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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$524,900
1338 8TH Avenue W, owen sound, Ontario

1338 8th Avenue W

Owen Sound, Ontario

Welcome to 1338 8th Ave West. Step into this inviting three-bedroom bungalow boasting a fully finished basement. The main floor showcases a cozy galley kitchen, 3 bedrooms, a 4pc bath, and a bright dining area with patio doors leading to a covered patio, perfect for outdoor entertaining! Below, enjoy ample space with a large family room, an attached den, 3pc bathroom, laundry facilities, and a bonus room. Enjoy nature with views of a large ravine off the back of the property. There are two garden sheds that would provide lots of storage and room for a workshop. Convenient covered parking in the attached garage and ample parking in the double wide asphalt driveway. This property provides a rare opportunity to experience the tranquility of nature without sacrificing modern comforts. Close proximity to schools, parks, shopping and easy access to transportation routes. Don't miss out on the chance to call this delightful home your own! (id:22681)

3 Bedroom 2 Bathroom 928

Ron Hopper Real Estate Ltd Brokerage

For sale
$729,900
10 DEVINWOOD Avenue, walkerton, Ontario

10 Devinwood Avenue

Walkerton, Ontario

Welcome to 10 Devinwood Ave! This bungalow offers a walkout basement, back onto green space, concrete driveway and patio off of the rec room. This home provides 4 bedrooms (2+2) and 3 full bathrooms. High end finishes include consist of quartz counters throughout, luxury vinyl plank flooring, soft close cabinets, custom lighting and landscaping. This open concept design makes this home great for entertaining. The main level includes a mudroom with laundry, bedroom, a 4pc. bath, two tone custom kitchen with island, dining area, living room with electric fireplace and patio doors to the covered deck. The large master includes a walk-in closet and a luxurious 4pc. ensuite with double vanity and tiled shower with 2 shower heads and corner bench. Walk down the hardwood staircase to the bright basement where you'll find huge rec room with patio doors to a concrete patio, 2 more bedrooms, a 4pc. bath, as well as the utility room and a large cold room. Book a showing with your REALTOR® today! (id:22681)

4 Bedroom 3 Bathroom 2209

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$849,000
133 HAWTHORN Crescent, kemble, Ontario

133 Hawthorn Crescent

Kemble, Ontario

Welcome to your dream lifestyle on the shores of Georgian Bay! This stunning 3-bedroom, 3.5-bath townhouse offers an unparalleled living experience, nestled on a prestigious golf course and boasting breathtaking Georgian Bay views. Step inside to find a spacious and open-concept floor plan with elegant finishes and modern touches throughout. The bright and vaulted ceiling living room features large windows that bathe the space in natural light, while offering serene views of 10th green. The gourmet kitchen is a chef's delight, equipped with stainless steel appliances, sleek countertops, and ample storage space. A charming dining area is perfect for entertaining. The primary suite on the main floor is a tranquil retreat, featuring a spa-like ensuite bathroom and a walk-in closet. Upstairs, you'll find another bedroom with its own private ensuite bathroom and access to a lovely balcony. This covered outdoor oasis is perfect for enjoying your morning coffee. The lower level boasts a third generously sized bedroom and large family room that provides comfort and versatility for family, and guests. The home includes a convenient two-car garage, ensuring ample parking and storage space. This condo townhouse includes access to exclusive Cobble Beach Golf Course Resort amenities, such as a clubhouse, swimming pool, hot tub, tennis courts, private beach and 60' day dock. Take advantage of reduced residence rates for the prestigious golf course, spa and restaurant. All this is located minutes away from the amenities of Owen Sound. Don't miss the opportunity to own a piece of paradise in one of areas most sought-after locations! (id:22681)

3 Bedroom 4 Bathroom 2540

Royal LePage Rcr Realty Brokerage (Os)

