you'll have the perfect backdrop for stand-up paddleboarding, canoeing, kayaking or revving up the engine for water skiing or tubing. Create lasting memories with family and friends. Seize the opportunity to make this cottage yours and start living the lake life you've always dreamed of! (id:22681)

2 Bedroom 2 Bathroom 1526 sqft

Sea And Ski Realty Limited Brokerage (Kim)

For sale
$1,025,234
358 MCLEAN Crescent, port elgin, Ontario

358 Mclean Crescent

Port Elgin, Ontario

Pristine raised bungalow built by Snyder Development in 2023! Are you looking for a brand new build, but don't want to wait to make your move? This is the home for you! 358 McLean Crescent is a 1624 sq. ft. raised bungalow with 1265 sq. ft. finished in the basement. This home is open concept and offers 3+2 bedrooms and 3 full baths, including a beautiful ensuite to the primary bedroom, with walk-in closet. The windows in the basement allow for a ton of natural light. There is a completed deck which can be accessed through sliding doors from the dining area. Central air, fridge, stove dishwasher, washer and dryer are included. (id:22681)

5 Bedroom 3 Bathroom 2889 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$739,000
180 HURON Road, point clark, Ontario

180 Huron Road

Point Clark, Ontario

This 4 Season home or cottage has everything you need to kick back and enjoy peaceful living in desirable Point Clark. Whether your a retiree or a full family, there is ample room for everyone with 4 bedrooms, large spacious family room with a Pool Table, Wood burning fireplace for the cozy evenings. Private and serene rear yard with a spacious deck, firepit area and additional Bunkie. The main floor of this home has a large eat in kitchen, main master bedroom, and large family room along with main floor bathroom. The home has been run as a very successful short term and long term rental. For the added value, this comes completely furnished, linens, cookware and the kayaks. This is one your going to want an opportunity to view! (id:22681)

4 Bedroom 3 Bathroom 1744 sqft

RE/MAX Land Exchange Ltd Brokerage (Pc)

For sale
$789,000
997 HERITAGE Drive, huron-kinloss, Ontario

997 Heritage Drive

Huron-Kinloss, Ontario

Welcome to this charming raised bungalow located in a family friendly neighbourhood, just a short stroll from the beach. This home boasts numerous upgrades and offers a comfortable living space for the entire family. With 3 bedrooms on the main level and an additional bedroom downstairs, there is plenty of room for everyone. The entire house has been thoughtfully remodeled from top to bottom, ensuring a modern and fresh aesthetic throughout. The open concept kitchen, living room and dining room, creating a spacious and inviting atmosphere, perfect for entertaining guests or enjoying quality time with loved ones. The kitchen features top of the line appliances, cabinetry and an abundance of storage making meal preparation a breeze. One of the highlights is the cozy sunroom heated with a woodstove (as is), where you can relax and soak up the natural light while enjoying the beautiful views of the surrounding neighbourhood. It is indeed a perfect space. A cozy family room located in the lower level, 4th bedroom, 3 piece bathroom and laundry. The backyard is private for family games or enjoy the covered lanai deck enjoying birds chirping, morning coffee or how about Yoga. (id:22681)

4 Bedroom 2 Bathroom 2621 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$969,000
371 DEVONSHIRE Road, port elgin, Ontario

371 Devonshire Road

Port Elgin, Ontario

Introducing 371 Devonshire Road, Port Elgin – a stunning 3-bedroom, 3-bathroom home offering 2300 square feet of luxurious living space and high-end features, with an additional 1300 square feet of unfinished space in the lower level. This beautiful 2020 custom-built home by Snyder Development is ideally located, backing onto a neighbourhood trail and within walking distance to schools, parks, and the pristine shores of Lake Huron. Step inside to be greeted by a grand main entryway featuring vaulted ceilings and stunning brass chandeliers. The main floor showcases elegant hardwood flooring that extends to the stairs and upstairs hallway. The living room, with its large windows and custom power blinds, offers a spacious and sophisticated atmosphere. The kitchen is a chef’s dream, complete with high-quality stone countertops, a stylish tiled backsplash, an upgraded island with decorative panels, additional storage, and seating. A pantry room provides extra convenience for all your storage needs. Enjoy outdoor grilling with the natural gas BBQ hookup on the deck, perfect for entertaining in the fully fenced yard. The exterior features stone and premium vinyl siding, ensuring both durability and curb appeal. Upstairs, you'll find the primary bedroom along with two additional spacious bedrooms. The primary bedroom offers a spacious walk-in closet with a window, and both the ensuite and main bathroom feature luxurious tiled showers. Upgraded lighting fixtures throughout the home add a touch of elegance. The unfinished basement provides a canvas for your customization, with a rough-in for a bathroom and bedroom with plenty of space for additional living areas. This home offers the perfect blend of luxury, comfort, and convenience. This property truly embodies grandeur, offering a stunning and luxurious living experience that is unparalleled. (id:22681)

3 Bedroom 3 Bathroom 2300 sqft

Century 21 In-Studio Realty Inc.

