GREY & BRUCE COUNTIES
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Your Home
SHANNON DECKERS
Not Just Another Realtor®
Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.
As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.
Extensive experience in the Owen Sound area
Specializes in buying and selling residential, rural properties
Has the local knowledge needed for buying and selling in Grey & Bruce Counties
YEAR EXPERIENCE
HOUSES PURCHASED
HOUSES SOLD
BOTTLES OF PERRIER
SHANNON DECKERS
Why Choose Us
Honesty
Truthful assessments and real estimates based on current markets.
Availability
Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.
Determination
Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.
New Listings
220 Barney's Blvd
North Bruce Peninsula, Ontario
Dreams Do Come True! Amazing Turn-Key Cottage On The Highly Sought After Miller Lake Waterfront. Just need to bring your clothes and family to start enjoying Cottage Life. Most furnishings are included as well as a Dock for your Water Toys. Nearest Boat Launch is 1 minute away. The photos tell the story of this great opportunity and if you have friends and family that want to join you, The Vacant Waterfront lot next to this property is also available for purchase. Drop everything and make your way to The Bruce Peninsula to shake off the Stress of City Living and enjoy the awesome Dark Sky Nights for Star Gazing. All the area attractions are close by, Tobermory, Singing Sands, The Grotto and of course The Bruce Trail. (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
2 Libby Street
Stokes Bay, Ontario
Welcome to your dream cottage or 4 season home nestled in a tranquil setting! This delightful newer 3 bedroom, 2 and a half bathroom home exudes warmth, character, and timeless appeal. As you step through the front door, you'll be greeted by an open-concept living area that seamlessly blends modern design with cozy elements. The spacious and sunlit living room is the perfect place to unwind with a charming propane fireplace that invites you to cozy up on chilly evenings. The well-appointed kitchen is a chef's delight, boasting stainless steel appliances, ample counter space, and versatile cabinetry. A half bathroom on the main level adds convenience for guests and daily living. With three bedrooms, this home is perfect for families, offering space and comfort. On the main floor you will find the primary bedroom with an immaculate ensuite and a door to step outside onto the charming deck. Upstairs you will find an open concept landing, that you could use for an office area, a small living area, or just a nice lounge area to relax. There is ample storage space with a crawl space that wraps around attaching the two upper bedrooms. You will also get the added bonus of in-floor heating on both levels of the home. You are a short drive or bike ride to the beautiful Sandy Beach at Hardwick Cove where you can enjoy the beautiful waters of Lake Huron. This property offers a peaceful retreat from the hustle and bustle of everyday life, with its tranquil setting and serene surroundings. (id:22681)
Royal LePage Rcr Realty Brokerage (Os)
Pt Lot 88 Highway 10
West Grey, Ontario
Welcome to this beautiful 10 acre piece of property just north of Markdale. Approximately 672' of frontage on Hwy 10 and backs onto 77 km of the Grey County Rail Trail running from Owen Sound to Dundalk. A wonderful place to call your country retreat perfect for relaxing and unwinding. Thick cedar bush where trails could be easily made for skiing, hiking, snowshoeing all on your own property. ATV or snowmobile out your back yard where the property boundary borders the rail trail. There is no Fire # but there is a driveway at the north end of the property. Two old storage sheds just inside the gated driveway will remain and are 'as is' 'where is'. The property is zoned Natural Environment. Buyer should verify any re-zoning changes or questions with Saugeen Valley Conservation Authority that will support the possiblity of building permissions or ideas. A lovely piece of property you'll fall in love with! (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
S Ptlt 19 Concession 6 N
Meaford (Municipality), Ontario
40 Acres just outside Owen Sound with an APPROVED BUILDING PERMIT for a 2,370 square foot home, plus a detached garage. Mostly clear land with western views. Located on a quiet road, just steps to the Tom Thompson Trail. House plans and approved Development Permit are included. Changes to plans/permits can be made. HST applicable to sale. (id:22681)
Royal LePage Rcr Realty Brokerage (Flesherton)
243 Queen Street S
Paisley, Ontario
Welcome to Paisley, where opportunity meets charm! This 3-bedroom, 1.5-bathroom home is waiting for rejuvenation and personal touches. With TLC, it could be your perfect starter home. Enjoy the convenience of forced air heating, a bright kitchen overlooking a large backyard, and second-floor laundry. Located in a historic village known for eclectic shops and eateries, with rivers nearby for paddling and fishing. Don't miss out on this chance to own a piece of Paisley's charm! Schedule a viewing today. (id:22681)
