(519) 375 - 5120 shannon@shannondeckers.com

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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$969,900
411 NORTHPORT Drive, port elgin, Ontario

411 Northport Drive

Port Elgin, Ontario

This custom bungalow is a pleasure to show; the finishing touches are complete and immediate possession is available. Situated on a corner lot, the main floor boasts 1569 sqft plus a 12 x 12 - 3 season sunroom off the kitchen and a fully finished basement; accessible from the 2 car garage. Highlights of the main floor include a kitchen pantry 6'8 x 6'8, gas BBQ hookup, 9ft patio doors leading from the dining area to the sunroom, Quartz counter tops throughout the kitchen and bathrooms, shiplapped gas fireplace, and laundry with cabinets for added storage. The builder will install a 9 x 10 pressure treated deck or concrete patio; Buyers choice. The finished basement is complete with family room, bedroom, gym, hobby room, full bath & large utility room. HST is included in the list price provided the Buyer qualifies for the rebate and assigns it to the Builder on closing. (id:22681)

3 Bedroom 3 Bathroom 2865

RE/MAX Land Exchange Ltd Brokerage (Pe)

For sale
$1,100,000
66 GROSVENOR Street N, southampton, Ontario

66 Grosvenor Street N

Southampton, Ontario

Nestled in the heart of Southampton where convenience & functionality meets Lake Huron coastal charm, lies this finely crafted home built in 2020 by renowned Devitt Uttley Traditional Builders. This captivating bungalow boasts an enviable location close to shops, dining, sand beach/sunsets, and the Saugeen River, offering the best of lakeside living at your fingertips. Step inside this meticulously designed home and prepare to be enchanted by the warmth of pine floors & pine ceilings throughout the main level. The custom kitchen summons the chef in you with its functional design and elegant touches, perfect for culinary adventures. The open concept living area is filled with natural light from the large windows and southern exposure. With 2+1 bedrooms and 3 full baths, this home effortlessly accommodates both family living and guests. The main floor is completed with a primary bedroom retreat w/4pc ensuite, 2nd bedroom and 4pc washroom. Descend into the finished basement where you will find an expansive family room/rec space that hosts many opportunities for fun and family time, a 3rd bedroom w/large closet, 3Pc bath, laundry room, and utility room with ample storage. The detached studio/workshop is insulated & heated, offering endless possibilities for your creative pursuits or easy conversion into a single-car garage. The home is heated with a forced air furnace and woodstove ensuring comfort throughout the cooler seasons. Most appliances are on natural gas creating low cost, efficient operation of the home. Outside, the thoughtfully designed landscape embraces the property, with stunning perennial gardens and a flagstone patio evoking the charm of an English cottage garden. The seamless indoor-outdoor flow through 2 sets of French doors invites gatherings, providing a perfect setting for entertaining guests and creating memories. Experience low maintenance one level living and the allure of Southampton life with this remarkable bungalow and desirable location. (id:22681)

3 Bedroom 3 Bathroom 2336

Wilfred Mcintee & Co Ltd Brokerage (Southampton)

For sale
$749,900
285 2ND Avenue E, owen sound, Ontario

285 2nd Avenue E

Owen Sound, Ontario

This is a rare opportunity to own waterfront property and be in town! Introducing the Owen Sound Oasis. This home offers the best of both worlds. Inside, you’ll find a beautifully updated home with 3 bedrooms, complete with easy-access laundry. The updated kitchen is bright and airy, open to the dining area with water views. Following a meal in the dining room featuring gorgeous hardwood flooring, meet in the spacious living area perfect for the whole family or guests, leading out to the water-facing back deck. In the additional living areas, you’ll find a fireplace to stay cozy on the cooler nights. The spacious and comfortable bedrooms are perfect for family and friends, or even as an office space to work or study. Plus, for an extra piece of relaxation, try out the sauna in the basement. Outside, enjoy the stunning views out to the water from the covered back deck, crafted with low-maintenance composite decking material. The large backyard provides ample space for all your outdoor activities, whether it’s soaking up the sun, enjoying the water on a canoe, kayak or paddleboard or making snowmen in the winter. This property also has the bonus of being within walking or paddling distance of Harrison Park, perfect to enjoy the best of outdoor exploring with all the perks of being located in Owen Sound with amenities, schools, and shopping. Don’t miss the opportunity to enjoy waterfront living at its finest at the Owen Sound Oasis. (id:22681)

3 Bedroom 3 Bathroom 2123

Keller Williams Realty Centres
Keller Williams Realty Centres Brokerage (Wiarton)

