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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

BOTTLES OF PERRIER

SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

New Listings

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For sale
$789,900
103 SECOND Street, walkerton, Ontario

103 Second Street

Walkerton, Ontario

Welcome to 103 Second Street in the town of Walkerton. Upon entering you’re greeted with a large foyer with views through the dining and living room. Large windows for natural light, a large open Custom Barzotti kitchen with island, quartz counter tops in kitchen and bathrooms, as well as patio doors leading to an inviting covered porch. The main level also offers a spacious master bedroom, beautiful ensuite and a large walk-in closet. With two additional bedrooms, another full bath, main level laundry and access to the double-car garage, there is more than enough space to host family & friends . The completely finished lower level includes an oversized rec room, additional rooms that could be utilized as bedrooms or office space and another full bathroom. This stunning two year old home is definitely worth a peek. (id:22681)

5 Bedroom 3 Bathroom 3179

Exp Realty

For sale
$425,000
19549 6 Highway SW, georgian bluffs, Ontario

19549 6 Highway Sw

Georgian Bluffs, Ontario

3 Bedroom 1.5 bath Bungalow on 1 acre corner lot in Clavering fronting on highway 6 , 5k North of Hepworth. Large detached garage with 2 overhead doors, hydro and workshop space. Open concept flow through from front door to large living room with galley kitchen with breakfast bar. Airtight wood stove in living room (unused by current owner). Lots of natural light from south facing patio door to sheltered patio and a large picture window that faces North towards the 24' x 24' garage/workshop built in 2016. Some windows replaced 2018. Convenient to Wiarton 10 min, Sauble Beach 15 min, 25 min to Owen Sound. Large open space for pets etc., back drop is a walking path formally a railway track. A 2nd entrance off the side road. Drilled well 2011, blown in insulation upgraded 2011. Due to the Estate Nature of the sale, the seller offers no warranties, or representations of any kind, and the property is being sold in “as-is, where-is” condition. (id:22681)

3 Bedroom 2 Bathroom 1000

Brand Realty Group Inc.

For sale Open House
$729,900
10 DEVINWOOD Avenue, walkerton, Ontario

10 Devinwood Avenue

Walkerton, Ontario

Welcome to 10 Devinwood Ave! This bungalow offers a walkout basement, back onto green space, concrete driveway and patio off of the rec room. This home provides 4 bedrooms (2+2) and 3 full bathrooms. High end finishes include consist of quartz counters throughout, luxury vinyl plank flooring, soft close cabinets, custom lighting and landscaping. This open concept design makes this home great for entertaining. The main level includes a mudroom with laundry, bedroom, a 4pc. bath, two tone custom kitchen with island, dining area, living room with electric fireplace and patio doors to the covered deck. The large master includes a walk-in closet and a luxurious 4pc. ensuite with double vanity and tiled shower with 2 shower heads and corner bench. Walk down the hardwood staircase to the bright basement where you'll find huge rec room with patio doors to a concrete patio, 2 more bedrooms, a 4pc. bath, as well as the utility room and a large cold room. Book a showing with your REALTOR® today! (id:22681)

4 Bedroom 3 Bathroom 2209

Royal LePage Rcr Realty Brokerage (Hanover)