For sale
$929,000
86529 AMBERLEY BEACH Road, ashfield-colborne-wawanosh (twp), Ontario

86529 Amberley Beach Road

Ashfield-Colborne-Wawanosh (Twp), Ontario

Introducing your own private oasis on Lake Huron at Amberley Beach: a small yet charming seasonal log cabin nestled amongst cedars and sand dunes, a tranquil lakefront setting offering breathtaking views and a serene ambience. The cottage itself is older but still exudes rustic charm and coziness, offering two bedrooms and a large living /dining area, just enough space to unwind. The atmosphere is further enhanced by the natural wood finishes and the wood burning stove, creating the perfect setting for memorable family gatherings…Outdoor activities could include simply relaxing on the beach, a peaceful stroll along the lake, hiking, canoeing, paddle boarding ...and only a twenty minute drive to the amenities of Kincardine. As the present owner and family members will attest to, this is the perfect place to forge lasting family bonds and create those cherished memories as they have done: resurrect, repair and replace as necessary, add on or start over. The cottage is being sold as is, most furnishings and contents included. The area provides for year round living, many older cottages have now been replaced by new builds, all enjoying the beauty of the Lake Huron shoreline. (id:22681)

2 Bedroom 1 Bathroom 832 sqft

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$829,900
210 DENSTEDT Street W, listowel, Ontario

210 Denstedt Street W

Listowel, Ontario

As you enter the home, you're greeted by a beautiful ceramic tile foyer with a double closet. The main floor features an open-concept layout with gorgeous hardwood floors and a natural gas fireplace, creating a warm and inviting atmosphere. The living room also has a tray ceiling, which adds a touch of architectural detail that adds a whole lot of elegance. Now, let's talk about the kitchen. It's truly a chef's dream! With ample cabinet space, granite countertops, stainless steel appliances, and a spacious island that can accommodate 3 barstools, making this the perfect setting to entertain guests or enjoy a peaceful Sunday dinner with family. The dining area, which seamlessly flows from the kitchen, also has ceramic tile flooring, adding a stylish touch while being functional and durable. The primary bedroom is a tranquil retreat, boasting plenty of natural light and a double closet. The ensuite bathroom is like a spa, featuring a large soaker tub and a walk-in shower. It's the ultimate space to relax and unwind. Convenience is key with the main floor laundry, complete with additional cupboard space and a sink. Rounding out the main floor you will find a second bedroom and the primary 4-piece bathroom across the hall, which is perfect for guests. Heading downstairs, you'll find an oversized rec room that's perfect for entertaining. It even includes a quality pool table and a bar area with a sink and bar fridge. The basement also offers an additional bedroom, a den, and a 3-piece bathroom with a walk-in tile shower. The entire house is heated with a natural gas furnace and cooled with central air, ensuring comfort throughout the year. Outside, the property is a true oasis. The oversized deck is great for outdoor gatherings, and the covered outdoor natural fieldstone fireplace adds a cozy ambiance. You'll also find a shed with lights and hydro, providing extra storage space. And the pond surrounded by beautiful landscaping adds a touch of serenity to the backyard. (id:22681)

3 Bedroom 3 Bathroom 2855 sqft

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$749,900
13 EAGLE Court, port elgin, Ontario

13 Eagle Court

Port Elgin, Ontario

If you're looking for a neighbourhood with a community vibe and great neighbours; look no further. Why wait to have one built; this stunning “Alexa Model”; 1573 sqft condo is a true gem. Built in 2022; this immaculate residence offers the perfect blend of luxury, comfort, and leisure. It features 2 spacious bedrooms, 2 full baths and is one of only a few models with a Finished Loft. The versatile loft is perfect for a home office, media room, or guest quarters - the possibilities are endless, it also provides for vaulted ceilings in the main living area. If a little more finished space is required there is 1291 sqft available in the unfinished basement. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, highlights in this space include easy maintenance vinyl plank flooring, Quartz counter tops, gas fireplace and walk out to a deck and patterned concrete patio. The monthly condo fee of $425.65 includes 2 golf memberships to The Club at Westlinks. Experience resort-style living right at your doorstep with access to pickleball / tennis court, pub / game nights and a fitness room ensuring endless hours of active enjoyment. Plus, say goodbye to lawn maintenance as there's no grass to cut, allowing you to spend more time on the things you love. (id:22681)

2 Bedroom 2 Bathroom 1573 sqft

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$869,500
395 NORTHPORT Drive, port elgin, Ontario