For sale
$819,000
80 9TH Street Unit# 502, owen sound, Ontario

80 9th Street Unit# 502

Owen Sound, Ontario

Are you searching for luxury condo living? The Sydenham boasts luxury, water views and city living! Nestled on the Sydenham River and Georgian Bay in downtown Owen Sound, this condo has incredible views and allows residents a wonderful balance of city and nature. The amenities of the building include a rooftop terrace overlooking Georgian Bay, a full media room, exercise room, kayak and canoe storage with access from a private dock (completion Summer'24) with proximity to everything you need in Downtown Owen Sound. This building is in great walking distance of the market, the library and local shopping. This true gem is complete with its own private elevator - directly into your home! Generously sized suite with ample room of 1488 sqft PLUS a 400 sqft balcony! A perfect place to watch the stunning sunsets, and the city canopy. The kitchen is designed with entertaining and functionality in mind. Gorgeous white cabinetry, quartz countertops, high end appliances, and an island. This suite offers 2 bedrooms + an office! The primary bedroom has its on luxurious ensuite & walk in closet. The light that beams through the windows is glorious at all times of day! The living room has a cozy gas fireplace to snuggle up in front of. Laundry room in your own suite! Gas BBQ outlet on balcony! Central Air! The west facing, river view balcony is a perfect place to entertain friends or sip your morning coffee. This condo has not only 1 heated parking spot - but 2! Condo fees include gas & water! You can stop your search, and begin calling this place Home. (id:22681)

2 Bedroom 2 Bathroom 1488

Royal LePage Rcr Realty Brokerage (Os)

For sale
$674,900
360 JAMES Street, mount forest, Ontario

360 James Street

Mount Forest, Ontario

Flexibility and versatility of use best describes this 3 bedroom, 3 bath home. The location of a washroom on each level, 3 separate entrances and a roughed in second kitchen all provide an opportunity for multi family living, or room for the whole family to spread out, in this 2,500 SF home located in an R2 zone. There is ample parking on the oversized concrete driveway. And how about the insulated heated 28 ft x 46 ft garage with 9 ft & 10 ft overhead doors? This building is even equipped with a man cave with WIFI, high speed internet and a 2 pc washroom. All this on a ¼ acre lot close to many amenities. (id:22681)

3 Bedroom 3 Bathroom 3031

Coldwell Banker Win Realty Brokerage

For sale
$749,000
150 CAMBRIDGE Street, paisley, Ontario

150 Cambridge Street

Paisley, Ontario

3 +1 bedroom. Raised Bungalow that is move in ready, many upgrades over the last 5 years including entire kitchen, dining room and living room, new furnace in 2018, new electrical service in 2022, roof in 2017, gas fireplace in 2022, windows and doors in 2012, basement was redone in 2018 and a solid oak staircase. Everything is done so move in and enjoy the peace and quiet of a dead end street in the scenic town of Paisley. The home features 3 bedrooms on the main floor including a 4 piece washroom and walk in closet in the primary bedroom. There is an open concept kitchen, dining and living room as well as a 4 piece washroom, there is also access to the rear patio and yard. The lower level features a large rec room with a gas fireplace, an office/bedroom, utility room, workshop and a laundry room with a 2 piece washroom. The home sits on a lot that is 82.5 x 160 and the sale also includes the neighboring 82.5 x 160 lot (Roll # 410341000200602). This is a very quiet area of town with very little traffic, and no building allowed across the street so come to Paisley and enjoy all of its amenities from shopping to recreation. With 2 rivers meeting in town there is ample opportunity for fishing and canoeing, also lots of trails. Situated 25 minutes to Bruce Power and 15 minutes to Port Elgin. (id:22681)

