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SHANNON DECKERS

Not Just Another Realtor®

Welcome. It is my sincere hope that you come to see the potential that Grey Bruce has to offer you.

As a skilled full-time realtor, I am dedicated to guiding you through purchasing and selling real estate in Canada’s playground. Let’s walk through it together and find the place for you to call home.

Extensive experience in the Owen Sound area

Specializes in buying and selling residential, rural properties

Has the local knowledge needed for buying and selling in Grey & Bruce Counties

YEAR EXPERIENCE

HOUSES PURCHASED

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SHANNON DECKERS

Why Choose Us

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Honesty

Truthful assessments and real estimates based on current markets.

Availability

Always ready to set up viewings and meet at your convenience. Only ever a phone call away, Shannon is quick to reply with useful and knowledgeable information.

Determination

Working tirelessly to find the best house at the best price, and showcasing your home in the best possible light.

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LOADING

For sale
$629,900
815 18TH Street, hanover, Ontario

815 18th Street

Hanover, Ontario

Easy living in this brand new semi-detached home with a walk-out basement that backs onto trees and future walking trail! Located in Hanover’s newest subdivision along County Rd 28, you’ll find a floor plan consisting of 3 bedrooms and 3 bathrooms among 2 levels of living space along with an attached single car garage. The main level offers a walkout from the living room to a rear deck. Also on this level is a second bedroom or office, laundry and master bedroom with walkthrough closet to 4 pc ensuite. The lower level of this home offers a walkout to the beautiful treed back yard, another bedroom, large recreation room and lots of storage. (id:22681)

3 Bedroom 3 Bathroom 1942

Keller Williams Realty Centres

For sale
$719,000
1 WESTFIELD Street, walkerton, Ontario

1 Westfield Street

Walkerton, Ontario

Modern bungalow in new Walkerton subdivision! 3 Bedrooms and 3 full bathrooms among the 1400 sq ft main level and fully finished basement. Master provides ensuite with tiled glass shower, as well as a walk-in closet with built in organizers. Open concept kitchen/dining/living space offers walkout from patio doors to a 10 x 12 pressure treated deck. Kitchen offers quartz countertops, island, and all appliances included. Complete main level living with your laundry just across the hall from your master bedroom. Aside from the bed and bath, the lower level offers a large L shaped rec room, mechanical room, and storage room, as well as a walk-up to the 2 car garage. Home comes with sodded yard, paved driveway, and 7 year Tarion Warranty! (id:22681)

3 Bedroom 3 Bathroom 2800

Keller Williams Realty Centres

For sale
$1,499,000
175442 CONCESSION 6, chatsworth (twp), Ontario

175442 Concession 6

Chatsworth (Twp), Ontario

This property has it all! Take the circle drive to this beautiful stone home with attached double care garage all nestled on 100 private acres with 60 ft x 120 ft barn which offers a work shop area with large roll up entry doors, livestock area with hay loft and loads of storage. Perfect for a hobby farm and could be set up for horses with an indoor riding area. The lovely home features an inviting front foyer with an eat in kitchen with spectacular views and access to large composite deck beautifully finished with glass railing. There is a formal dining room, spacious Livingroom with lots of natural light and a cozy wood fireplace. You will love the main floor laundry with newer flooring, powder room, family bath and three bedrooms. The master suite is complete with ensuite bath with bay window, jet tub and walk out to deck. Downstairs has three more bedrooms, one with walk out, a large family room and games room complete with separate kitchen and dining area; perfect for family gatherings or in-law suite. Enjoy the outdoor hot tub, relaxing sauna, screened in porch and smoke house. This home has maintenance free hy-grade steel roof (installed in 2016) with 50 year warranty, high end velux skylights, central vac and all economically heated/cooled with geothermal system. The barn built in 2015 is well equipped offers an insulated workshop with in floor heating (powered by solar) and a lower level wine cellar. There is also an insulated livestock area and huge drive in storage area with hay loft. For additional soft water to the home there is a cistern system. Also an outdoor RV plug in for your trailer. Enjoy the wildlife and serenity of walking the beautiful trails with babbling creek, your own orchard and approximately 70 acres of mixed bush with approx 20 acres workable. Truly a one of a kind property you going to love to call home. Located minutes to McCullough lake and approx 25 minutes to Owen Sound and Hanover. (id:22681)

6 Bedroom 4 Bathroom 2250

Peak Edge Realty Ltd.

