(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$939,900
084552 SIDEROAD 6, bognor, Ontario

084552 Sideroad 6

Bognor, Ontario

Discover your dream home in this stunning 5-bed, 3-bath chalet-style raised bungalow, situated just 15 minutes from Owen Sound and Meaford, and an easy 40-min commute to Blue Mountain ski area. This splendid one-level living home offers an ideal work-from-home environment with a dedicated office boasting fiber optic internet, alongside a cozy family room and exercise area. The hub of the home features a bespoke Van Dolder kitchen equipped with a breakfast bar, stainless appliances including a gas stove top, and an elegant backsplash with a convenient pot filler. The master suite is a true retreat, complete with a walk-in closet, a custom wardrobe and entertainment cabinet, and a luxurious ensuite that includes a jacuzzi tub, walk-in shower, and a dbl vanity. Interior comforts include sustainable bamboo flooring, floor to ceiling stone fireplace, convenient main floor laundry, built-in closet organizers and custom window treatments. Outdoors, the home boasts a large stamped concrete patio, two sheltered porches and a fully fenced backyard perfect for entertaining & furry friends. Additional features include an additional detached garage, concrete driveway & dedicated trailer parking areas. The property is nestled among beautifully curated perennial gardens with the nearby river offering seasonal trout and salmon fishing. This home merges style, convenience, and natural beauty, making it an ideal choice for those seeking a peaceful yet connected lifestyle. (id:22681)

5 Bedroom 3 Bathroom 3025

Chestnut Park Real Estate Limited

For sale
$279,000
83 SILVER LAKE Crescent, sauble beach south, Ontario

83 Silver Lake Crescent

Sauble Beach South, Ontario

Discover your dream home site in the heart of South Sauble Beach! Nestled in a prime residential enclave, this exceptional vacant lot offers an opportunity for your ideal retreat. Situated just steps away from the serene shores of Silver Lake, offering convenience and natural beauty. 100 feet of width and 150 feet of depth, this picturesque lot boasts a gentle slope towards the rear, perfectly accommodating a walk-out basement design. With its lush canopy of trees, the property sets the stage for a tranquil oasis where your architectural vision can come to life. Whether envisioning a cozy cottage getaway or a year-round haven, this versatile parcel promises endless possibilities. Enjoy the best of both worlds with proximity to Sauble Beach's amenities and the convenience of easy access to Wiarton, Saugeen Shores, and Owen Sound. Embrace a lifestyle enriched by recreational opportunities galore, from swimming and boating to cross-country skiing and ATV adventures. Natural gas is available, a well and septic system will need to be done. Don't miss this chance to build your ideal living space amid the charm of Sauble Beach! (id:22681)

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$359,000
16 SHORE Road, saugeen indian reserve #29, Ontario

16 Shore Road

Saugeen Indian Reserve #29, Ontario

Welcome to your dream beach getaway! Situated right on the pristine sandy shores of Sauble Beach, this charming property offers the ultimate beachfront living experience, with crystal-clear waters just steps away. Step into this cute and well-maintained cottage, where you'll immediately feel the cozy ambiance enhanced by the rustic pine walls and ceilings, giving it that authentic cottage charm. Enjoy breathtaking panoramic views of the famous Lake Huron sunsets from the comfort of your own retreat, providing a tranquil escape from the hustle and bustle of everyday life. Relax and unwind in your private side yard, complete with a fire pit, perfect for cozy evenings under the stars. This property features 3 bedrooms and 1 bath, ensuring plenty of space for family and friends to come together and create lasting memories. Additionally, three storage sheds offer extra space for storing beach essentials. Please note: The property requires a septic system upgrade. Lease fee: $9600, Service fee $1200. (id:22681)

3 Bedroom 1 Bathroom 715

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$2,425,000
161 HURON Road, point clark, Ontario

161 Huron Road

Point Clark, Ontario

Introducing a rare opportunity to own a brand new home on one of the last remaining lakefront lots in the lakeside community of Point Clark. This stunning 2-story home has been meticulously designed to take full advantage of the breathtaking views of some of the nicest sunsets in the world, along with everything else that you’d expect from a new home on the beach. Not only will you have picturesque views from the main floor primary bedroom, the kitchen/dining room, and the great room, the home also consists of an upper level balcony off of one of the additional bedrooms (which would make for a great home office). Boasting 4 bedrooms & 4 full bathrooms & 2659sf of finished living space, this home is perfect for a wide variety of potential buyers, especially those who appreciate living in luxury by the water. The Tarion certified builder is well known for his attention to every detail & you won’t be disappointed with the carefully selected interior finishes throughout. Key features you can expect inside the home is “main-floor living” with the mudroom off the attached 2-car garage, 4pc bathroom, large primary bedroom along with the 4pc ensuite & walk-in closet, laundry room, den, open concept kitchen/dining equipped with island & stainless steel appliances offering direct access to the expansive patio space, perfect for BBQ’ing, walk-in pantry, and a spacious great room with a charming natural gas fireplace. The upper level consists of a large open loft space, a junior suite bedroom with 3pc ensuite, 2 additional bedrooms & a 4th full bathroom. The finished product will include natural gas FA heating & cooling with heat-pump, spacious crawl space for storage, a private double-wide asphalt laneway, a side deck off the north side of the house, & the perfect blend of deck/patio and green space only steps away from the sandy shores of Lake Huron. This is a special opportunity, don’t miss out. (id:22681)

