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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$499,900
224 SOUTH Street E, durham, Ontario

224 South Street E

Durham, Ontario

1.5 Storey, 3 bedroom, 1 bathroom home in Durham has a large mudroom and living room, eat-in kitchen with patio door to the rear deck. The upper level offers a spacious primary bedroom an additional bedroom and the basement features a large recreation room with an office/den. This home is a great opportunity for first time buyers. All major mechanicals have been updated, new windows throughout and new siding. Close to downtown this cozy home is an affordable option to all buyers. The detached garage can keep your vehicle clean and offer extra storage and a workspace. The fenced in yard and rear deck offer a great place to relax! (id:22681)

3 Bedroom 1 Bathroom 1180

Coldwell Banker Win Realty Brokerage

For sale
$799,900
430 PARKSIDE Drive, mount forest, Ontario

430 Parkside Drive

Mount Forest, Ontario

Investors take notice, this property has been very diligently and meticulously taken care of and updated over the years. Thinking of buying a home and having someone help pay the mortgage? This is a great opportunity for that with traditional lenders being able to use market rents to help you qualify for a purchase. Live in 1 unit and have the other two subsidize your mortgage. This is a great time and way to get an investment property for now and the future. Unit 1 has private use of the North side driveway and has their own private entrance at the rear. A nice mudroom and living room above grade with a 3pc bath, 2 bedrooms, eat in kitchen and storage. Unit 2 is a nice 1 bedroom apartment on the main floor with a great sunroom, living room, eat in kitchen, 3pc bath and large bedroom. This unit gets parking on the south side driveway. Unit 3 is on the 2nd and 3rd floors which comes with 3 bedrooms, kitchen, 4pc bath, 2pc bath and a large living room. This unit also has its own parking on the south side driveway. All of the units have separate hydro meters and hot water tanks. All units also have in-suite laundry. There is outdoor storage for tenants and a large inviting fenced rear yard for the tenants to share. There is also a detached garage with hydro which the Landlord currently uses but could be used to generate more income. Some of the many upgrades over the years include: Appliances, washrooms, flooring, windows, roof, central air, furnace, electrical, fire safety, paint, plumbing and more. Ask your Realtor for a complete list of upgrades. Priced at a 5% Cap Rate, this property is perfect to add to your portfolio of investments or to jump in for your first. Solid Brick, Solid Income, Solid Investment. (id:22681)

6 Bedroom 4 Bathroom 2551

Coldwell Banker Win Realty Brokerage
Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$799,900
430 PARKSIDE Drive, mount forest, Ontario

430 Parkside Drive

Mount Forest, Ontario

Investors take notice, this property has been very diligently and meticulously taken care of and updated over the years. Thinking of buying a home and having someone help pay the mortgage? This is a great opportunity for that with traditional lenders being able to use market rents to help you qualify for a purchase. Live in 1 unit and have the other two subsidize your mortgage. This is a great time and way to get an investment property for now and the future. Unit 1 has private use of the North side driveway and has their own private entrance at the rear. A nice mudroom and living room above grade with a 3pc bath, 2 bedrooms, eat in kitchen and storage. Unit 2 is a nice 1 bedroom apartment on the main floor with a great sunroom, living room, eat in kitchen, 3pc bath and large bedroom. This unit gets parking on the south side driveway. Unit 3 is on the 2nd and 3rd floors which comes with 3 bedrooms, kitchen, 4pc bath, 2pc bath and a large living room. This unit also has its own parking on the south side driveway. All of the units have separate hydro meters and hot water tanks. All units also have in-suite laundry. There is outdoor storage for tenants and a large inviting fenced rear yard for the tenants to share. There is also a detached garage with hydro which the Landlord currently uses but could be used to generate more income. Some of the many upgrades over the years include: Appliances, washrooms, flooring, windows, roof, central air, furnace, electrical, fire safety, paint, plumbing and more. Ask your Realtor for a complete list of upgrades. Priced at a 5% Cap Rate, this property is perfect to add to your portfolio of investments or to jump in for your first. Solid Brick, Solid Income, Solid Investment. (id:22681)

6 Bedroom 4 Bathroom 2551

Coldwell Banker Win Realty Brokerage
Wilfred Mcintee & Co Ltd Brokerage (Walkerton)

