GREY & BRUCE COUNTIES
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Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
638 Kennard Crescent
Kincardine, Ontario
Welcome to 638 Kennard Crescent! This 4 level back-split comes equipped with 5 bedrooms and 2 bathrooms, has been tastefully painted throughout, including a newly painted kitchen, plenty of natural light, and is conveniently located steps to the local trails and only a 10 minute walk to downtown Kincardine. Move-in ready! Call your REALTOR® today! (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
1135 12th Street E
Owen Sound, Ontario
Welcome to 1135 12th St E in Owen Sound. This beautifully maintained home features 6 bedrooms and 2 bathrooms, with many updates throughout. The bright and airy open concept living and dining area flow seamlessly to the freshly updated kitchen with a stunning farmhouse sink and stainless steel appliances. Backing onto the picturesque Ed Taylor Park, this property offers the perfect blend of comfort and convenience. Located close to amenities and Georgian College, this is an excellent investment opportunity for those looking to expand their real estate portfolio. Each room currently leased on month to month at $850 all inclusive. Updates include: Air conditioning 2020, new flooring throughout 2020, new kitchen and appliances 2016, new furnace 2016. 200 amp electrical. (id:22681)
Exp Realty
1020 Second Avenue N
Sauble Beach, Ontario
Are you looking for a beautiful home where you can bike or take a walk along the beach. This home is on a corner lot surrounded by trees, giving you a quiet atmosphere. The home has an open concept living room, dining room and kitchen. The upstairs has beautiful oak hardwood floors and tile in the kitchen and bathroom. The cathedral ceilings brighten up the main floor. Enjoy your morning sitting on the deck off the living room. There are 2 bedrooms are on the main level. On the lower level there is a good size family room with carpet. You will see the laundry room and 2 other bedrooms. There is also a room that can be used for an office or toy room. There is a garage with parking for 2, along with the driveway fitting 4 cars for family and friends. (id:22681)
Exp Realty
453157 Grey Road 2
Grey Highlands, Ontario
Perfect country property for the entire family! This spacious and stunning 6-bdrms, 3-bthrms raised bungalow on 1.5-acres offers the perfect blend of comfort, convenience, and income potential! Step inside from the covered front porch to find a welcoming foyer complete with a convenient closet. The home features new vinyl plank flooring and large windows throughout, flooding the space with natural light and accentuating its airy ambiance. The heart of the home lies in the pine living room, boasting a cathedral ceiling and a wood stove insert, perfect for cozy evenings. Galley kitchen with oak cupboards and a bright 3-panel breakfast/dining nook. 4 above grade bdrms, including a primary suite with a walk-in closet and a 4-pc. ensuite featuring a jet tub & corner shower. A hallway with a main floor 4-pc.bath, two linen closets, & main floor laundry with a double closet adds to the convenience. The fully finished basement suite is complete with its own kitchen, dining area, living room/rec room, office/den, cold room, utility room, 3pc bthrm, & two bdrms. Whether you're looking for additional living space, a guest suite, in-law apartment, or rental income opportunity, this home offers everything you need. Attached 2-car garage & a second detached 2-car garage/workshop with hydro. Generac generator, HRV system, & aluminum roof. Outside, enjoy the great patio and back deck, perfect for relaxing or entertaining against the backdrop of the serene rural landscape with the outer lying Osprey Wetland Conservation Lands. Located in a prime spot surrounded by natural beauty with plenty of birds and wildlife and recreational opportunities for every season, this home offers the ultimate country lifestyle. Explore nearby conservation areas, fishing, parks, skiing resorts, and golf courses. Just a 10-minute drive to Dundalk and 25 mins to Markdale, 15 mins to Lake Eugenia, 30-40 mins to Georgian Bay, enjoy the tranquility of rural living without sacrificing convenience. (id:22681)
Century 21 In-Studio Realty Inc.