For sale
$410,000
443 14TH Avenue, hanover, Ontario

443 14th Avenue

Hanover, Ontario

Welcome to 443 14th Ave, Hanover, just half a block off Main Street, boasting unparalleled exposure and convenience. Step inside to discover some modern updates. With 2 bedrooms and 1 bath, this home offers the perfect sanctuary amidst the bustling energy of main street life. The renovations ensure both style and functionality including a new kitchen, modern bathroom, vinyl flooring throughout and the new spacious living room with french doors to deck. The insulated 12'x20' garage provides ample space for a workshop, vehicles or storage, enhancing the property's practicality. For those with a vision, the unfinished basement presents an exciting opportunity for customization or expansion according to your desires. Whether you envision a home gym, or additional living space, the possibilities are endless. Currently used for residential purposes, this property also offers commercial potential, making it an ideal investment opportunity. Take advantage of the prime location and excellent exposure to set up your dream business or rental property. Don't miss your chance to own this property with its unbeatable location, modern updates, and versatile potential, this home truly has it all. Schedule your viewing today and make your urban living dreams a reality! (id:22681)

2 Bedroom 1 Bathroom 2193

Exp Realty

For sale
$449,000
46 ROBERTSON Street, harriston, Ontario

46 Robertson Street

Harriston, Ontario

Good rental income on this 1.5 storey duplex located in Harriston on a large lot with a fenced backyard. The back unit has a foyer, kitchen with island and laundry, living room, 2 piece bathroom and storage room on the main floor. Upstairs is a sitting area, 3 bedrooms and a full bathroom. Front unit has a foyer, kitchen, living room and bathroom on main floor with 2 bedrooms upstairs. 10 years ago major work was done-roof, furnace, back unit all redone, electrical and plumbing throughout most of the house. Tenants are month to month and are responsible for lawn care and snow removal. (id:22681)

5 Bedroom 3 Bathroom 1900

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$649,900
222 6TH Street W, owen sound, Ontario

222 6th Street W

Owen Sound, Ontario

Situated across from the winding banks of the Sydenham River as it flows over the Mill Dam, this gorgeous 4-bedroom, 2-bathroom brick home has been completely updated, inside and out. Stylishly redesigned and professionally finished, this is where the timeless elegance of Georgian colonial architecture meets modern comforts. With extra touches like new windows and doors, new kitchen, new bathrooms, and new hardwood flooring throughout, this impressive contemporary residence is the perfect home for any family. Upon arrival, you'll be greeted by a circular drive, providing a grand entrance to your new sanctuary. The light, bright, and airy layout is immaculately presented, complete with seasonal views over the Sydenham River. The modern kitchen offers sophisticated quartz countertops, tile backsplash, breakfast bar, and stainless steel appliances. A contemporary living room, 2-piece powder room, and dining area, featuring double doors opening up to an expansive deck, complete the flow of the main floor. Step upstairs to the luxurious principal bedroom overlooking manicured lawns and apple trees. Indulge in the 3-piece bath with spa-like amenities including a fully automated rainfall shower panel with body jets. Three additional bedrooms provide ample family and guest accommodation. Entertain with ease in the expansive lower level, featuring a cozy gas fireplace and a stylish bar area, ideal for hosting family movie nights. Outside, a sprawling back deck bathed in sunlight awaits as the perfect setting for summer BBQs. Here, the fabulous location puts you in the heart of Owen Sound's scenic beauty and vibrant community. Perfectly situated with cafes, restaurants, schools, trails, parks, and Ontario’s first fish ladder all within a quick stroll. Elevate your lifestyle in one of the Scenic City's most coveted neighbourhoods. (id:22681)

