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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$369,900
1550 12TH Avenue E Unit# 108, owen sound, Ontario

1550 12th Avenue E Unit# 108

Owen Sound, Ontario

DOMINION TERRACE a great location for condo living; walk to the pharmacy or grocery store and close to shopping, hospital, college, restaurants. Preferred main floor level: this two bedroom suite has convenient entrance from paved parking area and from east facing front entry. Choice unit, originally the Show Suite offers upgraded Canac light coloured cupboards; efficient kitchen layout. Appliances, frig, stove, dishwasher, microwave all included. Open concept living and dining area provides flexibility for entertaining. Spacious master bedroom has large closet with bright east facing windows.Good sized second bedroom can be used for den/office. 4 piece bath with all-in-one acrylic tub/shower. In suite laundry stack W/D included-- extra exterior storage.This suite has been well maintained. Forced air heat and central air conditioning. East facing shared patio, where you can relax to catch a glimpse of the morning sunrise, overlooks the lawn & landscaped yard. Decorative fence with gates to each pair of street level units provides privacy. Excellent east side location just south of Shoppers. Immediate possession. Perfect location for discerning persons---seniors, empty nesters, career persons or students -shows well. Economical monthly condo fee $294 month. Plenty of paved parking. The exterior of the building is a subtle blending of architectural block and stucco. Interlocking walkways. Sought after location on east side of Owen Sound. Make the move to Dominion Terrace. (id:22681)

2 Bedroom 1 Bathroom 800

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$574,900
504 18TH Street E, owen sound, Ontario

504 18th Street E

Owen Sound, Ontario

Welcome to your perfect family home! This delightful property offers comfortable living, modern upgrades, and a fantastic location near parks and amenities. With 3 bedrooms on the upper level and 2 additional bonus rooms awaiting finishing on the lower level. Bonus rooms could be renovated to bedrooms, home gym, hobby room, office or extra storage, making this home ideal for growing families or those who desire extra space. Renovated kitchen with modern stainless steel appliances, sleek countertops, and plenty of storage space. Updated bathroom with contemporary fixtures and finishes with cozy infloor heating. Bright and airy living room, with gleaming hardwood floors and lower rec room with cozy fireplace are perfect for relaxing or entertaining guests. From the open concept kitchen and dining room, enjoy the large composite deck and the privacy and security of a fenced yard, ideal for kids, pets, or outdoor gatherings. Two garden sheds provide lots of storage and room for a workshop, man-cave or she-shed. Convenient covered parking in the carport and ample parking in the double wide concrete driveway. Located near parks, schools and amenities, this home offers easy access to outdoor recreation, shopping, dining, and schools. Don't miss out on this wonderful opportunity to own a charming family home in a prime location! (id:22681)

3 Bedroom 1 Bathroom 1412

Royal LePage Rcr Realty Brokerage (Os)

For sale
$649,900
1324 4TH Avenue W, owen sound, Ontario

1324 4th Avenue W

Owen Sound, Ontario

Nestled in a wonderful neighborhood, walking distance to the downtown river district, this grand century home offers a rare opportunity to own a piece of history while enjoying the comforts of modern living. As you step through the front door, you'll be greeted by the timeless elegance of original woodwork, railings and intricate pocket doors, preserved to maintain the home's historic allure. Hardwood floors and grand tall ceilings are throughout the dining room and the classic front living room adorned with an original stained glass window. Entertain in style in the additional family room, where a cozy fireplace creates a warm and inviting atmosphere for gatherings with loved ones. Whether hosting a formal soirée or enjoying quiet evenings by the fire, this space is sure to impress. Spread across multiple levels, this home features six bedrooms, providing ample space for family and guests alike and two beautifully appointed bathrooms. Outside, escape to the professionally landscaped backyard, a tranquil oasis that beckons you to unwind amidst lush greenery and vibrant perennial gardens. The soothing sounds of a water feature add to the ambiance, creating a serene retreat right in your own backyard. Close to daycare, schools and more this is the perfect family home, or for those that appreciate some history, this beckons you to take a look! (id:22681)