For sale
$1,155,000
34 ORCHID Trail, northern bruce peninsula, Ontario

34 Orchid Trail

Northern Bruce Peninsula, Ontario

This one has it all so look no further – a four season home, a double garage, a shed, a Bunkie, a boathouse with a concrete boat ramp, on a double lot with 200 ft of waterfrontage - all on the shores of Lake Huron! What more could you ask for? This stunning property offers something for everyone. Inside, the home's layout is designed to accommodate all ages. With three bedrooms and three bathrooms spread across almost 2300 square feet of living space, there's room to relax and unwind. The lower level offers a bedroom, 3pc bath, laundry facilities and a large rec room with endless possibilities for entertainment and a walkout to your own hot tub and outdoor shower. The open-plan living, dining, and kitchen areas on the main floor provide for a great gathering and entertaining space. From the living room, venture out onto the main deck which boasts glass panels, providing unobstructed ocean like views over Warner Bay. It’s the perfect spot for savoring your morning coffee or hosting al fresco gatherings with friends and family. For the outdoor enthusiasts, a detached garage stands ready to house all your recreational toys, and a convenient shed offers additional space for storage. The lakeside bunkie will become a favourite retreat with its own deck and outdoor fireplace/grill, perfect for dining and cozy evenings spent under the stars. But wait, there’s more! A dry boathouse has lots of clean dry storage for your water craft and toys with a concrete launch into the water. The upper storey of this boathouse is a haven for kids, providing a delightful space for sleepovers with a small seating area – the perfect spot to hide away. Whether you're seeking a weekend getaway, a retirement retreat, or a full-time residence, this property offers the best of lakeside living and a place where memories are made and will be cherished for years to come. Conveniently situated near the charming town of Tobermory, where you'll find amenities, restaurants, and tourist activities. (id:22681)

3 Bedroom 3 Bathroom 2295

RE/MAX Grey Bruce Realty Inc Brokerage (Tobermory)

For sale
$1,199,900
505 DURHAM Street W, walkerton, Ontario

505 Durham Street W

Walkerton, Ontario

The house on the hill has excelled in creating an exceptional and innovative architectural design. The utilization of expansive windows, strategic lighting, and a minimalist ambiance truly distinguishes their home. Furthermore, their decision to construct an ICF energy-efficient house exemplifies their unwavering commitment to sustainability and the establishment of a serene and cozy living environment. The remarkable 13-foot locally sourced maple island, featuring an induction stove and down draft, not only serves as a stunning centerpiece but also showcases their acute attention to detail and superb craftsmanship. Moreover, their maintenance-free residence, boasting long board siding and a Scandinavian-inspired bathroom in the master suite, adds an elegant touch and seamless convenience. The deck, overlooking the picturesque town of Walkerton, is a splendid addition that offers a tranquil space to unwind and relish in the breathtaking surroundings. Lastly, the ingenious multi-generational home design, inclusive accessibility features, and incorporation of cutting-edge energy-efficient appliances indeed transform this house into an extraordinary and functional living space. (id:22681)

5 Bedroom 3 Bathroom 3555

Exp Realty

For sale
$599,900
100 HINKS Street, walkerton, Ontario

100 Hinks Street

Walkerton, Ontario

Welcome to 100 Hinks Street in the town of Walkerton. This timeless two storey home sits in a mature and sought after area of town and is walking distance to amenities. Upon entering this home you cannot help but notice the detail and pride of ownership throughout. The main level has been redone throughout offering an eat in kitchen, large cozy living room and patio doors that lead to the rear deck and yard. Upstairs you’ll find three large updated bedrooms and a four piece bathroom. The lower level rec room is large enough to host or just right right to hang out. Make this home yours. Reach out for more information. (id:22681)

