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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$534,500
264 SARATOGA ROAD Road Unit# 6, kincardine, Ontario

264 Saratoga Road Road Unit# 6

Kincardine, Ontario

Yes, at certain times of the year you can actually see the sun melting into Lake Huron from your porch at this delightful 2 bedroom, 2 bathroom condo in Aberdeen Estates, an adult living development in Kincardine, close to the beach and offering a quieter, quainter way of life. With its warm sense of community and only moments to downtown, this home provides all the elements of comfortable, safe and east care living. Located at the Saratoga Road entrance, the unit offers a bright, welcoming foyer and second bedroom/den plus guest bathroom; laundry closet with stackable washer and dryer; open plan kitchen with plenty of cabinetry and counter space, dinette and living room enjoying cathedral ceilings and patio doors leading to large concrete patio. The primary bedroom is graced with plenty of storage space, closet and 3 piece bathroom. Further complimented by the convenience of in-floor heat and air conditioning; laminate flooring in living and dining area, carpet in bedrooms and tile in hallways and bathroom, this easy flow of space could be the perfect little home for you. (id:22681)

2 Bedroom 2 Bathroom 1120

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$2,499,995
618 BRUCE ROAD 23, kincardine, Ontario

618 Bruce Road 23

Kincardine, Ontario

Luxury, Country lifestyle & Lakeside living unite into one incredibly rare offering. This stunning 20ac Estate, set on the outskirts of Kincardine, walking distance to Lake Huron & KIPP trail system. As you venture up the laneway you immediately appreciate the space this property offers. Whether it's the 10 acres of orchard (500 apple, peach & pear), the existing barn, ideal for hobbiest along with acres of suitable pasture, grapes, rare hops, & open space for gardens, this property allows for a self-sustaining lifestyle & an opportunity to run a business. As you approach the home which stands like a castle, offering 6 bedrooms, 6 bathrooms & over 6000sf of finished, luxurious, living space on 3 levels. The exterior of the home has been masterfully designed with the stone & stucco blend. Watch the sunsets from the expansive front porch, or enjoy the sunrise from the large back deck. One of the highlights of the property is the custom HEATED IN-GROUND SWIMMING POOL & the backyard dream that you have to come see to appreciate. The oversized, 3-car garage leads you into the walk-out lower level which has its own kitchen & laundry & could be a future in-law or rental suite. As you walk up to the main level you appreciate the floor-plan including the spacious front foyer, main floor primary bedroom, welcoming living room with gas fireplace & built-in coffee/bar which flows to the expansive designer eat-in kitchen.The gleaming quartz waterfall countertops match the large island, pot filler & masterfully designed cabinetry along with high end appliances makes this kitchen a dream. The main floor includes a second formal dining room, a large office/study with glass doors & more. Head up the engineered stairs to the second level where you will find the 4 large bedrooms, including a shared ensuite, and the main primary bedroom with the walk-in closet & ensuite of your dreams. It's impossible to include all the highlights of this home,you just need to come see it for yourself. (id:22681)

6 Bedroom 6 Bathroom 6241

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$125,000
LOT 19 HARKINS Road, northern bruce peninsula, Ontario

Lot 19 Harkins Road

Northern Bruce Peninsula, Ontario

Expansive panoramas overlooking Georgian Bay and the Escarpment! These two adjacent properties (being sold individualy) are situated in the highly coveted northern area of Dyers Bay. A mere 5-minute stroll will lead you to several public access points along the pristine Georgian Bay shoreline. Both parcels boast frontage on two paved roads - Harkins Road atop the Escarpment and Shoreline Drive below. The elevated section offers breathtaking views of Georgian Bay and the Niagara Escarpment. The lower section currently provides driveway access and a functional day-use area; otherwise, it remains undeveloped. With over 80 feet of frontage along each road and nearly 230 feet of depth, these properties offer ample space and numerous possibilities. Together, they comprise nearly 1 acre of mature wooded land. The properties can either be combined into one large estate or a great opportunity to have friends or family purchase beside and build with you! The area has new development with modern homes and cottages. A public dock and boat ramp are conveniently located nearby, catering to all boating enthusiasts. Spend your days on the crystal-clear turquoise waters of Georgian Bay, or take a leisurely stroll along the Bruce Trail, accessible within a short 5-minute walk from the property. The iconic Cabot Head lighthouse is accessible nearby (please note it's closed for the 2024 season), the Bruce Peninsula National Park, a UNESCO World Biosphere Reserve, is just a quick 19-minute drive away. For those craving a sandy beach experience, Singing Sands Beach is a mere 23-minute drive, complete with a concession stand serving delicious ice cream for your enjoyment as you wander the boardwalk. The charming town of Tobermory is also within easy reach, just a 29-minute drive away, offering all the amenities you might need. An abundance of attractions within walking distance or a short drive away, this property is a must-add to your tour list! Lot 18 for sale separately MLS 40588137 (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$125,000
LOT 18 HARKINS Road, northern bruce peninsula, Ontario

