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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

HOUSES SOLD

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SHANNON DECKERS

Why Choose Us

Z

Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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For sale
$549,900
228 SPENCE Street, southampton, Ontario

228 Spence Street

Southampton, Ontario

Built with quality in mind, this 1.5 storey charmer is sure to steal your heart. This is a tidy home that has been lovingly maintained and tastefully decorated, located a short walk from the beach, the quaint shops and the many eateries in downtown Southampton. Featuring 3 bedrooms, 1.5 baths, an eat-in kitchen with comfortable family room, a main floor bedroom and 4 piece bath, this home offers the opportunity for main floor living. The second floor has a large primary bedroom with 2 pc ensuite and an additional, good sized 2nd bedroom. Whether starting up or slowing down this is easy living - ample storage space, a generous laundry room with built-in cabinets, a small workshop for the hobbyist and a dry basement for additional storage. The compact lot is composed of a large sunny front yard, perfect for gardening and complimented with a quiet and private back yard which borders on uninhabited space and comes complete with an electrified garden shed, perfect for storing your garden tools and furniture. Notable upgrades include a gas furnace and gas hot water heater (2020), new windows (2021-22) and a sump pump, providing peace of mind. As an alternative this is a viable investment opportunity in a sought-after rental area without STR restrictions. Don't miss out on the chance to own this property. Schedule a viewing today and make this charming 1.5 storey your new home or cottage. Be sure to click on the MULTIMEDIA BUTTON for the floorplans and more! (id:22681)

3 Bedroom 2 Bathroom 1771

Royal LePage D C Johnston Realty Brokerage

For sale
$1,695,000
262194 CONCESSION 18, west grey, Ontario

262194 Concession 18

West Grey, Ontario

100 acre natural haven for the equestrian hobbyist. The property features a 3 bedroom, 2 bathroom bungalow with a partially finished basement and approximately 1200sq.ft. per level. On the main level, there is a kitchen, dining room, sunken living room, foyer/mudroom with laundry room, 3pc bathroom and 4pc bathroom, as well as the primary bedroom with walkout patio doors to deck overlooking an amazing pond stocked with fish, and 2 additional bedrooms. On the lower level basement, there is a rec room with a walkout to the side yard, office, utility room, and storage/workshop with the hydro breaker panel. The home has an attached 2-car garage and complete door and windows alarm system by BOLT Security Systems. This equestrian hobby farm has a purpose built steel faced coverall barn. With 4 large box stalls, plus grooming tie area, tack room, and spacious alley. All complete with solid wood paneling, concrete floor, hydro and water, as well as mezzanine storage. With fenced paddocks, approximately 15 acres are dedicated to grazing land, and the balance is mixed bush. Explore the tranquil property with trails throughout leading to the Beatty Saugeen River. This property has ownership of approximately 1300 feet of both shorelines of the river, with near 30 acres on the far side of the river as well. (id:22681)

3 Bedroom 2 Bathroom 1950

Wilfred Mcintee & Co Ltd Brokerage (Dur)

For sale
$575,000
354 GODERICH Street, port elgin, Ontario

354 Goderich Street

Port Elgin, Ontario

Welcome to 354 Goderich Street! Featuring 4 bedrooms and 2 baths, this 3-level side-split includes ample parking for 5 vehicles, and has a carport that could be converted into a single car garage. There is also a bonus area that is a perfect workshop or space for extra storage. The backyard is fully fenced with a shed and a large deck, perfect for relaxing or entertaining. Coming inside the home has a long list of updates! This home is move-in-ready with new laminate flooring, updated windows and doors, and a refreshed kitchen with newer countertops and an island. The dining area boasts a large bay window, with excellent sight lines to the back yard, and walk-out to the back deck. With a separate entrance to the basement, fresh paint, new carpeting, and central vac, this home offers both functionality and style. Located only a 20 minute drive to Bruce Power and a 10 minute bike ride to the beach it’s perfectly situated.  Walking distance to schools, parks, shops and everything Port Elgin has to offer! This home offers a comfortable and convenient lifestyle and is ideal for someone looking to get into the real estate market. Book your showing today! (id:22681)

4 Bedroom 2 Bathroom 1135

Royal LePage D C Johnston Realty Brokerage

For sale
$1,699,900
3585 BRUCE ROAD 3, paisley, Ontario

3585 Bruce Road 3

Paisley, Ontario

Forget Muskoka. Look what $1.699 million can buy you close to home and no 400 highways involved. Saugeen River Farm. Ideal recreation property with rolling lands, beautiful mature forest area of about 50 Acres, and over 1 km waterfront on the Saugeen River. The home has had several upgrades including new siding, new windows with screens installed in July 2022. In 2020 the well was cleaned and a new pump installed. Also a new pressure tank, iron filter and a sand filter and UV light filtration system installed. Approximately 3 years ago the main level bathroom and adjacent bedroom were renovated making a total main level living area should you wish to avoid the stairs. The new windows give lots of light into the home. The rolling lands provide pleasant long views and with lots of trails this property is ideal for all your recreational pursuits. Drive through picturesque towns, villages and farms with roadside stands. Go for a day, weekend, or longer/four season enjoyment, perfect family retreat. Always pet friendly-recreation, art scene, retirement or work from home. If you're a snowbird - fall & winter seasonal Bruce contractors are a good source of income. (id:22681)