4 Bedroom 4 Bathroom 2659

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$429,900
27 5TH Street NW, chesley, Ontario

27 5th Street Nw

Chesley, Ontario

First-time buyers or young families looking for an affordable property will love this spacious one and three-quarter storey house nestled on a quiet street. The main floor features an eat-in kitchen, large living room, 2 pc. powder room, office area and spacious mudroom where laundry is situated. Upstairs offers three generous bedrooms and a 4 pc. bath. Outside you have not one, but two decks extending off the side and back of house - one is 16 x 32 ft with an 8 x 22 foot covered area. A great spot for entertaining or lounging in the hot tub. The second one will please sun bathers! The attached garage is 12.7 x 22 ft. and the storage shed is 12 x 20 feet. Many upgrades have been completed by the present owner ie furnace and new ductwork (2023), updated kitchen, light fixtures, siding, some wiring, insulation, decor, extended driveway and more. With a family-friendly layout, this lovely home is sure to check all the boxes for a first-time homebuyer or growing family looking to put down roots. (id:22681)

3 Bedroom 2 Bathroom 1772

Exp Realty

For sale
$629,900
815 18TH Street, hanover, Ontario

815 18th Street

Hanover, Ontario

Easy living in this brand new semi-detached home with a walk-out basement that backs onto trees and future walking trail! Located in Hanover’s newest subdivision along County Rd 28, you’ll find a floor plan consisting of 3 bedrooms and 3 bathrooms among 2 levels of living space along with an attached single car garage. The main level offers a walkout from the living room to a rear deck. Also on this level is a second bedroom or office, laundry and master bedroom with walkthrough closet to 4 pc ensuite. The lower level of this home offers a walkout to the beautiful treed back yard, another bedroom, large recreation room and lots of storage. (id:22681)

3 Bedroom 3 Bathroom 1942

Keller Williams Realty Centres

For sale
$719,000
1 WESTFIELD Street, walkerton, Ontario

1 Westfield Street

Walkerton, Ontario

Modern bungalow in new Walkerton subdivision! 3 Bedrooms and 3 full bathrooms among the 1400 sq ft main level and fully finished basement. Master provides ensuite with tiled glass shower, as well as a walk-in closet with built in organizers. Open concept kitchen/dining/living space offers walkout from patio doors to a 10 x 12 pressure treated deck. Kitchen offers quartz countertops, island, and all appliances included. Complete main level living with your laundry just across the hall from your master bedroom. Aside from the bed and bath, the lower level offers a large L shaped rec room, mechanical room, and storage room, as well as a walk-up to the 2 car garage. Home comes with sodded yard, paved driveway, and 7 year Tarion Warranty! (id:22681)

3 Bedroom 3 Bathroom 2800

Keller Williams Realty Centres

For sale
$599,900
25 AVELE Road, red bay, Ontario

25 Avele Road

Red Bay, Ontario

*BRAND NEW GARAGE/WORKSHOP with LOFT* Discover a stunning year-round residence or retreat located on the serene Avele Avenue in beautiful Red Bay. This BUNGALOW is situated on a peaceful street, backing onto private green space, providing enhanced backyard privacy for residents. A short stroll will lead you to the picturesque Red Bay Beach and the breathtaking sunsets of Lake Huron. This home boasts a harmonious blend of lush green lawns, mature trees, and well-maintained perennial flower beds. The single attached garage has been converted into a gym/workout space and can be easy converted back into a garage. Upon entering the home, one is greeted by a functional layout and bright, inviting living spaces. The well-appointed kitchen features oak cupboards and a central island, perfect for culinary enthusiasts. Currently configured as a two-bedroom, one-bathroom residence, there is potential for easy conversion back to three bedrooms. Additionally, residents will appreciate the bonus storage space provided in the laundry room. The charming great room showcases a large window, a propane stove, and a wood-burning insert for cozy evenings. The NEW DETACHED HEATED GARAGE/WORKSHOP (23' x 23') offers plenty of space for your toys and vehicle. It has a walkout balcony over looking the entire backyard and house. The backyard is your own personal oasis with the hot tub, enjoy star gazing around the campfire and the bunkie provides extra space for company. Offering an economical purchase and ownership experience, this property requires minimal enhancements, allowing new owners to move in seamlessly and relish the tranquil surroundings. Embrace the opportunity to make this inviting residence your own and enjoy the lifestyle it affords in the picturesque Red Bay community. (id:22681)