Lot 18 Harkins Road

Northern Bruce Peninsula, Ontario

SWEEPING VIEWS OF GEORGIAN BAY AND THE ESCARPMENT! These two adjacent properties (being sold separately) are located in the highly sought-after north end of Dyers Bay. Located just a quick 5 minute walk to multiple public access points on the pristine Georgian Bay shoreline! Both properties have frontage on two paved roads - Harkins Road on the top level of the Escarpment and Shoreline Drive down below. The upper level provides stunning vistas of Georgian Bay and the Niagara Escarpment. The lower level currently provides driveway access into the properties and a usable day-use area; otherwise, they remain undeveloped. The properties feature over 80 feet of frontage along both roads with nearly 230 feet of depth making them great sized properties with lots of possibilities! If purchasing both properties together they provide nearly 1 acre of mature wooded land. The properties may be combined into one large property or developed separately - where friends/family wish to locate adjacently. Lots of new development in the area of modern homes and cottages. The public dock and boat ramp is just down the road and accommodates all recreational boating needs! Spend your days on the crystal clear turquoise waters of Georgian Bay. Access to the Bruce Trail is also just a short 5 min walk from the property! The iconic Cabot Head lighthouse is accessed nearby (closed for 2024 season). Access to the Bruce Peninsula National Park which is at the core of UNESCO’s Niagara Escarpment World Biosphere Reserve is only a short 19 min drive. If you are looking for a warm sandy beach, Singing Sands Beach is only 23 min drive. The world famous town of Tobermory is just 29 min drive offering all your town amenities! Grab your favourite ice cream and walk the marina there! There is SO MUCH nearby either walking distance or just a short drive, be sure to add this property to your tour list! Lot 19 Harkins Road for sale separately MLS 40588144 (id:22681)

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale Open House
$1,595,000
3 SPARK Lane, kincardine, Ontario

3 Spark Lane

Kincardine, Ontario

A lakefront with frontage like no other, something you rarely see.. a substantial flat usable grassy area plus excellent mixed sand beach with privacy you will appreciate, wow will be the words out of your mouth! Imagine the endless summer days with your family in your own back yard oasis. Cared for by the original owner since 1981 this home has been well kept from day one & was built with much thought and detail. As you approach the home you will notice the neutral vinyl exterior and fiberglass shingled roof, flag stone patio and beautiful gardens. As you enter you will find a space for everyone in the family, a large foyer with tile flooring, traveling to the kitchen where you will find a solid cherry Vandolder kitchen with Corian counters and a dining space overlooking the lake. Living room boasts maple hardwood, large picture windows and a wood burning fireplace, 2 nice sized bedrooms (one with lakeview) and one 4pc bath complete the main level. As you travel to the walk out basement you will find a cozy space, insulated floor, one bedroom, laundry/furnace room, family room with wood burning fireplace, another bedroom currently acting as a exercise room, one 4pc bath and a utility/work shop. There is a bright 3 season sunroom with 2 entry points from the home, a great space to enjoy, plus a large low maintenance Trex composite deck. The home has a propane furnace & heat pump with central air conditioning, plus a 12KW automatic Millbank generator. Vinyl triple glaze low e argon filled windows with retractable screens throughout majority of the home. If you enjoy convenience of living close to town but with fabulous privacy, this property will be one to consider! (id:22681)