4 Bedroom 2 Bathroom 1850

Chestnut Park Real Estate Limited

For sale
$464,900
171 VICTORIA Street, clinton, Ontario

171 Victoria Street

Clinton, Ontario

Welcome to 171 Victoria Street, Clinton. This charming 1520 sq.ft 2-storey home bursting with character! As soon as you step inside, you'll be captivated by the vintage charm that fills every room. From the detailed trim to the stained glass transom windows, you will truly appreciate this home's extensive detail. The living and dining room feature beautiful hardwood floors, adding warmth and elegance to the space. The foyer is spacious and flooded with natural light, creating a welcoming atmosphere. The kitchen is a true highlight, with its vertical plank wainscoting and stained glass window adding a touch of elegance. With plenty of cabinet space, your culinary skills have plenty of room to flourish. Convenience is key, and this home delivers with a 3-piece bathroom on the main floor, perfect for guests. Plus, there's a mudroom at the rear, providing ample storage space for all your belongings. Upstairs, you'll find three spacious bedrooms, each with its own closet, offering comfort and privacy. The 4-piece bathroom boasts a large vanity, and the second-floor laundry makes chores a breeze. Outside, the large fenced corner lot is a dream come true. It offers plenty of space for outdoor activities and entertaining. You'll also find two garden sheds, perfect for storing tools and equipment. And let's not forget the playset, a haven for the kids to enjoy endless hours of fun. This property truly has it all - vintage charm, ample space, and a fantastic location. Don't miss out on the opportunity to make this house your home sweet home! (id:22681)

3 Bedroom 2 Bathroom 1520

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$439,900
163 4TH Avenue, chesley, Ontario

163 4th Avenue

Chesley, Ontario

Excellent move-in-ready family home! Many updates including steel roof, windows, natural gas furnace, spacious renovated kitchen with entertaining island, eat-in dining space, updated bathroom, flooring, wiring and much more. Main floor offers main floor laundry, three piece bathroom, oversized living room, and a nice walkout to deck overseeing fully fenced in yard. Three spacious bedrooms on upper level supported by a full bath. The primary bedroom is everything you've dreamed of with a large walk-in closet. Two covered porches and newer deck provide lots of opportunity for enjoying the outdoors and entertaining for these upcoming summer months. (id:22681)

3 Bedroom 2 Bathroom 1748

RE/MAX Grey Bruce Realty Inc Brokerage (Chesley)

For sale
$599,900
402 QUEEN Street, kincardine, Ontario

402 Queen Street

Kincardine, Ontario

Welcome to 402 Queen Street in the town of Kincardine. This timeless brick bungalow sits on a large oversized lot only one block away from the shores of Lake Huron. Traditional main level layout with three bedrooms, living room and dining room with patio doors leading to the private backyard. The lower level is finished for additional space. Walking distance to the downtown amenities and school is an added bonus. (id:22681)

4 Bedroom 2 Bathroom 2320

Exp Realty

For sale Open House
$1,350,000
49 WIDGEON COVE Road, northern bruce peninsula, Ontario

49 Widgeon Cove Road

Northern Bruce Peninsula, Ontario

WATERFRONT LOG HOME ON 1.2 ACRES! As you enter this beautifully maintained property, you are greeted with a paved driveway, 2700sq.ft.+ Log home, spacious 3-bay garage and 260 ft. of waterfront! As you explore the property you will find plenty of additional storage space with the double detached garage and dry boathouse for your canoes/kayaks. The property is situated in Pike Bay, a lovely year-round community with a store, restaurant, and a public beach. Southern exposure provides for sun all day, with the benefit of colours both from sun rise and sun set! The expansive waterside deck has two levels with beautiful views of the lake through the unobstructed glass railing. Do you love to entertain? Guests can place their drink order in your very own tiki bar - complete with hydro. The 30'x50' 3-bay garage provides plenty of room for toys, storage or to enjoy your hobbies in the insulated workshop. A log home provides much comfort and warmth, which you can feel the minute you walk through the door. The living room offers a wall of windows, walkouts to the deck, cathedral ceiling and a floor-to-ceiling stone fireplace. The dining area is quite spacious, allowing the entire family to gather and create special memories. The kitchen was renovated in 2019, providing you with a beautiful canvas for creating family meals. Large island with plenty of storage and SS appliances. The pantry / storage room is located just off the kitchen or it could make a beautiful walk-in closet for a primary suite! There are two main floor bedrooms, two main floor bathrooms, and main floor laundry. The upper level also hosts three large bedrooms with storage and a loft area perfect for a kids playroom or office with views to the living room below. Additional features: Carport, metal roof, propane furnace (2023) & more recent updates! Located only a short drive to Lion's Head or Wiarton for further amenities. Come and tour this wonderful property, you will never want to leave. (id:22681)