Royal LePage D C Johnston Realty Brokerage
160 Division Street
Wiarton, Ontario
Welcome to 160 Division Street in Wiarton. Being located on a quiet road ensures a peaceful and tranquil living environment. It's an ideal setting for those looking to escape the hustle and bustle of city life. The lot is just a 5-minute walk from the school, making it a convenient choice for families with school-age children. Wiarton is centrally located on the Bruce Peninsula, providing easy access to various attractions and amenities. It's a short drive to Owen Sound for additional shopping and services and is also approximately an hour's drive to the beautiful town of Tobermory, known for its natural beauty and outdoor activities. If you've been dreaming of building your own home in a peaceful yet convenient location, this building lot in Wiarton offers a great opportunity. With town water available, a quiet setting, and proximity to schools and amenities, it provides a solid foundation for turning your dream home into a reality. (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
753 20th Street
Hanover, Ontario
This adorable bungalow will be the first single detached home in Hanover’s newest subdivision, and what a unique layout! Situated on a wide lot which will in the future face the street’s stately riverfront homes, this 1451 square foot home offers 3 bedrooms & 3 bathrooms, with an additional 1038 sq ft of finished space in the basement. Master bedroom features a walk in closet and ensuite with a tiled shower. Large great room showcases an electric fireplace for ambiance with windows on either side letting in lots of natural light. Barzotti kitchen offers quartz counters, island with bar seating, and appliances included. Walkout from your dining room to your deck overlooking the fully fenced rear yard. Lower level offers a large rec room with gas fireplace, the 3rd bed & bath, laundry, and plenty of storage. (id:22681)
Keller Williams Realty Centres
77 Montrose Island
South Bruce Peninsula, Ontario
Your chance to own your Island on the Bruce Peninsula. Introducing 77 Montrose Island is a prime 8 acres (more or less due to water level fluctuations) on one of the Great Lakes Lake Huron, Own a piece of Canada! Quick easy access by boat from the mainland in Oliphant. Launch your boat (fees apply) and you are there within 5 mins. Beside Cranberry Island and the mainland is visible from the lot. Enjoy Oliphant and the Fishing Islands and be a proud owner of one!!! The lot offers access on the Northwest side and the South side! Shallow flat shoreline for viewing the stunning sunsets! (id:22681)
Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres
417 Park Street W
Durham, Ontario
End unit townhome with finished basement! This unit offers single level living with 2 bedrooms, main bath, and laundry all on the main level. An open concept kitchen/living/dining space features lots of natural light, quartz countertops in your kitchen, a patio door walkout to your back porch, and hardwood staircase to the lower level. Down here, you'll find your rec room, third bedroom (with walk in closet), and another full bath. Call today for a tour! (id:22681)
Keller Williams Realty Centres
13 4th Avenue
South Bruce Peninsula, Ontario
TINY HOME..... well sort of. This 614 sq ft 2 bedroom 1 bathroom bungalow has been completely renovated, top to bottom, inside and out, with metal roof, vinyl siding, sky lights, electrical, plumbing, windows, insulation, well, UV system, septic bed and very efficient new heat pump, Oh yes and A new kitchen. Located just north of Wiarton in the very desirable Mallory Beach area this peaceful setting backs on to the escarpment offering you lots of privacy on a double 160ft X 150ft double Lot, offering peace and quiet and a wonderful experience for first time home buyers or retirees. I don't think there are anymore boxes left to tick this beauty has it all. Just missing you. (id:22681)
Royal LePage Rcr Realty Brokerage (Wiarton)
7 Front Street
South Bruce Peninsula, Ontario
Move in ready Bungalow between Hepworth and Sauble beach in a quiet little subdivision off the Highway. The main floor of this home offers 3 bedrooms and 1 bathroom, an open concept living area great for entertaining guests, main floor laundry and an attached one car garage. The basement has a spacious rec room, 4th bedroom as well as an office space and additional storage. The home has undergone many updates over the last 15 years including windows, roof, vinyl siding, soffit/fascia/eavestroughs. 100' x 150' lot, in an area that has so much to offer for the outdoor enthusiasts. Just a short drive to multiple golf courses as well as Sauble beach where you can enjoy arguably one of the best sand beaches in the country. (id:22681)
Sutton-Sound Realty Inc. Brokerage (Owen Sound)
114 Borden Drive
Tobermory, Ontario
