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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$630,000
333 BAY Street, oliphant, Ontario

333 Bay Street

Oliphant, Ontario

Oliphant! That’s right, this property has the most unreal water views from the deck. Picture yourself sitting enjoying the most beautiful sunsets on the entire Bruce Peninsula. Only a walk away from the sandy shores of Oliphant and lonely island beach. Enjoy so many opportunities Oliphant has to offer from swimming, canoeing, kayaking, boating, kiteboarding and fishing. Enjoy this cottage charm property that has incredible light floors with bright and white ceilings which gives the feel of a very inviting atmosphere. Enjoy a kitchen ready to entertain, a cozy living room and quiet bedrooms. Also, find a private backyard with a large barrel sauna that is included with this property as well. Plus, find fusion stone inside surrounding the fireplace as well as find it flowing to the outside of the building! You will feel right at home while enjoying all this property has to offer. Imagine it, sunsets, beach, fishing and an incredible place to enjoy your weekend! This property is a great investment opportunity!! The last three years gross income is approx. Over 40k per year (season runs from May long weekend to October Thanksgiving weekend). There was a new septic installed 2022. Road between house and water. (id:22681)

2 Bedroom 1 Bathroom 780

Keller Williams Realty Centres

For sale
$999,990
48 PETREL POINT Road, south bruce peninsula, Ontario

48 Petrel Point Road

South Bruce Peninsula, Ontario

MAGNIFICANT WATERFRONT property on the Bruce Peninsula with almost 1000 feet on Lake Huron!! Your private oasis with almost 10 acres to enjoy the sound of the waves. This updated 3 bedroom, 2 bathroom home hosts magical views of Lake Huron with walls of windows, for water and sunset views. With the primary bedroom on the second floor take in your morning coffee from the balcony enjoying the views. Main floor offers a modern kitchen and oversized dining room. Enjoy the ambiance of the fireplace in the living room. Entertain on the oversized deck just steps to the shore where you can enjoy days of kayaking, paddling, boating, & swimming. The treehouse/bunkie with two beds provides extra space and privacy for guests and offers a waterfront view. Plenty of storage with the small barn on the property & overside detached garage/workshop (23'x35'). Don't miss seeing this stunning home! Contact a REALTOR® today to book a viewing to see this WATERFRONT property for yourself on the BRUCE PENINSULA! (id:22681)

3 Bedroom 2 Bathroom 2135

Exp Realty

For sale
$579,000
7 THIRD AVE N Avenue, sauble beach, Ontario

7 Third Ave N Avenue

Sauble Beach, Ontario

Discover unmatched commercial and residential potential nestled in the vibrant heart of Sauble Beach, a gem with partial water views of the shores and waterfront of Lake Huron. This unique opportunity allows entrepreneurs and dreamers to establish a presence steps away from the clear waters and golden sands of one of Ontario's most picturesque beach destinations. With commercial zoning, it serves as a blank canvas for a variety of ventures, from a quaint beachside café to a charming boutique, including a delightful cottage that echoes the tranquil lifestyle Sauble Beach is famed for. Sauble Beach, resting on the stunning shores of Lake Huron, is celebrated for its breathtaking 7-mile long beach, where sunsets dazzle with vibrant hues and the gentle lapping of waves creates a serene backdrop for relaxation and recreation. This thriving community, alive with seasonal festivities, markets, and outdoor activities, offers an engaging lifestyle against the backdrop of one of the largest freshwater lakes in the world. Its clear waters and expansive beaches draw visitors and locals alike, offering a perfect blend of natural beauty, community warmth, and vibrant tourism. Strategically located at the core of Sauble Beach's bustling atmosphere, this property is an ideal spot for capturing the attention of the myriad of visitors drawn to Lake Huron's shores each year. Its proximity to the beachfront ensures a unique opportunity to blend business aspirations with the laid-back beach lifestyle, inviting you to become part of a community that values sustainability, natural beauty, and a vibrant local economy. In Sauble Beach, your entrepreneurial ventures can thrive in a locale celebrated for its stunning lakefront setting, community spirit, and the endless possibilities that come with lakeside living. This is more than a property; it's an invitation to join a lifestyle where your business dreams can flourish alongside the natural splendor of Lake Huron. Church is 798 square feet (id:22681)

2 Bedroom 1 Bathroom 526.9900

Keller Williams Realty Centres

For sale
$529,900
605 FRANK Street, wiarton, Ontario

605 Frank Street

Wiarton, Ontario

Welcome to the Georgian-view Home Brimming with character, this inviting 3-bedroom, 2-bathroom property offers a stunning view of Georgian Bay. Enjoy the water view over a morning coffee from the enclosed porch filled with natural light. Inside you’ll find an open-concept main floor living space, leading into the kitchen and dining area. Combining rustic and modern charm, the kitchen has an exposed beam over the centrepiece main island. The laundry is conveniently located on the main floor along with a 3-piece bathroom. Upstairs, you’ll find the bedrooms and second bathroom, a perfect space for the whole family or to host guests. From the family room, doors open to the back patio where you can entertain or relax overlooking the spacious and well-maintained backyard. A double detached garage with a loft above provides ample storage space, and the new natural gas furnace and on demand hot water heater installed in 2023 ensures year-round comfort. Within walking distance, you'll find Wiarton's abundant amenities, from grocery stores, parks, restaurants, shopping, and banks, as well as a fishing dock, beach and local pool. Whether you’re looking to relax after retiring or find a place for the whole family, this water view Home offers the perfect blend of modern living while enjoying the beautiful natural surroundings. This property has also been a successful Air bnb. (id:22681)