For sale Open House
$899,000
122 MINTO Drive, georgian bluffs, Ontario

122 Minto Drive

Georgian Bluffs, Ontario

THIS IS AN OUTSTANDING QUALITY BUNGALOW LOCATED ON A SPACIOUS COUNTRY LOT WITH OPEN FIELDS AND PRIVACY AT YOUR DOORSTEP. OFFERING AN OPEN CONCEPT LIVING STYLE FEATURING A LARGE KITCHEN WITH GRANITE COUNTER TOPS AND ALL NEW APPLIANCES (2022), A SPACIOUS LIVING ROOM WITH A GAS FIREPLACE, AS WELL AS A FORMAL DINING ROOM FOR FAMILY DINNERS. A BEAUTIFUL MASTER BEDROOM ON THE MAIN FLOOR BOASTS A WALK-IN CLOSET AND A THREE PIECE QUALITY EN-SUITE BATH. THERE ARE ALSO 2 ADDITIONAL BEDROOMS ON THE MAIN FLOOR AS WELL AS A FOUR PIECE BATH. THE LOWER LEVEL HOSTS 2 GOOD SIZE BEDROOMS, AN OFFICE/DEN, LAUNDRY FACILITIES, UTILITY ROOM AND ANOTHER 3 PIECE BATH. THE CENTER OF ATTENTION ON THE LOWER LEVEL IS A HUGE FAMILY ROOM WITH A WET BAR AND ANOTHER BEAUTIFUL GAS FIREPLACE. THE ENTIRE LOWER LEVEL HAS IN-FLOOR HEATING. THIS IS A GORGEOUS, EXTREMELY WELL CARED FOR HOME WITH MANY RECENT UPDATES. April 6 and 7 open houses will have treats and bottles of wine draws. (id:22681)

5 Bedroom 3 Bathroom 3200

Royal LePage Rcr Realty Brokerage (Os)

For sale
$859,900
141 BROWNS Lane, georgian bluffs, Ontario

141 Browns Lane

Georgian Bluffs, Ontario

Waterfront Viceroy home nestled amongst the natural beauty on beautiful Francis Lake. Step inside to the soaring B.C. cedar ceilings, newer appliances and large sunken living room overlooking the lake! This 3 bedroom 2 bath home has walkout patio doors and private balconies from two of the bedrooms, wake up to the breathtaking sunrise views over pristine waters. Large 4 pc bath on the main floor. Head down to the spacious fully finished lower level with a family room and more beautiful views, laundry, walkout, electric in-floor heat and potential to add a kitchen in basement and convert to an in-law suite. The bunkie allows for additional storage or even a potential guest space. Francis lake is a hidden gem offering the perfect blend of tranquility and recreation. Enjoy boating, fishing, and water sports right from your doorstep and spend the summer creating cherished memories with family and friends! Unique opportunity-139 Brown's Lane the neighbouring property is also listed for sale MLS® Number: 40579897 (id:22681)

3 Bedroom 2 Bathroom 1311

Royal LePage Rcr Realty Brokerage (Os)

For sale Open House
$729,000
765 PRINCESS Street, mount forest, Ontario

765 Princess Street

Mount Forest, Ontario

765 Princess St in Mount Forest will make you feel like you are royalty living here. This raised bungalow has all the desired features and updates one could look for. Situated between the Hospital and the Sports Complex, this home is perfect for a family. Enter the front door (2022) into the large foyer with stairs to both levels, access to the attached single car garage and access to the stamped concrete patio in the fully fenced rear yard. Head upstairs and you will be in love with the modern open concept living room, dining room and kitchen with accented cobblestone flooring transitions. The kitchen features stainless steal cabinets, subway tile backsplash, black hardware and a large L Shaped island perfect for morning breakfasts or weekend glasses of wine. The natural light pours in through the main floor windows (all in 2022) to make the main living space bright and inviting. Head down the hall and you will find the primary bedroom and 2 additional bedrooms as well as a 4pc bathroom. When it's time to relax, head downstairs and enjoy the large L Shaped rec room featuring a gas fireplace, sitting area and pool table. Saturday nights you won't want to go out. Just call your friends and family and have game night down here while watching sports. Downstairs there is a 4th bedroom, an updated 3pc bathroom and a large utility room. Need more storage? Under the front foyer is a 3ft crawl space perfect for seasonal items and extra storage. When it's time to BBQ, head out back and entertain on the stamped concrete patio. The fully fenced yard and tall trees give ample privacy. Need a hot tub hookup? This has it ready for you. Call your REALTOR® today to get a view at this spectacular home and start packing. (id:22681)

