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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$359,000
136239 GREY ROAD 40, desboro, Ontario

136239 Grey Road 40

Desboro, Ontario

Outstanding Investment Opportunity! Unlock the potential of this promising property located in the heart of Desboro. This investment opportunity features two spacious 2-bedroom units, each offering substantial room for creativity and customization. With a little TLC, these units are poised to become highly desirable rentals or resale opportunities in a vibrant community. Situated on a generous 0.514-acre lot, this property includes a detached garage providing ample storage and convenience for tenants or for personal use. Chatsworth is a friendly, welcoming community known for its natural beauty and serene lifestyle, making it an appealing option for long-term residents. Located just a 20-minute drive from the bustling center of Owen Sound, tenants can enjoy the tranquility of rural living while being close enough to the city's comprehensive amenities, including shops, restaurants, healthcare services, and entertainment options. The surrounding area is rich with outdoor recreational opportunities, such as hiking, fishing, and exploring the scenic beauty of Grey County. This makes the property especially attractive to those who cherish the outdoors and a quieter, more laid-back lifestyle. This property is an ideal choice for investors looking to capitalize on a growing area with increasing demand for residential rentals. Whether you're expanding your portfolio or stepping into the investment scene, this dual-unit property in Chatsworth offers a solid foundation to build upon. Don't miss out on this chance to transform these units into a thriving investment in one of Ontario's charming communities. (id:22681)

4 Bedroom 3 Bathroom 2095.1100

Keller Williams Realty Centres

For sale
$774,900
362534 LINDENWOOD Road, georgian bluffs, Ontario

362534 Lindenwood Road

Georgian Bluffs, Ontario

This charming 4-bedroom, 1-bath bungalow on 26.58 acres of pristine land with the bonus of waterfront access to Francis Lake, provides endless opportunities for fishing, boating, or going for a walk on your own property with mature trees and abundant wildlife, offering a picturesque backdrop for daily adventures and tranquil moments. The comfort of four bedrooms, including a large master bedroom added in 2007 for modern comfort and relaxation. Convenience meets functionality with main floor laundry facilities, ensuring effortless household chores. An oversized garage and a welcoming circular driveway provide easy access and ample parking for both residents and guests. Well and septic. 660 feet of road frontage and no visible neighbors, revel in the utmost privacy and serenity, creating a true sanctuary away from the hustle and bustle of city life. Don't miss the opportunity to make this tranquil oasis your own! (id:22681)

4 Bedroom 1 Bathroom 1100

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$1,699,000
222 PLANTTS POINT Road, grey highlands, Ontario

222 Plantts Point Road

Grey Highlands, Ontario

WATERFRONT HOME ON POPULAR LAKE EUGENIA just 10 MINUTES FROM BEAVER VALLEY SKI CLUB! Almost 4000 sq ft of living space makes this lovely home ideal for hosting a crowd: 5 beds, 2 baths, 2 fireplaces, in-deck hot tub overlooking the lake, child-friendly shoreline and a boathouse (take in the sunset from the rooftop patio) all situated on an attractively landscaped and private 1 acre lot. Spend your days on the water or on the nearby ski slopes, then head inside and cozy up in the absolutely gorgeous timber-framed Great Room, absolutely perfect for entertaining friends and family. This dream property features lots of room for kids to play, a lake-side fire pit, 47 feet of water frontage and shared boat dock. Enjoy everything this popular 4-season vacation spot has to offer, centrally located 10 minutes from 9 ski clubs, 11 golf clubs, cycling routes, Blue Mountain, the Bruce Trail and so much more. Under 2hrs from the GTA, 90 min from K-W, Barrie and Guelph, 30 min from Collingwood/Thornbury and 15 mins from amenities in the charming villages of Kimberley, Flesherton and Markdale. Hydro approx $373/mo, propane approx $791/12 mos, Eastlink internet $85/mo. Well head at front yard shed, septic inspected 2023. (id:22681)