Imagine life at the cottage with all the amenities of home! This Charming cottage is situated on a dbl lot making up 1.5 acres providing loads of privacy and 290’ of shoreline on Lake Huron. Its also situated at the end of a cul de sac, so little vehicle traffic. If one wanted further privacy, the adjacent Waterfront vacant lot and 1 acre island in front of the lot is also for sale MLS 40557192. Vendors preference would be to sell both parcels together and may consider VTB. Enter into the bright spacious morning sunroom, feel the warmth from the in-floor heating system. As you move into the Livingroom, your eyes are drawn upward to the floor to ceiling stone fireplace with wood burning insert. The primary bedroom has large windows allowing for a nice breeze. Recent renovations provide for both a 2nd bedroom and bed / sitting room with its own access to the outdoors. Large bathroom has luxurious walk in shower and convenient laundry facilities. The open staircase leads to the large kitchen and dining area with incredible views and access to the elevated lakeside deck. A 3 pc washroom is also situated on this level with a deep claw soaking tub. A contemporary detached garage / shop marries beautifully with the homes exterior with its sleek lines and is also equipped with a dedicated guest suite. Nature is embraced from all spaces both inside and out at this wonderful Bruce Peninsula getaway. (id:22681)
Chestnut Park Real Estate Limited
Lt 30 Borden Drive
Tobermory, Ontario
Rare opportunity to purchase both a Waterfront vacant lot and 1 acre island on the Bruce Peninsula. These two parcels have separate entities but are being sold together. Situated at the end of a cul-de-sac and positioned on “a point” making for a sensational panoramic view. Fully serviced municipal road. Complete privacy while surrounded by woods, limestone rock & crystal clear water. The island is well treed and an ideal location to enjoy beautiful Lake Huron sunsets. Incredible rock outcrops and large stretches of 'alvar' rock. Current lower lake levels provide dry access to the island. Swimming off the west side of the island is amazing and an oasis within itself. Being zoned R2 may provide for construction but buyers are to verify with the local municipality. The adjacent cottage is also for sale which has 290’ of shoreline and situated on a dbl wide lot making for a real nature sanctuary. MLS 40553443. Vendors preference would be to sell Cottage property in conjunction to this parcel and may consider a VTB. 20 min drive to the village of Tobermory other area attractions. Red lines showing lot perimeter are for illustration purposes only (id:22681)
Chestnut Park Real Estate Limited
132b Georgian Drive
Northern Bruce Peninsula, Ontario
Excellent building lot already cleared and ready to be built on in beautiful Jackson's Cove. The property measures 75 feet wide X 143.66 is irregular in size. There is a limited seasonal water view of the bay. Deeded access to the bay across the road to enjoy for summer recreational activities such as boating, fishing, swimming or any other water activities. Property is located on a seasonal No Exit road which means that it is not plowed or maintained during the winter months. Hydro and telephone are along the roadside of Georgian Drive. Taxes:$191.23. Ideal location. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Lh)
Lot 5 Trillium Crossing
Northern Bruce Peninsula, Ontario
AN OASIS, A GETAWAY, A RETREAT: LAKEWOOD COMMUNITY – If you are interested in building within a community of like-minded individuals who care for and have a passion for the beauty of nature surrounding us, you have found your match! Lakewood Community offers a home or getaway for many year-round and seasonal residents. Enjoy communal amenities such as hiking trails, a dock and pavilion. Lakewood Community also provides a retreat from the hustle and bustle of life. Slip away to the private 70- acre inland lake where you can stroll along the boardwalk, canoe/kayak in peace or watch the stunning sunsets. Lot 5 Trillium Crossing is approximately 1.2 acres in size with a road frontage of 166ft. The property abuts direct access to a communal walking trail, providing additional privacy! Enjoy Western exposure for sunsets over the treetops. This mid-Peninsula location provides a perfect getaway to enjoy multiple recreational amenities of the Bruce – the public sandy beaches, the Grotto, the Bruce Trail and more! Lion's Head is only a short drive away for amenities or take a day trip to other nearby communities such as Tobermory, Wiarton and Sauble Beach. If you like to dip your toes in the water, there are various public water access points and beaches nearby, as well as a public boat launch to Lake Huron. Fun for the entire family! Seller may consider a VTB with 50% down payment, 1 year term. Get ready to relax and unwind in Lakewood. Connect with a REALTOR® today to tour Lakewood Community. (id:22681)
RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)
1187 2nd Avenue S
Saugeen Indian Reserve #29, Ontario
This is a very affordable cottage very close access to the beach. This 3 bedroom one bath cottage has been well cared for, it has a large 30' x 12' deck great for spending time outdoors. This would be an excellent place to spend time with family and friends at the beach. Lease is $5800.00 a year service fees are $1000.00 a year the lease runs until 2026. (id:22681)