3 Bedroom 2 Bathroom 2575

Exp Realty

For sale
$599,900
25 AVELE Road, red bay, Ontario

25 Avele Road

Red Bay, Ontario

*BRAND NEW GARAGE/WORKSHOP with LOFT* Discover a stunning year-round residence or retreat located on the serene Avele Avenue in beautiful Red Bay. This BUNGALOW is situated on a peaceful street, backing onto private green space, providing enhanced backyard privacy for residents. A short stroll will lead you to the picturesque Red Bay Beach and the breathtaking sunsets of Lake Huron. This home boasts a harmonious blend of lush green lawns, mature trees, and well-maintained perennial flower beds. The single attached garage has been converted into a gym/workout space and can be easy converted back into a garage. Upon entering the home, one is greeted by a functional layout and bright, inviting living spaces. The well-appointed kitchen features oak cupboards and a central island, perfect for culinary enthusiasts. Currently configured as a two-bedroom, one-bathroom residence, there is potential for easy conversion back to three bedrooms. Additionally, residents will appreciate the bonus storage space provided in the laundry room. The charming great room showcases a large window, a propane stove, and a wood-burning insert for cozy evenings. The NEW DETACHED HEATED GARAGE/WORKSHOP (23' x 23') offers plenty of space for your toys and vehicle. It has a walkout balcony over looking the entire backyard and house. The backyard is your own personal oasis with the hot tub, enjoy star gazing around the campfire and the bunkie provides extra space for company. Offering an economical purchase and ownership experience, this property requires minimal enhancements, allowing new owners to move in seamlessly and relish the tranquil surroundings. Embrace the opportunity to make this inviting residence your own and enjoy the lifestyle it affords in the picturesque Red Bay community. (id:22681)

2 Bedroom 1 Bathroom 1137.7200

Exp Realty

For sale
$719,000
824124 MASSIE Road, holland twp, Ontario

824124 Massie Road

Holland Twp, Ontario

Experience the serenity of country living and views for miles! Whether you are looking for a family home, a retirement property, or simply a country retreat, this property delivers. Nestled on over 12 acres along a quiet country road you will find this 3-bedroom, 1-bathroom bungalow. Enjoy the expansive deck overlooking the property and pond, an ideal setting for summer gatherings. Inside the spacious open concept living, dining & kitchen area boasts large windows framing the panoramic view. Also featuring an additional games/rec room and seasonal sunroom. The lower level offers space for the 3rd spacious bedroom & family room with a cozy fireplace just waiting for your finish touches. The utility room has a large workbench and ample space to add a second bath. The cold storage room is ideal for a wine cellar or preserves from your garden. A durable metal roof and forced air heating complements this cozy home. Outside, you will find this property's natural beauty, featuring two ponds, wooded trails, gardens, and fruit trees—a true Grey County oasis. Enjoy trails, wildlife, and nature at its best - bunnies, bird and deer. The barn/shed is perfect for snowmobiles, ATVs, or a workshop, or even space for a horse stall. Completing the package is an attached garage and shed, offering endless possibilities. Don't miss this opportunity to own a slice of rural paradise! (id:22681)

3 Bedroom 1 Bathroom 1173

RE/MAX Grey Bruce Realty Inc Brokerage (Os)

