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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale Open House
$669,000
455 WATERLOO Street, port elgin, Ontario

455 Waterloo Street

Port Elgin, Ontario

Welcome to your new home. Situated on a mature partially fenced lot measuring 66 x 164; this freshly painted 5-level sidesplit home offers the perfect blend of comfort and style. There are 4 bedrooms, and 1.5 baths, it's efficiently heated with a gas forced air furnace and cooled with central air. Immediate occupancy is available no waiting, just unpack and settle in to enjoy this summer. The main floor features a living room, dining room with garden doors to a nice size deck complete with gas BBQ, and an eat-in kitchen. The bedrooms are spread out with two on the second level and two on the 3rd level. The basement has a nice size family room with cozy gas fireplace and there is one more level for your workshop, laundry and storage. Close to Elementary Schools: makes school runs a breeze. Shingles were replaced in 2012 and this home comes complete with 6 appliances, gas BBQ and a hot tub. (id:22681)

4 Bedroom 2 Bathroom 1788

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$529,900
264 SARATOGA Road Unit# 27, kincardine, Ontario

264 Saratoga Road Unit# 27

Kincardine, Ontario

Welcome to Aberdeen Estates. A very popular 'adult style living' condominium community. This bungalow is ideal for retirees and the investors with 1120 square feet of comfortable living space, two bedrooms, one 3pc washroom and a 4pc ensuite bathroom. Extra features include; a newly 'gas powered' in-floor heat, a ductless air conditioning unit. Exterior features include; an in-ground sprinkler system, a single car attached garage, a storage shed, and a concrete driveway with room for two parking spaces. The very affordable monthly condo fee of $200.00 covers; grass cutting, snow plowing, garbage / recycling, visitor parking and exterior maintenance. Only a short walk to beautiful Lake Huron (Boiler Beach) as well as Kincardine's incredible trail system. Call to schedule your personal viewing today! (id:22681)

2 Bedroom 2 Bathroom 1120

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale
$995,000
78 LAKEWOOD COUNTRY Lane, northern bruce peninsula, Ontario

78 Lakewood Country Lane

Northern Bruce Peninsula, Ontario

Welcome to Lakewood Country Lane, where luxury meets tranquility in this stunning waterfront home. Boasting a spacious layout with over 3000 square feet of living space, this picturesque retreat offers the perfect blend of comfort and elegance. Step inside to discover vaulted ceilings that soar above the expansive living area, creating an atmosphere of grandeur and openness. The focal point of the living room is a charming fireplace, ideal for cozy evenings spent curled up with a good book or entertaining guests. Prepare to be captivated by the gourmet kitchen, complete with modern appliances, ample storage space, and a large, central island. Adjacent to the dining room is a three-season sunroom, providing the perfect spot to enjoy your morning coffee while soaking in panoramic views of the serene waterfront setting. This home features three generously sized bedrooms, including a luxurious primary suite with a spa-like bathroom. In total, there are three full bathrooms, ensuring comfort and convenience for all. For those who love to tinker or work on DIY projects, the double detached garage with a workshop is sure to impress. Imagine having ample space to pursue your hobbies while taking in the beauty of the surrounding landscape. Designed with relaxation in mind, the walkout basement offers direct access to the waterfront, where you can indulge in activities such as paddleboarding, kayaking, or simply basking in the sun. The timber frame construction adds rustic charm and durability to this remarkable home. Built in 2007, this residence has been meticulously maintained over the years. Other notable features include an open loft area, perfect for use as a home office or additional living space. Don't miss your chance to own this exquisite waterfront retreat on Lakewood Country Lane. Experience the epitome of lakeside living in this truly exceptional home. Only 10 minutes from Sandy Beach Schedule your private viewing today and start living the lifestyle you deserve. (id:22681)