Lt 254 Pl 433 Dorcas Bay Road
Northern Bruce Peninsula, Ontario
This good building lot in Dorcas Bay is situated on a year-round municipal road. The well-treed property spans 200 feet in width and 400 feet in depth. Utilities such as hydro and telephone are available along the roadside. As a building lot, it permits the construction of either a year-round residence or a four-season cottage. Set in a rural area, the lot will necessitate the installation of a septic system and a well, typically drilled, for water. The municipal road is maintained and plowed during the winter. 2024 taxes: $273.19. this building lot is ideal for those who cherish country living and aspire to construct their dream home or cottage. It is conveniently located about a fifteen-minute drive to Tobermory, with Singing Sands beach also nearby. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
Lt 255 Pl 433 Pedwell Pt Drive
Northern Bruce Peninsula, Ontario
Good building lot in Dorcas Bay - located on year round municipal road. Property is well treed, measuring 200 wide by 300 feet deep. There is hydro and telephone along the roadside. The property is a building lot, which means you can build a year round home or four season cottage. The property is located in a rural setting and will require a septic system, and a well (typically a drilled one) for water supply. The municipal road where the property is located does get plowed during the winter time. Taxes: $262.26. If you enjoy country living, and would love to build your dream property, check this one out! Property is located approximately a fifteen minute drive to Tobermory. Singing Sands beach is just a short distance away. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
Pt Lt 30 Con 5 Ebr Isthmus Bay Road
Lion's Head, Ontario
Good building in Lion's Head; located on year round paved municipal road. Lot size measures 100 wide and is 165 feet deep and is well treed. Just a short distance to all amenities in Lion's Head just down the road. There is also a nice sandy beach, marina, and the Bruce Trail . The property is under the jurisdiction of the Niagara Escarpment Commission. The zoning is DC (development control). This means that one will have to apply to the Niagara Escarpment Commission in order to obtain a building permit. Contact information for the Niagara Escarpment is 519-371-1001 Email: necowensound@ontario.ca. Please reference Roll Number 410962000606104. Taxes: $579.16. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
Lot 5 Grey Road 1
Georgian Bluffs, Ontario
Build your dream home with beautiful Georgian Bay across the road. Fully treed lot located on a year round paved municipal road and just a short commute to Owen Sound and Wiarton. Public docks are minutes away at Big Bay. Adjacent lot is also available. (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
Lot 6 Grey Road 1
Georgian Bluffs, Ontario
Build your dream home with beautiful Georgian Bay across the road. Fully treed lot located on a year round paved municipal road and just a short commute to Owen Sound and Wiarton. Public docks are minutes away at Big Bay. Adjacent lot is also available. (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
395 Northport Drive
Port Elgin, Ontario
Introducing this stunning 4 bedroom, 3 bath home, built in 2019 and boasting exquisite features throughout. The exterior showcases beautiful Shouldice stone, a fully fenced backyard with a hot tub (2019), gas BBQ line, privacy shades, & a covered deck area, perfect for outdoor entertaining. Step inside to discover a kitchen that will impress any chef, featuring upgraded quartz countertops, flush to ceiling soft-close cabinetry, a spacious 7’ x 3’ island, and includes all stainless steel appliances. California shades adorn throughout (primary has custom blinds), adding both style and functionality. The primary bedroom is a true retreat, complete with stunning lighting pieces in both the bedroom and walk-in closet. The luxurious 3 pc en-suite offers a rain shower and body jets for a spa-like experience. Downstairs, the lower level offers a walk-out to the garage, a cozy family room with a natural gas fireplace, and enhanced lighting with dimmers perfect for movie night! The lower level bedroom is ideal for shift workers seeking peace and quiet, and the home also has the potential for a 5th bedroom. The 3 pc bath on this level with laundry is also super convenient. Ample storage space and professionally designed closets can be found throughout the home. With an attached double car garage and all the bells and whistles you could desire, this home offers the perfect blend of luxury and functionality. This home is situated in the Northport school district and is close to the baseball diamonds, walking trails, parks, Port Elgin main beach and marina! 20 minutes to Bruce Power! Book your private showing at 395 Northport Drive today! (id:22681)
Royal LePage D C Johnston Realty Brokerage
45125 Lakelet Road
Clifford, Ontario
This exceptional residence on Lakelet Road is truly a one-of-a-kind gem that is bound to captivate you at first glance. The exterior charms with a striking stone chimney, elegant wood siding, and a visually striking steel red roof. Step inside to discover a wealth of distinctive design elements that set this property apart from others. This two-story home features 4 bedrooms, 2 bathrooms, a generous living space, and a chef's kitchen that is sure to impress. Outside, a private sanctuary awaits in the backyard, enclosed by a fence adorned with cedar rails that encircle the entire property. Situated just a stone's throw away from Lakelet, this residence provides convenient access to recreational activities such as fishing, boating, and swimming for the entire family. Seize this opportunity without delay - reach out to your REALTOR® today to arrange a viewing and secure this dream abode! (id:22681)
Royal LePage Exchange Realty Co.(P.e.)