For sale
$2,481,100
215588 CONCESSION 4, chatsworth, Ontario

215588 Concession 4

Chatsworth, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 51.2-acre property. Boasting 2+2 bedrooms & 3 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm with vaulted ceiling, seamlessly connected to the kitchen with island & ample cabinetry. The adjacent dining rm provides the perfect space for hosting gatherings. A double car attached garage, provides access into a mudrm + a walk-in closet. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 2 main floor bedrms. Adjacent to the 2nd bedrm is a full bath. The primary bedroom boasts a spacious ensuite. Additionally, the primary bath features a walkout to the rear deck. The finished walkout lower level is designed for versatility, ideal for an in-law suite with 2 bedrms, a full bath, kitchenette, dining area, & a large living room. Storage abounds in this home, plus a large cold cellar and a walk-up to the garage, offering direct access out the side door for easy separate living arrangements. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with in-floor heat and water, perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 86'x36' with a cement floor & hydro, complete with a large overhang at the back and side, provides ample space for storage or additional workspace. A run-in 16'x28' offers a shelter for horses or cattle. (id:22681)

4 Bedroom 2 Bathroom 3533

Exp Realty

For sale
$2,481,100
215588 CONCESSION 4, chatsworth, Ontario

215588 Concession 4

Chatsworth, Ontario

Nestled on the outskirts of Owen Sound, this stone-sided bungalow offers a tranquil retreat on a sprawling 51.2-acre property. Boasting 2+2 bedrooms & 3 baths this home exudes comfort & functionality. Step inside to discover a spacious living rm with vaulted ceiling, seamlessly connected to the kitchen with island & ample cabinetry. The adjacent dining rm provides the perfect space for hosting gatherings. A double car attached garage, provides access into a mudrm + a walk-in closet. Additionally, a main floor laundry room doubles as a pantry. This bungalow offers 2 main floor bedrms. Adjacent to the 2nd bedrm is a full bath. The primary bedroom boasts a spacious ensuite. Additionally, the primary bath features a walkout to the rear deck. The finished walkout lower level is designed for versatility, ideal for an in-law suite with 2 bedrms, a full bath, kitchenette, dining area, & a large living room. Storage abounds in this home, plus a large cold cellar and a walk-up to the garage, offering direct access out the side door for easy separate living arrangements. Outdoor enthusiasts will delight in the array of outbuildings, including a heated workshop measuring 30'x60' with in-floor heat and water, perfect for woodworking or pursuing various trades & hobbies. Additionally, a barn/storage building measuring 86'x36' with a cement floor & hydro, complete with a large overhang at the back and side, provides ample space for storage or additional workspace. A run-in 16'x28' offers a shelter for horses or cattle. (id:22681)

4 Bedroom 2 Bathroom 3533

Exp Realty

For sale Open House
$699,900
7 PENETANGORE Row S, kincardine, Ontario

7 Penetangore Row S

Kincardine, Ontario

This family home is located on a popular street in the town of Kincardine, just a short walk to Lake Huron. This gem of a home has been well cared for & has had many upgrades in recent years and is set on a 80' x 118' town lot. The home offers over 2000sf of finished living space including 3+1 bedrooms & 2.5 bathrooms providing ample space for a growing family. Inside the front door is a spacious front foyer, and a hallway leading to the main floor laundry. Head upstairs to the bright & airy main living room charmed by its big windows & pocket doors which lead into the large dining area. The bright and spacious eat-in kitchen is one of the homes highlights, offering the perfect space for cooking with ample counter & cabinet space. Walk out to the newly renovated sprawling deck which offers a convenient outdoor setting for a BBQ, reading a book or watching the kids play. The upper level offers 3 bedrooms including a primary bedroom with cheater access to the tastefully updated main bathroom. The lower level offers a cozy rec room which boasts a natural gas fireplace, perfect for those chilly nights. The lower level also offers additional finished living space including a large room which could be a bedroom or future in-law/income suite, plus a 3-pc bathroom & utility room. Outdoor enthusiasts will appreciate the proximity to the sandy beach, just one block away. Or just stay at home & head out to the fully fenced backyard surrounded by mature trees which offers an ideal space for children & pets, or for those with a green thumb. The 2 decks provide the perfect space for outdoor entertaining or relaxation. For those who value convenience, this property comes with an attached 1-car garage providing a spot to park the car, good storage or for a future workshop as well as a double wide concrete laneway. The home had a heat pump installed in 2022 making it efficient to heat & cool. Overall this home has a lot to offer & with its prime location you want to check it out. (id:22681)