Royal LePage Rcr Realty Brokerage (Hanover)
584 Warner Bay Road
Tobermory, Ontario
Private Waterfront Cottage on Warner Bay situated on 4.8 acres. Boasting 216' of shoreline spanning across this extra wide lot offering southern exposure. Main floor has large kitchen with breakfast bar, spacious dining area for large family gatherings, Cozy family room with stand alone propane fireplace for those chilly evenings. Also an area for game activities & murphy bed when needed. The main floor has a spacious 3 pc bathroom with large walk - in glass block shower. Two patio doors lead to the expansive waterside deck. Enjoy morning coffee or evening cocktails while listening to the waves lapping beside you. 2nd level has a 2 pc bathroom & 3 bedrooms, one with a walk out deck overlooking the crystal blue waters of Lake Huron. Intricate red cedar detailing is found throughout on the walls and ceilings providing that true cottage feel. A detached 18' x 24' building offers space to house all your water toys & is equipped with a 3 pc bath, laundry facilities and wet sauna on the main level. Upstairs is finished for guest overflow offering 3 beds, walk in closet and a common sitting area. Privacy is provided by many trees including mature maple. The original charming A Frame cottage was maintained and substantial upgrades & additions were completed in 2008. Cement dock and rock gabions in place for fluctuating lake levels. Easy launching for kayaks and perfect for swimming even with young children. This cottage offers so much & is waiting to create some new family memories. Inquire on VTB capability (id:22681)
Chestnut Park Real Estate Limited
62 Ellen Avenue
Walkerton, Ontario
One of the most unique properties in Walkerton is this exceptional 5 bedroom, 4 bath home located in a cul-de-sac on a 1.5 acre lot, fronting the Saugeen River. Professionally landscaped with a 3 level detached heated garage, this custom built, designer stone home also offers 3 finished levels, including a walkout basement. Enjoy a living room, family room and a rec room, each with a fireplace, as well as an office, sunroom, sauna, bar and more. The layout also allows for a granny flat, with a partial kitchenette on the lower level. Outside the terraced patio facing the forest complements the back deck with gazebo, which overlooks the beautiful gardens and fenced-in backyard. Walk down the steps through the trees and follow the path to water, where 45' of private river frontage awaits. Don't miss the chance at your own piece of paradise in one of the community's most sought-after neighbourhoods. (id:22681)
Exp Realty
784 Campbell Avenue
Kincardine, Ontario
Ravine location brick bungalow now being built features finished lower level and many special features: AYA kitchen with granite or quartz countertops, center island and walk-in pantry and patio doors from dinette to covered deck; open concept living / dining / kitchen area. Walk-in closets in both main floor bedrooms. Combination garage - entry and main floor laundry and mudroom. Lower level finished with two extra bedrooms or special purpose rooms; third full bath; huge 16' X 25' family room; walkout from utility area to full 2-car garage. All this adjacent to parkland and Kincardine trail access and only five blocks to downtown, schools and arena / community centre. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
766 Campbell Avenue
Kincardine, Ontario
Ravine location - Will have three levels fully finished - new home under construction just five blocks from Kincardine's downtown. Home backs onto Robinson Park and the Kincardine Trail system. Also about five blocks from arena / community centre; Kincardine District Secondary School; Huron Heights senior elementary and St. Anthony's elementary Catholic School. AYA kitchen with granite or quartz countertops and 3' X 6' island. Home has three bedrooms up and 2nd floor laundry. Master bedroom has 3-piece ensuite and huge walk-in closet (approximately 13' X 6'). Full, finished basement with 3-piece bath and corner unit gas fireplace in family room. Also office / extra bedroom. Yard will be sodded when weather permits. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
772 Campbell Avenue
Kincardine, Ontario
Ravine location - brick all around, new home now being built on 1/2 acre+ pie-shaped lot, backing onto a wooded area, parkland and Kincardine Trail system. About five blocks to downtown, arena and community centre, high school, senior elementary school and Catholic elementary school. The home features AYA kitchen with pantry, island and quartz or granite countertops. Two bedrooms up and two bedrooms down, coffered ceiling in living room, covered deck just off of the dinette. Main floor laundry. Lower level with huge family room, bath and lots of storage. Concrete drive and walks; yard will be sodded when weather permits. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Kincardine)
113 Westlinks Drive Unit# Lot 29
Saugeen Shores, Ontario