5 Bedroom 2 Bathroom 2743

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$759,900
1685 9TH Avenue E Unit# 7, owen sound, Ontario

1685 9th Avenue E Unit# 7

Owen Sound, Ontario

Fantastic new large upscale condos boasting over 2200 sq. feet on the East Side of Owen Sound. 4 bedroom 3 1/2 baths, (main floor bedroom has ensuite). Open concept, main floor with high ceilings give these townhomes a grand feeling. Mezzanine family room above the dining area. Attached single car garage. Shouldice stone and stucco siding exteriors, with paved driveways, cement walks make for beautiful curb appeal. The ICF construction goes all the way to the roof line. Additional features include auto garage door opener with key pad, 6 engineered hardwood floors and stairs, porcelain tile in bathrooms and entrance ways, 6 baseboards, thermal low E vinyl windows, designer lights, master bedroom shower is glass and porcelain tile, quartz countertops in kitchen and all bathrooms, stainless steel hardware. Patio doors open on to a great deck overlooking back yard. Finished basement includes Living area, a mini kitchen, 3 piece glass and tile bathroom, 4th bedroom and vinyl floor. Appliances $10,000 extra - 2 fridges, 1stove, 1 dishwasher, stackable washer and dryer. (id:22681)

4 Bedroom 4 Bathroom 2223

Sutton-Sound Realty Inc. Brokerage (Owen Sound)

For sale
$879,000
395 NORTHPORT Drive, port elgin, Ontario

395 Northport Drive

Port Elgin, Ontario

Introducing this stunning 4 bedroom, 3 bath home, built in 2019 and boasting exquisite features throughout. The exterior showcases beautiful Shouldice stone, a fully fenced backyard with a hot tub (2019), gas BBQ line, privacy shades, & a covered deck area, perfect for outdoor entertaining. Step inside to discover a kitchen that will impress any chef, featuring upgraded quartz countertops, flush to ceiling soft-close cabinetry, a spacious 7’ x 3’ island, and includes all stainless steel appliances. California shades adorn throughout (primary has custom blinds), adding both style and functionality. The primary bedroom is a true retreat, complete with stunning lighting pieces in both the bedroom and walk-in closet. The luxurious 3 pc en-suite offers a rain shower and body jets for a spa-like experience. Downstairs, the lower level offers a walk-out to the garage, a cozy family room with a natural gas fireplace, and enhanced lighting with dimmers perfect for movie night! The lower level bedroom is ideal for shift workers seeking peace and quiet, and the home also has the potential for a 5th bedroom. The 3 pc bath on this level with laundry is also super convenient. Ample storage space and professionally designed closets can be found throughout the home. With an attached double car garage and all the bells and whistles you could desire, this home offers the perfect blend of luxury and functionality. This home is situated in the Northport school district and is close to the baseball diamonds, walking trails, parks, Port Elgin main beach and marina! 20 minutes to Bruce Power! Book your private showing at 395 Northport Drive today! (id:22681)

4 Bedroom 3 Bathroom 1395

Royal LePage D C Johnston Realty Brokerage

For sale
$499,900
308 NAPIER Street, walkerton, Ontario

308 Napier Street

Walkerton, Ontario

5 bed, 2 bath bungalow nestled in the heart of Walkerton, this fully renovated home is move-in ready! The quiet street and private backyard offer a place to come home and unwind. This property has plenty to offer including upgraded stairs and flooring on both levels (2023), ceiling replaced with pot lights on the lower level (2024), lower level walls ripped to the studs and re-insulated (2024), fresh paint, upgraded furnace (2023), two renovated bathrooms (2023), and a renovated kitchen (2022). The walkout basement allows for an influx of natural light with a spacious area to entertain. This house is conveniently located within walking distance of several schools, trails, and downtown. Location! Location! Location! Book your showing today as this one is priced to sell! (id:22681)

5 Bedroom 2 Bathroom 2150

Coldwell Banker Peter Benninger Realty Brokerage (Walkerton)

For sale
$595,000
4 MILL Street, lion's head, Ontario

4 Mill Street

Lion's Head, Ontario

Nestled in the heart of Lion's Head, this property is a haven of opportunity. Currently serving as a long-term residential rental, its versatile past includes operating as a hostel. Zoned C1-B, it's poised for future commercial development, ideally situated just steps from the sandy shores of Lion's Head Beach. Whether you're considering personal use or exploring commercial ventures, the expansive lot spanning over 15,000 square feet offers ample space for parking or hosting backyard BBQs. Tours now available by appointment. (id:22681)

4 Bedroom 2 Bathroom 1900

Brand Realty Group Inc.

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.