For sale
$875,000
318711 GREY ROAD 1, georgian bluffs, Ontario

318711 Grey Road 1

Georgian Bluffs, Ontario

Family home at its finest! This amazing west-of-the-bay house sits just five minutes from Owen Sound and is a show stopper from the moment you pull in the drive. An enormous lot surrounded by large mature trees gives you so much privacy. The landscaping enhances the curb appeal of the welcoming entrance. The moment you step through the front door you are greeted by the grandeur of the curved staircase. The main floor living area is open and spacious with dining and living room plus gas fireplace. The sunroom is gorgeous, with views of the expansive park-like backyard. The kitchen is designed perfectly for cooking and entertaining, with beautiful cabinets and counter tops. The main floor is completed with a half bath and mudroom. The upstairs offers four bedrooms with a large primary and full bath. The lower level has a mirrored staircase to the entrance, giving it unique character. It is the perfect space for a rec room or added living space, a laundry room and bonus room. After you take a look at the fenced-in backyard and ravine below, you head to the two car garage. This esthetically pleasing building and workshop allows you all the space you could need, with the added feature of a loft above. This home ticks all the boxes for the ideal family house! (id:22681)

4 Bedroom 2 Bathroom 2973.3500

Exp Realty

For sale
$549,000
1650 3RD Avenue E, owen sound, Ontario

1650 3rd Avenue E

Owen Sound, Ontario

4 plex - 2-1 bedroom units, 1-2 bedroom, 1-3 bedroom. Convenient east side location for tenants - close to shopping, hospital, college and downtown. Both 1 bdrm units renovated in 2020, 2 bdrm 2018, 3 bdrm reno'd 2017 with new kitchen in 2020. Renovations include kitchens, drywall, paint, flooring and bathrooms. Natural gas, forced air furnace and water heater are 9 years old and both owned. New roof shingles 2020. Pictures provided by Seller and tenants. All measurements approximate. Immediate possession if accepting tenants. Lots of parking and coin-operated laundry onsite. (id:22681)

6 Bedroom 2985

Royal LePage Rcr Realty Brokerage (Os)

For sale Open House
$699,000
516 LYNDEN Crescent, kincardine, Ontario

516 Lynden Crescent

Kincardine, Ontario

Introducing a spacious and comfortable home located in Lynden Estates, an established upscale neighbourhood in Kincardine. This well-maintained 5-bedroom (3+2) home is well situated on a private lot with great curb appeal showcasing mature trees and landscaping. The home's proximity to the lake allows for leisurely walks to the beach and along the boardwalk, close to the trail system and the shops and restaurants downtown.The large, bright foyer provides access to the 1.5 car garage with built in storage and walks out to a private yard with patterned concrete patio, perennial gardens and fenced in area ideal for children or pets. On the main level, the open floor plan allows for seamless flow between the main living areas including the kitchen with a large island, and bright living and dining spaces perfect for entertaining or spending quality time with family. This floor also includes the primary bedroom with double closet and cheater ensuite and 2 additional bedrooms as well as a large main bathroom with a jetted jacuzzi tub and separate shower. On the lower level is the very large family room with large above grade windows that flood the room with natural light and a cozy propane fireplace, as well as the second 4-piece washroom and a large bedroom with oversized walk-in closet with closet organizer and a 5th bedroom or office, utility/laundry room and separate storage area. This level would make an ideal in-law/guest suite or could be converted into an income unit.The home is unoccupied and unfurnished which provides a great opportunity to imagine your own dream living space with endless possibilities. (id:22681)

5 Bedroom 2 Bathroom 2412

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$225,000
302694 DOUGLAS Street Unit# 56, west grey, Ontario

302694 Douglas Street Unit# 56

West Grey, Ontario

Discover your retirement haven in the serene surroundings of Durham Mobile Home Park, known to many as Benders. This inviting 2-bedroom home on leased land offers an ideal lifestyle for empty nesters, retirees, or those planning for retirement. The spacious primary bedroom is a bright retreat with plenty of windows, while the 2nd bedroom is perfectly suited for accommodating guests or creating a home office. The expansive living room, with abundant natural light & a charming gas fireplace, adds to the home's warmth & aesthetics. The kitchen and dining area feature ample cabinet and pantry space, and the conveniently located laundry room provides easy access to the side deck. A walk-in shower completes the 3 pc bathroom. The large side mudroom, equipped with double closets, is perfect for stowing away your belongings and setting up a small office area. The air source heat pump provides efficient heating and air conditioning, ensuring year-round comfort. The beautiful backyard offers lovely views of farm fields and a picturesque overlook into the town of Durham. Enjoy the peaceful atmosphere, where you can take leisurely walks on local trails or drive a short distance to explore miles of scenic hiking routes in nearby parks. Situated on a paved road, this lovely setting is a great place to spend your retired life. Make this charming home in the park your next step towards a fulfilling and relaxed retirement. The Benders are second generation owners and describe the park as located five minutes from Durham, fifteen minutes from Hanover, the Park provides easy access to conveniences such as grocery stores, pharmacies, hospitals, medical clinics, churches, fitness centers, town shopping, restaurants and many other facilities, clubs and services. The Park is a pleasant community of permanent residence year round mobile homes. An excellent environment to encourage quiet country living, develop friendships, enjoy gardening, walking and many other activities and hobbies. (id:22681)