395 Northport Drive

Port Elgin, Ontario

Introducing this stunning 4 bedroom, 3 bath home, built in 2019 and boasting exquisite features throughout. The exterior showcases beautiful Shouldice stone, a fully fenced backyard with a hot tub (2019), gas BBQ line, privacy shades, & a covered deck area, perfect for outdoor entertaining. Step inside to discover a kitchen that will impress any chef, featuring upgraded quartz countertops, flush to ceiling soft-close cabinetry, a spacious 7’ x 3’ island, and includes all stainless steel appliances. California shades adorn throughout (primary has custom blinds), adding both style and functionality. The primary bedroom is a true retreat, complete with stunning lighting pieces in both the bedroom and walk-in closet. The luxurious 3 pc en-suite offers a rain shower and body jets for a spa-like experience. Downstairs, the lower level offers a walk-out to the garage, a cozy family room with a natural gas fireplace, and enhanced lighting with dimmers perfect for movie night! The lower level bedroom is ideal for shift workers seeking peace and quiet, and the home also has the potential for a 5th bedroom. The 3 pc bath on this level with laundry is also super convenient. Ample storage space and professionally designed closets can be found throughout the home. With an attached double car garage and all the bells and whistles you could desire, this home offers the perfect blend of luxury and functionality. This home is situated in the Northport school district and is close to the baseball diamonds, walking trails, parks, Port Elgin main beach and marina! 20 minutes to Bruce Power! Book your private showing at 395 Northport Drive today! (id:22681)

4 Bedroom 3 Bathroom 1395 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$595,000
373 BRUCE ROAD 13, saugeen first nations, Ontario

373 Bruce Road 13

Saugeen First Nations, Ontario

Welcome to 373 Bruce Road 13. Nestled along the scenic shore of Lake Huron, this immaculate waterfront cottage offers a rare opportunity to experience the peace & tranquility of lakeside living. Perfectly positioned on a 66’ x 200’ lot that gently slopes down to meet the water's edge, providing easy access to the pristine shoreline, this 3-season home or summer retreat is a haven of relaxation and comfort. Step inside to discover a warm and inviting interior, thoughtfully maintained and adorned with modern updates. Inside, the heart of the summer home unfolds with an open-concept kitchen, featuring newer cabinets, and a center island with breakfast bar. Updated kitchen and bath, along with newer windows and doors, ensure both style and functionality are seamlessly integrated. Retreat to the cozy living room, where a fireplace sets the perfect ambiance for intimate gatherings or quiet evenings in. Double patio doors beckon you to the screened porch and sundeck, where panoramic views of the lake await your admiration. Whether basking in the sunshine on the lakeside deck or seeking shelter on the leeward side flagstone patio, every moment promises to be enchanting. With a new roof installed in 2023 and meticulous landscaping enhancing the outdoor space, every aspect of this cottage exudes care and attention to detail. A detached 12' x 24' bunkhouse also awaits, complete with a bar area and convenient 1 piece bath, offering additional space for family or guests to enjoy leisure activities. Conveniently located close to Southampton shopping, this waterfront oasis offers easy access to amenities while preserving a sense of seclusion and serenity. Leased Land is by far the most economical way to enjoy your very own waterfront cottage. Don't miss your chance to experience the epitome of lakeside living – schedule your viewing today and make this enchanting cottage your own slice of paradise. (id:22681)

3 Bedroom 3 Bathroom 1200 sqft

Royal LePage D C Johnston Realty Brokerage

For sale
$539,000
341 BRUCE ROAD 13, saugeen indian reserve #29, Ontario

341 Bruce Road 13

Saugeen Indian Reserve #29, Ontario

This stunning 5-bedroom, 2-bathroom lakefront retreat is nestled on a private, beautifully treed lot that offers a breathtaking view of Lake Huron. Enjoy direct access to your stone beach, perfect for relaxing or entertaining. With nearly 2000 square feet of living space spread across two levels, plus a huge lake side, upper and roadside deck this cottage exudes comfort and elegance. Impeccably maintained and boasting of recent upgrades, it presents a turnkey opportunity for your dream lakefront lifestyle. Benefit from great infrastructure including a shore well providing treated water, a septic system approved just 6 years ago, a 12' by 16' shed and a 200-amp electric service, ensuring convenience and reliability for years to come. Move right in with ease as this cottage comes fully furnished, complete with a washer and dryer. Stay cozy with a propane fireplace and an electric forced-air furnace while enjoying the convenience of a lower-level kitchen, dishwasher, newer windows, and a walkout to a huge 18'x27' deck. An exceptional family cottage. (id:22681)

5 Bedroom 2 Bathroom 1963 sqft

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.