6 Bedroom 2 Bathroom 2060

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$849,900
210 DENSTEDT Street W, listowel, Ontario

210 Denstedt Street W

Listowel, Ontario

As you enter the home, you're greeted by a beautiful ceramic tile foyer with a double closet. The main floor features an open-concept layout with gorgeous hardwood floors and a natural gas fireplace, creating a warm and inviting atmosphere. The living room also has a tray ceiling, which adds a touch of architectural detail that adds a whole lot of elegance. Now, let's talk about the kitchen. It's truly a chef's dream! With ample cabinet space, granite countertops, stainless steel appliances, and a spacious island that can accommodate 3 barstools, making this the perfect setting to entertain guests or enjoy a peaceful Sunday dinner with family. The dining area, which seamlessly flows from the kitchen, also has ceramic tile flooring, adding a stylish touch while being functional and durable. The primary bedroom is a tranquil retreat, boasting plenty of natural light and a double closet. The ensuite bathroom is like a spa, featuring a large soaker tub and a walk-in shower. It's the ultimate space to relax and unwind. Convenience is key with the main floor laundry, complete with additional cupboard space and a sink. Rounding out the main floor you will find a second bedroom and the primary 4-piece bathroom across the hall, which is perfect for guests. Heading downstairs, you'll find an oversized rec room that's perfect for entertaining. It even includes a quality pool table and a bar area with a sink and bar fridge. The basement also offers an additional bedroom, a den, and a 3-piece bathroom with a walk-in tile shower. The entire house is heated with a natural gas furnace and cooled with central air, ensuring comfort throughout the year. Outside, the property is a true oasis. The oversized deck is great for outdoor gatherings, and the covered outdoor natural fieldstone fireplace adds a cozy ambiance. You'll also find a shed with lights and hydro, providing extra storage space. And the pond surrounded by beautiful landscaping adds a touch of serenity to the backyard. (id:22681)

3 Bedroom 3 Bathroom 2855

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$639,000
1455 2ND Avenue W Unit# 202, owen sound, Ontario

1455 2nd Avenue W Unit# 202

Owen Sound, Ontario

Are you looking for a new home without the headaches of outside maintenance? Look no further. This 2 bedroom, 2 bathroom has many of the features you're looking for including: updated cherry kitchen cabinets, granite countertop, in-suite laundry, oversized walk-in closet, and an expansive patio area overlooking the bay. Included is covered parking (#16) and a storage locker (#1 S). On the 9th floor there is a common room with a kitchen and washrooms. There is even a hobby room located in the parking garage. Harbour House Condominium has a controlled entrance for added security and is located close to many of Owen Sound's popular events and is just a short trip downtown . (id:22681)

2 Bedroom 2 Bathroom 1200

Royal LePage Rcr Realty Brokerage (Os)

For sale
$595,000
1455 2ND Avenue W Unit# 303, owen sound, Ontario

1455 2nd Avenue W Unit# 303

Owen Sound, Ontario

Welcome to the Harbour House - one of Owen Sound's most sought after condominium buildings!!! With a spectacular view of Georgian Bay, you really don't need to look any further! This 2 bedroom, 2 bathroom condo is spacious and bright with east facing windows for some pretty stunning sunrises! The oversized living room/dining room has an abundance of space to stay cozy or entertain friends. The primary bedroom has a large walk in closet and an ensuite with double sinks. The kitchen comes with all the appliances! Washer & dryer are also included! The hot water tank was replaced in 2018. The patio area is perfect to sit and watch the world go by! Morning coffees while the sunrises, sit & listen to the music of Summerfolk, invite friends over to watch the fireworks over the Bay on Canada Day. The location is simply perfect! Walking trails all around, park and beach right beside, family medical building close by and an easy walk to downtown! These units don't come along very often! (id:22681)