Impressive 1473 sq ft bungalow home crafted by Redhawk Construction is now available for sale. This beautiful home features an open-concept plan with 2 bedrooms and 2 bathrooms, a covered rear patio, and a covered front porch. Additionally, the home boasts an unfinished 1343 sq. ft. basement with a separate entrance from the garage, ideal for a secondary suite. The basement bathroom, kitchenette, and laundry are already roughed in, and finishing packages are available. The front, back, and side yards will be sodded, with a garden bed around the front porch and a concrete driveway and walkway. The attached garage measures 20'.9 x 23'.2. The summit blue wood siding with off-white trim offers a classic, timeless look that is sure to impress. Located just minutes east of Port Elgin in the Town of Saugeen Shores, the Westlinks Development is an ideal community for those who love an active lifestyle. The community offers an extensive trail system, beaches, and a growing business community. These homes are built around an established links golf course known as 'The Club At Westlinks'. More than just a home, it's a lifestyle with homeowner membership privileges, including golf, a pickleball/tennis court, and a fitness room. The neighbourhood is architecturally controlled to ensure aesthetically pleasing homes. HST is included in the purchase price, provided the buyer qualifies for the rebate and assigns it to the seller. Please note that the images provided are artist concept pictures and are intended for illustrative purposes only. Don't miss out on this fantastic opportunity to own your dream home in the sought-after community of Westlinks. The property taxes are based on a building lot and will be reassessed. (id:22681)
RE/MAX Land Exchange Ltd Brokerage (Pe)
216 Elgin Street
Palmerston, Ontario
Picture your family in this 4 bedroom 2 ½ bath Karlson model home which provides over 2,000 ft.² of finished living area plus the potential for 2 additional bedrooms and a 4 pc. in the lower level. This custom built home is located in a newly developed subdivision, close to the elementary school and recreation areas. Many quality features of this home include quartz countertops, ground floor laundry, large 5 pc. en suite washroom & WIC in the principal bedroom, a covered front porch & an attached double car garage. This is another quality JEMA home built by this Tarion registered builder. (id:22681)
Coldwell Banker Win Realty Brokerage
212 Elgin Street
Palmerston, Ontario
4 bedroom 2 ½ bath 2,020 ft.² Gibson model home. This custom built home is located in a newly developed subdivision, close to the elementary school and recreation areas. Many quality features of this home include quartz countertops, ground floor laundry, large 5 pc. en suite washroom & WIC in the principal bedroom, a covered front porch & an attached double car garage. This is another quality JEMA home built by this Tarion registered builder. (id:22681)
Coldwell Banker Win Realty Brokerage
WHAT PEOPLE ARE SAYING
Featured Comments
“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”
Doug & Sue Reider
WOODFORD, ON
“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”
Jennifer Ageeb
OWEN SOUND, ON
“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”
Charlene Hellens
KITCHENER, ON
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Owen Sound, Ontario
Where Is Owen Sound?
Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.
Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.
Nature, Outdoors, and Activity
Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.
If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.
There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.
Education
Local Amenities and Attractions
Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!
If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.
RRSP HOME BUYER'S PLAN
This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.
Home buyer's tax credit
The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.
First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.
If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.
Genworth Canada Energy-Efficient Housing Program
Land Transfer Tax Refunds for First-Time Home Buyers
Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.
The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.
GST/HST Tax Credit
The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.
CMHC Green Home
If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.
Northern Locations Energy Credit
Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.
The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.
Ontario Every And Property Credit
Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.
Options For Homes
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity
You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity
Municipal Land Transfer Tax Rebate Program
If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.
Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!
Daniels FirstHome Boost Program
Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.
The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.
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