4 Bedroom 2 Bathroom 1800

Keller Williams Realty Centres

For sale
$1,669,000
2012 BRUCE ROAD 17, saugeen shores, Ontario

2012 Bruce Road 17

Saugeen Shores, Ontario

Nestled along the banks of the Saugeen River, just a short walk from Westlinks Golf Club & close to Port Elgin, discover an exceptional 13 acre estate unlike any other. With over 1600 feet of river frontage, this property offers a rare opportunity for discerning buyers seeking a picturesque and versatile retreat to enjoy the great outdoors. At the heart of this captivating landscape lies a spacious 4-bedroom home boasting an open concept great room, designed to maximize views of the tranquil river and offering a seamless blend of indoor-outdoor living. The primary bedroom suite is complete with ensuite bath, infra-red sauna and private balcony overlooking the water—a perfect spot to unwind and soak in the natural beauty. Warmth and ambiance are provided by both a gas fireplace and woodburning stove, creating inviting spaces for relaxation throughout the seasons. The main floor features radiant in-floor heating, ensuring comfort and efficiency, while the upper level benefits from forced air heat and central AC. Outside, the property's enchantment continues with flagstone paths and patio ideal for entertaining, and an inviting inground swimming pool, perfect for cooling off on warm summer days. Adding to the allure of this home, is a separate 2-bedroom guest house, tastefully renovated to include cherry kitchen cabinets, vaulted ceiling, combined living & dining area and expansive river views. A generous deck extends the living space outdoors, providing a tranquil setting for morning coffees or evening gatherings. For equestrian enthusiasts or hobbyists, a versatile barn/driving shed awaits, offering a workshop, hobby room, and ample storage easily adaptable for a variety of uses. The property is further enhanced by a 16kW gas-fired backup generator, ensuring peace of mind during any season. This is more than just a property; it's a lifestyle a rare opportunity to own a slice of paradise with limitless potential. Schedule a private tour of this amazing property today. (id:22681)

4 Bedroom 3 Bathroom 3352

Royal LePage D C Johnston Realty Brokerage

For sale
$388,000
710 WEST Road, northern bruce peninsula, Ontario

710 West Road

Northern Bruce Peninsula, Ontario

Nestled on a sprawling ~0.7 acre property this home or cottage promises an idyllic escape from the bustle of everyday life! Enter through the tall mature hedge line that provides wonderful privacy and you're soon greeted by the charm of this two bedroom, one bathroom retreat! The property is mostly cleared with open grass area with mature trees featured throughout, perfect outdoor area for entertaining friends and family! Large patio stone area surrounded with garden beds is an ideal place to BBQ or simply read a book in the garden. Great sized bunkie finished with power and covered porch is perfect for an overflow of guests or separated office/hobby space! Step inside to the home or cottage and you'll be welcomed with a well appointed kitchen. The stone countertop, under cabinet lights, and an abundance of prep space makes it an ideal place to spend time cooking. Lots of character as the original exterior wall has been incorporated into the backsplash! Central living room provides nice flow throughout. Especially with the cozy propane fireplace and patio doors leading out to your lush grass area and outdoor fire pit - perfect for soaking up the sunshine or stargazing under the night sky. New addition completed in 2010 which includes the primary bedroom, bathroom, and laundry room. The bathroom features in-floor heating, accessible walk-in tiled shower, and a sky dome that bathes the space in natural light. Primary bedroom boasts ensuite bathroom privileges which continues the easy flow throughout. Primary bedroom has a wall to wall closet ensuring you never run out of storage space! Located centrally on the Bruce Peninsula and just 5 minutes to Lake Huron water access at the end of Whiskey Harbour - also known as the The Rocks. Restaurant, general store, and Pike Bay Marina also just 5 minutes away! This property offers SO MUCH, be sure to add this one to your must see list! (id:22681)

2 Bedroom 1 Bathroom 775

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$925,000
110 SCOTT'S HILL Road, west grey, Ontario