4 Bedroom 3 Bathroom 2500

Coldwell Banker Peter Benninger Realty

For sale
$1,395,000
383580 CONCESSION 4, west grey, Ontario

383580 Concession 4

West Grey, Ontario

This 82 acre picturesque farm offers a harmonious blend of rustic charm and modern amenities, making it the ultimate sanctuary for those seeking a peaceful countryside lifestyle. As you hike through the scenic landscape, you'll be captivated by the beauty of approximately 40 acres of workable land. Approximately 30 acres of forest, creating a serene backdrop throughout the seasons including many maple and hardwood trees. A tranquil pond invites you to unwind and enjoy the soothing sounds of nature. At the heart of this property stands a charming century farmhouse, with 3 bedrooms and 2 bathrooms. Steeped in history and character, the home exudes warmth and comfort at every turn. Renovated kitchen adorned with granite countertops, an inviting island, and a convenient summer kitchen, perfect for entertaining guests or preparing family meals. The main floor laundry adds convenience to your routine, while a covered side porch provides the perfect spot to relax. Recent updates including a metal roof (2014), windows (2010), 100 amp electrical, and plumbing(2011) ensure peace of mind and modern functionality. But the allure of this property doesn't end there. A charming cabin nestled in the trees complete with a wood stove, water, hydro, and a 3-piece bathroom featuring a clawfoot tub. A loft bedroom provides additional space for guests or a private sanctuary to unwind. Explore the extensive trails and campsite areas scattered throughout the property. A large shed, chicken coop, and spacious vegetable garden provide ample opportunities for hobby farming or homesteading pursuits. Located between Priceville and Durham, this idyllic farm offers the perfect balance of seclusion and convenience. Whether you're seeking a peaceful retreat, a hobby farm, or a place to raise a family surrounded by nature's beauty, this property offers endless possibilities. Schedule your private showing today and experience the magic of country living at its finest! (id:22681)

3 Bedroom 2 Bathroom 1440

Century 21 In-Studio Realty Inc.

For sale
$1,395,000
383580 CONCESSION 4, west grey, Ontario

383580 Concession 4

West Grey, Ontario

This 82 acre picturesque farm offers a harmonious blend of rustic charm and modern amenities, making it the ultimate sanctuary for those seeking a peaceful countryside lifestyle. As you hike through the scenic landscape, you'll be captivated by the beauty of approximately 40 acres of workable land. Approximately 30 acres of forest, creating a serene backdrop throughout the seasons including many maple and hardwood trees. A tranquil pond invites you to unwind and enjoy the soothing sounds of nature. At the heart of this property stands a charming century farmhouse, with 3 bedrooms and 2 bathrooms. Steeped in history and character, the home exudes warmth and comfort at every turn. Renovated kitchen adorned with granite countertops, an inviting island, and a convenient summer kitchen, perfect for entertaining guests or preparing family meals. The main floor laundry adds convenience to your routine, while a covered side porch provides the perfect spot to relax. Recent updates including a metal roof (2014), windows (2010), 100 amp electrical, and plumbing(2011) ensure peace of mind and modern functionality. But the allure of this property doesn't end there. A charming cabin nestled in the trees complete with a wood stove, water, hydro, and a 3-piece bathroom featuring a clawfoot tub. A loft bedroom provides additional space for guests or a private sanctuary to unwind. Explore the extensive trails and campsite areas scattered throughout the property. A large shed, chicken coop, and spacious vegetable garden provide ample opportunities for hobby farming or homesteading pursuits. Located between Priceville and Durham, this idyllic farm offers the perfect balance of seclusion and convenience. Whether you're seeking a peaceful retreat, a hobby farm, or a place to raise a family surrounded by nature's beauty, this property offers endless possibilities. Schedule your private showing today and experience the magic of country living at its finest! (id:22681)

3 Bedroom 2 Bathroom 1440

Century 21 In-Studio Realty Inc.

For sale
$649,900
41 WATER Street, south bruce peninsula, Ontario

41 Water Street

South Bruce Peninsula, Ontario

Looking for QUALITY GEORGIAN BAY WATERFRONT use without the waterfront price? Have a look at 41 Water St with WATER VIEWS, WATER ACCESS 150ft from the property and STUNNING NIAGARA ESCARPMENT VIEWS. This 4-season year-round residence or vacation getaway offers MODERN DESIGN and an OPEN LAYOUT, Dining Room & Kitchen overlooking LARGE GREAT ROOM with vaulted ceilings + new (2021) skylights, & propane FIREPLACE. 3 bedrooms, newer bathroom, and BEAUTIFUL, MODERN 3-SEASON SUNROOM, with drop down windows & full screens. Year-round GEORGIAN BAY WATER VIEWS from dining room+great room+master. 440 sq ft of MULTI-TIER DECKING in private and picturesque backyard. 500 sq ft of 6ft height lower level for storage. Well-maintained & updated: sunroom (2022), water mechanicals (2022), spray-foam insulation (2022), roof/skylights (2021), exterior stain (2021), doors/patio doors (2019), bathroom (2018) & more. HOPE BAY on GEORGIAN BAY is an incredible and quaint community, featuring STUNNING CRYSTAL CLEAR BLUE WATERS, rare SAND BEACH, 300ft ESCARPMENT CLIFFS with marked Bruce Trail System for HIKING & 10,000 Glacier 'POTHOLES' to explore. Launch SEADOO, SMALL BOAT & SWIM just 150ft from property. PUBLIC SANDY BEACH / Ice Cream / Store 5min walk. Quiet roads for walking. OFC snowmobile trail 2mins. Hope Bay is 10mins to Lions Head & 15mins from Wiarton for shopping, restaurants, hospitals + more. Excellent Central Bruce Peninsula location with attractions a short drive away... 30mins to Sauble Beach & 45mins to Tobermory. Check out this MODERN, EFFICIENT year-round HOME or VACATION GETAWAY in Hope Bay! (id:22681)