2 Bedroom 1 Bathroom 1137.7200

Exp Realty

For sale
$574,900
1095 WATERLOO Street N, port elgin, Ontario

1095 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

For sale
$345,000
325 OJIBWA Trail, point clark, Ontario

325 Ojibwa Trail

Point Clark, Ontario

Well located seasonal cottage looking for a new owner who is a skilled renovator! Plus's are the large partially fenced lot and the location ~ situated close to the beaches of Lake Huron. The neighbourhood is varied with new builds as the older cottages are enhanced or replaced. Lovely walking community with spectacular sunsets. This bungalow has a good floor-plan and a nice large 18' 11 by 19' 4 garage. What do you think? Renovate? or Rebuild? No matter which you chose, improving and living in this spot would make every day seem like a vacation. Seller is Offering a VTB Mortgage for $200,000 at 7.5% interest, one year term, $5,000 lender fee. (id:22681)

2 Bedroom 1 Bathroom 982

Coldwell Banker Peter Benninger Realty

For sale
$899,000
310 MAIN Street, sauble beach, Ontario

310 Main Street

Sauble Beach, Ontario

PRIME MIXED-USE COMMERCIAL PROPERTY IN DOWNTOWN SAUBLE BEACH! Welcome to a unique opportunity to cultivate your work and lifestyle vision in this versatile mixed-use space. Located in the epicenter of downtown Sauble Beach, this property ensures maximum visibility and accessibility for both locals and tourists and is only steps away from the beach. Once home to beloved Nick's Restaurant, this gem offers approximately 2000 square feet of possibilities, seamlessly blending living and working spaces. The main level entices the imagination with its raw potential, providing a blank slate to bring one's vision to life. Structural elements are in place, including rough-ins, the building's shell, and electrical (with 2 hydro meters). Design and tailor the space according to your business needs and one that reflects your vision. Ascend to the upper level, where a comfortable apartment is suited for a personal retreat or an extension of your business needs. This light and updated space is an inviting 2 bd, 1 bth space with open concept living/dining and kitchen with seamless access through sliding doors to a private balcony for your enjoyment. The opportunity to secure a location like this is limited, making it a coveted gem for those seeking a prime, mixed-use commercial real estate in Sauble Beach. Contact your REALTOR® for more information. (id:22681)

2 Bedroom 1 Bathroom 998

Chestnut Park Real Estate Limited

For sale
$1,095,000
210 CAPE CHIN NORTH SHORE Road, northern bruce peninsula, Ontario

210 Cape Chin North Shore Road

Northern Bruce Peninsula, Ontario

Skillfully built into a hillside in the late-modernism architecture style resides 210 Cape Chin North Shore Road ~ a stunningly unique 2,300 fin. sq. ft. vacation home in a sought-after area of Northern Bruce Peninsula. PROPERTY ~ The home sits on a rare 148 ft. double-wide lot with ample private space to enjoy the gorgeous waterfront views. INTERIOR ~ Enter the main door into a stunning wood-panelled & patinaed original late modernist interior with vaulted ceilings and a dramatic locally sourced dolomite fireplace spanning both upper and lower Great Room and lower family room. Original shutters designed specifically for the home still hang elegantly in place. The primary and secondary bedroom suites feature private Juliet balconies to enjoy the glorious aqua-blue water views of Georgian Bay. The upper floor dining area sits above the sunken Great Room with ease of access to a fully equipped and modernized kitchen. The lower level with walkout features the home's original games area with shuffle board table, Scandinavian cedar indoor dry sauna, bathroom and large 4th bedroom. EXTERIOR ~ Enjoy the L-shaped upper veranda with outdoor lounge, dining and grilling area, or venture to the covered lower-level walkout for further privacy. A kids bunkie and play area on the south side of the lot will keep the children amused. LOCATION - walk a 15 min ramble along The Bruce Trail to the famous Devil's Monument featuring Canada's largest inland Flowerpot formation. Or, venture a short 10min drive into the quant village of Lion's Head, including a fully-equipped marina, harbour, sandy beach, grocery & drug store, restaurants and essential amenities: hospital, post-office and bank. LIFESTYLE ~ retiring, investing, or living greatly, 210 Cape Chin North achieves a variety of life goals. (id:22681)

4 Bedroom 2 Bathroom 2308

RE/MAX Grey Bruce Realty Inc Brokerage (Wiarton)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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