4 Bedroom 3 Bathroom 2650

Royal LePage Exchange Realty Co. Brokerage (Kin)

For sale
$574,900
1095 WATERLOO Street N, port elgin, Ontario

1095 Waterloo Street N

Port Elgin, Ontario

NEW Freehold Townhomes in Port Elgin. These 2 bedroom, 2 bathroom townhouses are centrally located close to shopping and area walking trails. Forget the condo fees! These units feature radiant in-floor heat, large single car garage, primary ensuite bath and a walk-in closet. The open concept kitchen, living room and dining area makes for easy, convenient living. Front patio and walk-out to the rear patio add to the enjoyment of these single level units. Price includes HST after rebate is assigned to the Builder. Buyer must qualify for the New Home HST rebate, or if not must credit the Seller with the same amount on closing. (id:22681)

2 Bedroom 2 Bathroom 1184

Royal LePage D C Johnston Realty Brokerage

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WHAT PEOPLE ARE SAYING

Featured Comments

“Shannon took the time to learn what we liked, and what we didn’t. As first time buyers, we had quite a learning curve, and she was very patient in teaching us. She went the extra mile to find just the right home we both loved, and was as excited for us as we were!”

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Doug & Sue Reider

WOODFORD, ON

“We have worked with Shannon Deckers now on three real estate transactions! She always goes above and beyond to make things work out. Her dedication to her job, whether assisting in a sale or finding that dream property, shines through in all she does. Truly a pleasure to work with!”

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Jennifer Ageeb

OWEN SOUND, ON

“Shannon did an amazing job selling our house in record time! She really goes above and beyond! I would highly recommend her as a realtor for both buying and selling.”

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Charlene Hellens

KITCHENER, ON

FEATURED PROPERTY LISTINGS

The Best of Real Estate in Grey and Bruce

Whether you’re looking for a new home, or you plan to build your dream home, these are some of the best properties for sale in Owen Sound and Grey Bruce.

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ONTARIO’S CREDITS AND PROGRAMS

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Canada’s Playground

Owen Sound, Ontario

Where Is Owen Sound?

Owen Sound, Ontario lies approximately two hours northwest of Toronto and is a central hub for all destinations in Grey and Bruce counties. Located approximately 30 minutes from Blue Mountain, one of Ontario’s most popular skiing and snowboarding destinations. Owen Sound and the surrounding area is warmly called home by over 30,000 people living at the base of Georgian Bay, where the Sydenham River and Potawatomi River converge. In the summer months you will find Owen Sound to be a thriving city in close proximity to Sauble Beach, a very popular destination for both local traffic and tourists alike, as well as many smaller towns with lots of activities and venues for recreation and relaxation. Owen Sound serves as a meeting point of four of Ontario’s provincial highways: Highway 6&10 from the south, Highway 26 from the east, and Highway 21 from the west.

Being established in 1851, Owen Sound includes many different types and styles of homes for sale. A prospective buyer will find century homes with original hardwood flooring and crown mouldings, intimate war-time houses suitable for retirement living or small families, split level bungalows, updated retro houses and a more modern flare of newly built houses in suburbs throughout the town.

Nature, Outdoors, and Activity
Owen Sound is located right on the Niagara Escarpment and is a matter of minutes from the Bruce Peninsula which boasts tall cliffs, incredible rock formations, great beaches and is home to the beautiful Bruce Peninsula National Park. The Park is famous for its many attractions, including ‘The Grotto’ with it’s crystal clear waters, ‘Fathom Five National Marine Park’, ‘Indian Head Cove’, as well as Cyprus Lake. The famed Bruce Trail that runs from Niagara to Tobermory also winds its way through the forests, woodlands, and rivers surrounding Owen Sound as it makes its way toward Wiarton and the Bruce Peninsula. Among these rivers are numerous local waterfalls that offer picturesque landscapes for events, recreation, and peacefulness. Owen Sound’s natural beauty will leave you breathless in its splendor.