3 Bedroom 3 Bathroom 3317

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

For sale Open House
$1,695,000
262194 CONCESSION 18, west grey, Ontario

262194 Concession 18

West Grey, Ontario

100 acre natural haven for the equestrian hobbyist. The property features a 3 bedroom, 2 bathroom bungalow with a partially finished basement and approximately 1200sq.ft. per level. On the main level, there is a kitchen, dining room, sunken living room, foyer/mudroom with laundry room, 3pc bathroom and 4pc bathroom, as well as the primary bedroom with walkout patio doors to deck overlooking an amazing pond stocked with fish, and 2 additional bedrooms. On the lower level basement, there is a rec room with a walkout to the side yard, office, utility room, and storage/workshop with the hydro breaker panel. The home has an attached 2-car garage and complete door and windows alarm system by BOLT Security Systems. This equestrian hobby farm has a purpose built steel faced coverall barn. With 4 large box stalls, plus grooming tie area, tack room, and spacious alley. All complete with solid wood paneling, concrete floor, hydro and water, as well as mezzanine storage. With fenced paddocks, approximately 15 acres are dedicated to grazing land, and the balance is mixed bush. Explore the tranquil property with trails throughout leading to the Beatty Saugeen River. This property has ownership of approximately 1300 feet of both shorelines of the river, with near 30 acres on the far side of the river as well. (id:22681)

3 Bedroom 2 Bathroom 1950

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$719,900
134 PAISLEY Drive, chatsworth (twp), Ontario

134 Paisley Drive

Chatsworth (Twp), Ontario

Welcome to this charming 4+ acre hobby farm, featuring a 3-bedroom bungalow designed for comfortable main floor living. The home greets you with a spacious foyer, leading to a convenient laundry/dining room, a cozy mudroom, a bright living room, and a well-appointed kitchen complete with a pantry and updated cupboards. The primary bedroom, along with two additional bedrooms, provides ample space for family or guests, while a 4-piece bathroom ensures modern convenience. Enjoy the serene views from the covered sun deck or the cheerful sunroom, both overlooking a picturesque river/stream/creek and beautifully treed grounds. The property includes a large detached (32'x82') insulated and heated shop/garage with a new concrete floor, ideal for storage, a workshop, or even a recreation space. The home is primarily heated with wood but also has wall-mounted electric heating for added convenience. Equestrian enthusiasts will appreciate the 3-horse barn, hay and straw storage, chicken coop, new paddock, and wood shed. Additionally, there is a 26'x32' man cave/shed heated with a woodstove, featuring a cold storage room—perfect for hunters. A tributary stream to the Saugeen River runs through the property, offering good fishing opportunities and a reliable water source that never dries up. Recent updates include a new eavestrough on house + garage (2019), new pump, hot water tank, UV light, and filter, as well as new blinds throughout the home. This peaceful and private retreat is ready for you to call home. Don't miss the opportunity to own this unique and versatile property. Please call your REALTOR® to schedule a viewing today! (id:22681)

3 Bedroom 1 Bathroom 1184

Royal LePage Rcr Realty Brokerage (Os)

For sale
$229,000
37 SOG-JE-WA-SA Drive, chief's point indian reserve #28, Ontario

37 Sog-Je-Wa-Sa Drive

Chief's Point Indian Reserve #28, Ontario

Sauble Summer Hideaway Ready for you!! Private, Chief's Point Riverfront seasonal cottage ready to be your summer get-away from it all! This 3 bedroom, 1 Bath cozy cottage has been loved and enjoyed for many years by this family. Now it is your turn! Cottage comes fully furnished and with appliances. There is additional accommodation in the separate 9' x 12' Bunkie. Recent updates include: new shingles on all buildings, new deck on cottage and Bunkie, new approved septic and Sandpoint. Spacious yard to enjoy the outdoors with stairs leading to the sandy river's edge for boating or swimming. There is potential to create your own docking area at the river. The Bunkie deck provides a lovely view of the river activity across to the Kit-Wat Motel and Marina. The Annual lease is $9,600 plus service fee of $ 1200.00. Call today to set up your private Viewing. (id:22681)

3 Bedroom 1 Bathroom 600

Wilfred Mcintee & Co Ltd Brokerage (Sb)