4 Bedroom 2 Bathroom 1911

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$499,000
4 LAKEFIELD Avenue, south bruce peninsula, Ontario

4 Lakefield Avenue

South Bruce Peninsula, Ontario

Escape to this delightful 2-bedroom, 1-bath cottage located in the vibrant beach community of Oliphant. This cozy abode features a list of upgrades including floors, insulation, vapour barrier and drywall, new trim and doors, baseboards, roof and front deck. The bright and airy interior offers a large living space, a charming kitchen with dining, 2 spacious bedrooms, laundry and a 4 pc bathroom. With entertainment in mind, your guests will soak up the serenity on the front deck overlooking the pond, and after a long day at the beach they will enjoy a s'more by the fire pit and then retreat to the bunkie for a restful slumber. Complete with a 24' x 28' garage, you will have plenty of room for your tools and toys. The corner lot is a generous 116' x 164.7' offering an abundant of space for activities. This property is in a fantastic location just a 3 minute drive to the shore where you will experience world class sunsets over Lake Huron, warm shallow water and views of the sailboats heading out for a day on the water. The Oliphant Marina is the perfect spot for your boat. All amenities needed are just 11 minutes away in Wiarton or 12 minutes from famous Sauble Beach. If you and your guests are looking for a day trip, you can get to Tobermory in 52 minutes where you will relish in the beauty of the Grotto, Niagara Escarpment and Caribbean blue waters that Georgian Bay bestows. Welcome to your new home or cottage on the beautiful Bruce Peninsula! (id:22681)

2 Bedroom 1 Bathroom 921.9300

Keller Williams Realty Centres

For sale
$1,499,000
523488 12 Concession, markdale, Ontario

523488 12 Concession

Markdale, Ontario

Pride of ownership is apparent as soon as you pull in the winding driveway of this much-loved country property. Make your way through the woods to this enchanting home that fits perfectly into its wooded surroundings. This is a 50 acre parcel where you can actually use ALL of the land. Largely forested with a nice mix of hard and softwood trees, carefully maintained trails throughout the forest, a landscaped pond and clearings – this is truly a nature lover’s paradise perfectly suited to swimming, cross-country skiing, snowshoeing, hunting and walks through the woods. It would make a gorgeous setting for outdoor gatherings and events. The charming home has been fully-renovated and a beautiful addition was completed in 2013. A generous covered front porch is just waiting for your rocking chairs. Abundant windows and walkouts provide lot of natural light and frame lush views of the pond and woods. The back half of the main floor is open concept, giving the Kitchen, Dining area and Living Room a bright and airy atmosphere. A large 3 bay garage/workshop is plenty big enough to hold all of your toys and equipment and still leave enough room for working on projects. Zoning even accommodates a potential second self-contained dwelling in a specific location. This property offers everything your family needs to enjoy peaceful seclusion on your own property! NB: Active beehives located behind the cover-all (id:22681)

4 Bedroom 2 Bathroom 2805

Forest Hill Real Estate Inc. Brokerage

For sale
$375,000
132 SOUTHVIEW LANE, grey highlands, Ontario

132 Southview Lane

Grey Highlands, Ontario

Discover this wonderful 10.45-acre parcel, perfectly situated between Dundalk and Badjeros, just north of County Road 9. Enjoy the convenience of easy access to larger centers for work and shopping while being nestled in a serene, off-road location. The land is beautifully treed with a mix of hardwood and softwood, creating a serene and private setting. Divided into two sections by a private road leading into the property, this property has multiple lovely building sites for your new home. The added potential for a pond enhances the natural beauty of the landscape. This property offers premium hunting sites for the avid outdoorsman or nature enthusiast. An older small cabin surrounded by tall maples sits on the east side of the property and an older shed sits on the west side of the entry lane. A drilled well is in place and hydro is available, making this property ready for your vision. This piece offers endless possibilities for your future home or escape. (id:22681)