3 Bedroom 2 Bathroom 1567.6500

Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)

For sale
$799,000
73615 10TH Side Road, west grey, Ontario

73615 10th Side Road

West Grey, Ontario

Looking for a homestead just minutes into town, yet offering all the privacy you could want? Take a drive down this winding lane, where you'll pass your private pond featuring a 24' x 16' bunkie with hydro and new deck, and then around the corner to this cute 3 bedroom, 1 bathroom home with detached 24'x30' shed/workshop. Featuring new hardwood flooring throughout the main level and offering a great updated kitchen with marble countertops, main floor primary bedroom, and updated bath, this is a great spot to unwind and enjoy the views from the large windows or to just sit on the deck with your coffee and enjoy the birds. Whether out harvesting grapes, catching a fish in the pond, or just sitting back and enjoying life, this might just be the spot you've been looking for! (id:22681)

3 Bedroom 1 Bathroom 1330

Exp Realty

For sale
$799,919
103 FEDY Drive, sauble beach north, Ontario

103 Fedy Drive

Sauble Beach North, Ontario

Live the Beach lifestyle! Check out this beautiful four season home in Sauble Beach. With features like amazing landscaping, in-ground pool, hot tub, multiple decks and patio, 2 car attached garage and paved driveway, this is a must see. The community boasts all the amenities you need with a grocery store, medical clinic, pharmacy, restaurants and the added bonus of living near one of the top freshwater beaches in Canada, this is a lifestyle not just a home. Call your REALTOR® today to book your private showing! (id:22681)

5 Bedroom 2 Bathroom 2900

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$799,000
288 CAPE CHIN SOUTH Road, northern bruce peninsula, Ontario

288 Cape Chin South Road

Northern Bruce Peninsula, Ontario

County lovers dream! Almost 25 Acres of land, this property features a 24 x 36 steel shop with poured concrete floors, a 3 bedroom 2 bathroom slab on grade bungalow completed in 2019 with attached 1.5 car garage. This economical bungalow has poured concrete walls, steel roof and in floor heat throughout. Open concept living, dining and kitchen with lots of windows for natural light. Large Primary bedroom has a large walk through closet and an amazing ensuite with double sinks, soaker tub and stand alone shower. Main bathroom and 2 additional bedrooms complete the homes floor plan. Trails, wildlife, mixed bush and beautiful nature await your arrival. (id:22681)

3 Bedroom 2 Bathroom 1440

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$699,900
240 HIGH Street, southampton, Ontario

240 High Street

Southampton, Ontario

Southampton is a charming historical community. That boasts a rich history with modern conveniences. It is a quaint sought after community the people dream to live in. Our listing is a stone's throw away from The Bruce County Museum, Fairy Lake trail, shopping, and within walking distance to beautiful sunset viewpoints. This exquisite triple brick home, built in 1880, features original wood details, soaring ceilings and charm. The property could be used for residential, business and or investment purposes. There are 4 access doors one from each side of the home. Providing easy separation for uses ie; home office or rental. Offering a spacious open layout especially for its era with 4 bedrooms and 3 bathrooms. Including an expansive primary bedroom with 2 pc ensuite. Main floor laundry room. Drive through attached garage. Lovingly maintained and cared for throughout the years. Notable updates; natural gas forced air furnace (‘07), 200 amp breakers, windows replaced, copper & PVC plumbing. Hardwood flooring throughout kitchen. Lot 51’x150’ with access and parking from back laneway. There is ample space for your dreams to become a reality. The location and zoning offer endless opportunities. Come be a part of this sought after community in Bruce County. (id:22681)

4 Bedroom 3 Bathroom 1978

Royal LePage Exchange Realty Co.(P.e.)

For sale
$929,900
390 RIDGE Street, port elgin, Ontario

390 Ridge Street

Port Elgin, Ontario

This stunning 1627 sqft, 3 + 2 bedroom bungalow on the West side of Ridge Street in Port Elgin is ready for immediate occupancy. You can hear the waves from your backyard. This plan features an open concept great room, dining area and kitchen with hardwood floors, gas fireplace and walkout to a covered deck. Standard features in this home include, Quartz counter tops in the kitchen, hardwood staircase to the basement, tiled shower in the ensuite, cabinets in the laundry room, hardwood and ceramic throughout and 9ft ceilings on the main floor, concrete drive, completely sodded yard and 2 gas fireplaces. The basement is finished; adding a family room, 2 more bedrooms, and a full bath with plenty of room left over for storage. HST is included in asking price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. Prices are subject to change without notice. (id:22681)