For sale Open House
$959,000
2945 BRUCE ROAD 13, oliphant, Ontario

2945 Bruce Road 13

Oliphant, Ontario

If you've longed for a WATERFRONT property that offers easy access & endless year round water activities, then look no further. This exceptional property sits on a 1.5 ACRE LOT, boasting 170 FEET OF WATERFRONT & a convenient private boat launch. The brick RAISED BUNGALOW features a walkout basement, providing ample living space with 4 bedrooms, 3 bathrooms, & approximately 2,500 square feet spread across two levels. The interior of this home has been recently updated, fresh paint & new vinyl plank flooring throughout. Make the most of year round living here while enjoying the open living and dining area adorned with walls of oversized windows that offer stunning views of the waterfront. Step out onto the deck (2023) or relax on the back covered porch to soak in the tranquil surroundings. The kitchen layout is both functional & inviting, complete with a front deck where you can savor your morning coffee alongside beautiful vistas. A hallway leads to two additional bedrooms and bathroom, while the primary suite occupies its own space and boasts an ensuite. The walkout basement provides convenient access to the 19'x20' garage, a mudroom, spacious laundry area, family room, and an additional fourth bedroom offering picturesque views of the waterfront. Other notable updates include roof replacement in 2012 along with a new septic system installed during the same year. Concrete walkways have been added for convenience while landscaping enhancements add to the overall appeal of this fantastic property With generous proportions both inside and out, there's no shortage of entertainment areas where you can host guests comfortably. Spry Lake itself is nestled close to Lake Huron, conveniently located approx 10 kms from Wiarton or Sauble Beach. Spry Lake spans an impressive 494 acres. If you've been dreaming of waterfront living and enjoying a lifestyle surrounded by natural splendor, then this property is your perfect match. Don't miss out on this exceptional opportunity. (id:22681)

3 Bedroom 3 Bathroom 2500

Exp Realty

For sale Open House
$549,900
559 BAY Street, oliphant, Ontario

559 Bay Street

Oliphant, Ontario

LOCATION LOCATION LOCATION. This charming home or cottage in South Oliphant with deeded access to Lake Huron offers an abundance of recreational activities such as swimming, canoeing, kayaking, boating, kiteboarding, and fishing. The convenience of having beachfront access without the high price tag. The kitchen is perfectly designed for hosting guests, while the living room and 3 bedrooms provide cozy spaces to unwind. Fully furnished and equipped for turnkey, allowing new owners to start enjoying their slice of paradise right away, eliminating the hassle of furnishing and purchasing appliances. With its spacious bunkie and well-treed lot providing privacy, there is plenty of room for accommodating guests. Additionally, the 12'x20' detached garage provides plenty of storage for your waterways and accessories. From magnificent sunsets to pristine beaches and thrilling fishing adventures, don't wait any longer, contact a REALTOR® today to book a viewing to see this waterfront property for yourself on the BRUCE PENINSULA! (id:22681)

3 Bedroom 1 Bathroom 868.2600

Exp Realty

For sale Open House
$409,900
183 WILLIAM Street, wiarton, Ontario

183 William Street

Wiarton, Ontario

Welcome to 183 William Street in the town of Wiarton on the Bruce Peninsula. The house has been completely renovated with new windows, all new plumbing and electrical, new sump pump, and updated throughout with modern flare. This approximately 1000 Sq Ft, 2 +1 bedroom and 1 Bathroom bungalow is conveniently located near the charming shops of downtown Wiarton, the school and all the amenities. As you enter the front of the home you are greeted with a spacious sunny living room. Cozy up in the livingroom in the winter with the gas fireplace. Two bedrooms adjoin, both with separate entrances. Use as bedrooms or one bedroom and an office. From the living room you come to the spacious eat in kitchen which has plenty of storage and working area. Just off the kitchen is the 3rd bedroom The completely renovated 3-piece bathroom/laundry room is central and accessible from the primary bedroom. The large double lot (105' x 99') has a fenced back yard and has been landscaped with a patio area just off the kitchen for barbecuing or entertaining. Fibre optic high-speed internet is now available at this property. With municipal water and sewer and a fabulous hospital, the conveniences of a major city with the charm of small-town living await. This modern turnkey home is ready for you and your family to call yours. Contact a REALTOR® today to book a viewing to see this property for yourself on the BRUCE PENINSULA! (id:22681)