RE/MAX Summit Group Realty Brokerage

For sale
$619,000
234 DIVISION Street, wiarton, Ontario

234 Division Street

Wiarton, Ontario

This stunning bungalow with carport and large deck is located in the heart of Wiarton. Step inside to discover a spacious open-concept living room and kitchen area, ideal for entertaining guests or relaxing with family. The kitchen boasts ample cabinetry, a centre island for added prep space, and a seamless flow into the inviting living area that includes a decorative electric Napoleon fireplace. With three bedrooms and two bathrooms on the main floor, including the main bedroom having a walk-in closet and ensuite bathroom, this home provides plenty of space for the entire family to unwind and recharge. The basement offers incredible potential with already a rough-in for a bathroom and laundry, allowing you to customize the space to suit your needs perfectly. Outdoor enthusiasts and hobbyists will delight in the expansive fully insulated 30x27 ft shop with truss core wall coverings and ceiling panels, a gas furnace, two large 9 feet high rollup doors plus a convenient man door. Whether you're pursuing your passion projects or need extra storage space, this shop has you covered. Conveniently located just a short walk from the waterfront, you'll enjoy easy access to scenic views and outdoor adventures right at your doorstep. (id:22681)

3 Bedroom 2 Bathroom 1480

Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)

For sale Open House
$712,500
267 PARK Street, kincardine, Ontario

267 Park Street

Kincardine, Ontario

Welcome to 267 Park Street in the Subdivision of Stonehaven. This well maintained 4 bedroom, 3 full bath raised bungalow is located right across the street from the popular municipal trails, just a short walk to the dog park, soccer fields and playground. This is a sought after family friendly subdivision. Interior provides; 2770 square feet of living space, open concept kitchen, dining and living room, oak hardwood floors, primary bedroom with ensuite & walk-in closet, an additional 4 piece bath on the main floor, a spacious pantry with an extra laundry hook up, natural gas forced air furnace and stove, central air, fibre optic internet connection, full finished basement with a large 4th bedroom, laundry room, surround sound speakers, high end central vac & a 3rd/3 piece bathroom w/shower. Exterior features; 2 car attached garage, a spacious concrete driveway, large covered back deck, shed with electrical hook up, a garden box with a sprinkler system and a fully fenced in back yard. Don't forget to check out the virtual tour! Call your REALTOR® today for your own private viewing. (id:22681)

4 Bedroom 3 Bathroom 2770

Lake Range Realty Ltd. Brokerage (Kincardine)

For sale
$289,900
850 ALPHA Street W Unit# 206, owen sound, Ontario

850 Alpha Street W Unit# 206

Owen Sound, Ontario

Embrace the joy of low-maintenance living while basking in the natural beauty that surrounds you. This 2-bedroom life lease is not just a home; it's a lifestyle upgrade that prioritizes your comfort, convenience, and well-being. Welcome to Pottawatomi Gardens! This is a fully accessible 55+ community situated alongside the Pottawatomi Conservation Authority. Situated in a quiet, safe family neighbourhood, which is accessible to many amenities in the area. You'll find yourself surrounded by the beauty of nature at every turn, with the beautifully manicured gardens with barbecue area and common patios. The bright and airy 2 bedroom suite comes equipped with modern amenities, ensuring you have everything you need at your fingertips. A well-appointed kitchen, modern appliances, and efficient heating and cooling systems add to the convenience and comfort of your new home. Your designated indoor parking spot ensures that your vehicle is always conveniently accessible. Rest easy knowing that you're part of a vibrant and supportive community that provides you with a sense of security and camaraderie that enhances your overall quality of life. Don't miss the opportunity to make this serene sanctuary your new haven. (id:22681)

2 Bedroom 1 Bathroom 873

RE/MAX Grey Bruce Realty Inc Brokerage (Os)
RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$439,900
474 13TH STREET A W, owen sound, Ontario

474 13th Street A W

Owen Sound, Ontario

Looking for a great starter home on Owen Sound's west side? Look no further! This could be the perfect spot to call home. This 3 bedroom 1 bath house has updated & modern kitchen with newer appliances, the bathroom has been tastefully updated, featuring contemporary fixtures and finishes, 3 generous sized bedrooms upstairs, large back room for storage/laundry, rear deck for BBQ (natural gas hook up), fenced back yard with gardens. House featured updated 100 amp electrical panel, & spray foamed basement. (id:22681)

3 Bedroom 1 Bathroom 1191

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.