Buying real estate in Owen Sound means you can spend your days doing things most people only dream of. In Owen Sound you can experience snowboarding and skiing, snowshoeing and hiking the Bruce Trail in the winter, the kilometers-long sand beach and waters of Sauble Beach and Port Eglin in the summer. You can live in some of Ontario’s most beautiful scenery if you invest in Owen Sound real estate. Owen Sound itself boasts a beautiful harbour, with many walking paths, trails, and parks to enjoy the extensive waterfront.

If you desire to escape the fast-paced city life with your own piece of land on which to build the home of your dreams, I can help you to find the perfect vacant lot or land for sale in Owen Sound. With both budget and luxury home builders in the area, incredible landscaping professionals and top-notch tradespeople, no size or complexity of home build is too great or small.

There are many homes for sale in Owen Sound and Grey Bruce areas, and with my extensive knowledge of the local area and my commitment to learning you and your likes and dislikes, I am confident that I will be able to find not just house that you like, but a place that you can call home.

Education
If you’re thinking of buying a home for sale in Owen Sound, ON and you’re wondering about the education available in Owen Sound, you won’t be disappointed. Owen Sound has three excellent secondary schools: Owen Sound District Secondary School (OSDSS) as well as Saint Mary’s High School (SMHS) and École St-Dominique Savio for those looking for a more private education. Owen Sound’s devotion to education begins in the earliest of years with many preschool and daycare centres available for young parents to choose from, including the Julie MacArthur Regional Recreational Center (YMCA). Parents of older children will be pleased to know of the many options for elementary age children, such as public schools (East Ridge Community School, Hillcrest Elementary School, Alexandra Community School, Keppel-Sarawak Community School) along with private schools (Timothy Christian School, Riverforest Montessori School). For those looking for post-secondary education, Owen Sound boasts a Georgian College campus with a wide assortment of courses available.
Local Amenities and Attractions
If you’re thinking of buying a home or vacant land in Owen Sound, you might be wondering about the amenities and services available in the area. While we can’t list everything, here’s a short list to give you an idea: Multiple elementary schools, two excellent high schools, a Georgian College campus with residencies close by, a developing shopping centre, unique and artisan shops, and lots of community parks with natural and man-made playgrounds. Owen Sound also boasts the largest and best-equipped hospital and medical staff in the area. Many fast-food restaurants are available for those on the go, but there are also numerous sit-down, fine dining options for those with a more refined taste. Owen Sound is home to multiple golf courses, some of which are well-renowned for the quality of their courses, as well as many museums that focus on our rich cultural background and significant history. With lots of programs for youth and adults alike, Owen Sound has something for everyone.

Owen Sound is also home to the Owen Sound and District Farmer’s Market; a local market that is open every Saturday morning throughout the year. The Market hosts a wide variety of local artisans and growers, and has been in the same location since 1868. Many other markets exist within a short drive from Owen Sound, in places such as Keady, Port Elgin, Southampton, Wiarton, Meaford, Thornbury and more!

If you are considering buying real estate for sale in Owen Sound, and you love to fish, then this is the place for you. Owen Sound’s annual Salmon Spectacular is famous and draws participation from all over Canada and the United States each year. Additionally, some of the largest rainbow trout in the world have been caught in Owen Sound.

RRSP HOME BUYER'S PLAN

This program allows you to withdraw up to $25,000 from your RRSP to buy or build a new home.
You can also use it to buy or build a new home for yourself or someone you know with a disability.

Home buyer's tax credit

The First Time Home Buyer Tax Credit is a non-refundable tax credit that helps homeowners recover closing costs such as legal expenses and inspections.