2 Bedroom 1 Bathroom 1000

Exp Realty

For sale Open House
$779,900
452 2ND Avenue W, owen sound, Ontario

452 2nd Avenue W

Owen Sound, Ontario

This Beautiful century home is located on Millionaire's Drive, one of my favourite areas of Owen Sound. Walk to the Owen Sound's River District, the wonderful Saturday morning market as well as Harrison Park. Open the front door to the spacious foyer leading to the light-filled living room and dining room typical of a beautiful century home like this. Featuring 4 bedrooms and a main floor addition with laundry, a two piece bath and family room. French doors from the family room open to a private gardener’s dream. It doesn't end there - the third floor offers the 4th bedroom and an additional 3pc bathroom as well as additional storage space. Plenty of parking with a carport that will fit two vehicles. (id:22681)

4 Bedroom 4 Bathroom 2190

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale Open House
$625,000
1324 4TH Avenue W, owen sound, Ontario

1324 4th Avenue W

Owen Sound, Ontario

Nestled in a wonderful neighborhood, walking distance to the downtown river district, this grand century home offers a rare opportunity to own a piece of history while enjoying the comforts of modern living. As you step through the front door, you'll be greeted by the timeless elegance of original woodwork, railings and intricate pocket doors, preserved to maintain the home's historic allure. Hardwood floors and grand tall ceilings are throughout the dining room and the classic front living room adorned with an original stained glass window. Entertain in style in the additional family room, where a cozy fireplace creates a warm and inviting atmosphere for gatherings with loved ones. Whether hosting a formal soirée or enjoying quiet evenings by the fire, this space is sure to impress. Spread across multiple levels, this home features six bedrooms, providing ample space for family and guests alike and two beautifully appointed bathrooms. Outside, escape to the professionally landscaped backyard, a tranquil oasis that beckons you to unwind amidst lush greenery and vibrant perennial gardens. The soothing sounds of a water feature add to the ambiance, creating a serene retreat right in your own backyard. Close to daycare, schools and more this is the perfect family home, or for those that appreciate some history, this beckons you to take a look! (id:22681)

6 Bedroom 2 Bathroom 2060

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale Open House
$849,750
55 CHESTNUT HILL Crescent, tara, Ontario

55 Chestnut Hill Crescent

Tara, Ontario

Welcome home to this stunning new construction executive bungalow in sought after Chestnut Hill Estates. This exclusive custom home on a premium exterior corner lot offers 1,745 square feet of luxurious living space finished with high quality details, exquisite craftsmanship, and attention to excellence. The inviting open-design showcases vast rooms and an abundance of natural light, with 9 ft ceilings above and luxury wide-plank vinyl flooring below. The custom kitchen is a true showstopper with sleek two-tone cabinetry, a spacious island, and sophisticated quartz countertops. The contemporary great room, adorned with a stylish gas fireplace, offers sliding glass doors opening onto the sprawling 9x28 covered deck. Nestled in its own secluded wing of the house, the master suite offers a private sanctuary. Here, you can indulge in luxury within the expansive 4-piece ensuite, featuring a rejuvenating walk-in shower with a rainfall showerhead, decadent his and her sinks, and a spacious walk-in closet providing ample storage for your wardrobe essentials. Discover 2 additional bedrooms and a well-appointed 4-piece bathroom nestled in the opposite wing of the house, providing privacy and comfort for family and guests. The full unfinished basement with a roughed-in bathroom presents endless possibilities for future expansion, allowing you to customize this home to suit your lifestyle. With its blank canvas interior, you can let your imagination run wild as you envision the perfect home for you and your family. Situated amidst picturesque landscapes, Chestnut Hill Estates is an exclusive, high-quality custom home subdivision embodying relaxed, casual elegance. Situated in the the friendly community of Tara, this area boasts stunning natural beauty with rolling hills, scenic trails, and the meandering Sauble River running through it. Isn’t it time to tarry awhile in Tara? (id:22681)

3 Bedroom 2 Bathroom 1745

Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.