110 Scott's Hill Road

West Grey, Ontario

Welcome to 110 Scotts Hill Road, West Grey! This impressive stone bungalow sits on a 1.3 acre professionally landscaped lot, offering privacy, beautiful gardens, and plenty of outdoor space for your family & furry friends to enjoy. You can’t beat the location, just 2 kilometers off the highway with only paved roads to travel on your 10 minute drive to Hanover for all amenities. This quiet estate subdivision gives you the country feel while also offering what many rural subdivisions can’t: high speed fibre internet and natural gas for your heat source, appliances, etc. Upon arriving at the property, you’ll notice the fantastic curb appeal, concrete/paved driveway, and the heated 2.5 car garage with 10 foot ceilings & 8 foot doors. The grand entrance of this home is bright and open, looking into your spacious kitchen/dining and living area with gas fireplace and walkout to your back deck. The custom Barzotti kitchen showcases granite countertops, backsplash, and a large island with bar seating. Throughout the main floor you’ll notice high ceilings with vaulted areas. There are 2 bedrooms on this level, a large turret shaped room at the front of the home, and the 13’ x 13’6“ primary bedroom with another walkout to your deck, a walk-in closet, and a 3 pc ensuite with tiled glass shower. A supporting 4 pc bath is located just down the hall towards your living space. An impressive hardwood staircase leads you to the fully finished lower level. Here you’ll find 2 more bedrooms, an office, 3rd full bathroom, laundry, and a large rec room with bar area, perfect for entertaining! If you’re looking for a country property with all the amenities, now is your chance! Call today to book a tour of this beautiful home. (id:22681)

4 Bedroom 3 Bathroom 2863

Keller Williams Realty Centres

For sale
$259,900
450 TREMAINE Avenue S Unit# 8, listowel, Ontario

450 Tremaine Avenue S Unit# 8

Listowel, Ontario

Welcome to Unit 8-450 Tremaine in Mapleton Estates. This 3-bedroom, 1-bathroom mobile is perfect for those starting out or looking to down-size. Complete with back deck & sunroom, this home has ample space to entertain. Enjoy the outdoors, the sunshine & a quick walk to downtown Listowel. Call your REALTOR® today to book your personal showing. (id:22681)

3 Bedroom 1 Bathroom 1094

RE/MAX Land Exchange Ltd Brokerage (Hanover)

For sale
$399,900
5 GRAND VISTA Drive, wellington north, Ontario

5 Grand Vista Drive

Wellington North, Ontario

Welcome to 5 Grand Vista Cres in the vibrant community of Spring Valley Park. This double wide mobile home features 2 bedrooms along with 2 bathrooms and is ready for its next owners. Open concept main living area features a cathedral ceiling that makes this space feel so spacious. Large kitchen with propane stove, dishwasher and breakfast bar. The living room features a beautifully presented propane fireplace for those chilly nights. The primary bedroom features double closets as well as a 3-pc ensuite with oversized jetted tub and make-up area added to the vanity. The second bedroom is at the front of the home has a closet and built-in dresser and is adjacent to the main bathroom that was recently renovated. There is a large multi-purpose sunroom off the back of the home that is waiting for your ideas or can provide an excellent storage option. The lot the home is situated on is tiered and provides ample space, with the deck and side yard on the upper portion, and a spacious flat yard below complete with a storage shed. This home is located in the year-round section of the park and comes with access to many amenities; a private lake with sandy beach, 2 inground pools, children’s playground as well as community held events. Located 7 minutes from beautiful Mount Forest. (id:22681)

2 Bedroom 2 Bathroom 1500

Coldwell Banker Win Realty Brokerage

For sale
$639,900
15 LARKWHISTLE Avenue, oliphant, Ontario

15 Larkwhistle Avenue

Oliphant, Ontario

This custom built Confederation Log Home is being offered for sale for the first time ever! Built with love in 1989, it has been meticulously maintained ever since, with some modern updates and upgrades made over the years. This family home will not disappoint. Offering 3 bedrooms, 1.5 bathrooms, and spacious laundry room entirely on one level living, this home suits both retirees, young families, and everyone in between. The large covered porch is the perfect place to have your morning coffee or evening nightcap. In the large backyard picture yourself entertaining around the fire, or watching the kids or grandkids play. Storage is no issue with the detached garage measuring 24x30 feet, and bunkie for those overflow guests. Situated on a park like setting in Oliphant, it's a short walk to the sand beach and beautiful waters of Lake Huron. Centrally located with Wiarton a 15 minute drive, Sauble Beach a 15 minute drive and Tobermory just under an hours drive away. If you're looking for a solid, well taken care of family home, then look no further. Call your REALTOR® for a private showing today. (id:22681)

3 Bedroom 1 Bathroom 1184

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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