2 Bedroom 1 Bathroom 1008

RE/MAX Summit Group Realty Brokerage

For sale Open House
$569,900
1093 WATERLOO Street N, port elgin, Ontario

1093 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$649,900
21 EAGLE Court, saugeen shores, Ontario

21 Eagle Court

Saugeen Shores, Ontario

Welcome to 21 Eagle Court, located in the prestigious Westlinks Community, Phase 3 of the renowned Westlink Development. This stunning property is available for immediate possession with no occupancy fees or delays , offering a spacious 1305 square feet on the main level, complemented by a full unfinished basement with a rough-in washroom. As you step inside, you'll immediately notice the well-appointed open concept living room, kitchen, and dining area, perfect for entertaining family and friends. The layout also includes two bedrooms, two baths, a laundry room with custom cupboards, a large welcoming foyer, and an inside entrance to the single-car garage. Large patio doors lead to a beautiful stamped concrete patio, allowing an abundance of natural sunlight to flood the space, creating warmth and a harmonious atmosphere. This home has been meticulously designed with impeccable modern features and finishes, offering turnkey maintenance-free living. The master bedroom boasts your own private ensuite, providing a tranquil retreat for relaxation. Numerous upgrades have been made to this home, including top-of-the-line appliances, central air conditioning, a rear stamped concrete patio, a gas hook-up for barbecues, a gas fireplace, and custom cupboards and sink in the laundry room . The monthly condo fee not only covers maintenance but also includes a golf membership for two at the prestigious 12 Hole Westlinks Golf Course. Additionally, residents will have access to the fitness center with an aerobics room, tennis/pickleball courts, and scenic walking trails, ensuring an active and fulfilling lifestyle. With its bright and spacious layout, this home appeals to a variety of individuals seeking a forever home. Don't miss out on this incredible opportunity! Call today to schedule your private viewing and experience the epitome of upscale living at 21 Eagle Court. (id:22681)

2 Bedroom 2 Bathroom 1305

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale Open House
$359,900
26 ALICE Street, allenford, Ontario

26 Alice Street

Allenford, Ontario

Welcome to your perfect village retreat, where affordability meets charm in the heart of a quaint Allenford, centrally located close to Southampton, Sauble Beach and Owen Sound. Located on a large corner lot on a dead end street. This cozy and bright house offers a an ideal blend of comfort and convenience making it a perfect place to call home. Step inside to be greeted by a warm and inviting atmosphere. Take in the ambiance of the soft flickering glow of the gas fireplace in the cozy living room. The open-concept layout seamlessly connects dining, living and kitchen area. Enjoy peace of mind with recent upgrades, including new water heater (2023) new propane fireplace (2021), new electrical panel (2023) and all new energy efficient windows throughout (2023) But the allure of this property extends beyond the home itself. Outside, a spacious yard offers ample room for outdoor activities, gardening, or simply unwinding on the large deck. And for those who enjoy tinkering or pursuing hobbies, the 25'x25' heated garage provides the perfect space to work on projects year-round. Heated by a new propane garage heater (2022) and recently newly insulated (2022), you'll be toasty warm year round in your detached shop, complete with new, bright (2023) LED lighting. New steel roof and spray foam insulated ceiling on the shop ensures more peace of mind. Perfect for first time buyers or weekend getaway, this charming home offers endless possibilities for making memories and creating the life you've always dreamed of. Don't miss your chance to own a piece of village paradise – schedule a showing today! (id:22681)

1 Bedroom 1 Bathroom 860

Royal LePage D C Johnston Realty Brokerage

For sale
$1,649,900
440 KINCARDINE Avenue, kincardine, Ontario

440 Kincardine Avenue

Kincardine, Ontario

3.8 ACRES DEVELOPMENT! 3.8 acres of prime development land in the growing and vibrant town of Kincardine on what was historically known as Small Creek Farms located just steps from Lake Huron’s beautiful beaches, trails, parks, elementary schools and shopping centres. There are several different possibilities for the development of this property with the unopened portion of Adelaide Street (now serviced with hydro) that runs along the east of the property line to a possible building lot fronting onto Kincardine Avenue west of the existing home or potentially use that area as an access or roadway to the balance of the land (roughly 3.3 acres) to the back of the property. The 3 bedroom, 1.5 storey home is in solid condition and well maintained over the years with brand new on-demand hot water propane boiler system and comes complete with a separate entrance walk out basement apartment to further add to the endless potential. Call your REALTOR® to schedule your own personal viewing today! (id:22681)

4 Bedroom 2 Bathroom 2320

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.