2 Bedroom 2 Bathroom 1200

Royal LePage Rcr Realty Brokerage (Os)

For sale
$639,000
320 BEATTIE Street, owen sound, Ontario

320 Beattie Street

Owen Sound, Ontario

Welcome to 320 Beattie Street, an ideal choice for those seeking a move-in ready home with a blend of modern updates and classic features. Situated in a desirable location close to schools, parks, and trails. The interior boasts 3 bedrooms and 1.5 bathrooms, providing ample space for family or guests. The efficient gas furnace installed in 2020 ensures comfort during all seasons, while the oak kitchen and beautiful hardwood floors add warmth and character to the space. Outside, the property is equally appealing, with beautifully landscaped gardens adding to its curb appeal. A detached garage, built in 2015, offers parking and additional storage, complementing the double-wide paved driveway. The partially fenced-in backyard provides privacy and space for outdoor activities and entertainment. Recent updates, including the roof shingles and eavestrough in 2018, contribute to the home's overall maintenance and longevity, allowing the new owners to move in with peace of mind and simply enjoy their new surroundings. (id:22681)

3 Bedroom 2 Bathroom 1682

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$495,000
1816 6TH Avenue E, owen sound, Ontario

1816 6th Avenue E

Owen Sound, Ontario

Move in ready East side bungalow! This tidy, well kept home has enjoyed the same owner for many years and is ready to welcome new owners to make it theirs. When you walk in the door, you are greeted by an open living room with plenty of natural light and a gas fireplace. The galley style kitchen makes for convenient cooking with an ideal amount of cupboard space. The first floor has two bedrooms, a full bath and ample closet space. The partially finished lower level offers a large rec room with a built in bar and another gas fireplace. The large laundry room has a huge amount of storage space and plenty of clearance making it ready to be finished for more living space, if desired. Attached garage leads you to a private and easy maintenance backyard complete with garden shed. Close to schools, amenities and the hospital making it a wonderful location. (id:22681)

2 Bedroom 1 Bathroom 1264.0900

Exp Realty

For sale
$549,900
669 24TH Street W, owen sound, Ontario

669 24th Street W

Owen Sound, Ontario

Charming red brick bungalow, quiet street, deep lot with mature trees. This extremely well kept home is ready to be yours. Meticulously maintained with refinished hardwood floors and recently renovated kitchen cabinets. Plenty of natural light on the main floor from the large living room to the open kitchen. The first floor offers three bright bedrooms and a full bath. The partially finished basement boasts a spacious rec room with a wood burning stove. Large laundry room, ample storage space and a half bath finishes off the lower level. Outside you are greeted by an expansive lot with lots of green space and a tidy single car garage with plenty of space for more. This West side home is close to schools and amenities. With lovely curb appeal, a delightful home awaiting its next owner to make memories in. (id:22681)

3 Bedroom 2 Bathroom 1665.1700

Exp Realty

For sale
$1,149,000
109 SPENCER Street, keppel twp, Ontario

109 Spencer Street

Keppel Twp, Ontario

Experience waterfront living at its finest in this stunning Georgian Bay home boasting panoramic views and luxurious amenities. This exquisite property features three spacious bedrooms with the possibility of a fourth on the main floor, offering ample space for family and guests. As you step inside, you'll be greeted by an abundance of natural light streaming through the expansive windows, accentuating the vaulted ceilings and creating an inviting atmosphere. The open-concept main floor has hardwood flooring throughout and seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining or simply relaxing by the propane fireplace in the living room plus enjoy a completely renovated 4 Pc main bathroom with in-floor heating. For cozy evenings, retreat to the lower level where a wood stove awaits in the large family room, surrounded by two generously sized bedrooms providing privacy and comfort for all. Step outside onto the expansive composite deck, complete with glass rails, offering unobstructed views of the shimmering waters of Georgian Bay. The meticulously landscaped grounds boast perennial beds and rolling terrain leading effortlessly to the water's edge, all without the need for stairs. A single boathouse provides convenient access to the bay, while a dock awaits for your boating adventures. Additionally, a detached single-car garage offers ample storage for vehicles and outdoor gear. Whether you're seeking a tranquil retreat or a place to entertain family and friends, this Georgian Bay waterfront home offers the perfect blend of elegance, comfort, and natural beauty. (id:22681)