5 Bedroom 3 Bathroom 2972

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$974,900
258 MC CULLOUGH LAKE DR, chatsworth (twp), Ontario

258 Mc Cullough Lake Dr

Chatsworth (Twp), Ontario

Wonderful opportunity to experience lakeside living on the shores of Lake McCullough. Located on a spacious waterfront lot is this 2010 bungalow designed to capitalize on the beautiful views of water, trees and sunsets. Boasting 3 bedrooms, 2 bathrooms, including a spacious master suite with a wall of windows, walk-in closet and ensuite bathroom, this home ensures both relaxation, privacy and views. As you step inside, you'll be greeted by an open and airy atmosphere, accentuated by a vaulted ceiling and lots of windows framing gorgeous views of the lake. The inviting propane fireplace warms the open living/kitchen/dining area and gives a cozy ambiance on snowy nights. Enjoy the well-appointed kitchen featuring stainless steel appliances and an ample work area with quartz countertops. The dining room, surrounded by lake-view windows, provides a perfect setting for delightful meals. Enjoy easy access to the deck from the living room doors. Main floor laundry with washer and dryer. The generous lot offers space for outdoor activities, gardens and campfires, and is complemented by a detached double garage equipped with hydro, a heater, cement floor, and a steel roof - perfect for storing cars or lake toys. A steel-clad garden shed in the backyard (10'x8') adds additional storage space. The property features 200 amp service, central air, and GBtel internet availability. Beyond the boundaries of your property, McCullough Lake provides a multi-use experience across approximately 145 acres. Anglers can enjoy catching Yellow Perch, Northern Pike, and Small Mouth Bass, while boaters can access the lake from the west-side boat launch. Beautiful clear water is perfect for the swimmer and watersport enthusiast. Explore the fish and wildlife sanctuary by paddle, observing swans gracefully gliding in summer and deer crossing frozen lakes in winter. Don't miss the chance to make this lakeside gem your lifestyle, not just a home. (Virtual staging used) See photos from 3 seasons. (id:22681)

3 Bedroom 2 Bathroom 1300

Royal LePage Rcr Realty Brokerage (Hanover)

For sale
$699,000
188 OLD BEACH Drive, georgian bluffs, Ontario

188 Old Beach Drive

Georgian Bluffs, Ontario

Welcome to your idyllic waterfront (road between) escape—a captivating two-story cottage that effortlessly marries classic charm with modern comforts. This enchanting residence sits on a generous parcel of land, featuring a detached garage perfect for vehicles and hobbies. The living room, bathed in natural light, becomes a cozy haven with a fireplace and panoramic water views. Venture outside to the expansive private rear yard—a meticulously landscaped oasis perfect for family gatherings or quiet moments by the water's edge. The detached garage offers practical storage and versatile space for hobbies. Beyond the cottage, imagine lazy afternoons along the shoreline launching a kayak into the water. One distinctive feature is the morning sunrise that bathes the waterfront in golden hues. The road between the house and water ensures privacy and easy access to the waterfront, providing the best of both worlds. In summary, this cottage/home offers a harmonious blend of comfort, style, and natural beauty, transcending the ordinary to create a perpetual vacation home. (id:22681)

4 Bedroom 2 Bathroom 2300

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$995,000
78 LAKEWOOD COUNTRY Lane, northern bruce peninsula, Ontario

78 Lakewood Country Lane

Northern Bruce Peninsula, Ontario

Welcome to Lakewood Country Lane, where luxury meets tranquility in this stunning waterfront home. Boasting a spacious layout with over 3000 square feet of living space, this picturesque retreat offers the perfect blend of comfort and elegance. Step inside to discover vaulted ceilings that soar above the expansive living area, creating an atmosphere of grandeur and openness. The focal point of the living room is a charming fireplace, ideal for cozy evenings spent curled up with a good book or entertaining guests. Prepare to be captivated by the gourmet kitchen, complete with modern appliances, ample storage space, and a large, central island. Adjacent to the dining room is a three-season sunroom, providing the perfect spot to enjoy your morning coffee while soaking in panoramic views of the serene waterfront setting. This home features three generously sized bedrooms, including a luxurious primary suite with a spa-like bathroom. In total, there are three full bathrooms, ensuring comfort and convenience for all. For those who love to tinker or work on DIY projects, the double detached garage with a workshop is sure to impress. Imagine having ample space to pursue your hobbies while taking in the beauty of the surrounding landscape. Designed with relaxation in mind, the walkout basement offers direct access to the waterfront, where you can indulge in activities such as paddleboarding, kayaking, or simply basking in the sun. The timber frame construction adds rustic charm and durability to this remarkable home. Built in 2007, this residence has been meticulously maintained over the years. Other notable features include an open loft area, perfect for use as a home office or additional living space. Don't miss your chance to own this exquisite waterfront retreat on Lakewood Country Lane. Experience the epitome of lakeside living in this truly exceptional home. Schedule your private viewing today and start living the lifestyle you deserve. (id:22681)

3 Bedroom 3 Bathroom 3317

Keller Williams Realty Centres Brokerage (Wiarton)
Keller Williams Realty Centres

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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