5 Bedroom 2 Bathroom 3944

Forest Hill Real Estate Inc. Brokerage

For sale
$1,749,967
115 SOUTH SHORES Road, grey highlands, Ontario

115 South Shores Road

Grey Highlands, Ontario

Welcome to Lake Eugenia! Turn-key, spotless and move-in ready, this Lake Eugenia bungalow provides approx 95 feet of water frontage featuring sandy beach & shoreline with large private dock. Built by Rogers Premium Custom Home Builders of Meaford in 2009, this well maintained home was situated to make the most of sightlines & features no less than 6 walkouts meaning you have amazing lakeside views from almost every room! Spacious & bright with lots of space for guests. A poured concrete patio & wrap-around deck are perfect for entertaining or just relaxing in front of the water & watching the sun set. Main floor primary bedroom features ensuite & private balcony. Finished lower level provides 3 more bedrooms, full bathroom & generous Family Room. 2 electric fireplaces add to the ambiance during chilly days. An ideal location on the lake with a child-friendly sloped shoreline leading to deep unobstructed water. Landscaped lot with flower beds and mature trees providing privacy. Detached single garage could hold your water toys and gear. Enjoy one of southern Ontario’s favourite 4-season locations, just 10 mins from Beaver Valley Ski Club + easy access to golf, rec facilities, new hospital and more. The popular Beaver Valley area, ski clubs, the Bruce Trail, swimming, boating & fishing are all right on your doorstep! Under 2 hrs from GTA, 90 mins from Kitchener/Waterloo, 40 mins to Collingwood/Blue Mountain. (id:22681)

4 Bedroom 3 Bathroom 2358.5000

Forest Hill Real Estate Inc. Brokerage

For sale
$1,449,900
135 LOUISE CREEK Crescent, west grey, Ontario

135 Louise Creek Crescent

West Grey, Ontario

New stone bungalow in Forest Creek Estates. Incredible style and comfort throughout with all the features expected in a home of this calibre. Grand foyer opens in to living room with gas fireplace, kitchen and dining areas. Butler’s pantry provides additional work space, cabinetry, storage, sink and more. Walkout to covered back deck with waterproof vinyl drip-proof decking. Three main floor bedrooms including master suite with 5 piece ensuite, custom shower and walk-in closet. Double attached garage is Trusscore-lined and enters in to boot room; laundry and 2piece bath just inside the door. Lower level is completely finished with walkout from family room to covered patio. Two additional bedrooms, full bath, office, cold storage, plywood-lined mechanical room with on-demand hot water, propane furnace, in-floor basement heat and water softener. Direct access from basement to garage. Fibre optic internet, New Home Warranty (Tarion). HST is included in purchase price. Great community atmosphere with access to Boyd Lake and walking trails. (id:22681)

5 Bedroom 4 Bathroom 3739

Royal LePage Rcr Realty Brokerage (Flesherton)

For sale
$399,900
155 BRADLEY Drive, miller lake, Ontario

155 Bradley Drive

Miller Lake, Ontario

Check out this piece of paradise tucked away from the road. Trails wandering through the property beg to be explored. Build your dream home or homestead and enjoy being immersed in nature. Enjoy the stunning starry nights of the Northern Bruce Peninsula's Dark Sky Preserve! Hydro is available at the lot line or choose to build a fully off grid oasis, away from the busyness of the city but just a short drive to Lions Head or Tobermory for supplies. Observe the rich ecosystems at play with many bird species, rabbits, foxes, grouse, deer and plenty of wild turkeys. This lot offers several excellent candidates for building locations and zoning allows for two residences. Clearing of a driveway has been scheduled and can be tailored to meet your needs! Don't wait and have a chance to build your dream this year! (id:22681)

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$1,497,000
110 HOBSON'S HARBOUR Drive, northern bruce peninsula, Ontario