4 Bedroom 2 Bathroom 2011

Coldwell Banker Win Realty Brokerage

For sale
$499,900
109 COLBORNE Street S, walkerton, Ontario

109 Colborne Street S

Walkerton, Ontario

Location, Location, Location! Walking distance to downtown, explore local shops, restaurants, and entertainment within a stone's throw from your front door. Stepping into this home that has been meticulously renovated to blend contemporary comforts with timeless charm. Every detail has been carefully considered to create a space that feels both fresh and welcoming. Boasting three bedrooms, two bathrooms, and a host of desirable features, this home offers comfort and style. Spacious eat-in kitchen is perfect for family gatherings and entertaining friends. Enjoy the luxury of modern appliances and ample counter space, making meal preparation a breeze. Bask in the natural light that floods through high ceilings, accentuating the beauty of the gorgeous hardwood floors. The seamless flow between rooms creates an open and airy ambiance. Escape to your own private oasis in the generously sized backyard. Whether you're gardening, playing, or relaxing, this outdoor space offers endless possibilities for enjoyment. There is also an attached garage located at the rear of the house. Unwind and soak in the neighborhood charm on the enclosed big front porch. It's the perfect spot to sip your morning coffee or enjoy a quiet evening with a book. Don't let this opportunity pass you by! (id:22681)

3 Bedroom 2 Bathroom 1444

Exp Realty

For sale Open House
$794,000
502 LYNDEN Crescent, kincardine, Ontario

502 Lynden Crescent

Kincardine, Ontario

Excellent, family home in a well sought after location. Short walk from sand beach and hiking trails, walking distance to downtown, backing onto parkland like property: these features make this a very desirable home in Kincardine an attractive option for potential buyers who value a peaceful location. Built in 1992, this inviting 3 bedroom split level has had many updates over the years, including forced air gas furnace and gas fireplace heating which greatly enhances the energy efficiency of the home; kitchen has been renovated; as well as flooring, Enjoy: the welcoming front foyer, stairs leading up into the spacious living room and kitchen allowing natural light to fill the area, creating a welcoming and airy atmosphere, perfect for entertaining guests or spending quality time with family; the kitchen with the convenience of the island, plenty of cupboard space and cabinetry; main floor bathroom and separate laundry room. There are three comfortable bedrooms including primary retreat with ensuite, walk in closet, and the main 4 pc bathroom on the upper level. On the lower level you will find: a family room and an office space which has roughed in plumbing under the carpet for a possible 4th bathroom. Your private oasis is the backyard, enjoying the beauty of nature with trees, privacy and fully fenced backyard which is great for small children and dogs. Pride of ownership shows throughout. (id:22681)

3 Bedroom 3 Bathroom 1735

RE/MAX Land Exchange Ltd Brokerage (Kincardine)

For sale Open House
$1,149,000
109 SPENCER Street, keppel twp, Ontario

109 Spencer Street

Keppel Twp, Ontario

Experience waterfront living at its finest in this stunning Georgian Bay home boasting panoramic views and luxurious amenities. This exquisite property features three spacious bedrooms with the possibility of a fourth on the main floor, offering ample space for family and guests. As you step inside, you'll be greeted by an abundance of natural light streaming through the expansive windows, accentuating the vaulted ceilings and creating an inviting atmosphere. The open-concept main floor has hardwood flooring throughout and seamlessly integrates the living, dining, and kitchen areas, perfect for entertaining or simply relaxing by the propane fireplace in the living room plus enjoy a completely renovated 4 Pc main bathroom with in-floor heating. For cozy evenings, retreat to the lower level where a wood stove awaits in the large family room, surrounded by two generously sized bedrooms providing privacy and comfort for all. Step outside onto the expansive composite deck, complete with glass rails, offering unobstructed views of the shimmering waters of Georgian Bay. The meticulously landscaped grounds boast perennial beds and rolling terrain leading effortlessly to the water's edge, all without the need for stairs. A single boathouse provides convenient access to the bay, while a dock awaits for your boating adventures. Additionally, a detached single-car garage offers ample storage for vehicles and outdoor gear. Whether you're seeking a tranquil retreat or a place to entertain family and friends, this Georgian Bay waterfront home offers the perfect blend of elegance, comfort, and natural beauty. (id:22681)

3 Bedroom 2 Bathroom 1883.5000

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$469,000
555 MARY Street, wiarton, Ontario