3 Bedroom 2 Bathroom 1883.5000

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$379,900
850 9TH A Street E, owen sound, Ontario

850 9th A Street E

Owen Sound, Ontario

Welcome to your cozy retreat nestled on a serene cul-de-sac on the charming East side of Owen Sound. This adorable 2-bedroom home is the epitome of comfort and convenience, offering a tranquil escape from the hustle and bustle of city life. As you step inside, you'll be greeted by the inviting ambiance of the main level adorned with durable and stylish vinyl flooring, providing both aesthetic appeal and easy maintenance. The heart of the home boasts a modern kitchen, recently updated in 2021, featuring all the amenities a discerning chef could desire. The bathroom has also been thoughtfully renovated, ensuring both style and functionality. Stay comfortable year-round with the split heat pump and AC unit, as well as high-efficiency electric baseboard heaters, all installed in 2021. These updates not only enhance the comfort of the home but also contribute to energy savings. Outside, discover your own private oasis, perfect for enjoying morning coffee or evening stargazing. With the roof replaced in 2021, you can rest assured knowing that this home is not only beautiful but also well-maintained. Conveniently located close to the YMCA, downtown area, and larger big box shopping centers, you'll have everything you need right at your fingertips. Whether you're seeking a peaceful retreat or a place to call home, this charming property offers it all. Don't miss your chance to make this delightful abode yours – schedule a showing today and prepare to move in and enjoy! (id:22681)

2 Bedroom 1 Bathroom 1072.9800

Exp Realty

For sale Open House
$1,249,000
417 MCCULLOUGH Crescent, kincardine, Ontario

417 Mccullough Crescent

Kincardine, Ontario

Don't be deceived from the street! Custom built by O'Malley homes in 2017 this spacious open concept home sits on a peaceful and quite private ravine lot.The tumbled stone exterior wraps the home in warm colour tones that continue inside. Family and friends will share in the welcoming atmosphere as soon as they step inside.The centre of the home is the living room, kitchen and dining area. All will enjoy the view to the green vistas that the sloping ravine lot offers. A fireplace centres on a feature wall ready for your books and treasures. From the leathered granite kitchen island you can enjoy the conversation with your guests.The soft close cabinetry provides an abundance of easy access storage.The primary suite is to the south side of the home while three other large bedrooms and a full bath are on the opposite side of the home.The primary bedroom's trayed ceiling, array of windows and access to the upper deck creates an oasis to escape the day. The ensuite bath provides a walk-in shower, in-floor heating and double sinks with good storage below each sink. Each of the three other bedrooms on the main floor have generous closet space and share the full bath.The lower level family room has a free-standing fireplace and custom built wet bar. A three piece bath and a fifth bedroom are ready for extra guests.The games room and or exercise room are easily converted to bedrooms.Double doors from the family room exit to a covered lower deck and lead you out to the yard and garden areas down to the firepit.The garden shed benefits from connection to the 9 zone irrigation system.The two vehicle garage allows room for storage and entry to the combination entry with laundry room and more great storage with a 2 piece bath steps from the back door.Sitting on almost an acre this 4025 sq ft home has much to offer.Welcome to the sought after area of Stonehaven with trails, soccer fields and a dog park, quick access to Bruce Ave to Hwy 21 or to the Station Beach. Come explore! (id:22681)

5 Bedroom 4 Bathroom 4025

Century 21 In-Studio Realty Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.