110 Hobson's Harbour Drive

Northern Bruce Peninsula, Ontario

Imagine … the sound of the waves crashing on a rocky shoreline, endless views, spectacular sunsets, night skies filled with stars and space to play and entertain - 110 Hobson’s Harbour delivers on all fronts. This magnificent property set on 475 feet of waterfront features three separate living spaces. Mature gardens line the stone walkway that leads to an impressive 3 bed/4 bath full scribe log home with just under 4000 sq ft of finished living space and spacious decks and seating areas that surround the exterior. Enter through the front door and you are immediately captured by the breadth of the log timbers that make up this stunning home. Truly an entertainers dream the large principal rooms will house your family and guests comfortably whether it’s for a sit-down meal in the dining room; gathering in the kitchen and breakfast area for morning coffee; or settling in the great room for a glass of wine, with its spectacular stone fireplace and soaring log beamed cathedral ceilings. Upstairs you’ll find an open loft sleeping area, a family bath, and two further bedrooms including the primary bedroom with spa-like bath and views over the water that will take your breath away. A cozy ambience is created with 6 stunning fireplaces found throughout this impressive home. The lower level rec room provides space for reading and games while the attached workshop and garage take care of the hobbyist and any storage needs. Need extra room for family or for guest quarters? Then venture down the path to the carriage house which features a full garage and a separate 3 bed/1 bath living space with vaulted ceilings, kitchen, living area and walkout to a large deck. In the other direction, the Little Cottage, affectionately known as the LC, also provides additional living space with 2 bedrooms, a loft sleeping area, living room, 3-piece bath and newly built deck. Privately set on 3.4 acres with mature trees, a sandy beach area and stone shoreline, this property is sure to impress! (id:22681)

9 Bedroom 6 Bathroom 3772

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale Open House
$665,000
184 MCFARLIN Drive, west grey, Ontario

184 Mcfarlin Drive

West Grey, Ontario

Beautiful 4 Bedroom home in a quiet country subdivision only minutes to the great community of Mount Forest! Solid 2 story home sitting on a little over 3/4 of an acre. Upon entry the main floor consists of bright large windows from the kitchen looking into the back yard with plenty of room, mature trees and view of the fields. As you continue throughout the main floor you will find the inviting dining room, spacious living room, bedroom, 3 piece bath, laundry and some farm house appeal with the refinished original hardwood floors and brick walls. The second level offers 3 spacious bedrooms, a large 4 piece bath, and a bonus of a loft which is currently used for storage, however could be completed as a finished room. Some other great features include the large driveway, attached 1 car garage with loft, workshop, upgraded steel roof(2012), newer furnace(2019) and newer appliances(2022). Enjoy the luxury of that country feel with the convenience of being so close to the town! (id:22681)

4 Bedroom 2 Bathroom 2031

Royal LePage Rcr Realty Brokerage (Mf)

For sale
$749,000
298498 RANGE Road, georgian bluffs, Ontario

298498 Range Road

Georgian Bluffs, Ontario

Wonderfully restored century farm house located on a paved road on the edge of town. Care has been taken to preserve the original character of the hardwood flooring, oak trim, and doors throughout this surprisingly spacious 4 bedroom, 2.5 bathroom home. This home features a huge master bedroom with walk in closet and ensuite, grand stair case, two covered porches, large country kitchen, updated main bath with stand alone soaker tub, double attached garage and a main floor laundry room. Upgrades over the years include, 2023 heat pump, wiring, panel, plumbing, well, well pump, septic, vinyl windows, bathrooms and kitchen cabinets and back up pellet stove heater. Location, location, very close to Georgian Bay, Georgian Bluffs Rail Trail next door and the Owen Sound just a few minutes drive to the south. (id:22681)