3 Bedroom 1 Bathroom 1244

Royal LePage Rcr Realty Brokerage (Wiarton)

For sale
$699,000
39 WHIPPOORWILL Road, northern bruce peninsula, Ontario

39 Whippoorwill Road

Northern Bruce Peninsula, Ontario

This year-round 3 bedrooms/2.5 baths home/cottage offers excellent rental potential with a great layout for a family home or retirement! Inside the foyer, you are greeted with an open concept living space, high cathedral ceilings and large windows. Perfect for entertaining! Spacious kitchen with SS appliances, slow close drawers & under-cabinet lighting. Main level master suite offers a 4PC ensuite & walk-in closet! The upper level loft is a nice spot to sit and relax or perfect for a home office. 2 large bedrooms + 3PC bath on upper level. BONUS! The 700+sq.ft. unfinished basement waiting for you as secondary living space, theatre, office or man cave. All furniture and furnishings are included, making it ready-to-use. Very well maintained home built in 2016, it still feels like new! Low maintenance exterior with vinyl siding, plus you'll love the covered back deck to enjoy rain or shine! BBQs await! Well treed for privacy at the back, and located on a year-round municipal roadway. Enjoy the seasonal water views! Close to Lion's Head, the Bruce Trail & public beaches! (id:22681)

3 Bedroom 3 Bathroom 2243

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$675,000
90 10TH Street SE, chesley, Ontario

90 10th Street Se

Chesley, Ontario

10+++ Welcome to this newly-renovated, sophisticated home in the heart of Chesley! A must see, this fabulous open concept family home boasts 3 large bedrooms & 3 stunning baths. Located on a deep lot with rear yard access. Attached garage with front & rear overhead doors + convenient inside access. Wonderful curb appeal; double-level wrap around porches with classic black railings. There is so much to offer in this bright upscale property. Highlights include main floor powder room, spacious laundry room, generous sized living room that overlooks the gorgeous kitchen with Corian counters, contrasting centre island & side coffee/wine bar. Stylish dining room with door to the side deck. Check out the lighting package; pot lights with changeable light temps (warm to cool) & gorgeous modern chandeliers. Meticulous attention to detail throughout. Be impressed in the spacious primary bedroom with walk-in closet plus luxurious ensuite with double sinks & tiled shower. The 2 additional bedrooms are large, bright & offer plenty of space for furniture. All bedrooms open onto the upper deck! Add in the modern 4-pc bath to complete this floor. Choose to finish the lower level, creating plenty of extra space for a home gym, relaxation or socializing. Too many updates to list; natural gas, hot water on demand, new CAC, paved drive. Complete list of updates available. Only 35 minutes to Bruce Power! Tailor made for hosting social gatherings! The perfect blend of comfort and elegance! (id:22681)

3 Bedroom 3 Bathroom 2084

Chestnut Park Real Estate Limited Brokerage (O.s.)
Chestnut Park Real Estate Limited (Collingwood) Brokerage

For sale
$799,900
48 JOHN Crescent, chepstow, Ontario

48 John Crescent

Chepstow, Ontario

Welcome to Your Dream Bungalow! Nestled in the serene embrace of wide-open farmland, this brand-new 1584 sqft stone bungalow offers a haven of tranquility and comfort. With immediate occupancy available, now is your chance to claim this stunning piece of paradise as your own. Key Features include 2 + 2 Bedrooms - Perfect for accommodating guests or creating your ideal home office space, 3 Full Baths - Ensuring convenience and luxury for every member of the household. 2 Fireplaces - Set the mood and create warmth on cozy evenings. Huge Walkout Finished Basement - awaiting your personal touch, offering endless possibilities. Backing onto Wide Open Farmland - Enjoy breathtaking views and a sense of serenity right from your own backyard. Whether you're seeking a peaceful retreat from the hustle and bustle of city life or a spacious abode to entertain loved ones, this property offers the perfect blend of comfort and convenience. Don't miss out on the opportunity to make this your forever home. Contact your REALTOR® today to schedule a viewing and begin the next chapter of your life in this idyllic countryside retreat! (id:22681)

4 Bedroom 3 Bathroom 2932

RE/MAX Land Exchange Ltd Brokerage (Pe)

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.

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