555 Mary Street

Wiarton, Ontario

Step into the charm of yesteryear with this beautifully maintained century home, seamlessly blending original character with numerous updates. Boasting 3 bedrooms and 1.5 baths, this residence offers a perfect blend of historic allure and modern comfort. The main floor hosts a laundry room and a 2 pc bathroom. The heart of the home is a spacious eat-in kitchen, adorned with timeless details, and featuring sliding doors that open to a welcoming deck – perfect for entertaining or enjoying a quiet morning coffee. Revel in the seasonal glimpses of Georgian Bay, adding a touch of nature's beauty to your daily life. Situated on a beautiful large DOUBLE LOT, this property provides ample outdoor space perfect for entertaining or the potential to expand or explore other options that may be possible. Complemented by a garage/workshop for the hobbyist or DIY enthusiast. A delightful enclosed front porch welcomes you and sets the tone for the warmth and character that permeate this home. Nestled on the flats in Wiarton, this residence ensures both tranquility and accessibility, being in proximity to all amenities. Immerse yourself in the unique blend of history and modernity that defines this century home – a truly special offering for those seeking a home with a story to tell. (id:22681)

3 Bedroom 2 Bathroom 1550

Sutton-Sound Realty Inc. Brokerage (Wiarton)

For sale
$230,000
46 20TH Street S, saugeen indian reserve #29, Ontario

46 20th Street S

Saugeen Indian Reserve #29, Ontario

Welcome to your own slice of paradise! This 2-storey cottage offers a tranquil retreat near Lake Huron's white sand beaches. With three bedrooms, ample space awaits to unwind after beachside adventures. The cozy bedrooms feature comfortable furnishings and large windows for a restful sleep. Enjoy two bathrooms, including a full bath and a convenient half bath. Inside, an open-concept living room and dining area create cherished memories. The adjacent dining area accommodates gatherings and delicious meals. The functional kitchen combines style and functionality. Outside, a covered porch invites gentle breezes for morning coffee or leisurely reading. Back decks offer an idyllic spot for al fresco dining surrounded by nature's beauty. The upper balcony provides breathtaking views and a private oasis. A fire pit beckons for evenings under the stars, while sheds keep outdoor equipment organized. Perfect for families, this cottage offers peace and serenity near Lake Huron's shores. Enjoy sunbathing, sandcastle building, and swimming in crystal-clear waters. Nearby amenities include shops, dining options, hiking trails, and water sports. Unwind in this hidden gem or explore the natural beauty of the area. Don't miss out on this remarkable family cottage where cherished memories are waiting to be created. Escape to tranquility, embrace Lake Huron's beauty, and make lifelong moments in this idyllic haven. (id:22681)

3 Bedroom 2 Bathroom 1232

RE/MAX Grey Bruce Realty Inc Brokerage (S.b.)

For sale
$359,900
26 ALICE Street, allenford, Ontario

26 Alice Street

Allenford, Ontario

Welcome to your perfect village retreat, where affordability meets charm in the heart of a quaint Allenford, centrally located close to Southampton, Sauble Beach and Owen Sound. Located on a large corner lot on a dead end street. This cozy and bright house offers a an ideal blend of comfort and convenience making it a perfect place to call home. Step inside to be greeted by a warm and inviting atmosphere. Take in the ambiance of the soft flickering glow of the gas fireplace in the cozy living room. The open-concept layout seamlessly connects dining, living and kitchen area. Enjoy peace of mind with recent upgrades, including new water heater (2023) new propane fireplace (2021), new electrical panel (2023) and all new energy efficient windows throughout (2023) But the allure of this property extends beyond the home itself. Outside, a spacious yard offers ample room for outdoor activities, gardening, or simply unwinding on the large deck. And for those who enjoy tinkering or pursuing hobbies, the 25'x25' heated garage provides the perfect space to work on projects year-round. Heated by a new propane garage heater (2022) and recently newly insulated (2022), you'll be toasty warm year round in your detached shop, complete with new, bright (2023) LED lighting. New steel roof and spray foam insulated ceiling on the shop ensures more peace of mind. Perfect for first time buyers or weekend getaway, this charming home offers endless possibilities for making memories and creating the life you've always dreamed of. Don't miss your chance to own a piece of village paradise – schedule a showing today! (id:22681)

1 Bedroom 1 Bathroom 860

Royal LePage D C Johnston Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

You Could Be Saving Money!

Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.