4 Bedroom 2 Bathroom 2300

Ron Hopper Real Estate Ltd Brokerage

For sale
$1,365,000
74 NORTH SHORE Road, north bruce peninsula, Ontario

74 North Shore Road

North Bruce Peninsula, Ontario

Discover the pinnacle of waterfront luxury on the Bruce Peninsula with this exquisite custom-built home, crafted in 2014. This property epitomizes elegance, set against the tranquil backdrop of Little Lake with 100 ft of pristine shoreline. Ideal for swimming and boating, it comes fully equipped with dock sections, a wynch, and a boat lift, ensuring a premium waterfront experience with direct access to Georgian Bay through a dredged channel and described as a safe harbor by our OPP. Spanning 3,621 sq. ft. across three finished levels, the home offers three bedrooms, three bathrooms, and unparalleled living spaces. Interior highlights include bamboo flooring, Cambria quartz countertops, and a comprehensive stainless steel appliance package. The layout is thoughtfully designed for both privacy and entertainment, featuring 20 ft high ceilings on the main floor with beams that evoke a very nautical feel, adding to the home's unique charm. At the heart of this home is a majestic stone, floor-to-ceiling, see-through propane fireplace. The primary bedroom suite boasts sweeping water views, a private balcony with composite decking, and glass railings. The outdoor living space is equally impressive, featuring a partially covered deck that overlooks the water, offering breathtaking views. The property includes a cozy TV room with water vistas, a spacious lower level walkout with a second kitchen, and ample space for recreational activities, perfect for extended family or guests. Additionally, a 22x30 detached garage and abundant storage cater to all seasonal needs. Nestled in the delightful community of Barrow Bay, this home is not just a residence but a retreat, offering a lifestyle where serene beauty meets luxury. Experience a new standard of living in this waterfront gem, where every detail is meticulously crafted for comfort and elegance. (id:22681)

3 Bedroom 3 Bathroom 3621.4700

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale
$629,900
9 DORENA Crescent, sauble beach, Ontario

9 Dorena Crescent

Sauble Beach, Ontario

Sauble Beach Bungalow - Perfect for Downsizing! Nestled in a serene, treed subdivision, this charming bungalow offers the ideal blend of comfort and convenience. Step onto the darling covered porch and into the lovely living room featuring hardwood floors, a beautiful bay window, and a cozy natural gas fireplace. This 2-bedroom, 2-bathroom home boasts recent updates including a forced air furnace (2021), ensuring year-round comfort. The versatile den can serve as an office or easily convert back to a 3rd bedroom to suit your needs. Outside, enjoy the fully fenced yard (new back fence in 2022) and a sprawling back deck (2022) perfect for soaking up the sun amidst abundant gardens. With an attached garage, ample parking, and meticulous landscaping, this property offers both charm and practicality. Shingles 2017 Don't miss your chance to downsize in style - schedule a viewing today! (id:22681)

2 Bedroom 2 Bathroom 1245

RE/MAX Grey Bruce Realty Inc Brokerage (S.b.)

For sale
$724,900
120 FOWLIE Road, northern bruce peninsula, Ontario

120 Fowlie Road

Northern Bruce Peninsula, Ontario

One Level Living with a Fully finished and Heated Garage for Another Room or ??? Efficient In-Floor Heating throughout the Entire Home keeps you warm & cozy in the off Season's. All Brand New Appliances, Concrete front Deck and Custom finishes, on over TWO acres gives you space to enjoy the Natural Setting and Wildlife. Lake Huron has a couple of Water Access points just a few minutes walk away to take in the Amazing Views & Sunsets. Pike Bay General Store/LCBO is just a short drive as well as several nearby Restaurants. Day Tripping to Lion's Head or Tobermory, Grotto, Singing Sands, to take in the area Attractions are all within a very short drive. This property is on a Year-Round paved road but very Quiet area to enjoy your daily walk or run to clear your head of life's stresses. Dark Sky night area for amazing Star Gazing and Relaxing. (id:22681)

3 Bedroom 2 Bathroom 1550

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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