034344 Sideroad 5 Ndr
West Grey, Ontario
Historic charm meets modern convenience on this picturesque, versatile 90-acre farm, with 45 workable acres of cropland currently in wheat, that has been in the Seller's family since 1936. The well-kept 1890 farmhouse features 3 bedrooms, hardwood and pine floors, and a renovated kitchen/dining area renovated in 2019. Enjoy the 16' x 32' inground pool, updated with fencing and landscaping, perfect for entertaining. Additionally, a 1-bedroom cottage, currently rented, provides extra income. The bank barn and grounds with perennial flowerbeds have been used as a wedding venue and there is also an ever-flowing artesian well that supplies the commercial water bottling plant on the property for the opportunity of additional income streams. Don't miss this rare opportunity to own a piece of history with income potential, blending old-world charm with contemporary comforts. Located 15 minutes from the Town of Hanover, 2 1/2 hours from the GTA, 1 1/2 hours from Kitchener-Waterloo. (id:22681)
Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)
574296 Sideroad 40
West Grey, Ontario
Tucked away in the towering maples, this 2+ bedroom home is the ultimate little hideaway. Impeccably maintained both inside and out. Open kitchen, dining and living areas with vaulted ceiling, woodstove and walkout to 3 season screened in porch running the length of the home. 3 piece bath and two bedrooms plus a den. Lots of room around the firepit and under the cedar branch gazebo. Garden shed 8’x8’, covered wood storage 4’x10’. Traverston Creek crosses the property. Property taxes are at a reduced rate through Conservation tax credit. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
Pt Lt 6 Baseline Road
Grey Highlands, Ontario
Discover tranquility on this spacious 2-acre lot nestled within the serene beauty of Grey Highlands. Adorned with lovely maple trees, this property offers a rare opportunity for those seeking a pristine building lot in the area. Set on a quiet dead-end road, it provides a peaceful backdrop for your future home. With potential for a walkout basement, ample room for a workshop, and even a treehouse for the little ones, there's plenty of space to bring your dreams to life. Enjoy the desirable east-west orientation for soaking in sunrise and sunset views. Conveniently located between Markdale and Flesherton, and just a short drive from Irish Lake, this property offers the perfect blend of rural tranquility and accessibility for your family's enjoyment. **a laneway on the neighboring property (vacant land) has given permission to park and walk into this parcel from the south side for convenience. All access is at a buyers own risk and liability. Front corner boundaries marked with additional pink wooden stakes. (id:22681)
RE/MAX Summit Group Realty Brokerage
761 Bruce Road 13
Saugeen Indian Reserve #29, Ontario
Start creating family memories at the lake! This 3 bedroom, 2 bathroom cottage offers more than you could ask for, including a master suite with spectacular lake views. This cottage is ideal for both relaxation and entertaining! There is a large sitting room that could make a 4th bedroom in a pinch. Step into the spacious living room, flooded with natural light with oversized patio doors leading to the composite deck with glass panelled balusters - unobstructed panoramas of the glistening waters. No expense has been spared in the renovations, engineered hardwood flooring and a modern kitchen with quartz countertops. Additional highlights include a detached garage, GENERAC generator, exposed aggregate patio and walkways. Heated with a propane fireplace and a heat pump. Cooled with a split A/C unit. The property has a shore well for a great water supply, no putting water lines in the lake in the Spring and pulling them out in the Fall. Embrace the joy of lakeside living in this meticulously cared for cottage. Be sure to click on the MULTIMEDIA/VIRTUAL TOUR for complete information including floor plans and more! (id:22681)
Royal LePage D C Johnston Realty Brokerage
123738 Story Book Park Road
Meaford, Ontario
Welcome to this immaculate 3+1 bedroom, 2 full bath home, located down Story Book Park Road, a peaceful dead end county road only 10 minutes east of Owen Sound. Featuring a large recently constructed 36' X 28' detached garage/workshop (2021), and a spacious 1 acre lot with plenty of privacy and mature trees. Enjoy many recent updates throughout, included flooring, trim, paint, lighting, kitchen countertops & sink. Also featuring recently replaced windows, patio doors, and a completely renovated lower level with all new bathroom fixtures, a spacious laundry room, new flooring, trim and paint throughout. This updated home is in excellent condition with great neighbours on a well maintained road. Please call your REALTOR® to schedule a private viewing. (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
360 James Street
Mount Forest, Ontario
Flexibility and versatility of use best describes this 3 bedroom, 3 bath home. The location of a washroom on each level, 3 separate entrances and a roughed in second kitchen all provide an opportunity for multi family living, or room for the whole family to spread out, in this 2,500 SF home located in an R2 zone. There is ample parking on the oversized concrete driveway. And how about the insulated heated 28 ft x 46 ft garage with 9 ft & 10 ft overhead doors? This building is even equipped with a man cave with WIFI, high speed internet and a 2 pc washroom. All this on a ¼ acre lot close to many amenities. (id:22681)