First-time buyers can claim up to $5,000 for the purchase of a qualifying home on their personal tax return on the year of purchase. You could net up to $750! However, you cannot have lived in another home you or your partner owned in the previous 4 years.

If you have a disability (I.e., you are eligible for the disability tax credit) or if you bought the house to improve accessibility for someone who is disabled, you do not have to be a first-time home buyer.

Genworth Canada Energy-Efficient Housing Program
Receive a 25% rebate when you build a home through one of Genworth Canada’s qualifying energy-efficient building programs or meet the prescribed minimum Natural Resources Canada EnerGuide requirements and fund it through a Genworth Canada insured mortgage.
Land Transfer Tax Refunds for First-Time Home Buyers

Under this program, if you’ve never owned a home anywhere before – ever – you could quality to receive a refund of the land transfer tax for the first $368,000 of the value of the home. The maximum amount of the refund is $4,000.

The biggest hurdle in qualifying for the maximum amount of this program is that all purchasers of the home must be first-time homebuyers. If one or more of the purchasers has owned a home anywhere in the world previously, the amount will be reduced.

GST/HST Tax Credit

The GST/HST new housing rebate gives back some of the GST or the federal part of the HST you paid – up to $1,500 – for new or substantially renovated house that is your primary place of residence provided that you meet all the eligibility requirements.

CMHC Green Home

If you buy, build or renovate for energy efficiency using CMHC-insured financing, you could receive a 15% rebate for building a home to ENERGY STAR standards or up to 25% for building a home to R-2000 building standards.

Northern Locations Energy Credit

Those living in a qualifying location can take advantage of the Northern Ontario Energy Credit. This tax credit allows single people to receive a credit on their taxes of up to $151 and allows families (including single parents) to receive up to $232.

The purpose of this program is to help Northern Ontario residents with the higher energy costs they face living in the north.

Ontario Every And Property Credit

Non-seniors can receive up to $1,043 while seniors can receive up to $1,187. Even students can receive a credit of $25 if any of their costs were related to energy costs, and if you live on a reserve or in a public long-term care home, you can receive up to $232.

Options For Homes
If you are looking to purchase a new condominium, this is a non-profit group that offers different ways of paying for a condominium, including loans and discounts, and offers down payment support.
They also offer a Condo 101 class that explains what someone should look for then they purchase a new condominium.
Habitat For Humanity

You can be a homeowner! Get of the rent rut with Habitat for Humanity. This group helps low-income families build and buy simple, decent quality, affordable homes through a no-interest mortgage with payments set at less than 30% of gross income. Instead of a down payment, families contribute their sweat equity

Municipal Land Transfer Tax Rebate Program

If you are a Canadian citizen or a permanent resident living in Toronto and you’re ready to buy your first home, don’t forget to register for the land transfer tax rebate. In conjunction with the provincial tax credit, you can get up to $4,475.00 back from the land transfer tax you pay when you buy your home.

Both new and existing homes qualify, but neither you and/nor your spouse can ever have owned a home before at any time anywhere in the world. Don’t delay, because to receive the entire rebate, your application has to be reviewed by the City of Toronto before the 10-day deadline is up!

Daniels FirstHome Boost Program

Daniels FirstHome has an innovative payment plan that is much more flexible and achievable in the midst of today’s fluctuating new mortgage rules. With locations throughout the Toronto area, this builder offers condos and townhomes in attractive neighbourhoods aimed at first-time home buyers.

The program offers an interest-free, 20-year forgivable loan for 10% of the down payment that, when added to the 5% that you need to put down, “boosts” your down payment to 15%. On top of that, you could also qualify for an additional $25,000 in financing. You don’t even have to have the whole 5% up front. All you need to get started is $3,500 when you sign the Agreement to Purchase and Sale, and then you can pay $1,000 a month after that until you reach the required 5%.