Coldwell Banker Win Realty Brokerage
908 Huron Terrace
Kincardine, Ontario
Welcome to this affordable bungalow with attached garage. This prime location offers easy access to all amenities, making it a convenient and desirable place to live. This bungalow is perfect for the 1st time, retirement or cottage buyer. 2 bedrooms, 4 piece bath, kitchen/dining area, living room with wood stove and hardwood floors. The attached garage offers convenience for parking inside and a full unfinished basement with walkout offers an abundance of space for storage. Sunroom overlooks the backyard full of perennials and flowering bushes. There's even a spot for the firepit. Located just 2 blocks to the lighthouse, marina, restaurants and shops. Spend this summer soaking up the small town charm that Kincardine has to offer. (id:22681)
Royal LePage Exchange Realty Co. Brokerage (Kin)
403341 Grey Road 4
West Grey, Ontario
Charming 3 bed, 1 bath bungalow sitting on a private half-acre lot with a heated two car shop and a quaint garden shed. The home and shop both have steel roofing in excellent shape. The home's large living room overlooks the yard and the kitchen is bright and clean. The combination bathroom and laundry room features tons of storage space with built-in cabinets. Furnace, water heater and electrical panel are well maintained and in good working order. The property has a drilled well and septic system. Only 3km outside the Town of Durham in West Grey on Grey Rd 4, the property backs onto treed land for a great balance of enjoyable rural living but with the convenience of a paved road that is well maintained in winter, and near-by shopping, schools, parks, and hospital in town. (id:22681)
Wilfred Mcintee & Co Ltd Brokerage (Dur)
3585 Bruce Road 3
Saugeen Shores, Ontario
Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the well was cleaned and a new pump installed. Also a new pressure tank, iron filter and a sand filter and UV light filtration system installed. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Residential MLS® 40588150. (id:22681)
Chestnut Park Real Estate Limited
3585 Bruce Road 3
Saugeen Shores, Ontario
Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the well was cleaned and a new pump installed. Also a new pressure tank, iron filter and a sand filter and UV light filtration system installed. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. Also listing as Farm MLS® 40587453. (id:22681)
Chestnut Park Real Estate Limited
758441 Girl Guide Road
Georgian Bluffs, Ontario
Located on the desirable Girl Guide Road this lovely raised bungalow offers 3 bedrooms on the main level with a full bathroom, a dining room, and a large living room and a walk out to the deck for BBQs and entertaining. The walkout basement has a kitchenette living area and a full bathroom. The property is located on 2 acres of farm surrounded land. Large attached garage, a quiet place to live, and minutes from Owen Sound makes this the ideal location. Trails for walking, snowmobiling, or ATVs are a short walk from the house. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Os)
504252 Grey Road 12
West Grey, Ontario
This beautifully built custom bungalow merges modern design with rural surroundings for the perfect country home! Abundant windows make the most of scenic ravine views on this wooded & private 5 acre lot with Rocky Saugeen River frontage. You’ll love the gorgeous Chef’s Kitchen with built-in appliances, convection microwave, huge island and wine cooler. Bright primary bedroom includes 4pc ensuite with soaker tub, his & hers walk-in closets and a walk-out. New Sunroom features picture window and electric fireplace to keep you cozy. An extra large main floor 4pc bathroom has heated floor and more than enough space to allow for relocation of Laundry area if desired. Fully finished lower level includes 3rd bedroom, Den, large Family Room with 9ft ceiling and 2-way Napoleon electric fireplace. Rounding out lower level are Office, rough-in for wet bar, Mechanical Room, Storage area and Laundry room with egress window which could be converted to another bedroom if needed. Thoughtful extras include built-in tv in Kitchen, outdoor tv hook up on back deck, rough in for hot tub, heated Garage with 8ft overhang & concrete apron and marked trail down the ravine to the Rocky Saugeen River which marks the rear property boundary. Everything you need in a country home just minutes from Bell’s Lake, Townsend Lake, Lake Eugenia, the Bruce Trail, golf, cycling routes, quaint villages and ski clubs! (id:22681)
Forest Hill Real Estate Inc. Brokerage
Lt 3 Con 7
Meaford, Ontario
50 acres of recreational peace and quiet awaits. This property is accessed through an unopened shoreroad allowance that continues off of sunny valley road. It is covered in maple trees, the current owners have made lots of maple syrup off of and even thought of starting a little business from them! The property is not something you would build on but purely use for recreational enjoyment through hunting, use of the trails, and enjoying nature. Multiple hunting stands on the property, some nice outbuildings/bunkies, a seacan and an outhouse are all included. Further adding to the enjoyment of this recreational property is the massie forest which is steps away. The property is under NEC. (id:22681)
Century 21 In-Studio Realty Inc.
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
Avoiding Legal Battles On Owen Sound Homes
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